BGC Group
BGC
#3163
Rank
$4.73 B
Marketcap
$9.98
Share price
1.42%
Change (1 day)
10.28%
Change (1 year)

BGC Group - 10-Q quarterly report FY


Text size:
U.S. SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 10-Q

(Mark One)

( X ) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended March 31, 2000

OR

( ) TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

For the transition period from _______________ to _______________

Commission file number 0-28191

eSpeed, Inc.
--------------------------------------------------
(Exact Name of Registrant as Specified in Its Charter)


Delaware 13-4063515
------------------------ ------------------------
(State or Other (I.R.S. Employer
Jurisdiction of Identification No.)
Incorporation or
Organization)


One World Trade Center, 103rd Floor
--------------------------------------------------
(Address of Principal Executive Offices)

New York, New York 10048
--------------------------------------------------
(City, State, Zip Code)

(212) 938-3773
--------------------------------------------------
(Registrant's Telephone Number, Including Area Code)

Indicate by check whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter periods that the
registrant was required to file such reports), and (2) has been subject to
such filing requirements for the past 90 days. Yes X No
-----


Indicate the number of shares outstanding of each of the issuer's classes
of common stock, as of the latest practicable date.

Class Outstanding at May 5, 2000
- ----- --------------------------
Class A Common Stock, par value $.01 per share 10,350,000 shares
Class B Common Stock, par value $.01 per share 40,650,000 shares
Part I-FINANCIAL INFORMATION

ITEM 1. Financial Statements Page

Consolidated Statements of Financial Condition-- 1
March 31, 2000 (unaudited) and December 31, 1999

Consolidated Statements of Operations (unaudited)-Three Months 2
Ended March 31, 2000 and Period Ended March 26, 1999

Consolidated Statements of Cash Flows (unaudited)-Three Months 3
Ended March 31, 2000 and Period Ended March 26, 1999

Notes to Consolidated Financial Statements (unaudited) 4

ITEM 2. Management's Discussion and Analysis of Financial Condition 12
and Results of Operations

ITEM 3. Quantitative and Qualitative Disclosures about Market Risk 18


PART II--OTHER INFORMATION


ITEM 1. Legal Proceedings 19

ITEM 2. Changes in Securities and Use of Proceeds 19

ITEM 3. Defaults Upon Senior Securities 20

ITEM 4. Submission of Matters to a Vote of 20
Security Holders

ITEM 5. Other Information 20

ITEM 6. Exhibits and Reports on Form 8-K 22
PART I.  FINANCIAL INFORMATION
ITEM 1. Financial Statements

eSpeed, Inc. and Subsidiaries
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION
As of March 31, 2000 and December 31, 1999


Assets

March 31, December 31,
2000 1999
(unaudited)
------------ ------------
Cash.............................................. $ 45,995 $ 201,001
Securities purchased under agreements to resell... 128,493,533 134,644,521
------------ ------------
Fixed assets, at cost............................. 17,593,033 12,556,627
Less accumulated depreciation and amortization.... (4,018,890) (3,086,555)
------------ ------------
Fixed assets, net................................. 13,574,143 9,470,072
Prepaid expenses, principally computer maintenance
agreements 1,704,626 11,495
------------ ------------
Total assets...................................... $143,818,297 $144,327,089
============ ============

Liabilities and Stockholders' Equity

Liabilities:

Payable to affiliates, net........................ $ 6,906,849 $ 6,743,929
Accounts payable and accrued liabilities.......... 6,325,551 2,071,347
------------ ------------
Total liabilities................................. 13,232,400 8,815,276
------------ ------------


Stockholders' Equity:

Preferred stock, par value $.01 per share;
50,000,000 shares authorized, no shares issued or
outstanding....................................... ---- ----

Class A common stock, par value $.01 per share;
200,000,000 shares authorized; 10,350,000 shares
issued and outstanding............................ 103,500 103,500
Class B common stock, par value $.01 per share;
100,000,000 shares authorized; 40,650,000 shares
issued and outstanding............................ 406,500 406,500
Additional paid in capital........................ 147,588,726 147,588,726
Accumulated deficit............................... (17,512,829) (12,586,913)
------------ ------------
Total stockholders' equity........................ 130,585,897 135,511,813
------------ ------------
Total liabilities and stockholders' equity........ $143,818,297 $144,327,089
============ ============


See notes to consolidated financial statements


-1-
eSpeed, Inc. and Subsidiaries
CONSOLIDATED STATEMENTS OF OPERATIONS
for the three months ended March 31, 2000 and the period from March 10, 1999
(date of commencement of operations) to March 26, 1999 (unaudited)

For the three For the
months ended period ended
March 31, March 26,
Revenues: 2000 1999
------------ ------------
Transaction revenues.............................. $ 19,246,396 $ 1,120,534
Interest income................................... 1,842,774 ----
System services fees from affiliates.............. 3,161,057 827,716
------------ ------------

Total revenues.................................... 24,250,227 1,948,250
------------ ------------


Expenses:

Compensation and employee benefits................ 11,337,786 1,267,838
Occupancy and equipment........................... 4,699,749 676,023
Professional and consulting fees.................. 2,459,088 185,985
Communications and client networks................ 839,694 221,159
Fulfillment fees paid to affiliates............... 5,075,801 26,817
Administrative fees paid to affiliates............ 1,604,151 93,701
Advertising....................................... 1,129,073 ----
Other............................................. 1,938,301 15,235
------------ ------------
Total expenses.................................... 29,083,643 2,486,758
------------ ------------

Loss before provision (benefit) for income taxes.. (4,833,416) (538,508)
------------ ------------

Provision (benefit) for income taxes:

Federal........................................... ---- ----
State and local................................... 92,500 (13,470)
------------ ------------

Total taxes....................................... 92,500 (13,470)
------------ ------------

Net loss.......................................... $ (4,925,916) $ (525,038)
============ ============


Per Share Data

Basic and diluted net loss per share.............. $ (.10) $ (.01)

Weighted average shares of common stock
outstanding....................................... 51,000,000 44,000,000


See notes to consolidated financial statements

-2-
eSpeed, Inc. and Subsidiaries

CONSOLIDATED STATEMENTS OF CASH FLOWS
for the three months ended March 31, 2000 and the period from March 10, 1999
(date of commencement of operations) to March 26, 1999 (unaudited)

For the three For the
months ended period ended
March 31, March 26,
Cash flows from operating activities: 2000 1999
------------ ------------
Net loss.......................................... $ (4,925,916) $ (525,038)
Non-cash item included in net loss:
Depreciation and amortization................. 932,335 163,050
Increase in operating assets:
Prepaid expenses.............................. (1,693,131) (74,225)
Increase (decrease) in operating liabilities:
Payable to affiliates, net.................... 162,920 546,136
Accounts payable and accrued liabilities...... 4,254,204 307,570
------------ ------------
Cash (used in)/provided by operating
activities............................. (1,269,588) 417,493
------------ ------------

Cash flows from investing activities:

Decrease in securities purchased under agreements
to resell......................................... 6,150,988 ----
Purchases of fixed assets......................... (5,036,406) (417,493)
------------ ------------
Cash provided by (used in)/investing activities 1,114,582 (417,493)
------------ ------------

Net decrease in cash.............................. (155,006) ----
------------ ------------

Cash balance, beginning of period................. 201,001 ----
------------ ------------

Cash balance, end of period....................... $ 45,995 $ ----
============ ============


See notes to consolidated financial statements


-3-
eSpeed, Inc. and Subsidiaries
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
for the three months ended March 31, 2000 (unaudited)


1. Introduction and Basis of Presentation

eSpeed, Inc. (eSpeed or, together with its wholly owned subsidiaries, the
Company) is a leading provider of interactive business-to-business electronic
marketplace solutions designed to enable market participants to trade financial
and non-financial products more efficiently and at a lower cost than traditional
trading environments permit. eSpeed commenced operations on March 10, 1999 as a
division of Cantor Fitzgerald Securities (CFS). eSpeed is a Delaware corporation
that was incorporated on June 3, 1999. In December 1999, the Company completed
its initial public offering (the Offering). eSpeed is a majority owned
subsidiary of CFS, which in turn is a 99.5% owned subsidiary of Cantor
Fitzgerald, L.P. (CFLP, or together with its subsidiaries, Cantor). The
accompanying financial statements include activities of the Company while
operating as a division of CFS from March 10, 1999 to the Offering.

The Company's financial statements have been prepared in accordance with
the rules and regulations of the Securities Exchange Commission (the SEC) with
respect to the Form 10-Q and reflect all normal recurring adjustments which are,
in the opinion of management, necessary for a fair presentation of the results
for the interim periods presented. Pursuant to such rules and regulations,
certain footnote disclosures which are normally required under generally
accepted accounting principles have been omitted. It is recommended that these
consolidated financial statements be read in conjunction with the audited
consolidated financial statements included the Company's Annual Report on Form
10-K for the period ended December 31, 1999 (the Form 10-K). The Consolidated
Statement of Financial Condition at December 31, 1999 was derived from audited
financial statements. The results of operations for any interim period are not
necessarily indicative of results for the full year.

2. Fixed Assets

Fixed assets consist of the following:

March 31, December 31,
2000 1999
------------ ------------
Computer and communication equipment............ $ 12,827,566 $ 9,544,265

Software, including software development costs.. 4,765,467 3,012,362
------------ ------------

17,593,033 12,556,627

Less accumulated depreciation and amortization.. (4,018,890) (3,086,555)
------------ ------------

Fixed assets, net............................... $ 13,574,143 $ 9,470,072
============ ============


3. Income Taxes

Since the commencement date of the Offering, the Company has been subject
to income tax as a corporation. The net operating losses from that date, in the
amount of $9,137,997, will be available to the Company on a carry-forward basis
through 2015 to offset future operating income of the Company.


-4-
eSpeed, Inc. and Subsidiaries
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
for the three months ended March 31, 2000 (unaudited)


4. Commitments and Contingencies

Legal Matters: On May 5, 1999, CFLP, The Board of Trade of the City of
Chicago, The New York Mercantile Exchange and The Chicago Mercantile Exchange
were sued by Electronic Trading Systems Corporation in the United States
District Court for the Northern District of Texas (Dallas Division) for alleged
infringement of Wagner United States patent 4,903,201, entitled "Automated
Futures Trade Exchange." The patent relates to a system and method for
implementing an electronic, computer-automated futures exchange. On July 1,
1999, Cantor answered the complaint, asserting, among other things, that the
`201 patent was invalid and not infringed by Cantor and that Cantor was not the
real party in interest. Although not identified by the complaint, Cantor
believes that the system being charged with infringement is a version of the
electronic trading system used by the Cantor ExchangeSM, which Cantor
contributed to the Company in December 1999. Electronic Trading Systems
Corporation executed a Covenant Not to Sue, Release and Settlement Agreement,
dated February 18, 2000, pursuant to which it agreed not to sue CFLP or any of
its affiliates or successors, including the Company, or any customers, for
infringement of the `201 patent by the Cantor ExchangeSM. On March 22, 2000,
counsel to the parties filed with the court a Joint Stipulation and (proposed)
Order of Dismissal requesting that CFLP be dismissed from the case without
prejudice by Electronic Trading Systems Corporation. On March 23, 2000, the
Court signed an Agreed Order of Dismissal and on March 24, 2000 CFLP was
dismissed from the case.

In February 1998, Market Data Corporation contracted with Chicago Board
Brokerage (a company controlled by the Chicago Board of Trade and Prebon Yamane)
to provide the technology for an electronic trading system to compete with
Cantor's United States Treasury brokerage business. Market Data Corporation is
controlled by Iris Cantor and Rodney Fisher, her nephew-in-law. Iris Cantor, a
company under the control of Iris Cantor referred to herein as CFI, and Rodney
Fisher are limited partners of CFLP.

In April 1998, CFLP filed a complaint in the Delaware Court of Chancery
against Market Data Corporation, Iris Cantor, CFI, Rodney Fisher and Chicago
Board Brokerage seeking an injunction and other remedies. The complaint alleges
that Iris Cantor, CFI and Rodney Fisher violated certain duties, including
fiduciary duties under Cantor's partnership agreement due to their competition
with CFLP with respect to the electronic trading system mentioned above. The
complaint further alleges that Market Data Corporation and Chicago Board
Brokerage tortiously interfered with Cantor's partnership agreement and aided
and abetted Iris Cantor's, CFI's and Rodney Fisher's breaches of fiduciary duty.
Iris Cantor, CFI and Rodney Fisher counterclaimed seeking, among other things,
(1) to reform agreements they have with CFLP and (2) a declaration that CFLP
breached the implied covenant of good faith and fair dealing. Cantor has agreed
to indemnify the Company for any liabilities that are incurred with respect to
any current or future litigation involving (1) Market Data Corporation, (2) Iris
Cantor, (3) CFI or (4) Rodney Fisher.


-5-
eSpeed, Inc. and Subsidiaries
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
for the three months ended March 31, 2000 (unaudited)


CFLP settled its dispute with Chicago Board Brokerage in April 1999, and
Chicago Board Brokerage subsequently announced it was disbanding its operations.
On March 17, 2000, the Delaware Court of Chancery ruled in favor of CFLP,
finding that Iris Cantor, CFI and Rodney Fisher had breached the Partnership
Agreement of CFLP, and that Market Data Corporation had aided and abetted that
breach. The court awarded CFLP declaratory judgment relief and court costs and
attorneys' fees. Counsel for the defendants have expressed their intentions to
appeal this result. Final judgment has not yet been entered, but Iris Cantor,
CFI, Rodney Fisher and MDC filed a notice of appeal on April 12, 2000. On April
14, 2000, CFLP moved to dismiss the appeal as premature, but as a protective
measure filed a notice of cross-appeal on April 27, 2000. On May 8, 2000, the
Delaware Supreme Court issued an order dismissing the appeal and cross-appeal as
premature because the Chancery Court has not entered final judgment. The Company
believes Market Data Corporation's technology for electronic trading systems
would be of substantial assistance to competitors in the wholesale market if
provided to them.

Two related actions are pending in New York. In a case pending in the
Supreme Court of New York, New York County, plaintiff CFLP alleges, among other
things, that defendants Market Data Corporation, CFI, Iris Cantor and Rodney
Fisher misused confidential information of CFLP in connection with the
above-mentioned provision of technology to Chicago Board Brokerage. In a case
pending in the United States District Court for the Southern District of New
York, CFI and Iris Cantor allege, among other things, that certain senior
officers of CFLP breached fiduciary duties they owed to CFI. The allegations in
this lawsuit relate to several of the same events underlying the court
proceedings in Delaware. Neither of these two cases has been pursued during the
pendency of the court proceedings in Delaware. On April 24, 2000, the defendants
received an order from the Court granting permission to move to dismiss the
federal action and providing that briefing on the motion to dismiss should be
completed by June 15, 2000.

In addition to the allegations set forth in the pending lawsuits, Cantor
has received correspondence from the attorneys representing Iris Cantor, CFI,
Market Data Corporation and Rodney Fisher in the proceedings in Delaware,
expressing a purported concern that Cantor and/or certain of its partners may be
in breach of Cantor's partnership agreement (including, among other things, the
partnership agreement's provisions relating to competition with the partnership)
and the general partnership agreement of CFS with respect to the Company's
initial public offering. Generally, these attorneys have alleged that various
purported conflicts of interest will exist arising from the fact that certain of
the Company's directors and officers will simultaneously hold positions with
CFLP. Moreover, these attorneys have asserted that the Company's business plan
may not be consistent with certain purported rights of Market Data Corporation
(including purported intellectual property rights) and other parties and they
requested more information regarding the Company's initial public offering.

Although the Company does not expect to incur any losses with respect to
the pending lawsuits or supplemental allegations surrounding Cantor's
partnership agreement, Cantor has agreed to indemnify the Company with respect
to any liabilities the Company incurs as a result of such lawsuits or
allegations.


-6-
eSpeed, Inc. and Subsidiaries
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
for the three months ended March 31, 2000 (unaudited)



On June 21, 1999, Cantor and its affiliate CFPH, LLC, brought suit against
Liberty Brokerage Investment Corporation and Liberty Brokerage Inc. in the
United States District Court for the District of Delaware for infringement of
the Fraser et al. U.S. patent 5,905,974, entitled "Automated Auction Protocol
Processor." Cantor alleged in the complaint that Liberty was infringing the `974
patent by making, using, selling and/or offering for sale systems and methods
that embody or use the inventions claimed in the `974 patent. On August 10,
1999, Cantor and CFPH, L.L.C. voluntarily dismissed the suit without prejudice.
Subsequently, on August 10, 1999, Liberty filed an action for declaratory
judgment in the United States District Court for the District of Delaware
against Cantor and two of its affiliates, CFS and CFPH, LLC, claiming that the
`974 patent was invalid, unenforceable and not infringed by Liberty. On October
12, 1999, Cantor, CFS and CFPH, LLC moved (1) to dismiss all claims against CFS
for failure to state a claim upon which relief can be granted and (2) to dismiss
the action as against Cantor, CFS and CFPH, LLC for lack of an actual case or
controversy within the meaning of 28 U.S.C. Section 2201. On November 22, 1999,
the Court granted the motion to dismiss the action as against CFS, and denied
the motion to dismiss the action as against Cantor and its affiliate CFPH, LLC.
On January 5, 2000, Liberty filed an Amended Complaint naming the Company as a
defendant. On January 19, 2000, Cantor and CFPH, LLC filed a Second Renewed
Motion to Dismiss the action. On March 8, 2000, oral arguments took place on the
Second Renewed Motion to Dismiss. No decision has been rendered. The Company has
assumed responsibility for defending this suit on behalf of Cantor and its
affiliates and the risk of loss associated with it.

Although the ultimate outcome of these actions cannot be ascertained at
this time and the results of legal proceedings cannot be predicted with
certainty, it is the opinion of management that the resolution of these matters
will not have a material adverse effect on the financial condition or results of
operations of the Company.

5. Related Party Transactions

The Company had overnight securities purchased under agreements to resell
(Resale, or Reverse Repurchase agreements) with CFS totaling $128,493,533, and
$134,644,521, including accrued interest, at March 31, 2000 and December 31,
1999, respectively. Under the terms of the agreement, the securities
collateralizing the Resale Agreements are held under a custodial arrangement
with a third party bank.

Under a Joint Services Agreement between the Company and Cantor, the
Company earns transaction revenues equal to a percentage of Cantor's commission
revenues on customer transactions for services provided by the Company. The
percentage of the transaction revenues range from 2.5% to 100%, depending on the
type of electronic services provided for the transaction. Revenues from such
transactions during the periods ended March 31, 2000 and March 26, 1999 totaled
$19,246,396 and $1,120,534, respectively.

On certain transactions (those in which the Company receives 100% of the
commission revenue share), Cantor provides the Company with fulfillment services
for which Cantor is paid a fee of 20% or 35% of the transaction revenues earned
on the transaction. Charges to the Company from Cantor for such fulfillment
services during the periods ended March 31, 2000 and March 26, 1999 totaled
$5,075,801 and $26,817, respectively.


-7-
eSpeed, Inc. and Subsidiaries
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
for the three months ended March 31, 2000 (unaudited)



Under an Administrative Services Agreement between the Company and Cantor,
the Company provides network, data center and server administration support and
other technology services to Cantor. The Company charges Cantor for these
services commensurate with its costs of providing these services. System
services fees received from Cantor during the periods ended March 31, 2000 and
March 26, 1999, totaled $3,161,057 and $827,716, respectively.

Under an Administrative Services Agreement, Cantor provides various
administrative services to the Company, including accounting, tax, sales and
marketing, legal and facilities management. The Company is required to reimburse
Cantor for the cost of providing such services. The costs represent the direct
and indirect costs of providing such services and are determined based upon the
time incurred by the individual performing such services. Management believes
that this allocation methodology is reasonable. The Administrative Services
Agreement has a three-year term which will renew automatically for successive
one-year terms unless cancelled upon six month's prior notice by either the
Company or Cantor. The Company incurred administrative fees for such services
during the periods ended March 31, 2000 and March 26, 1999 totaled $1,604,151
and $93,701, respectively.

6. Regulatory Capital Requirements

Through its subsidiary, eSpeed Government Securities, Inc., effective
December 2, 1999, the Company is subject to SEC broker-dealer regulation under
Section 15C of the Securities Exchange Act of 1934, which requires the
maintenance of minimum liquid capital, as defined. At March 31, 2000, eSpeed
Government Securities, Inc.'s liquid capital of $6,999,520 was in excess of
minimum requirements by $6,974,520.

Additionally, the Company's subsidiary, eSpeed Securities, Inc., effective
December 1, 1999, is subject to SEC broker-dealer regulation under Rule 17a-5 of
the Securities Exchange Act of 1934, which requires the maintenance of minimum
net capital and requires that the ratio of aggregate indebtness to net capital,
both as defined, shall not exceed 8 to 1. At March 31, 2000, eSpeed Securities,
Inc. had net capital of $1,522,624, which was $1,450,561 in excess of its
required net capital of $72,063, and eSpeed Securities, Inc.'s net capital ratio
was 0.38 to 1.

7. Options and Warrants

During the three months ended March 31, 2000, the Company issued 114,738
options to employees. The options vest ratably over the four successive
anniversaries of the grant date. The options had an estimated fair value of
$3,231,116 as of the grant date. No options or warrants were exercised or
expired and 32,611 options were forfeited during the three months ended March
31, 2000.

Had the Company accounted for its options granted in its stock-based
compensation plan based on the fair value of awards at grant date in a manner
consistent with the methodology of SFAS 123, the Company's net loss and loss per
common share for the three months ended March 31, 2000 would have increased by
$5,852,244 and $0.11, respectively. As of March 31, 2000, the weighted average
remaining contractual life of options and warrants outstanding was approximately
9 years; and options for 510,000 shares were currently exercisable.


-8-
eSpeed, Inc. and Subsidiaries
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
for the three months ended March 31, 2000 (unaudited)



8. Segment and Geographic Data

Segment Information: The Company currently operates its business in one
segment, that of operating interactive electronic business-to-business vertical
marketplaces for the trading of financial and non-financial products. This
segment comprised approximately 79% of revenues for the period ended March 31,
2000 and 58% of revenues for the period ended March 26, 1999. The remainder of
the Company's revenues was derived from system services fees from Cantor and
interest income.

Geographic Information: The Company operates in the Americas, Europe, and
Asia. Revenue attribution for purposes of preparing geographic data is
principally based upon the marketplace where the financial product is traded,
which, as a result of regulatory jurisdiction constraints in most circumstances,
is also representative of the location of the client generating the transaction
resulting in commissionable revenue. The information that follows, in
management's judgment, provides a reasonable representation of the activities of
each region as of and for the three months ended March 31, 2000 and the period
from March 10, 1999 to March 26, 1999.

For the three For the
months ended period ended
TRANSACTION REVENUES March 31, 2000 March 26, 1999
--------------- ----------------
Europe................................... $ 3,142,845 $ 385,447
Asia..................................... 315,200 32,179
------------ ------------

Total Non-Americas....................... 3,458,045 417,626
Americas................................. 15,788,351 702,908
------------ ------------

TOTAL.................................... $ 19,246,396 $ 1,120,534
============ ============


AVERAGE LONG-LIVED ASSETS................. March 31, 2000 Dec. 31, 1999
-------------- -------------

Europe................................... $ 1,859,226 $ 2,257,914
Asia..................................... 832,057 925,790
------------ ------------
Total Non-Americas....................... 2,691,283 3,183,704
Americas................................. 8,830,824 5,236,613
------------ ------------
TOTAL.................................... $ 11,522,107 $ 8,420,317
============ ============


-9-
eSpeed, Inc. and Subsidiaries
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
for the three months ended March 31, 2000 (unaudited)



9. Subsequent Event

On April 26, 2000, the Company entered into a Subscription Agreement (a
"Subscription Agreement") with each of The Williams Companies, Inc. ("Williams")
and Dynegy, Inc. ("Dynegy") for the purchase by each of a Unit consisting of (i)
789,071 shares (the "Shares") of the Company's Class A Common Stock, par value
$0.01 per share (the "Class A Stock"), and (ii) warrants (the "Warrants")
exercisable for the purchase of up to 666,666 shares of Class A Stock, for an
aggregate purchase price for the Unit of $25.0 million. The Warrants will have a
per share exercise price of $35.203125, will have a ten year term and will be
exercisable during the last 4 1/2 years of the term, subject to acceleration
under certain prescribed circumstances intended to provide incentives to
Williams and Dynegy to invest in four Qualified Verticals as described below. It
is expected that the purchase and sale of the Units will be consummated (the
"Closing") during the second quarter of fiscal 2000. The Closing is subject to
the satisfaction of certain customary conditions, including the receipt of all
approvals required under the Hart-Scott-Rodino Antitrust Improvements Act of
1976, as amended (or all applicable waiting periods, and any extensions thereof,
under such Act shall have expired or otherwise been terminated). The Shares will
not be transferable prior to the first anniversary of the Closing. As required
by GAAP accounting, the Company will record a one-time, non-cash charge of
approximately $29.8 million at the time of the Closing to reflect the cost of
the Warrants.

Each of Williams and Dynegy agreed in its Subscription Agreement that,
subject to the satisfaction of certain conditions, it will invest $2.5 million
in at least four entities (the "Qualified Verticals") to be formed by the
Company and Cantor within 12 months of the Closing (subject to extension for a
period not to exceed six months under certain prescribed circumstances, the
"Investment Period"). It is expected that each Qualified Vertical will be
jointly owned by industry market participants, the Company and Cantor and will
establish a new vertical electronic and telephonic marketplace with the Company
in which such Qualified Vertical will broker and possibly clear transactions for
the industry market participants and other clients. It is anticipated that the
first Qualified Vertical to be so formed will be an electronic and telephonic
marketplace for North American wholesale transactions in natural gas,
electricity, coal and sulfur dioxide and nitrogen dioxide emissions. Products
that may be traded on other Qualified Verticals include natural gas liquids,
petrochemicals, crude oil and bandwidth. Each of Williams and Dynegy will not
necessarily invest in the same Qualified Verticals as the other. The
Subscription Agreements further provide that, in connection with up to four
additional Qualified Verticals (the "Additional Investment Right"), Williams
and, subject to certain limitations, Dynegy, will be entitled to invest $25.0
million in shares of the Class A Stock at a 10% discount to the average trading
price for the 10 trading days preceding the date of such party's investment in
such new Qualified Vertical, or, under certain circumstances, the public
announcement of the formation of such Qualified Vertical. The Additional
Investment Right is subject to stockholder approval if required, and in such
event, the Company has agreed to submit for a vote of its common stockholders,
at its next annual meeting of stockholders, the approval of the issuance of any
such shares and Cantor has agreed to vote the shares of common stock of the
Company beneficially owned by it in favor of such issuance. Any shares of Class
A Stock purchased pursuant to the Additional Investment Right will not be
transferable prior to the first anniversary of issuance.


-10-
eSpeed, Inc. and Subsidiaries
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
for the three months ended March 31, 2000 (unaudited)


Contemporaneously with the execution of the Subscription Agreements, the
Company entered into a stock purchase agreement with Cantor providing for the
purchase by the Company from Cantor (i) at the Closing, of 789,071 shares of
Class B Common Stock of the Company, par value $.01 per share, representing half
of the number of shares of the Class A Stock being sold by the Company to
Williams and Dynegy pursuant to the Subscription Agreements, for a purchase
price of $25.0 million and (ii) of half of the number of shares purchased by
Williams and Dynegy, in the aggregate, each time an Additional Investment Right
is exercised for the same purchase price per share as is paid by Williams and
Dynegy at the time.



-11-
ITEM 2.  Management's Discussion and Analysis of Financial Condition and
Results of Operations

The information in this report contains forward-looking statements within
the meaning of Section 27A of the Securities Act of 1933, as amended, and
Section 21E of the Securities Exchange Act of 1934, as amended. Such statements
are based upon current expectations that involve risks and uncertainties. Any
statements contained herein that are not statements of historical fact may be
deemed to be forward-looking statements. For example, words such as "may,"
"will," "should," "estimates," "predicts," "potential," "continue," "strategy,"
"believes," "anticipates," "plans," "expects," "intends" and similar
expressions are intended to identify forward-looking statements. Our actual
results and the timing of certain events may differ significantly from the
results discussed in the forward-looking statements. Factors that might cause
or contribute to such a discrepancy include, but are not limited to, those
discussed under "Risk Factors" in our Annual Report on Form 10-K for the year
ended December 31, 1999. The following discussion is qualified in its entirety
by, and should be read in conjunction with, the more detailed information set
forth in our financial statements and the notes thereto appearing elsewhere in
this filing.

Overview

eSpeed, Inc. was incorporated on June 3, 1999 as a Delaware corporation.
Our wholly-owned subsidiaries are eSpeed Securities, Inc., eSpeed Government
Securities, Inc., eSpeed Markets, Inc. and eSpeed International Limited. Prior
to our initial public offering, we were a wholly-owned subsidiary of, and we
conducted our operations as a division of, Cantor Fitzgerald Securities, which
in turn is a 99.5%-owned subsidiary of Cantor Fitzgerald, L.P. (collectively
with its affiliates, "Cantor"). We commenced operations as a division of Cantor
on March 10, 1999, the date the first fully electronic transaction using our
eSpeedSM system was executed. Cantor has been developing systems to promote
fully electronic marketplaces since the early 1990s. Since January 1996, Cantor
has used our eSpeed system internally to conduct electronic trading.

Concurrent with our initial public offering in December 1999, Cantor
contributed to us, and we acquired from Cantor, certain of our assets. These
assets primarily consist of proprietary software, network distribution systems,
technologies and other related contractual rights that comprise our eSpeed
system.

For the three months ended March 31, 2000, we had a net loss of
$4,925,916. This loss primarily resulted from expenditures on our technology
and infrastructure incurred in building our revenue base. We expect that we
will continue to incur losses and generate negative cash flow from operations
for the foreseeable future as we continue to develop our systems and
infrastructure and expand our brand recognition and client base through
increased marketing efforts. In light of the rapidly changing nature of our
business and our limited operating history, we believe that period-to-period
comparisons of our operating results will not necessarily be meaningful and
should not be relied upon as an indication of future performance. In addition,
because the three month period ended March 31, 2000 was a full quarter as
compared to the abbreviated period ended March 26, 1999, we do not believe that
a comparison of our operating results are meaningful.


-12-
Results of Operations

The following table sets forth statement of operations data for the three
months ended March 31, 2000 and the period from March 10, 1999 (date of
commencement of operations) to March 26, 1999.

Revenues: March 31, March 26,
Transaction Revenues: 2000 1999
------------- -------------
Fully electronic transactions............. $ 14,502,288 $ 76,621
Voice-assisted brokerage transactions..... 3,861,240 664,597
Screen assisted open outcry transactions.. 882,868 379,316
------------- -------------
Total transaction revenues....... 19,246,396 1,120,534

Interest income................................ 1,842,774
System services fees........................... 3,161,057 827,716
------------- -------------
Total revenues................... 24,250,227 1,948,250
------------- -------------



Expenses:

Compensation and employee benefits........ 11,337,786 1,267,838
Occupancy and equipment................... 4,699,749 676,023
Professional and consulting fees.......... 2,459,088 185,985
Communications and client networks........ 839,694 221,159
Fulfillment services fees................. 5,075,801 26,817
Administrative fees....................... 1,604,151 93,701
Advertising............................... 1,129,073
Other..................................... 1,938,301 15,235
------------- -------------

Total expenses................... 29,083,643 2,486,758
------------- -------------



Loss before provision (benefit) for income
taxes........................................ $ (4,833,416) $ (538,508)
============= =============


-13-
Revenues

Transaction Revenues

We operate interactive electronic marketplaces. We have entered into a
Joint Services Agreement with Cantor under which we and Cantor agreed to
collaborate to provide brokerage and related services to clients in multiple
electronic markets for transactions in securities and other financial products.
In addition, we may, in our discretion, collaborate on operating markets for
non-financial products. Under the Joint Services Agreement, we own and operate
the electronic trading systems and are responsible for providing electronic
brokerage services, and Cantor provides voice-assisted brokerage services,
fulfillment services such as clearance and settlement, and related services
such as credit risk management services, oversight of client suitability and
regulatory compliance, sales positioning of products and other services
customary to marketplace intermediary operations. Under this agreement, we and
Cantor have agreed to share revenues derived from transactions effected in the
marketplaces in which we collaborate and other specified markets.

Generally, if the transactions:

o are effected in a marketplace in which we collaborate with Cantor, are
fully electronic transactions and relate to financial products, such as
fixed income securities, futures contracts, derivatives and commodities,
that are not traded on the Cantor ExchangeSM, or products that are traded
on the Cantor Exchange, then we receive the aggregate transaction
revenues and pay to Cantor service fees equal to 35% and 20% of the
transaction revenues, respectively.

o are effected in a marketplace in which we collaborate with Cantor, involve
voice-assisted brokerage services that Cantor provides and the
transactions relate to (1) financial products that are not traded on the
Cantor Exchange, or (2) products that are traded on the Cantor
Exchange, then, in the case of a transaction described in (1), Cantor
receives the aggregate transaction revenues and pays to us a service fee
equal to 7% of the transaction revenues, and, in the case of a transaction
described in (2), we receive the aggregate transaction revenues and pay to
Cantor a service fee equal to 55% of the transaction revenues.

o are effected in a marketplace in which we do not collaborate with Cantor,
but in which we do provide electronic brokerage services, and (1) the
transaction relates to a financial product, then we will receive the
aggregate transaction revenues and pay to Cantor a fulfillment service fee
equal to 20% of the transaction and data revenues paid to or received by
us or (2) the transaction relates to a non-financial product, then we will
receive all of the transaction revenues.

o are not effected through an electronic marketplace, but are electronically
assisted, such as screen-assisted open outcry transactions, then Cantor
receives the aggregate transaction revenues and pays to us a service fee
equal to 2.5% of the transaction revenues.

We are pursuing an aggressive strategy to convert most of Cantor's
financial marketplace products to our eSpeed system and, with the assistance of
Cantor, to continue to create new markets and convert new clients to our eSpeed
system. Other than Cantor, no client of ours accounted for more than 10% of our
transaction revenues from our date of inception through March 31, 2000.


-14-
The process of converting these marketplaces includes modifying existing
Cantor trading systems to allow for transactions to be entered directly from a
client location, signing an agreement with the client, installing the hardware
and software at the client location and establishing lines between us and the
client.

For the three months ended March 31, 2000, we earned $19,246,396 in
transaction revenues, as compared to transaction revenues of $1,120,534 for the
period from March 10, 1999 to March 26, 1999. The growth in revenue was
attributable to the addition of electronic marketplaces and clients to our
eSpeed system. In addition, revenues for the three months ended March 31, 2000
were positively impacted by the unusually high level of volatility in the fixed
income markets around the world. It is anticipated that as more marketplaces are
converted to our eSpeed system and more clients are added to our eSpeed system,
more of our income will be generated from marketplaces around the world. Our
revenues are currently highly dependent on transaction volume in the fixed
income markets globally. Accordingly, revenues are dependent on the volume of
transactions in marketplaces that we operate, which can be affected by, among
other things, economic and political conditions in the United States and
elsewhere in the world, concerns over inflation and wavering
institutional/consumer confidence levels, the availability of cash for
investment by mutual funds and other wholesale and retail investors, rising
interest rates, fluctuating exchange rates, legislative and regulatory changes
and currency values.

Interest Income

The proceeds of our initial public offering on December 10, 1999 have been
invested by us in reverse repurchase agreements which are fully collateralized
by U.S. Government securities held in a custodial account at The Chase Manhattan
Bank. For the three months ended March 31, 2000, these investments generated
interest income of $1,842,774 at an average interest rate of 5.6%. We had no
interest income for the period from March 10, 1999 to March 26, 1999.

System Services Fees

We have agreed to provide to Cantor technology support services at cost,
including (1) systems administration, (2) internal network support, (3) support
and procurement for desktops of end-user equipment, (4) operations and disaster
recovery services, (5) voice and data communications, (6) support and
development of systems for clearance and settlement services, (7) systems
support for Cantor brokers, (8) electronic applications systems and network
support for Cantor's unrelated dealer businesses with respect to which we will
not collaborate with Cantor and (9) provision and/or implementation of existing
electronic applications systems, including improvements and upgrades thereto,
and use of the related intellectual property rights, having potential
application in a gaming business. System services fees from Cantor for the three
months ended March 31, 2000 were $3,161,057 and represented 13% of total
revenues for the quarter, as compared with system services fees from March 10,
1999 to March 26, 1999 of $827,716, which represented 42% of total revenues for
that period. Although the increase in revenues for system services fees was
attributable to the shortened period in 1999, system services fees as a percent
of revenues have decreased as a result of our increased transaction revenues in
the three months ended March 31, 2000.


-15-
Expenses

Compensation and employee benefits

At March 31, 2000, we had approximately 415 professionals, as compared to
approximately 310 employees at March 26, 1999. Substantially all of our
employees are full time employees located predominantly in New York and London.
Compensation costs include salaries, bonus accruals, payroll taxes and costs of
employer-provided medical benefits for our employees. For the quarter ended
March 31, 2000, we had compensation costs of $11,337,786, as compared to
$1,267,838 for the period from March 10, 1999 to March 26, 1999. This increase
in compensation expense was attributable to the increased number of
professionals we employed during the period ended March 31, 2000 and to the
shortness of the period from March 10, 1999 to March 26, 1999. We intend to hire
additional technical, sales and marketing, product development and
administrative personnel, including personnel from Cantor, in order to expand
our business. As a result, we anticipate that compensation expense may increase
significantly in subsequent periods.

Occupancy and equipment

Occupancy and equipment costs of $4,699,749 for the three months ended
March 31, 2000 included depreciation on computer and communications equipment
and amortization of software owned by us, lease costs of other fixed assets
leased by us from Cantor and a charge for premises costs from Cantor. Occupancy
and equipment costs for the period March 10, 1999 to March 26, 1999 totaled
$676,023. Cantor leases from third parties under operating lease arrangements
certain computer-related fixed assets that we have the right to use at rates
intended to equal costs incurred by Cantor. Our equipment expenses should
increase as we continue to invest in technology and related equipment. Occupancy
expenditures are comprised principally of our rent and facilities costs of our
New York and London offices.

Professional and consulting fees

Professional and consulting fees of $2,459,088 for the three months ended
March 31, 2000 consisted primarily of legal fees and consultant costs paid to
outside computer professionals who performed specialized enhancement activities
for us. Professional and consulting fees totaled $185,985 for the period March
10, 1999 to March 26, 1999. We currently have approximately 20 contracted
consultants and additional outside services providers working under short-term
contracts costing approximately $500,000 per month in the aggregate. Our
professional and consulting expenses will likely increase over the foreseeable
future.

Communications and client networks

Communications costs of $839,694 for the three months ended March 31, 2000
included the costs of local and wide area network infrastructure, the cost of
establishing the client network linking clients to us, data and telephone lines,
data and telephone usage and other related costs. Communications costs totaled
$221,159 for the period March 10, 1999 to March 26, 1999. We expect such costs
to increase as we continue to expand into new marketplaces and geographic
locations and establish additional communication links with clients. However,
certain communications costs are decreasing globally due to increased
competition in the communications industry. This may or may not result in a
decrease in our communications costs.


-16-
Fulfillment services fees

Under the Joint Service Agreement, we are required to pay to Cantor a
fulfillment services fee of 20%, 35% or 55%, depending on the type of
transaction, of commissions paid by clients related to fully electronic
transactions. Such costs were $5,075,801 for the three months ended March 31,
2000 as compared to $26,817 for the period March 10 to March 26, 1999. As we
continue to sign up new clients, in conjunction with Cantor, and the volume of
business processed in the fully electronic brokerage channel increases, this
expense will likely increase commensurately with our revenues.

Administrative fees

Under an Administrative Services Agreement with Cantor, Cantor has agreed
to provide various administrative services to us, including, but not limited to,
accounting, tax, legal and human resources, and we have agreed to provide sales
and marketing services at cost to Cantor. We are required to reimburse Cantor
for its costs of providing these services plus allocation of overhead. We have
provided for the cost of such services in our financial statements under the
terms set forth in the Administrative Services Agreement as if it was effective
March 10, 1999. Administrative fees amounted to $1,604,151 for the three months
ended March 31, 2000, as compared to administrative fees of $93,701 for the
period March 10, 1999 to March 26, 1999. As we expand our business, the services
provided by Cantor, and accordingly the expense, will likely also increase. As
circumstances warrant, we will consider adding employees to take over these
services from Cantor.

Advertising Expenses

During the three months ended March 31, 2000, we launched a national
advertising campaign. We incurred advertising expenses of $1,129,073 during the
quarter, as compared to no advertising expenses during the period from March 10,
1999 to March 26, 1999. We anticipate that our advertising program and expenses
will continue to increase.

Other expenses

Other expenses for the three months ended March 31, 2000 were of
$1,938,301, as compared to $15,235 for the period from March 10, 1999 to March
26, 1999, and consisted primarily of recruitment fees, travel, promotional and
entertainment expenditures. We expect that these expenses will also continue to
increase over the foreseeable future as we seek to expand our business.

Liquidity and Capital Resources

Our cash flows are comprised of transaction revenues and systems services
fees from Cantor, various fees paid to Cantor, occupancy costs and other
expenses paid by Cantor on our behalf and investment income. In its capacity as
a fulfillment service provider, Cantor processes and settles transactions and,
as such, collects and pays the funds necessary to clear transactions with the
counterparty. In doing so, Cantor receives our portion of the transaction fee
and, in accordance with the Joint Services Agreement, remits the gross amount
owed to us. Under the Administrative Services Agreement and the Joint Services
Agreement, any net receivable or payable is settled monthly, at the discretion
of the parties.


-17-
Our ability to withdraw capital from our regulated broker-dealer
subsidiaries could be restricted, which in turn could limit our ability to pay
dividends, repay debt and redeem or purchase shares of our outstanding stock.

Although we have no material commitments for capital expenditures, we
anticipate that we will experience a substantial increase in our capital
expenditures and lease commitments consistent with our anticipated growth in
operations, infrastructure and personnel. We currently anticipate that we will
continue to experience significant growth in our operating expenses for the
foreseeable future and that our operating expenses will be a material use of our
cash resources.

Under the current operating structure, our cash flows from operations and
the net proceeds from our initial public offering should be sufficient to fund
our current working capital and current capital expenditure requirements for at
least the next 12 months. However, we believe that there are a significant
number of capital intensive opportunities for us to maximize our growth and
strategic position, including, among other things, strategic alliances and joint
ventures potentially involving all types and combinations of equity, debt,
acquisition and recapitalization alternatives. We are continually considering
such options and their effect on our liquidity and capital resources.

On April 26, 2000, we entered into Subscription Agreements (the
"Subscription Agreement") with each of The Williams Companies, Inc. ("Williams")
and Dynegy, Inc. ("Dynegy") for the purchase by each of a Unit consisting of (i)
789,071 shares (the "Shares") of our Class A Common Stock, par value $0.01 per
share (the "Class A Stock"), and (ii) warrants exercisable to purchase up to
666,666 shares of Class A Stock, for an aggregate purchase price for the two
Units of $50.0 million. The purchase of the Units by Williams and Dynegy is
subject to the satisfaction of certain customary conditions, including the
receipt of all approvals required under the Hart-Scott-Rodino Antitrust
Improvements Act of 1976, as amended (or all applicable waiting periods, and any
extensions thereof, under such Act shall have expired or otherwise been
terminated). We expect that the purchase and sale of the Units will be
consummated (the "Closing") during the second quarter of fiscal 2000.
Contemporaneously with the execution of the Subscription Agreements, we entered
into a stock purchase agreement with Cantor providing for the purchase by eSpeed
from Cantor, at the Closing, of 789,071 shares of Class B Common Stock of
eSpeed, par value $.01 per share, representing half of the number of shares of
the Class A Stock being sold to Williams and Dynegy, for a purchase price of
$25.0 million and resulting in eSpeed receiving a net amount of $25.0 million at
the Closing from the sale of the Units. For a more detailed description of this
transaction, see Part II, Item 5 of this report under the heading, "Other
Information".

ITEM 3. Quantitative and Qualitative Disclosures about Market Risk

We have invested $128,493,533 of our excess cash in securities purchased
under reverse repurchase agreements which are fully collateralized by U.S.
Government securities held in a custodial account at The Chase Manhattan Bank.
These reverse repurchase agreements have an overnight maturity and, as such, are
highly liquid. We do not use derivative financial instruments, derivative
commodity instruments or other market risk sensitive instruments, positions or
transactions. Accordingly, we believe that we are not subject to any material
risks arising from changes in interest rates, foreign currency exchange rates,
commodity prices, equity prices or other market changes that affect market risk
sensitive

-18-
instruments. Our policy is to invest our excess cash in a manner that provides
us with the appropriate level of liquidity to enable us to meet our current
obligations, primarily accounts payable, capital expenditures and payroll,
recognizing that we do not currently have outside bank funding.

PART II. OTHER INFORMATION

ITEM 1. Legal Proceedings.

The information required by this Item is incorporated by reference to Note
4 of the Notes to Consolidated Financial Statements for the three months ended
March 31, 2000 (unaudited) contained elsewhere in this report.

ITEM 2. Changes in Securities and Use of Proceeds.

(d) Use of Proceeds. The effective date of our registration statement
(Registration No. 333-87475) filed on Form S-1 relating to our initial public
offering of Class A common stock was December 9, 1999. In our initial public
offering, we sold 7,000,000 shares of Class A common stock at a price of $22.00
per share and CFS, the selling stockholder, sold 3,350,000 shares of Class A
common stock at a price of $22.00 per share. Our initial public offering was
managed on behalf of the underwriters by Warburg Dillon Read LLC, Hambrecht &
Quist, Thomas Weisel Partners LLC and Cantor Fitzgerald & Co. The offering
commenced on December 10, 1999 and closed on December 15, 1999. Proceeds to us
from our initial public offering, after deduction of the underwriting discounts
and commissions of approximately $10.0 million and offering costs of $4.4
million, totaled approximately $139.6 million. None of the expenses incurred in
our initial public offering were direct or indirect payments to our directors,
officers, general partners or their associates, to persons owning 10% or more of
any class of our equity securities or to our affiliates. Of the $139.6 million
raised, approximately $11.1 million has been used for working capital purposes
and the balance of $128.5 million has been invested in reverse repurchase
agreements which are fully collateralized by U.S. Government Securities held in
a custodial account at a third-party bank. We intend to use the amount invested
in the reverse repurchase agreements as follows:

o Approximately $25 million will be invested in hardware and software for
entry into new product segments, expansion of our current markets and
an increase in communication links to our clients;

o Approximately $25 million will be for hiring of technology and other
professionals to develop new markets in both financial and
non-financial sectors;

o Approximately $25 million will be for marketing to current and new
institutional clients and to promote general awareness and acceptance
of the retail trading of fixed income securities and other financial
instruments; and

o The balance of the net proceeds will be used for working capital and
general corporate purposes, including possible acquisitions and
strategic alliances.


-19-
Of the amount of proceeds spent through March 31, 2000, approximately
$11.1 million has been paid to Cantor under the Administrative Services
Agreement between us and Cantor.

The occurrence of unforeseen events, opportunities or changed business
conditions, however, could cause us to use the net proceeds of our initial
public offering in a manner other than as described above.

ITEM 3. Defaults Upon Senior Securities.

Not Applicable.

ITEM 4. Submission of Matters to a Vote of Securities Holders.

Not Applicable.

ITEM 5. Other Information.

On April 26, 2000, we entered into a Subscription Agreement (a
"Subscription Agreement") with each of The Williams Companies, Inc. ("Williams")
and Dynegy, Inc. ("Dynegy") for the purchase by each of a Unit consisting of (i)
789,071 shares (the "Shares") of our Class A Common Stock, par value $0.01 per
share (the "Class A Stock"), and (ii) warrants (the "Warrants") exercisable for
the purchase of up to 666,666 shares of Class A Stock, for an aggregate purchase
price for the Unit of $25.0 million. The Warrants will have a per share exercise
price of $35.203125, will have a ten year term and will be exercisable during
the last 4 1/2 years of the term, subject to acceleration under certain
prescribed circumstances intended to provide incentives to Williams and Dynegy
to invest in four Qualified Verticals as described below. We expect that the
purchase and sale of the Units will be consummated (the "Closing") during the
second quarter of fiscal 2000. The Closing is subject to the satisfaction of
certain customary conditions, including the receipt of all approvals required
under the Hart-Scott-Rodino Antitrust Improvements Act of 1976, as amended (or
all applicable waiting periods, and any extensions thereof, under such Act shall
have expired or otherwise been terminated). The Shares will not be transferable
prior to the first anniversary of the Closing.

Each of Williams and Dynegy agreed in its Subscription Agreement that,
subject to the satisfaction of certain conditions, it will invest $2.5 million
in at least four entities (the "Qualified Verticals") to be formed by eSpeed and
Cantor within 12 months of the Closing (subject to extension for a period not to
exceed six months under certain prescribed circumstances, the "Investment
Period"). We expect that each Qualified Vertical will be jointly owned by
industry market participants, eSpeed and Cantor and will establish a new
vertical electronic and telephonic marketplace with eSpeed in which such
Qualified Vertical will broker and possibly clear transactions for the industry
market participants and other clients. We anticipate that the first Qualified
Vertical to be so formed will be an electronic and telephonic marketplace for
North American wholesale transactions in natural gas, electricity, coal and
sulfur dioxide and nitrogen dioxide emissions. Products that may be traded on
other Qualified Verticals include natural gas liquids, petrochemicals, crude oil
and bandwidth. Each of Williams and Dynegy will not necessarily invest in the
same Qualified Verticals as the other. The Subscription Agreements further
provide that, in connection with up to four additional Qualified Verticals (the
"Additional Investment Right"), Williams and, subject to certain limitations,
Dynegy, will be entitled to invest $25.0 million in


-20-
shares of the Class A Stock at a 10% discount to the average trading price for
the 10 trading days preceding the date of such party's investment in such new
Qualified Vertical, or, under certain circumstances, the public announcement of
the formation of such Qualified Vertical. The Additional Investment Right is
subject to stockholder approval if required, and in such event, we have agreed
to submit for a vote of our common stockholders, at our next annual meeting of
stockholders, the approval of the issuance of any such shares, and Cantor has
agreed to vote the shares of common stock of eSpeed beneficially owned by it in
favor of such issuance. Any shares of Class A Stock purchased pursuant to the
Additional Investment Right will not be transferable prior to the first
anniversary of issuance.

The Subscription Agreements also provide that, at such time as when
Williams and Dynegy (or their permitted affiliate assignees) have made an
aggregate equity investment in eSpeed of an amount equal to at least $100.0
million valued on a cost basis (and for so long as such parties maintain
ownership of equity securities having such cost basis), Cantor will use its best
efforts to cause one designee jointly selected by Williams and Dynegy to be
nominated to the eSpeed Board of Directors and to vote its shares of common
stock of eSpeed in favor of such designee.

Contemporaneously with the execution of the Subscription Agreements, we
entered into a stock purchase agreement (the "Stock Purchase Agreement") with
Cantor providing for the purchase by eSpeed from Cantor (i) at the Closing, of
789,071 shares of Class B Common Stock of eSpeed, par value $.01 per share (the
"Class B Stock"), representing half of the number of shares of the Class A Stock
being sold by eSpeed to Williams and Dynegy pursuant to the Subscription
Agreements, for a purchase price of $25.0 million and (ii) of half of the number
of shares purchased by Williams and Dynegy, in the aggregate, each time an
Additional Investment Right is exercised for the same purchase price per share
as is paid by Williams and Dynegy at the time.

Warburg Dillon Read LLC delivered an opinion dated April 26, 2000 to the
eSpeed Board of Directors to the effect that, as of such date, the transaction,
as described in the Subscription Agreements and the exhibits thereto and the
Stock Purchase Agreement, is fair, from a financial point of view, to the
stockholders of eSpeed other than Cantor.

Immediately following the Closing, it is expected that Cantor will
beneficially own approximately 77% of the outstanding voting securities of
eSpeed, and Williams and Dynegy will each beneficially own approximately 1.7%
of the outstanding voting securities and will each beneficially own not more
than 4.9% of the outstanding Class A Stock (in each case after giving effect to
the conversion by Cantor prior to the Closing of certain shares of Class B Stock
into Class A Stock, as required under the Subscription Agreements).

It is intended that the sale of the Shares and Warrants will be exempt
from registration under the Securities Act of 1933 in reliance on Section 4(2)
of such Act, as a transaction by an issuer not involving a public offering.


-21-
ITEM 6.  Exhibits and Reports on Form 8-K.

(a) Exhibits

Exhibit 3(ii) - Second Amended and Restated By-Laws of eSpeed, Inc.

Exhibit 27 - Financial Data Schedule

(b) Reports on Form 8-K

None.





-22-
SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

eSpeed, Inc.
(Registrant)

Date: May 10, 2000 /s/ Howard W. Lutnick
---------------------
Howard W. Lutnick
Chairman and Chief Executive Officer


Date: May 10, 2000 /s/ Kevin C. Piccoli
--------------------
Kevin C. Piccoli
Senior Vice President
and Chief Financial Officer
(Principal Financial and Accounting
Officer)


-23-