Heritage Insurance (HRTG)

P/B ratio as of December 2025 : 2.14

According to Heritage Insurance's latest financial reports the company has a price-to-book ratio of 1.08602.
The price-to-book ratio is a way to measure how much the stock market thinks a company is worth compared to how much the company says its assets are worth on paper.

Heritage Insurance - P/B ratio (from 2014 to 2025)

P/B ratio by year

Year	P/B ratio	Change
2025-12-31	2.06	62.24%
2024-12-31	1.27	41.85%
2023-12-31	0.8964	152.18%
2022-12-31	0.3554	-25.62%
2021-12-31	0.4779	-24.8%
2020-12-31	0.6355	-24.87%
2019-12-31	0.8459	-17.09%
2018-12-31	1.02	-17.09%
2017-12-31	1.23	-10.96%
2016-12-31	1.38	-25.82%
2015-12-31	1.86	-17.91%
2014-12-31	2.27
2013-12-31	N/A

P/B ratio for similar companies or competitors

Company	P/B ratio	P/B ratio differencediff.	Country
Arch Capital ACGL	1.53	-28.71%	🇧🇲 Bermuda
RLI Corp. RLI	3.18	48.66%	🇺🇸 USA
W. R. Berkley WRB	2.72	27.18%	🇺🇸 USA

What is the market capitalization of a company?

The market capitalization sometimes referred as Marketcap, is the value of a publicly listed company.
In most cases it can be easily calculated by multiplying the share price with the amount of outstanding shares.

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Heritage Insurance (HRTG) - P/B ratio