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Allete - 10-Q quarterly report FY


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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549





FORM 10-Q



(Mark One)

/X/ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities
Exchange Act of 1934

For the quarterly period ended MARCH 31, 2001

or

/ / Transition Report Pursuant to Section 13 or 15(d) of the Securities
Exchange Act of 1934


Commission File No. 1-3548

ALLETE, Inc.

Formerly Minnesota Power, Inc.

A Minnesota Corporation
IRS Employer Identification No. 41-0418150
30 West Superior Street
Duluth, Minnesota 55802-2093
Telephone - (218) 279-5000




Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months and (2) has been subject to such filing requirements for
the past 90 days.
Yes X No
----- -----




Common Stock, no par value,
75,685,479 shares outstanding
as of April 30, 2001
INDEX

Page

Definitions 2

Safe Harbor Statement 3

Part I. Financial Information

Item 1. Financial Statements

Consolidated Balance Sheet -
March 31, 2001 and December 31, 2000 4

Consolidated Statement of Income -
Quarter Ended March 31, 2001 and 2000 5

Consolidated Statement of Cash Flows -
Quarter Ended March 31, 2001 and 2000 6

Notes to Consolidated Financial Statements 7

Item 2. Management's Discussion and Analysis of Financial
Condition and Results of Operations 11

Item 3. Quantitative and Qualitative Disclosures about
Market Risk 16

Part II. Other Information

Item 4. Submission of Matters to a Vote of Security Holders 16

Item 5. Other Information 16

Item 6. Exhibits and Reports on Form 8-K 17

Signatures 18




1 ALLETE First Quarter 2001 Form 10-Q
DEFINITIONS

The following abbreviations or acronyms are used in the text. References in this
report to "we," "us" and "our" are to ALLETE, Inc. and its subsidiaries,
collectively.


ABBREVIATION OR ACRONYM TERM
- --------------------------------------------------------------------------------

2000 Form 10-K ALLETE's Annual Report on Form 10-K for the Year
Ended December 31, 2000

ADESA ADESA Corporation

AFC Automotive Finance Corporation

ALLETE ALLETE, Inc.

ALLETE Properties ALLETE Properties, Inc.

ALLETE Water Services ALLETE Water Services, Inc.

APC Auto Placement Center, Inc.

Company ALLETE, Inc. and its subsidiaries

ComSearch ComSearch, Inc.

Dicks Creek Dicks Creek Wastewater Utility

EBITDAL Earnings Before Interest, Taxes, Depreciation,
Amortization and Lease Expense

ESOP Employee Stock Ownership Plan

FERC Federal Energy Regulatory Commission

Florida Water Florida Water Services Corporation

FPSC Florida Public Service Commission

Heater Heater Utilities, Inc.

MPUC Minnesota Public Utilities Commission

NCUC North Carolina Utilities Commission

PSCW Public Service Commission of Wisconsin

SEC Securities and Exchange Commission

Square Butte Square Butte Electric Cooperative

SWL&P Superior Water, Light and Power Company



ALLETE First Quarter 2001 Form 10-Q 2
SAFE HARBOR STATEMENT UNDER
THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995

In connection with the safe harbor provisions of the Private Securities
Litigation Reform Act of 1995, we are hereby filing cautionary statements
identifying important factors that could cause our actual results to differ
materially from those projected in forward-looking statements (as that term is
defined in the Private Securities Litigation Reform Act of 1995) made by or on
behalf of ALLETE in this quarterly report on Form 10-Q, in presentations, in
response to questions or otherwise. Any statements that express, or involve
discussions as to, expectations, beliefs, plans, objectives, assumptions or
future events or performance (often, but not always, through the use of words or
phrases such as "anticipates," "believes," "estimates," "expects," "intends,"
"plans," "predicts," "projects," "will likely result," "will continue" or
similar expressions) are not statements of historical facts and may be
forward-looking.

Forward-looking statements involve estimates, assumptions and uncertainties and
are qualified in their entirety by reference to, and are accompanied by, the
following important factors, which are difficult to predict, contain
uncertainties, are beyond our control and may cause actual results to differ
materially from those contained in forward-looking statements:

- prevailing governmental policies and regulatory actions, including
those of the United States Congress, state legislatures, the FERC, the
MPUC, the FPSC, the NCUC, the PSCW and various county regulators, about
allowed rates of return, industry and rate structure, acquisition and
disposal of assets and facilities, operation and construction of plant
facilities, recovery of purchased power and capital investments, and
present or prospective wholesale and retail competition (including but
not limited to transmission costs);

- economic and geographic factors, including political and economic
risks;

- changes in and compliance with environmental and safety laws and
policies;

- weather conditions;

- population growth rates and demographic patterns;

- competition for retail and wholesale customers;

- pricing and transportation of commodities;

- market demand, including structural market changes;

- changes in tax rates or policies or in rates of inflation;

- changes in project costs;

- unanticipated changes in operating expenses and capital expenditures;

- capital market conditions;

- competition for new energy development opportunities; and

- legal and administrative proceedings (whether civil or criminal) and
settlements that influence the business and profitability of ALLETE.

Any forward-looking statement speaks only as of the date on which that statement
is made, and we undertake no obligation to update any forward-looking statement
to reflect events or circumstances after the date on which that statement is
made or to reflect the occurrence of unanticipated events. New factors emerge
from time to time and it is not possible for management to predict all of those
factors, nor can it assess the impact of each of those factors on the businesses
of ALLETE or the extent to which any factor, or combination of factors, may
cause actual results to differ materially from those contained in any
forward-looking statement.


3 ALLETE First Quarter 2001 Form 10-Q
PART I.    FINANCIAL INFORMATION
ITEM 1. FINANCIAL STATEMENTS
<TABLE>
ALLETE
CONSOLIDATED BALANCE SHEET
Millions
<CAPTION>
MARCH 31, DECEMBER 31,
2001 2000
Unaudited Audited
- -----------------------------------------------------------------------------------------------------------------
<S> <C> <C>
ASSETS

Current Assets
Cash and Cash Equivalents $ 209.5 $ 219.3
Trading Securities 94.4 90.8
Accounts Receivable (Less Allowance of $13.0 and $11.7) 390.0 265.7
Inventories 29.9 26.4
Prepayments and Other 147.2 128.8
- -----------------------------------------------------------------------------------------------------------------

Total Current Assets 871.0 731.0

Property, Plant and Equipment 1,493.5 1,479.7

Investments 118.0 116.4

Goodwill 499.5 472.8

Other Assets 115.5 114.1
- -----------------------------------------------------------------------------------------------------------------
TOTAL ASSETS $3,097.5 $2,914.0
- -----------------------------------------------------------------------------------------------------------------
LIABILITIES AND STOCKHOLDERS' EQUITY

LIABILITIES
Current Liabilities
Accounts Payable $ 377.5 $ 269.1
Accrued Taxes, Interest and Dividends 74.6 52.3
Notes Payable 218.2 274.2
Long-Term Debt Due Within One Year 14.1 15.8
Other 71.0 95.6
- -----------------------------------------------------------------------------------------------------------------
Total Current Liabilities 755.4 707.0

Long-Term Debt 1,069.5 952.3

Accumulated Deferred Income Taxes 119.9 125.1

Other Liabilities 160.2 153.8
- -----------------------------------------------------------------------------------------------------------------
Total Liabilities 2,105.0 1,938.2
- -----------------------------------------------------------------------------------------------------------------
Company Obligated Mandatorily Redeemable
Preferred Securities of Subsidiary ALLETE Capital I
Which Holds Solely Company Junior Subordinated Debentures 75.0 75.0
- -----------------------------------------------------------------------------------------------------------------
STOCKHOLDERS' EQUITY

Common Stock Without Par Value, 130.0 Shares Authorized
75.6 and 74.7 Shares Outstanding 585.5 576.9

Unearned ESOP Shares (54.9) (55.7)

Accumulated Other Comprehensive Loss (10.7) (4.2)

Retained Earnings 397.6 383.8
- -----------------------------------------------------------------------------------------------------------------
Total Stockholders' Equity 917.5 900.8
- -----------------------------------------------------------------------------------------------------------------
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $3,097.5 $2,914.0
- -----------------------------------------------------------------------------------------------------------------
The accompanying notes are an integral part of these statements.
</TABLE>

ALLETE First Quarter 2001 Form 10-Q 4
<TABLE>
ALLETE
CONSOLIDATED STATEMENT OF INCOME
Millions Except Per Share Amounts - Unaudited
<CAPTION>
QUARTER ENDED
MARCH 31,
2001 2000
- -----------------------------------------------------------------------------------------------------------------
<S> <C> <C>
OPERATING REVENUE
Energy Services $159.4 $141.6
Automotive Services 211.1 119.5
Water Services 29.5 28.0
Investments 13.0 33.5
- -----------------------------------------------------------------------------------------------------------------
Total Operating Revenue 413.0 322.6
- -----------------------------------------------------------------------------------------------------------------
OPERATING EXPENSES
Fuel and Purchased Power 62.4 53.1
Operations 272.6 201.2
Interest Expense 22.0 16.3
- -----------------------------------------------------------------------------------------------------------------
Total Operating Expenses 357.0 270.6
- -----------------------------------------------------------------------------------------------------------------
OPERATING INCOME 56.0 52.0

DISTRIBUTIONS ON REDEEMABLE
PREFERRED SECURITIES OF ALLETE CAPITAL I 1.5 1.5

INCOME TAX EXPENSE 21.6 20.1
- -----------------------------------------------------------------------------------------------------------------
NET INCOME $ 32.9 $ 30.4
- -----------------------------------------------------------------------------------------------------------------

AVERAGE SHARES OF COMMON STOCK
Basic 71.2 69.1
Diluted 71.8 69.2
- -----------------------------------------------------------------------------------------------------------------

BASIC AND DILUTED
EARNINGS PER SHARE OF COMMON STOCK $0.46 $0.43
- -----------------------------------------------------------------------------------------------------------------

DIVIDENDS PER SHARE OF COMMON STOCK $0.2675 $0.2675
- -----------------------------------------------------------------------------------------------------------------
The accompanying notes are an integral part of this statement.
</TABLE>

5 ALLETE First Quarter 2001 Form 10-Q
<TABLE>
ALLETE
CONSOLIDATED STATEMENT OF CASH FLOWS
Millions - Unaudited

<CAPTION>
QUARTER ENDED
MARCH 31,
2001 2000
- -----------------------------------------------------------------------------------------------------------------
<S> <C> <C>
OPERATING ACTIVITIES
Net Income $ 32.9 $ 30.4
Depreciation and Amortization 25.4 20.3
Deferred Income Taxes (1.4) (3.3)
Changes In Operating Assets and Liabilities
Trading Securities (3.6) (1.7)
Accounts Receivable (124.3) (93.4)
Inventories (3.5) (2.1)
Accounts Payable 108.4 122.4
Other Current Assets and Liabilities (23.7) (33.4)
Other - Net 6.4 6.4
- -----------------------------------------------------------------------------------------------------------------
Cash From Operating Activities 16.6 45.6
- -----------------------------------------------------------------------------------------------------------------
INVESTING ACTIVITIES
Additions to Investments (1.9) (4.8)
Additions to Property, Plant and Equipment (24.6) (30.1)
Acquisitions - Net of Cash Acquired (47.2) (15.7)
Other - Net 8.8 12.4
- -----------------------------------------------------------------------------------------------------------------
Cash For Investing Activities (64.9) (38.2)
- -----------------------------------------------------------------------------------------------------------------
FINANCING ACTIVITIES
Issuance of Common Stock 6.9 8.2
Issuance of Long-Term Debt 125.8 35.0
Changes in Notes Payable - Net (56.0) 79.5
Reductions of Long-Term Debt (10.3) (38.6)
Dividends on Preferred and Common Stock (19.0) (18.9)
- -----------------------------------------------------------------------------------------------------------------
Cash From Financing Activities 47.4 65.2
- -----------------------------------------------------------------------------------------------------------------
EFFECT OF EXCHANGE RATE CHANGES ON CASH (8.9) (0.4)
- -----------------------------------------------------------------------------------------------------------------
CHANGE IN CASH AND CASH EQUIVALENTS (9.8) 72.2
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 219.3 101.5
- -----------------------------------------------------------------------------------------------------------------
CASH AND CASH EQUIVALENTS AT END OF PERIOD $209.5 $173.7
- -----------------------------------------------------------------------------------------------------------------

SUPPLEMENTAL CASH FLOW INFORMATION
Cash Paid During the Period For
Interest - Net of Capitalized $23.7 $17.3
Income Taxes $1.7 $15.5
- -----------------------------------------------------------------------------------------------------------------
The accompanying notes are an integral part of this statement.
</TABLE>

ALLETE First Quarter 2001 Form 10-Q 6
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

The accompanying unaudited consolidated financial statements and notes should be
read in conjunction with our 2000 Form 10-K. In our opinion all adjustments
necessary for a fair statement of the results for the interim periods have been
included. The results of operations for an interim period may not give a true
indication of results for the year.

NOTE 1. BUSINESS SEGMENTS
Millions
<TABLE>
<CAPTION>
ENERGY AUTOMOTIVE WATER CORPORATE
CONSOLIDATED SERVICES SERVICES SERVICES INVESTMENTS CHARGES
- ------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C>
FOR THE QUARTER ENDED
- ---------------------
MARCH 31, 2001
- --------------`
Operating Revenue $413.0 $159.4 $211.1<F1> $29.5 $13.0 -
Operation and Other Expense 301.6 122.0 153.3 17.5 4.3<F3> $ 4.5
Depreciation and Amortization Expense 25.4 11.6 10.0 3.7 - 0.1
Lease Expense 8.0 0.6 6.8 0.6 - -
Interest Expense 22.0 4.9 10.6 2.7 - 3.8
- ------------------------------------------------------------------------------------------------------------------------
Operating Income (Loss) 56.0 20.3 30.4 5.0 8.7 (8.4)
Distributions on Redeemable
Preferred Securities of Subsidiary 1.5 0.6 - - - 0.9
Income Tax Expense (Benefit) 21.6 7.8 12.7 1.9 3.2 (4.0)
- ------------------------------------------------------------------------------------------------------------------------
Net Income (Loss) $ 32.9 $ 11.9 $ 17.7 $ 3.1 $ 5.5 $(5.3)
- ------------------------------------------------------------------------------------------------------------------------

EBITDAL $111.4 $37.4 $57.8 $12.0 $8.7 $(4.5)
Total Assets $3,097.5 $908.7 $1,590.9<F2> $335.2 $262.4 $0.3
Property, Plant and Equipment $1,493.5 $790.4 $425.5 $277.6 - -
Accumulated Depreciation and Amortization $994.9 $672.5 $103.0 $217.2 $2.2 -
Capital Expenditures $24.6 $8.0 $9.7 $6.9 - -

- ------------------------------------------------------------------------------------------------------------------------

FOR THE QUARTER ENDED
- ---------------------
MARCH 31, 2000
- --------------
Operating Revenue $322.6 $141.6 $119.5<F1> $28.0 $33.5 -
Operation and Other Expense 228.0 106.3 85.1 17.3 14.9<F3> $ 4.4
Depreciation and Amortization Expense 20.3 11.5 4.8 3.8 0.1 0.1
Lease Expense 6.0 0.7 4.9 0.4 - -
Interest Expense 16.3 5.2 3.9 2.6 - 4.6
- ------------------------------------------------------------------------------------------------------------------------
Operating Income (Loss) 52.0 17.9 20.8 3.9 18.5 (9.1)
Distributions on Redeemable
Preferred Securities of Subsidiary 1.5 0.4 - - - 1.1
Income Tax Expense (Benefit) 20.1 6.8 8.9 1.5 7.0 (4.1)
- ------------------------------------------------------------------------------------------------------------------------
Net Income (Loss) $ 30.4 $ 10.7 $ 11.9 $ 2.4 $11.5 $(6.1)
- ------------------------------------------------------------------------------------------------------------------------

EBITDAL $94.6 $35.3 $34.4 $10.7 $18.6 $(4.4)
Total Assets $2,534.2 $1,054.7 $848.7<F2> $318.2 $312.2 $0.4
Property, Plant and Equipment $1,277.1 $771.0 $250.9 $255.2 - -
Accumulated Depreciation and Amortization $935.4 $677.0 $60.5 $195.9 $2.0 -
Capital Expenditures $30.1 $9.7 $15.1 $5.3 - -
- ------------------------------------------------------------------------------------------------------------------------
<FN>
<F1> Included $34.8 million of Canadian operating revenue in 2001 ($17.1 million in 2000).
<F2> Included $227.2 million of Canadian assets in 2001 ($149.6 million in 2000).
<F3> Included $0.3 million of minority interest in 2001 ($0.2 million in 2000).
</FN>
</TABLE>

7 ALLETE First Quarter 2001 Form 10-Q
NOTE 2.    REGULATORY MATTERS

FLORIDA WATER 1991 RATE CASE REFUNDS. In 1995 the Florida First District Court
of Appeals (Court of Appeals) reversed a 1993 FPSC order establishing uniform
rates for most of Florida Water's service areas. With "uniform rates" all
customers in each uniform rate area pay the same rates for water and wastewater
services. In response to the Court of Appeals' order, in August 1996 the FPSC
ordered Florida Water to issue refunds to those customers who paid more since
October 1993 under uniform rates than they would have paid under stand-alone
rates. This order did not permit a balancing surcharge to customers who paid
less under uniform rates. Florida Water appealed, and the Court of Appeals ruled
in June 1997 that the FPSC could not order refunds without balancing surcharges.
In response to the Court of Appeals' ruling, the FPSC issued an order in January
1998 that did not require refunds. In February 1998 this order was appealed by
customers who paid more under uniform rates. That appeal is still pending.
Florida Water's potential refund liability is about $15 million, which includes
interest. We believe that if refunds are ordered an equal surcharge to other
customers would be required consistent with the 1997 Court of Appeals ruling. We
are unable to predict the outcome of this matter.

In the same January 1998 order, the FPSC required Florida Water to refund, with
interest, $2.5 million, the amount paid by customers in the Spring Hill service
area from January 1996 through June 1997 under uniform rates which exceeded the
amount these customers would have paid under a modified stand-alone rate
structure. No balancing surcharge was permitted. The FPSC ordered this refund
because Spring Hill customers continued to pay uniform rates after other
customers began paying modified stand-alone rates effective January 1996 under
the FPSC's interim rate order in Florida Water's 1995 rate case. The FPSC did
not include Spring Hill in this interim rate order because Hernando County had
assumed jurisdiction over Spring Hill's rates. In June 1997 Florida Water
reached an agreement with Hernando County to revert prospectively to stand-alone
rates for Spring Hill customers.

Florida Water appealed the $2.5 million refund order. While the appeal was
pending, Florida Water and Hernando County reached a settlement of all remaining
issues in this matter that provides Spring Hill customers with a prospective
rate reduction effective April 2001 reducing annual revenue by $0.6 million for
three years with no refunds. Florida Water agreed not to file a rate case for
three years. The settlement was approved in December 2000 by Hernando County and
the FPSC in February 2001. The appeal has been dismissed.



NOTE 3. ACQUISITIONS

ADESA AUCTION FACILITIES. On January 18, 2001 we acquired all of the outstanding
stock of ComSearch in exchange for ALLETE common stock and paid cash to purchase
all of the assets of Auto Placement Center, Inc. (APC) in transactions with an
aggregate value of $62.4 million. APC was accounted for using the purchase
method. APC financial results have been included in our consolidated financial
statements since the date of purchase. ComSearch was accounted for as a pooling
of interest with financial results included in our consolidated financial
statements since January 1, 2001. Pro forma financial results have not been
presented due to immateriality.

DICKS CREEK. ALLETE Water Services purchased, subject to certain conditions, the
assets of Dicks Creek, a wastewater utility located near Atlanta, Georgia, in
December 2000 for $6.6 million plus a commitment to pay the seller a fee for
residential connections. The commitment requires the payment of a minimum of
$400,000 annually beginning December 31, 2001 for four years or until cumulative
payments reach $2 million, whichever occurs first. The transaction closed on
February 1, 2001 and was accounted for using the purchase method. Financial
results have been included in our consolidated financial statements since
February 2001. Pro forma financial results have not been presented due to
immateriality.

ALLETE First Quarter 2001 Form 10-Q 8
NOTE 4.    LONG-TERM DEBT

On February 21, 2001 ALLETE issued $125 million of 7.80% Senior Notes, due
February 15, 2008. Proceeds were used to repay a portion of ALLETE's short-term
borrowings incurred for the acquisition of vehicle auction facilities purchased
in 2000 and early 2001, and for general corporate purposes.


NOTE 5. INCOME TAX EXPENSE
<TABLE>
<CAPTION>
QUARTER ENDED
MARCH 31,
2001 2000
- --------------------------------------------------------------------------------------------------------------------
Millions

<S> <C> <C>
Current Tax
Federal $ 19.8 $ 19.6
Foreign 0.8 0.5
State 2.4 3.3
- --------------------------------------------------------------------------------------------------------------------
23.0 23.4
- --------------------------------------------------------------------------------------------------------------------

Deferred Tax
Federal (1.2) (2.3)
Foreign (0.2) (0.1)
State 0.4 (0.5)
- --------------------------------------------------------------------------------------------------------------------
(1.0) (2.9)
- --------------------------------------------------------------------------------------------------------------------
Deferred Tax Credits (0.4) (0.4)
- --------------------------------------------------------------------------------------------------------------------
Total Income Tax Expense $ 21.6 $ 20.1
- --------------------------------------------------------------------------------------------------------------------
</TABLE>


NOTE 6. TOTAL COMPREHENSIVE INCOME

For the quarter ended March 31, 2001 total comprehensive income was $26.4
million ($49.0 million for the quarter ended March 31, 2000). Total
comprehensive income includes net income, unrealized gains and losses on
securities classified as available-for-sale, changes in the fair value of an
interest rate swap and foreign currency translation adjustments.



NOTE 7. NEW ACCOUNTING STANDARDS

As of January 1, 2001 we adopted Statement of Financial Accounting Standards No.
(SFAS) 133, "Accounting for Derivative Instruments and Hedging Activities." SFAS
133 establishes accounting and reporting standards requiring that every
derivative instrument be recorded on the balance sheet as either an asset or
liability measured at fair value. Changes in fair value are to be recognized in
current earnings or other comprehensive income, depending on the purpose for
which the derivative is held. Our use of derivative instruments is not
significant. Upon adoption of SFAS 133, we held two interest rate swaps, both of
which qualify for hedge accounting. Based on our current hedging practices, the
adoption of SFAS 133 will have minimal earnings impact.

9 ALLETE First Quarter 2001 Form 10-Q
NOTE 8.    SQUARE BUTTE PURCHASED POWER CONTRACT

Minnesota Power has a power purchase agreement with Square Butte that extends
through 2026 (Agreement). It provides a long-term supply of low-cost energy to
customers in our electric service territory and enables Minnesota Power to meet
power pool reserve requirements. Square Butte, a North Dakota cooperative
corporation, owns a 455-megawatt coal-fired generating unit (Unit) near Center,
North Dakota. The Unit is adjacent to a generating unit owned by Minnkota Power
Cooperative, Inc. (Minnkota), a North Dakota cooperative corporation whose Class
A members are also members of Square Butte. Minnkota serves as the operator of
the Unit and also purchases power from Square Butte.

Minnesota Power is entitled to approximately 71 percent of the Unit's output
under the Agreement. After 2005 and upon compliance with a two-year advance
notice requirement, Minnkota has the option to reduce Minnesota Power's
entitlement by 5 percent annually, to a minimum of 50 percent. Minnesota Power
is obligated to pay its pro rata share of Square Butte's costs based on
Minnesota Power's entitlement to Unit output. Minnesota Power's payment
obligation is suspended if Square Butte fails to deliver any power, whether
produced or purchased, for a period of one year. Square Butte's fixed costs
consist primarily of debt service. At March 31, 2001 Square Butte had total debt
outstanding of $314.9 million. Total annual debt service for Square Butte is
expected to be approximately $36 million in each of the years 2001 through 2003
and $23 million in both 2004 and 2005. Variable operating costs include the
price of coal purchased from BNI Coal, Ltd., our subsidiary, under a long-term
contract. Minnesota Power's payments to Square Butte are approved as purchased
power expense for ratemaking purposes by both the MPUC and FERC.

ALLETE First Quarter 2001 Form 10-Q 10
ITEM 2.    MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL
CONDITION AND RESULTS OF OPERATIONS

ALLETE is a multi-services company with operations in four business segments:
(1) ENERGY SERVICES, which include electric and gas services, coal mining and
telecommunications; (2) AUTOMOTIVE SERVICES, which include a network of vehicle
auctions, an automobile dealer finance company, and several subsidiaries that
are integral parts of the vehicle redistribution business; (3) WATER SERVICES,
which include water and wastewater services; and (4) INVESTMENTS, which include
real estate operations, investments in emerging technologies related to the
electric utility industry and a securities portfolio. Corporate charges
represent general corporate expenses, including interest, not specifically
related to any one business segment.


CONSOLIDATED OVERVIEW

Each of our operating segments produced solid financial results during the first
quarter of 2001. For the quarter ended March 31, 2001, net income was up 8
percent and earnings per share were up 7 percent over the same period of 2000.

<TABLE>
<CAPTION>
QUARTER ENDED
MARCH 31,
2001 2000
- -------------------------------------------------------------------------------------------------------------------
Millions
<S> <C> <C>

Operating Revenue
Energy Services $159.4 $141.6
Automotive Services 211.1 119.5
Water Services 29.5 28.0
Investments 13.0 33.5
- -------------------------------------------------------------------------------------------------------------------

$413.0 $322.6
- -------------------------------------------------------------------------------------------------------------------

Operating Expenses
Energy Services $139.1 $123.7
Automotive Services 180.7 98.7
Water Services 24.5 24.1
Investments 4.3 15.0
Corporate Charges 8.4 9.1
- -------------------------------------------------------------------------------------------------------------------

$357.0 $270.6
- -------------------------------------------------------------------------------------------------------------------

Net Income
Energy Services $11.9 $10.7
Automotive Services 17.7 11.9
Water Services 3.1 2.4
Investments 5.5 11.5
Corporate Charges (5.3) (6.1)
- -------------------------------------------------------------------------------------------------------------------

$32.9 $30.4
- -------------------------------------------------------------------------------------------------------------------

Diluted Average Shares of Common Stock - Millions 71.8 69.2
- -------------------------------------------------------------------------------------------------------------------

Diluted Earnings Per Share of Common Stock $0.46 $0.43
- -------------------------------------------------------------------------------------------------------------------
</TABLE>

NET INCOME

The following net income discussion summarizes significant events for the
quarter ended March 31, 2001.

ENERGY SERVICES' net income in 2001 reflected increased margins on wholesale
marketing activities and increased sales to residential and commercial
customers. These increases were partially offset by decreased sales to
industrial customers.

AUTOMOTIVE SERVICES reported higher net income in 2001 due to significant
acquisitions made in 2000 and early 2001 and increased financing activity at
AFC's loan production offices. EBITDAL for ADESA's 28 same-store auction
facilities was flat for the first quarter of 2001 reflecting increased costs and
no increase in volumes because of inclement weather in 2001. Vehicles expected
at auction in the first

11 ALLETE First Quarter 2001 Form 10-Q
quarter of 2001 that did not occur are expected to come to auction in the second
and third quarters of 2001.

WATER SERVICES' net income was higher in 2001 reflecting customer growth, an
October 2000 rate increase implemented by Heater, productivity enhancements and
the release of escrow proceeds received from the sale of assets to Orange
County, Florida in 1997.

INVESTMENTS reported lower net income in 2001 primarily due to the timing of
sales by our real estate operations. In 2000 significant real estate sales were
recorded during the first quarter. There were no comparable sales in 2001.
However, in April 2001 our real estate operations announced that its largest
sale ever is expected to close in June 2001. Net income from Investments was
also lower in 2001 due to lower income from our emerging technology investments
and our securities portfolio. The after-tax return on our securities portfolio
was 10.32 percent in 2001 (3.96 percent in 2000), however, we had a lower
average balance in 2001. During 2000 we reduced the size of our securities
portfolio to partially fund significant acquisitions made by Automotive
Services.


COMPARISON OF THE QUARTERS ENDED MARCH 31, 2001 AND 2000

OPERATING REVENUE

ENERGY SERVICES' operating revenue was up $17.8 million, or 13 percent in 2001.
Additional demand revenue from large power customers who converted a portion of
their interruptible power to firm power and fuel clause recoveries for higher
purchased power and gas prices more than offset a 7 percent decrease in
megawatthour sales. The decline in megawatthour sales was attributed to a 20
percent decrease in sales to taconite customers due to temporary shutdowns.
Megawatthour sales to residential and commercial customers were up due to more
normal winter weather in 2001. In addition, the average price we charged for
wholesale electricity was up 58 percent reflecting overall wholesale market
conditions and adding $6.1 million to operating revenue.

Revenue from electric sales to taconite customers accounted for 9 percent of
consolidated operating revenue in 2001 (13 percent in 2000). Electric sales to
paper and pulp mills accounted for 4 percent of consolidated operating revenue
in both 2001 and 2000. Sales to other power suppliers accounted for 6 percent of
consolidated operating revenue in both 2001 and 2000.

AUTOMOTIVE SERVICES' operating revenue was up $91.6 million, or 77 percent, in
2001 primarily due to significant acquisitions made in 2000 and early 2001. At
ADESA auction facilities 500,000 vehicles were sold in 2001 (295,000 in 2000),
an increase of 69 percent. Financial results for 2001 included three months of
operations from 28 auction facilities acquired or opened in 2000 and results
from acquisitions made in January 2001. Financial results for 2001 were
negatively impacted by the timing of vehicles coming to auction and inclement
weather that resulted in both low attendance at and canceled auctions. Operating
revenue from AFC was also higher in 2001 reflecting a 13 percent increase in
vehicles financed through its loan production offices. AFC financed
approximately 221,000 vehicles in 2001 (195,000 in 2000). AFC has had 86 loan
production offices since April 2000.

WATER SERVICES' operating revenue was up $1.5 million, or 5 percent, in 2001 due
to customer growth of 6 percent, an October 2000 rate increase implemented by
Heater and the release of escrow proceeds received from the sale of assets to
Orange County, Florida in 1997.

INVESTMENTS' operating revenue was down $20.5 million, or 61 percent, in 2001
primarily due to the timing of sales by our real estate operations. In 2001 two
large real estate sales contributed $2.6 million to revenue, while in 2000 three
large real estate sales contributed $18.8 million to revenue. Revenue from our
emerging technology investments was also $3.1 million lower in 2001. Revenue
from our securities portfolio was down slightly in 2001 due to a lower average
balance.

ALLETE First Quarter 2001 Form 10-Q 12
OPERATING EXPENSES

ENERGY SERVICES' operating expenses were up $15.4 million, or 12 percent, in
2001 because of higher prices paid for purchased power and purchased gas.

AUTOMOTIVE SERVICES' operating expenses were up $82.0 million, or 83 percent, in
2001 primarily due to significant acquisitions made in 2000 and early 2001. In
addition to the increased costs associated with having more vehicle auction
facilities in operation, expenses in 2001 included integration costs, additional
amortization of goodwill and higher interest expense related to debt issued in
late 2000 to finance these acquisitions. Operating expenses in 2001 also
reflected additional expenses for utility and labor costs incurred as a result
of inclement weather conditions compared to 2000 when weather conditions were
relatively mild.

WATER SERVICES' operating expenses were up $0.4 million, or 2 percent, in 2001
due to customer growth and the inclusion of water and wastewater systems
acquired in 2000.

INVESTMENTS' operating expenses were down $10.7 million, or 71 percent, in 2001
as a result of lower sales by our real estate operations.


OUTLOOK

We experienced solid performance from each of our four business segments during
the first quarter of 2001. Automotive Services acquisitions made during 2000 and
early 2001, and continued growth of AFC, our vehicle finance company,
contributed significantly to net income for the first quarter of 2001. With the
addition of "total loss" vehicle recovery services at existing ADESA vehicle
auction facilities and economies of scale as a result of integration
efficiencies at newly acquired vehicle auction facilities, we expect to achieve
our 2001 goal of a 40 percent earnings growth for Automotive Services. The
increase in cash flow from Automotive Services will be used to pay down the
acquisition debt.

We announced the $29 million sale of the Tarpon Point property in Fort Myers,
Florida, which is expected to close in the second quarter of 2001.


LIQUIDITY AND CAPITAL RESOURCES

CASH FLOW ACTIVITIES. During the first quarter of 2001 cash flow from operations
reflected strong operating results and continued focus on working capital
management. Cash flow from operations was lower in 2001 due to $15 million of
cash related to AFC's December 2000 floorplanning program expansion with a
manufacturer (see Working Capital below) and the timing of Automotive Services'
cash receipts and disbursements. Cash flow from operations was also affected by
a number of factors representative of normal operations.

WORKING CAPITAL. Additional working capital, if and when needed, generally is
provided by the sale of commercial paper. Our securities investments can be
liquidated to provide funds for reinvestment in existing businesses or
acquisition of new businesses. Approximately 6 million original issue shares of
our common stock are available for issuance through INVEST DIRECT, our direct
stock purchase and dividend reinvestment plan.

A substantial amount of ADESA's working capital is generated internally from
payments for services provided. However, ADESA has arrangements to use proceeds
from the sale of commercial paper issued by ALLETE to meet short-term working
capital requirements arising from the timing of payment obligations to vehicle
sellers and the availability of funds from vehicle purchasers. During the sales
process, ADESA does not typically take title to vehicles.

AFC also has arrangements to use proceeds from the sale of commercial paper
issued by ALLETE to meet its operational requirements. AFC offers short-term
on-site financing for dealers to purchase vehicles

13 ALLETE First Quarter 2001 Form 10-Q
at auctions in exchange for a security interest in those vehicles. The financing
is provided through the earlier of the date the dealer sells the vehicle or a
general borrowing term of 30 to 45 days.

AFC sells certain finance receivables on a revolving basis to a wholly owned,
unconsolidated, qualified special purpose subsidiary. This subsidiary in turn
sells, on a revolving basis, an undivided interest in eligible finance
receivables, up to a maximum at any one time outstanding of $300 million, to
third party purchasers under an agreement that expires at the end of 2002. At
March 31, 2001 AFC had sold $401.2 million of finance receivables to the special
purpose subsidiary ($335.7 million at December 31, 2000). Third party purchasers
had purchased an undivided interest in finance receivables of $274.0 million
from this subsidiary at March 31, 2001 ($239 million at December 31, 2000). AFC
also entered into an arrangement in December 2000 with a manufacturer to
floorplan certain vehicles located at auctions awaiting resale by June 15, 2001
for a security interest in those vehicles. AFC sells these finance receivables,
on a revolving basis, to another wholly owned, unconsolidated, qualified special
purpose subsidiary. This subsidiary borrows money from a third party under an
agreement that expires June 15, 2001. At March 31, 2001 AFC had sold $38.8
million of these finance receivables to the special purpose subsidiary ($53.5
million at December 31, 2000). At March 31, 2001 the third party lender had
advanced $40 million against these receivables ($43 million at December 31,
2000). At March 31, 2001 AFC also held $19.3 million in cash that will be used
to pay down a portion of the $40 million of third party lender debt during the
second quarter of 2001. Unsold finance receivables and unfinanced receivables
held by the special purpose subsidiaries are recorded by AFC as residual
interest at fair value. Fair value is based upon estimates of future cash flows,
using assumptions that market participants would use to value such instruments,
including estimates of anticipated credit losses over the life of the
receivables sold without application of a discount rate due to the short-term
nature of the receivables sold. The fair value of AFC's residual interest was
$122.7 million at March 31, 2001 ($106.2 million at December 31, 2000). Proceeds
from the sale of the receivables were used to repay borrowings from ALLETE and
fund vehicle inventory purchases for AFC's customers.

Significant changes in accounts receivable and accounts payable balances at
March 31, 2001 compared to December 31, 2000 were due to increased sales and
financing activity at Automotive Services. Typically auction volumes are down
during the winter months and in December because of the holidays. As a result,
both ADESA and AFC had higher receivables and higher payables at March 31, 2001.

ACQUISITIONS AND DIVESTITURES. In January 2001 we acquired all of the
outstanding stock of ComSearch in exchange for ALLETE common stock and paid cash
to purchase all of the assets of APC in transactions with an aggregate value of
$62.4 million. APC was funded with internally generated funds and short-term
debt which was refinanced with long-term debt. (See Long-Term Debt below.) APC
is a provider of "total loss" vehicle recovery services with ten auction
facilities in the United States. ComSearch provides Internet-based parts
location and insurance adjustment audit services nationwide. Both APC and
ComSearch are based in Rhode Island.

ALLETE Water Services purchased, subject to certain conditions, the assets of
Dicks Creek, a wastewater utility located near Atlanta, Georgia, in December
2000 for $6.6 million plus a commitment to pay the seller a fee for future
residential connections. The commitment requires payment of a minimum of
$400,000 annually beginning December 31, 2001 for four years or until cumulative
payments reach $2 million, whichever occurs first. The transaction closed in
February 2001 and was funded with internally generated funds.

In April 2001 we announced ALLETE Properties has a firm contract to sell Tarpon
Point Marina and the surrounding 150 acres of development property in Cape
Coral, Florida to the Grosse Point Development Company for $29 million in cash.
To effect this transaction, ALLETE Properties will sell the stock of its
subsidiary that owns the real estate being transferred. Cape Coral is adjacent
to Fort Myers. The closing is scheduled for June 2001 and is expected to be a
significant contributor to earnings in the second quarter of 2001. This
transaction will be the largest single real estate sale by a subsidiary of
ALLETE.

In May 2001 ADESA purchased the assets of the I-44 Auto Auction in Tulsa,
Oklahoma. The I-44 Auto Auction which is located on 75 acres was renamed ADESA
Tulsa and offers six fully automated auction lanes, storage for over 3,000
vehicles and a five-bay reconditioning and detail facility. The transaction was
funded with internally generated funds.

ALLETE First Quarter 2001 Form 10-Q 14
LONG-TERM  DEBT.  In February 2001 we issued $125 million of 7.80% Senior Notes,
due February 15, 2008. Proceeds were used to repay a portion of ALLETE's
short-term bank borrowings incurred for the acquisition of vehicle auction
facilities in 2000 and early 2001 and for general corporate purposes.

In March 2001 ALLETE, ALLETE Capital II and ALLETE Capital III, jointly filed a
registration statement with the SEC pursuant to Rule 415 under the Securities
Act of 1933. The registration statement, which has been declared effective by
the SEC, relates to the possible issuance, from time to time when market
conditions and the needs of ALLETE warrant, of an aggregate amount of $500
million of securities which may include ALLETE common stock, first mortgage
bonds, and other debt securities and ALLETE Capital II and ALLETE Capital III
preferred trust securities. ALLETE also previously filed registration
statements, which have been declared effective by the SEC, relating to the
possible issuance, from time to time when market conditions and the needs of
ALLETE warrant, of 1,814,000 shares of ALLETE common stock and $25 million of
first mortgage bonds and other debt securities. Any offer and sale of the above
mentioned securities will be made only by means of a prospectus meeting the
requirements of the Securities Act of 1933 and the rules and regulations
thereunder.

In May 2001 we redeemed $1.3 million of 5.6% Industrial Development Refunding
Revenue Bonds, Series 1994-A, City of Little Falls, Minnesota. This redemption
was funded with internally generated funds.

INVESTMENTS. As companies included in our emerging technology investments are
sold, we may recognize a gain or loss. In the second half of 2000, several of
the private companies included in our emerging technology investments went
public by completing initial public offerings. Typically, investors in a private
company are not permitted to sell stock in the company for a period of 180 days
following the company's initial public offering. Other restrictions on sale may
also apply. Since going public, the market value of these companies has
experienced significant volatility. Our investment in the companies that have
gone public has a cost basis of approximately $13 million. The aggregate market
value of our investment in these companies at March 31, 2001 was $33 million.

Our emerging technology investments provide us with access to developing
technologies before their commercial debut, as well as potential financial
returns and diversification opportunities. We view these investments as a source
of capital for redeployment in existing businesses and a potential entree into
additional business opportunities. Portions of any proceeds received on these
investments may be reinvested back into companies to encourage development of
future technology.

CAPITAL REQUIREMENTS. Consolidated capital expenditures for the quarter ended
March 31, 2001 totaled $24.6 million ($30.1 million in 2000). Expenditures for
2001 included $8.0 million for Energy Services, $9.7 million for Automotive
Services and $6.9 million for Water Services. Internally generated funds and the
issuance of long-term debt were the primary sources of funding for these
expenditures.

--------------------------

Readers are cautioned that forward-looking statements including those contained
above, should be read in conjunction with our disclosures under the heading:
"SAFE HARBOR STATEMENT UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF
1995" located on page 3 of this Form 10-Q.

15 ALLETE First Quarter 2001 Form 10-Q
ITEM 3.    QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

Our securities portfolio has exposure to both price and interest rate risk.
Investments held principally for near-term sale are classified as trading
securities and recorded at fair value. Trading securities consist primarily of
the common stock of publicly traded companies. In strategies designed to hedge
overall market risks, we also sell common stock short. Investments held for an
indefinite period of time are classified as available-for-sale securities and
also recorded at fair value. Available-for-sale securities consist of our direct
investments in emerging technology companies and securities in a grantor trust
established to fund certain employee benefits.

MARCH 31, 2001 FAIR VALUE
-------------------------------------------------------------
Millions

Trading Securities Portfolio $94.4
Available-For-Sale Securities Portfolio $24.0

-------------------------------------------------------------




PART II. OTHER INFORMATION
ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

On May 8, 2001 shareholders of ALLETE elected 11 directors and approved the
appointment of PricewaterhouseCoopers LLP as our independent accountants for
2001 and the change of our legal name to ALLETE, Inc. Voting results will be
provided in our Form 10-Q for the quarter ended June 30, 2001.




ITEM 5. OTHER INFORMATION

Reference is made to our 2000 Form 10-K for background information on the
following updates. Unless otherwise indicated, cited references are to our 2000
Form 10-K.


Ref. Page 23. - First Paragraph

On May 8, 2001 shareholders of ALLETE approved the change of our legal name to
ALLETE, Inc. The new name became effective on May 8, 2001.


Ref. Page 25. - Minimum Revenue and Demand Under Contract Table

As of May 1, 2001 the minimum annual revenue Minnesota Power would collect under
contracts with its large power customers is estimated to be $107.1 million for
2001.


Ref. Page 28. - Fourth Full Paragraph
Ref. Page 29. - First Full Paragraph

In December 1999 the FERC issued its Order No. 2000 in which it strongly
encouraged all transmission owners in the United States to transfer operational
control over their transmission systems to independent regional transmission
organizations that would have certain specified characteristics and perform
certain specified functions relating to the transmission of electricity in
interstate commerce. On February 28, 2001 Minnesota Power and SWL&P submitted an
application for membership in the Midwest Independent System Operator (MISO),
which is proposing to become one of the nation's largest electric power delivery
systems, and signed the MISO's Transmission Owner's Agreement. Participation by
Minnesota Power and SWL&P is contingent on the receipt of all necessary
regulatory approvals.

ALLETE First Quarter 2001 Form 10-Q 16
The MISO was founded in 1996 by certain  transmission  owners in the  Midwestern
United States and was specifically configured to comply with the FERC concept of
an independent regional transmission organization. Its primary objectives are to
provide open access to a large regional transmission system, thus facilitating
development of a robust marketplace and enhancing the stability and reliability
of the region's power grid. When it becomes operational, the non-profit MISO
will operate as a single transmission system for the transmission facilities of
several Midwestern transmission owners.


Ref. Page 28. - Eighth Full Paragraph

On February 23, 2001 the Minnesota Supreme Court denied the MPUC's appeal
regarding Minnesota Power's 1998 "lost margin" case. The MPUC had disallowed
recovery of $3.5 million of lost margins associated with activities related to
Conservation Improvement Programs for 1998. On March 29, 2001 Minnesota Power
filed the Conservation Improvement Program Consolidated Filing with the MPUC
requesting approval to recover the lost margins and associated carrying charges.


Ref. Page 28. - Last Paragraph

On March 15, 2001 the Minnesota Environmental Quality Board (MEQB) unanimously
approved Minnesota Power's request that the 12-mile Minnesota portion of the
Wausau-to-Duluth transmission line proposed jointly by Wisconsin Public Service
Corporation and Minnesota Power be exempt from the requirements of the Minnesota
Power Plant Siting Act. A request for reconsideration filed by opponents to the
project was denied by the MEQB on April 19, 2001. Minnesota Power will begin the
process of obtaining local special use permits or other local requirements.


Ref. Page 31. - Second Paragraph
Ref. Page 32. - Table

On May 1, 2001 ADESA purchased the assets of the I-44 Auto Auction in Tulsa,
Oklahoma. The I-44 Auto Auction which is located on 75 acres was renamed ADESA
Tulsa and offers six fully automated auction lanes, storage for over 3,000
vehicles and a five-bay reconditioning and detail facility.



ITEM 6. EXHIBITS AND REPORTS ON FORM 8-K

(a) Exhibits.

3(a) - Amendment to Certificate of Assumed Name, filed with the Minnesota
Secretary of State on May 8, 2001
3(b) - Articles of Incorporation, as amended and restated as of May 8, 2001
3(c) - Bylaws, as amended effective May 8, 2001


(b) Reports on Form 8-K.

Report on Form 8-K filed January 19, 2001 with respect to Item 5. Other
Events and Item 7. Financial Statements and Exhibits.

Report on Form 8-K filed April 11, 2001 with respect to Item 5. Other
Events.

Report on Form 8-K filed April 18, 2001 with respect to Item 7. Financial
Statements and Exhibits.


17 ALLETE First Quarter 2001 Form 10-Q
SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.




ALLETE, Inc.





May 8, 2001 D. G. Gartzke
-------------------------------------
D. G. Gartzke
Senior Vice President - Finance
and Chief Financial Officer




May 8, 2001 Mark A. Schober
-------------------------------------
Mark A. Schober
Vice President and Controller





ALLETE First Quarter 2001 Form 10-Q 18
EXHIBIT INDEX
Exhibit
Number

3(a) - Amendment to Certificate of Assumed Name, filed with the Minnesota
Secretary of State on May 8, 2001
3(b) - Articles of Incorporation, as amended and restated as of May 8, 2001
3(c) - Bylaws, as amended effective May 8, 2001