GTE Corporation
GTE
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$59.93 B
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GTE Corporation was a major American telecommunications company that operated from 1935 to 2000. GTE Corporation merged with Bell Atlantic in 2000 to form Verizon Communications, creating one of the largest telecommunications companies in the United States at the time.

GTE Corporation - 10-Q quarterly report FY


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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549


FORM 10-Q


[X] Quarterly Report Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934


For the quarterly period ended: SEPTEMBER 30, 1998


or

[ ] Transition Report Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934


For the transition period from _______ to _______


Commission File Number 1-2755


GTE CORPORATION
(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)


NEW YORK 13-1678633
(STATE OR OTHER JURISDICTION OF (I.R.S. EMPLOYER IDENTIFICATION NO.)
INCORPORATION OR ORGANIZATION)

1255 Corporate Drive, SVC04C08, Irving, Texas 75038
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)


Registrant's telephone number, including area code 972-507-5000


One Stamford Forum, Stamford, Conn. 06904
(Former name, former address and former fiscal year,
if changed since last report)


Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was
required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days.

YES [X] NO [ ]

The Company had 965,108,694 shares of $.05 par value common stock outstanding
(excluding 23,421,316 treasury shares) at October 31, 1998.



================================================================================
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PART I. FINANCIAL INFORMATION

GTE CORPORATION AND SUBSIDIARIES
Condensed Consolidated Statements of Income (Unaudited)

<TABLE>
<CAPTION>
Three Months Ended Nine Months Ended
September 30, September 30,
------------------- --------------------
1998 1997 1998 1997
------- ------- ------- -------
(Dollars in Millions, Except Per-Share Amounts)
<S> <C> <C> <C> <C>
REVENUES AND SALES
Local services $ 1,760 $ 1,647 $ 5,261 $ 4,865
Network access services 1,337 1,271 3,953 3,683
Toll services 574 609 1,737 1,860
Wireless services 770 714 2,233 2,110
Directory services 495 407 1,069 965
Other services and sales 1,544 1,292 4,389 3,430
------- ------- ------- -------
Total revenues and sales 6,480 5,940 18,642 16,913
------- ------- ------- -------
OPERATING COSTS AND EXPENSES
Cost of services and sales 2,617 2,309 7,786 6,455
Selling, general and administrative 1,250 1,156 3,552 3,298
Depreciation and amortization 963 988 2,875 2,921
Special charges -- -- 755 --
------- ------- ------- -------
Total operating costs and expenses 4,830 4,453 14,968 12,674
------- ------- ------- -------
OPERATING INCOME 1,650 1,487 3,674 4,239

OTHER (INCOME) EXPENSE
Interest - net 312 299 912 863
Other - net 10 (12) 54 28
------- ------- ------- -------
Total other expense 322 287 966 891
------- ------- ------- -------

INCOME BEFORE INCOME TAXES 1,328 1,200 2,708 3,348
Income taxes 506 444 1,071 1,256
------- ------- ------- -------
INCOME BEFORE EXTRAORDINARY CHARGES 822 756 1,637 2,092
Extraordinary charges -- -- (320) --
------- ------- ------- -------
NET INCOME $ 822 $ 756 $ 1,317 $ 2,092
======= ======= ======= =======

BASIC EARNINGS (LOSS) PER COMMON SHARE:
Before extraordinary charges $ .85 $ .79 $ 1.70 $ 2.18
Extraordinary charges -- -- (.33) --
------- ------- ------- -------
Net income $ .85 $ .79 $ 1.37 $ 2.18
======= ======= ======= =======

DILUTED EARNINGS (LOSS) PER COMMON SHARE:
Before extraordinary charges $ .85 $ .79 $ 1.69 $ 2.18
Extraordinary charges -- -- (.33) --
------- ------- ------- -------
Net income $ .85 $ .79 $ 1.36 $ 2.18
======= ======= ======= =======


AVERAGE COMMON SHARES OUTSTANDING (in millions):

Basic 964 956 962 958
Diluted 968 959 967 961
</TABLE>



The accompanying notes are an integral part of these statements.


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GTE CORPORATION AND SUBSIDIARIES
Condensed Consolidated Balance Sheets (Unaudited)


<TABLE>
<CAPTION>
September 30, December 31,
1998 1997
------------- ------------
(Dollars in Millions)
<S> <C> <C>
ASSETS
Current assets
Cash and cash equivalents $ 771 $ 551
Receivables, less allowances of $372 and $333 4,966 4,782
Inventories and supplies 824 846
Other 521 358
-------- --------
Total current assets 7,082 6,537
-------- --------


Property, plant and equipment, at cost 58,683 56,490
Accumulated depreciation (34,967) (32,410)
-------- --------
Total property, plant and equipment, net 23,716 24,080
-------- --------

Prepaid pension costs 4,726 4,361
Franchises, goodwill and other intangibles, net of
accumulated amortization of $791 and $677 3,040 3,232
Investments in unconsolidated companies 2,460 2,335
Other assets 1,407 1,597
-------- --------
Total assets $ 42,431 $ 42,142
======== ========
</TABLE>



The accompanying notes are an integral part of these statements.



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GTE CORPORATION AND SUBSIDIARIES
Condensed Consolidated Balance Sheets (Unaudited) - Continued


<TABLE>
<CAPTION>
September 30, December 31,
1998 1997
------------- ------------
(Dollars in Millions)
<S> <C> <C>
LIABILITIES AND SHAREHOLDERS' EQUITY
Current liabilities
Short-term obligations, including current
maturities $ 3,433 $ 3,398
Accounts payable and accrued expenses 4,585 4,672
Taxes payable 1,163 771
Other 1,081 1,000
-------- --------
Total current liabilities 10,262 9,841
-------- --------


Long-term debt 14,886 14,494
Deferred income taxes 1,564 1,782
Employee benefit plans 4,684 4,756
Minority interests in equity of subsidiaries 1,979 2,253
Other liabilities 848 978
-------- --------
Total liabilities 34,223 34,104
-------- --------

Shareholders' equity
Common stock (988,172,062 and 984,252,887 shares
issued) 49 49
Additional paid-in capital 7,743 7,560
Retained earnings 2,337 2,372
Accumulated other comprehensive loss (353) (243)
Guaranteed ESOP obligations (519) (550)
Treasury stock (23,957,146 and 26,253,088 shares,
at cost) (1,049) (1,150)
-------- --------
Total shareholders' equity 8,208 8,038
-------- --------
Total liabilities and shareholders' equity $ 42,431 $ 42,142
======== ========
</TABLE>



The accompanying notes are an integral part of these statements.


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GTE CORPORATION AND SUBSIDIARIES
Condensed Consolidated Statements of Cash Flows (Unaudited)


<TABLE>
<CAPTION>
Nine Months Ended
September 30,
--------------------
1998 1997
------- -------
(Dollars in Millions)
<S> <C> <C>
OPERATIONS
Income before extraordinary charges $ 1,637 $ 2,092
Adjustments to reconcile income before extraordinary
charges to net cash from operations:
Depreciation and amortization 2,875 2,921
Special charges 755 --
Changes in current assets and current liabilities,
excluding the effects of acquisitions and
dispositions (585) (695)
Deferred income taxes and other - net 39 11
------- -------
Net cash from operations 4,721 4,329
------- -------
INVESTING
Capital expenditures (3,951) (3,330)
Acquisitions and investments (130) (686)
Other - net 244 (2)
------- -------
Net cash used in investing (3,837) (4,018)
------- -------
FINANCING
Common stock issued 283 216
Purchase of treasury stock -- (576)
Long-term debt issued 3,488 2,268
Long-term debt and preferred securities retired (1,911) (1,478)
Dividends paid (1,354) (1,352)
Increase (decrease) in short-term obligations,
excluding current maturities (1,140) 1,113
Other - net (30) (26)
------- -------
Net cash from (used in) financing (664) 165
------- -------

Increase in cash and cash equivalents 220 476

Cash and cash equivalents:
Beginning of period 551 405
------- -------
End of period $ 771 $ 881
======= =======



Cash paid during the period for:
Interest $ 753 $ 848
Income taxes 556 907
</TABLE>



The accompanying notes are an integral part of these statements.


4
6



GTE CORPORATION AND SUBSIDIARIES
Notes to Condensed Consolidated Financial Statements (Unaudited)


NOTE 1. BASIS OF PRESENTATION

The unaudited condensed consolidated financial statements included herein have
been prepared by GTE Corporation (the Company) pursuant to the rules and
regulations of the Securities and Exchange Commission. Certain information and
footnote disclosures normally included in financial statements prepared in
accordance with generally accepted accounting principles have been condensed or
omitted pursuant to such rules and regulations. However, in the opinion of
management of the Company, the condensed consolidated financial statements
include all adjustments, which consist only of normal recurring accruals,
necessary to present fairly the financial information for such periods. These
condensed consolidated financial statements should be read in conjunction with
the consolidated financial statements and the notes thereto included in the
Company's 1997 Annual Report on Form 10-K.

Reclassifications of prior year data have been made, where appropriate, to
conform to the 1998 presentation.

NOTE 2. SPECIAL AND EXTRAORDINARY CHARGES

During the first quarter of 1998, the Company recorded pretax special charges of
$755 million, which reduced net income by $482 million, or $.50 per diluted
share. The special charges are related to impairment of assets, including the
write-down of Hybrid Fiber Coax (HFC) test market technologies in the Company's
video business, a reserve for the disposition of GTE Airfone (Airfone) assets
and other asset impairments; as well as the cost of exiting certain business
activities, consolidation efforts and other items.

In addition, during the first quarter of 1998, the Company recorded after-tax
extraordinary charges totaling $320 million, or $.33 per diluted share,
reflecting the discontinuance of regulatory accounting at the Company's Canadian
telephone operations, and the redemption of high-coupon debt and preferred stock
prior to stated maturity.

NOTE 3. COMPREHENSIVE INCOME

Effective January 1, 1998, the Company adopted Statement of Financial Accounting
Standards (SFAS) No. 130, "Reporting Comprehensive Income." Comprehensive income
includes both net income and other comprehensive income.




5
7




GTE CORPORATION AND SUBSIDIARIES
Notes to Condensed Consolidated Financial Statements (Unaudited) - Continued


The components of total comprehensive income (loss) are presented in the
following table:

<TABLE>
<CAPTION>
(Dollars in Millions) Nine Months Ended
September 30,
-------------------
1998 1997
------- -------
<S> <C> <C>
Net income $ 1,317 $ 2,092
Other comprehensive income (loss):

Foreign currency translation adjustments, net of tax (116) (65)
Unrealized gains on securities, net of tax 6 6
------- -------
Subtotal (110) (59)
------- -------
Total comprehensive income $ 1,207 $ 2,033
======= =======
</TABLE>

NOTE 4. RECENT ACCOUNTING PRONOUNCEMENTS

Employee Benefit Disclosures

In February 1998, the Financial Accounting Standards Board (FASB) issued SFAS
No. 132, "Employers' Disclosures about Pensions and Other Postretirement
Benefits." The new standard will require the Company to revise certain of the
disclosures included in its Annual Report to shareholders beginning with the
1998 Annual Report. The adoption of SFAS No. 132 will have no impact on the
consolidated results of operations or financial condition.

Computer Software

In March 1998, the American Institute of Certified Public Accountants (AICPA)
issued Statement of Position (SOP) 98-1, "Accounting for the Costs of Computer
Software Developed or Obtained for Internal Use." SOP 98-1 defines internal-use
software and requires that the cost of such software be capitalized and
amortized over its useful life. Presently, the Company's practice is to
capitalize initial operating system and certain application software and expense
the cost of other software, including right-to-use fees. The Company is
currently assessing the impact of capitalizing and amortizing the cost of all
types of internal-use software as required by SOP 98-1, effective January 1,
1999.

Costs of Start-Up Activities

In April 1998, the AICPA also issued SOP 98-5, "Reporting on the Costs of
Start-Up Activities" to provide guidance to all non-governmental entities on
financial reporting of costs of start-up activities. SOP 98-5 must be adopted no
later than January 1, 1999, and requires that costs of start-up activities be
expensed as incurred. Based on the Company's current policy for costs of
start-up activities, SOP 98-5 will not have an impact on the consolidated
results of operations or financial condition.




6
8

GTE CORPORATION AND SUBSIDIARIES
Notes to Condensed Consolidated Financial Statements (Unaudited) - Continued


Derivative Instruments and Hedging Activities

In June 1998, the FASB issued SFAS No. 133, "Accounting for Derivative
Instruments and Hedging Activities." SFAS No. 133 establishes accounting and
reporting standards for derivative instruments, including certain derivative
instruments embedded in other contracts, and for hedging activities. The Company
is currently assessing the impact of adopting SFAS No. 133 and intends to
implement as of January 1, 2000.




7
9

GTE CORPORATION AND SUBSIDIARIES

Management's Discussion and Analysis of Financial Condition
And Results of Operations


RESULTS OF OPERATIONS

Net Income

<TABLE>
<CAPTION>
September 30,
---------------- Increase Percent
(Dollars in Millions) 1998 1997 (Decrease) Change
---- ---- ---------- ------
<S> <C> <C> <C> <C>
Three months ended $ 822 $ 756 $ 66 9%
Nine months ended 1,317 2,092 (775) (37)%
</TABLE>


The results of operations for the first nine months of 1998 include after-tax
special charges of $482 million, or $.50 per diluted share. The special charges
are related to impairment of assets, including the write-down of HFC test market
technologies in the Company's video business, a reserve for the disposition of
Airfone's assets and other asset impairments; as well as the cost of exiting
certain business activities, consolidation efforts and other items. In addition,
the 1998 year-to-date results reflect a non-cash extraordinary charge of $300
million after-tax, or $.31 per diluted share, to discontinue the use of
regulatory accounting principles at the Company's Canadian telephone operations
and a one-time $20 million after-tax, or $.02 per diluted share, charge for the
redemption of high-coupon debt and preferred stock prior to stated maturity.
During the first nine months of 1998, costs associated with the Company's new
data initiatives reduced net income by $317 million, or $.33 per diluted share.
Excluding these costs, the amounts associated with the special charges and the
extraordinary charges previously described, net income for the first nine months
of 1998 would have been $2.4 billion, or $2.52 per diluted share, an increase of
11% over the same period in 1997. The increase is primarily a result of core
revenue growth from both domestic and international operations, partially offset
by an increase in operating costs and expenses, including costs associated with
the Company's competitive local exchange carrier (CLEC) and long-distance
business.

Operating Income

<TABLE>
<CAPTION>
September 30,
---------------------- Increase Percent
(Dollars in Millions) 1998 1997 (Decrease) Change
--------- -------- ---------- ----------
<S> <C> <C> <C> <C>
Three months ended $ 1,650 $ 1,487 $ 163 11%
Nine months ended 3,674 4,239 (565) (13)%
</TABLE>

The 1998 year-to-date operating income results reflect the pretax special
charges of $755 million. In addition, operating income for the third quarter and
first nine months of 1998 reflects operating losses associated with the data
initiatives of $121 million and $422 million, respectively. Excluding these
items, operating income for the third quarter and first nine months of 1998 rose
12% to $1.8 billion and 11% to $4.9 billion, respectively,


8
10

GTE CORPORATION AND SUBSIDIARIES

Management's Discussion and Analysis of Financial Condition
And Results of Operations - Continued


primarily as a result of core revenue growth from both domestic and
international operations. Operating income for the third quarter and first nine
months of 1998 also reflects operating losses associated with the Company's CLEC
and long-distance business.


REVENUES AND SALES

<TABLE>
<CAPTION>
(Dollars in Millions) Three Months Ended
September 30,
------------------ Increase Percent
1998 1997 (Decrease) Change
------- ------- ---------- ------
<S> <C> <C> <C> <C>
Local services $1,760 $1,647 $ 113 7%
Network access services 1,337 1,271 66 5%
Toll services 574 609 (35) (6)%
Wireless services 770 714 56 8%
Directory services 495 407 88 22%
Other services and sales:
Data 202 127 75 59%
Other 1,342 1,165 177 15%
------ ------ -----
Total revenues and sales $6,480 $5,940 $ 540 9%
====== ====== =====
</TABLE>


<TABLE>
<CAPTION>
(Dollars in Millions) Nine Months Ended
September 30,
------------------ Increase Percent
1998 1997 (Decrease) Change
------- ------- ---------- ------
<S> <C> <C> <C> <C>
Local services $ 5,261 $ 4,865 $ 396 8%
Network access services 3,953 3,683 270 7%
Toll services 1,737 1,860 (123) (7)%
Wireless services 2,233 2,110 123 6%
Directory services 1,069 965 104 11%
Other services and sales:
Data 565 138 427 309%
Other 3,824 3,292 532 16%
------- ------- -------
Total revenues and sales $18,642 $16,913 $ 1,729 10%
======= ======= =======
</TABLE>


Local services revenues increased primarily due to a 5% increase in domestic and
international switched access lines and an increase in new and enhanced services
such as CentraNet(R), call waiting, Caller ID and voicemail. Since the




9
11
GTE CORPORATION AND SUBSIDIARIES

Management's Discussion and Analysis of Financial Condition
And Results of Operations - Continued


Telecommunications Act was passed in 1996, the Company has lost only 60,000 of
its 22.7 million total domestic access lines to competitive resale.

Network access services revenues increased due to a 12% increase in domestic
minutes of use generating additional revenues of $67 million and $218 million
for the third quarter and first nine months of 1998, respectively, while
domestic special access lines increased 22% to 3.7 million due to greater demand
for increased bandwidth by Internet Service Providers (ISPs) and other
high-capacity users. In addition, year-to-date revenues increased due to a
change in the reporting of revenue settlements at the domestic telephone
companies (see "OPERATING COSTS AND EXPENSES" for the impact to expenses).
Partially offsetting these increases were mandatory access rate changes that
reduced access charges collected by the Company (see "FEDERAL REGULATORY
DEVELOPMENTS" for additional information regarding access rate changes).

Toll services revenues declined due to the continuing impacts of intraLATA
(local access transport area) toll competition. Partially offsetting the decline
were increases in long-distance revenues driven by a 71% increase in
long-distance subscribers since the third quarter of 1997 and increases in toll
revenues resulting from a change in the reporting of toll settlements agreed
upon by all major Canadian carriers earlier in 1998 (see "OPERATING COSTS AND
EXPENSES" regarding Canadian toll settlements).

Wireless services revenue growth is primarily driven by customer additions,
partially offset by a decrease in revenues per subscriber per month due to the
effects of competition. U.S. wireless customers served grew to 4.7 million, an
increase of 9% over 1997. Customer growth at the Company's consolidated
international operations increased 22%, bringing total wireless customers served
worldwide to 5.3 million, representing an improvement of 0.5 million or 10%.

Directory services revenues increased primarily due to improved sales
performance and higher electronic yellow pages revenues, as well as revenue
generated from the acquisition of international directory operations in Poland
and Austria during the fourth quarter of 1997. In addition, the increase in
revenues during the third quarter was favorably affected by the timing of the
publication of certain directories.

Other services and sales revenues increased for the three and nine months ended
September 30, 1998 as a result of new and increased contract sales, and an
increase in data revenues of $75 million in the third quarter and $427 million
year-to-date over the same periods in 1997. The year-to-date increase in other
services and sales revenues also reflects an increase in equipment sales.
Excluding revenues related to the data





10
12
GTE CORPORATION AND SUBSIDIARIES

Management's Discussion and Analysis of Financial Condition
And Results of Operations - Continued


initiatives, other services and sales revenues increased $177 million or 15% and
$532 million or 16% for the third quarter and year-to-date, respectively.


OPERATING COSTS AND EXPENSES

<TABLE>
<CAPTION>
(Dollars in Millions) Three Months Ended
September 30,
------------------ Increase Percent
1998 1997 (Decrease) Change
------- ------- ---------- ------
<S> <C> <C> <C> <C>
Cost of services and sales $2,617 $2,309 $ 308 13%
Selling, general and administrative 1,250 1,156 94 8%
Depreciation and amortization 963 988 (25) (3)%
------ ------ -----
Total operating costs and expenses $4,830 $4,453 $ 377 8%
====== ====== =====
</TABLE>


<TABLE>
<CAPTION>
(Dollars in Millions) Nine Months Ended
September 30,
------------------ Increase Percent
1998 1997 (Decrease) Change
------- ------- ---------- ------
<S> <C> <C> <C> <C>
Cost of services and sales $ 7,786 $ 6,455 $ 1,331 21%
Selling, general and administrative 3,552 3,298 254 8%
Depreciation and amortization 2,875 2,921 (46) (2)%
Special charges 755 -- 755 --
------- ------- -------
Total operating costs and expenses $14,968 $12,674 $ 2,294 18%
======= ======= =======
</TABLE>


In general, operating costs and expenses increased to support growth in
customers, access lines and new and enhanced services. Year-to-date expenses are
higher than the same period in 1997 due to a change in the reporting of network
access revenue settlements at the domestic telephone companies and a change in
the reporting of toll settlements at the Company's Canadian operations (see
"REVENUES AND SALES" for the impact to revenues). Data initiatives contributed
$80 million and $627 million to the increases for the three and nine months
ended September 30, 1998, respectively. Also, costs associated with the
Company's CLEC and long-distance business contributed to the third quarter and
year-to-date increases. These increases in costs were partially offset by a
year-to-date decrease in customer acquisition and marketing costs for wireless
services, the true-up of certain employee benefit and other liabilities, as well
as a $26 million pretax gain on the sale of various wireless and international
assets during the third quarter of 1998.






11
13

GTE CORPORATION AND SUBSIDIARIES


Management's Discussion and Analysis of Financial Condition
And Results of Operations - Continued

As a result of the charges discussed in Note 2, depreciation expense was reduced
by approximately $46 million and $113 million, respectively, for the three and
nine months ended September 30, 1998 compared to the same periods in 1997. Also,
during the fourth quarter of 1997, the domestic telephone operating companies
completed their annual study of depreciation rates and adjusted them to reflect
current estimates of salvage value. The net effect of these adjustments reduced
depreciation by approximately $22 million and $121 million, respectively, for
the third quarter and first nine months of 1998. Partially offsetting these
decreases were increases in depreciation expense due to increased plant
balances.

Special charges of $755 million pretax were recorded during the first quarter of
1998. The special charges are related to impairment of assets totaling $454
million, including the write-down of HFC test market technologies in the
Company's video business, a reserve for the disposition of Airfone's assets and
other asset impairments; as well as $301 million for the cost of exiting certain
business activities, consolidation efforts and other items. As of September 30,
1998, $454 million of the charge (non-cash) has been applied to reduce the
carrying value of assets to their net realizable value, while $131 million has
been used in connection with severance and other costs incurred to exit certain
business activities and consolidate certain operating activities. At September
30, 1998, a reserve of $170 million remains for additional costs similar to
those described above. The Company expects to utilize the remaining reserve, in
accordance with the original plan, throughout 1998 and into 1999.


OTHER INCOME STATEMENT ITEMS

Interest-net increased $13 million or 4% in the third quarter of 1998 and $49
million or 6% year-to-date, compared to the same periods in 1997. The increase
is primarily due to higher average debt levels incurred primarily to finance the
Company's construction program.

Other-net increased $22 million and $26 million for the three and nine months
ended September 30, 1998, respectively. The increases are primarily due to
higher minority interest associated with higher income at the Company's Canadian
subsidiaries.

Income taxes increased $62 million or 14% in the third quarter of 1998 and
decreased $185 million or 15% year-to-date, compared to the same periods in
1997. These variances are primarily due to corresponding changes in pretax
income.





12
14
GTE CORPORATION AND SUBSIDIARIES

Management's Discussion and Analysis of Financial Condition
And Results of Operations - Continued


During the first quarter of 1998, the Company recorded a non-cash, after-tax
extraordinary charge of $300 million to discontinue the use of regulatory
accounting principles at the Company's Canadian telephone operations and a
one-time after-tax extraordinary charge of $20 million, reflecting premiums paid
on the redemption of high-coupon debt and preferred stock prior to stated
maturity.


CAPITAL RESOURCES AND LIQUIDITY

The Company's primary source of funds during the first nine months of 1998 was
cash from operations of $4.7 billion compared to $4.3 billion for the same
period in 1997. The year-to-year increase in cash from operations primarily
reflects a decrease in the Company's working capital requirements and an
increase in results of operations before the special charges.

Cash used in investing activities totaled $3.8 billion, compared with $4.0
billion in the first nine months of 1997. Capital expenditures totaled $4.0
billion compared with $3.3 billion in the first nine months of last year.
Capital expenditures are expected to be $5.5 billion for year-end 1998 compared
with $5.1 billion in 1997. The majority of new investment is being made to
acquire facilities and develop and install software necessary to support the
growth in demand for GTE'S core services, facilitate the introduction of new
products and services, and increase operating efficiency and productivity.
Significant investments are also being made to build and expand the Company's
national fiber optic data network. Acquisitions and investments for the nine
months ended September 30, 1997 primarily reflect the acquisition of BBN
Corporation. Other investing includes proceeds from the sale of various wireless
and international assets. As the Company announced in the first quarter of 1998,
the sale of certain non-strategic assets should continue to provide cash
proceeds (see "RECENT DEVELOPMENTS" for additional information).

In July 1998, a GTE-led consortium amended its agreement to purchase a majority
stake in the Puerto Rico Telephone Company (PRTC) by agreeing to purchase 51%
plus one share of PRTC for $444 million. At closing, which is expected in early
1999, the Company expects that Popular, Inc. (a member of the consortium) will
acquire 5% of PRTC and that either Popular, Inc. or other local Puerto Rican
investors will acquire an additional 5%. The consortium will contribute 1% of
PRTC's shares to a PRTC employee stock ownership plan. GTE expects to retain a
40% investment in PRTC.

Cash used in financing activities totaled $664 million during the first nine
months of 1998 compared to cash provided of $165 million for the same period




13
15

GTE CORPORATION AND SUBSIDIARIES


Management's Discussion and Analysis of Financial Condition
And Results of Operations - Continued


in 1997. During the first nine months of 1998 and 1997, dividend payments
totaled $1.4 billion. In addition, financing activities during the first nine
months of 1998 include a $437 million net increase in long and short-term
borrowings and the issuance of $283 million of common stock, as well as other
net items. In April 1998, the Company issued $2.1 billion of debentures and used
the net proceeds to reduce short-term debt obligations. The transaction
consisted of four tranches with maturities ranging from 8 to 30 years. This
long-term debt offering was the largest in the Company's history.

The Company believes that its present investment grade credit rating and those
of its subsidiaries provides ready access to the capital markets at reasonable
rates and provides the Company with the financial flexibility necessary to
pursue growth opportunities as they arise. At September 30, 1998, the Company
had $5.0 billion of unused bank lines of credit available to back up commercial
paper borrowings and for working capital requirements.


FEDERAL REGULATORY DEVELOPMENTS

Interstate Access Revision

The Company filed interstate access revisions during 1997 that became effective
in June 1997 and July 1997. Overall, these filings resulted in a net annual
price reduction of $106 million. In 1997, the Federal Communications Commission
(FCC) also altered the structure of access charges collected by the Company,
effective January 1998. Generally, the FCC reduced and restructured the per
minute charges paid by long-distance carriers and implemented new per-line
charges. The FCC also created an access charge structure that resulted in
different access charges for primary and secondary residential access lines and
single and multi-line business access lines. In aggregate, the annual reductions
in usage sensitive access charges paid by long-distance carriers were offset by
new per-line charges and the charges paid by end-user customers. Effective July
1998, access charges were further reduced by $120 million annually in compliance
with FCC requirements to reflect the impacts of access charge reform and in
making the Company's 1998 Annual Filing.

The FCC Access Reform Order released in May 1997 revamped the rate structure
through which local and long-distance companies charge customers for using the
local phone network to make long-distance calls. GTE and numerous other parties
challenged the FCC's decisions in this order before the Eighth Circuit Court of
Appeals based on the belief that the FCC did not eliminate the universal service
subsidies hidden within interstate access charges as directed by the
Telecommunications Act of 1996 (TA96), and that the FCC created additional
subsidy charges paid only by business and multi-line





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GTE CORPORATION AND SUBSIDIARIES

Management's Discussion and Analysis of Financial Condition
And Results of Operations - Continued


residential customers. On August 19, 1998, the Eighth Circuit announced its
decision on the multiple appeals of the FCC Access Reform Order. The opinion
denies all of the petitions for review of the access charge order. The Company
is considering its options.

In October 1998, the FCC began a proceeding to "refresh the record" used in the
1997 access charge reform proceedings. The FCC will determine whether to retain
or modify its "market based" access charge reform approach, or to adopt a
"prescriptive" approach.

Universal Service

In May 1997, the FCC released a decision relating to implementation of the
TA96's provision on universal service. GTE and numerous other parties have
challenged the FCC's decision before the U.S. Court of Appeals for the Fifth
Circuit on the grounds that the FCC did not follow the requirements of the TA96
to develop a sufficient, explicit and competitively neutral universal service
program. Oral argument is scheduled for December 1998. A final decision on the
appeal is expected to be issued by mid-1999.

In its Order on Reconsideration dated July 13, 1998, the FCC referred some key
issues back to the Federal-State Joint Board (the Board) on universal service.
The Board's recommendations are due in the fourth quarter of 1998. In its
October 22, 1998 Order, the FCC selected a "synthesis" model platform for
universal service and plans to select cost inputs by the first quarter of 1999
and a revenue benchmark by mid-1999. The implementation date of the new
universal service mechanism for non-rural carriers was moved to July 1999. The
Company is assessing the Order and its options.

The Eighth Circuit Court ruling on FCC access reform (see previous discussion of
"Interstate Access Revision") also impacts universal service. Specifically, the
FCC is not required to eliminate all implicit subsidies before the explicit
universal service mechanism is implemented in July 1999.

Price Cap

For the provision of interstate services, the Company operates under the terms
of the FCC's price cap incentive plan. This plan limits the rates a carrier may
charge rather than the rate-of-return it may earn. The price caps for a variety
of service categories change annually using a price cap index that is a function
of inflation less a predetermined productivity offset. The FCC's May 1997 Price
Cap Order revised the price cap plan for incumbent price cap LECs by adopting a
productivity offset of 6.5%. This matter is before the FCC as discussed above.

In June of 1997, GTE and several other parties challenged the FCC's Price Cap
Order before the Court of Appeals for the District of Columbia Circuit. The





15
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GTE CORPORATION AND SUBSIDIARIES

Management's Discussion and Analysis of Financial Condition
And Results of Operations - Continued


issue presented for review is whether, in computing its new 6.5% productivity
offset, the FCC arbitrarily manipulated the evidence to achieve a predetermined
outcome. Oral arguments are set for the first quarter of 1999 with a decision
expected later in the year. Associated with the FCC's current activity to
"refresh the record" for access reform discussed above, the FCC will decide
whether the 6.5% productivity offset should be changed.

RECENT DEVELOPMENTS

On October 19, 1998, BC TELECOM Inc. (BC TELECOM), a majority owned investment
of GTE's, and TELUS Corporation (TELUS) announced plans to merge and create a
new, growth-oriented, telecommunications company. The new merged company will be
called BCT.TELUS Communications, Inc. (BCT.TELUS) until a new branding strategy
is developed. BC TELECOM and TELUS shareholders will receive both voting and
non-voting shares on a pro rata basis in the new merged company. Each BC TELECOM
shareholder will receive 0.75 of a voting share and 0.25 of a non-voting share
in BCT.TELUS for each BC TELECOM share held. Each TELUS share will be exchanged
for 0.75 of a voting share and 0.25 of a non-voting share, in each case
multiplied by a share exchange ratio of 0.7773. Under terms of the merger
agreement GTE's ownership interest in the combined company will be approximately
27%. Accordingly, upon completion of the proposed merger, GTE will change its
method of accounting for its investment from a consolidated basis to the equity
method. At the time of this change, the final terms and conditions and structure
of the transaction may result in the recognition of a gain by GTE. The merger is
subject to approval by the shareholders of both companies as well as court and
regulatory approvals, and is expected to be completed early in 1999. As a merger
of equals, BC TELECOM and TELUS will share responsibility for management of the
new company.

On July 27, 1998, the Company and Bell Atlantic Corporation (Bell Atlantic)
entered into a merger agreement providing for the combination of the two
companies in a merger of equals transaction. Under terms of the definitive
agreement, which was unanimously approved by the boards of directors of both
companies, GTE shareholders will receive 1.22 shares of Bell Atlantic stock for
each GTE share they own. The merger is expected to be accounted for as a pooling
of interests, is subject to shareholder and regulatory approvals, and is
expected to be completed during the second half of 1999. For additional
information regarding the merger, refer to the Form 8-K filed by the Company
dated July 27, 1998.

In May 1998, the Company filed a private antitrust lawsuit in U.S. Federal
District Court in Washington, D.C. to block the proposed $38 billion merger of
WorldCom, Inc. (WorldCom) and MCI Communications Corporation (MCI) to ensure the
combined mega-company will not have the ability to monopolize the Internet or
significantly endanger competition in long-distance telephone markets. The
Company is currently conducting confirmatory discovery to ensure that the
Internet concern has




16
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GTE CORPORATION AND SUBSIDIARIES


Management's Discussion and Analysis of Financial Condition
And Results of Operations - Continued


been remedied by the commitments made to the European Commission and the U.S.
Department of Justice. The suit also cites the significantly diminished
competition in the retail long-distance market that would be created by merging
the second and fourth largest long-distance telephone companies. Combining
WorldCom-MCI removes the key supplier from the wholesale long-distance market,
i.e., WorldCom, and lessens competition for long-distance resellers, like the
Company, that compete with AT&T Corp., MCI and Sprint Corporation.

In April 1998, the Company announced a series of actions designed to further
sharpen its strategic focus and improve its competitive position by
repositioning non-strategic properties and reducing costs. The Company expects
to generate after-tax proceeds of $2 billion to $3 billion by selling
non-strategic or under-performing operations and plans to reduce annual costs by
more than $500 million through improved efficiencies and productivity while it
continues to invest in new high-growth opportunities. The assets identified for
sale represent approximately 6% of consolidated assets and generate
approximately 10% of consolidated revenues. The Company's goal is to complete
these asset sales during 1999 and into 2000. For more information regarding
these announcements, please refer to the Forms 8-K filed by the Company, dated
April 2, 1998 and April 14, 1998.

Recent storm damage to GTE's telecommunications network in the Dominican
Republic from hurricane Georges was significantly covered by available insurance
and did not have a material financial or operational impact to the Company.


STATEMENT OF RISK FROM INTERNATIONAL ASSETS

The Company, together with its subsidiaries, conducts international operations
in Latin America, Canada, Europe and Asia. Based on the countries in which GTE
operates, its foreign activities and assets are subject to economic and
political uncertainties. Overall, GTE continues to closely monitor the markets
in which it operates and does not anticipate any materially adverse impact on
its financial position as a result of the current downturn in the economies of
several of these countries.




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GTE CORPORATION AND SUBSIDIARIES


Management's Discussion and Analysis of Financial Condition
And Results of Operations - Continued


YEAR 2000 CONVERSION

General

The Year 2000 issue concerns the potential inability of information systems to
properly recognize and process date-sensitive information beyond January 1,
2000, and has industry-wide implications. GTE has had an active Year 2000
program in place since 1995. This program is necessary because the Year 2000
issue could impact telecommunications networks, systems and business processes
at GTE. Although GTE maintains a significant portion of its own systems and
infrastructure, the Company also depends on certain, material external supplier
products that GTE must verify as Year 2000 compliant in their condition of use.
GTE's program methodology is very similar to the General Accounting Office (GAO)
methodology, and in 1997 GTE's Year 2000 methodology and processes were
certified by the Information Technology Industry Association of America. GTE
presently expects that its core operations and essential functions will be ready
for the millennium transition.

State of Readiness

GTE's Year 2000 program is focused on both information technology (IT) and
non-IT systems, including: 1) telecommunications network elements that
constitute the portion of the public switched telephone network (PSTN) for which
GTE is responsible; 2) systems that directly support GTE's telecommunications
network operations and interactions with customers; 3) legacy software that
supports basic business operations, customer premise equipment and
interconnection with other telecommunications carriers; and 4) systems that
support GTE's physical infrastructure, financial operations and facilities.

Company-wide, essential remediation was approximately 63% complete as of
September 30, 1998. In addition to the essential remediation budget, GTE has set
aside funds equivalent to 12% of the Company's overall Year 2000 budget. These
funds are planned for program closeout and verification in the last six months
of 1999 and to address contingencies and millennium program operations and
control through March 2000. GTE's portion of the PSTN in the United States has
been upgraded substantially for Year 2000; 69% of GTE's digital access lines are
already operational using Year 2000 compliant central office switches.
Additionally, over 75% of the Company's legacy software has been remediated.
Over the next nine months GTE's focus will be the deployment of these systems
throughout operations and the testing of those systems under actual operating
conditions.




18
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GTE CORPORATION AND SUBSIDIARIES


Management's Discussion and Analysis of Financial Condition
And Results of Operations - Continued


Using the nomenclature of the GAO, GTE's Year 2000 program can be characterized
as follows: Management, including transition into the Year 2000, is 43%
complete, with a projected end date of March 2000; Awareness is approximately
60% complete and is expected to continue until June 1999; System Assessment is
approximately 62% complete and is expected to be completed by December 1998;
System Renovation, including supplier products, is approximately 76% complete,
with intended completion by December 1998 for essential functions; Validation,
including enterprise testing in operational environments, is 44% complete, with
an expected completion in June 1999; and Implementation, including regional
deployment, is 63% complete, with an expected completion in June 1999.

In summary, compliant product rollout (deployment) and enterprise testing of
GTE's telecommunications-related businesses, including national and
international interoperability and verification, are presently expected to be
complete by the end of June 1999. Due to its relatively recent acquisition of
BBN Corporation, GTE's data initiative is presently targeting completion of its
key infrastructure systems by the end of September 1999.

Successful conclusion of GTE's Year 2000 program depends upon timely delivery of
Year 2000-compliant products and services from external suppliers. Approximately
1,450 of third-party products used by GTE have been determined to be "vital"
products, critical to GTE's business and operations. As of September 30, 1998,
Year 2000-compliant versions, or suitable alternatives, for 53% of these vital
supplier products have been provided. GTE presently expects that by December 31,
1998, Year 2000-compliant versions, or suitable alternatives, of third-party
supplier products for GTE's critical or major legacy and support systems will
have been delivered.

Use of Independent Verification and Validation

GTE's Year 2000 program management office has established a company-wide quality
oversight and control function that reviews and evaluates quality reports on the
Year 2000 issue. Each GTE business unit has access to an independent quality
team that evaluates the conversion and testing of legacy applications and
third-party supplier products. Separately, GTE's corporate internal and external
auditors conduct periodic reviews of each business unit's Year 2000 activities
and report significant findings, if any, to business unit and corporate
management.

Cost to Address Year 2000 Issues

The current estimate for the cost of GTE's Year 2000 Program is approximately
$370 million. Through September 30, 1998, expenditures totaled $177 million.
Year 2000 remediation costs are expensed in the year incurred. These
expenditures constitute approximately 6% of the 1998 IT budget and are




19
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GTE CORPORATION AND SUBSIDIARIES


Management's Discussion and Analysis of Financial Condition
And Results of Operations - Continued


projected to be approximately 4% of the 1999 IT budget. GTE has not elected to
replace, or to accelerate the schedule of a planned replacement of, systems due
to the Year 2000 issue. The cost of GTE's Year 2000 program includes an
estimated cost for the Puerto Rico Telephone Company's Year 2000 program.

Currently supporting GTE's Year 2000 program worldwide are an estimated 1,000 to
1,200 full-time equivalent workers (both company employees and contractors).
Approximately 12% of these full-time equivalent workers are engaged in all
aspects of program management; 30% are engaged in legacy system conversion; 25%
are involved in external supplier management; 30% are involved in testing at all
levels; and 3% are addressing contingency planning and interoperability
operations both nationally and internationally. Approximately 78% of GTE's
program effort involves U.S. domestic operations of all types. Twenty-two
percent (22%) of the effort is dedicated to GTE's international operations.

Risks of Year 2000 Issues

GTE has begun to examine the risks associated with its "most reasonably likely
worst case Year 2000 scenarios." To date, GTE has no indication that any
specific function or system is so deficient in technical progress as to threaten
GTE's present schedule. GTE's program and plans currently indicate a compliant
network infrastructure to be deployed by the end of June 1999. A general,
unspecific, schedule shift that would erode progress beyond January 1, 2000,
cannot reasonably be calculated. If, however, there were a schedule delay
lasting no more than six months, such schedule erosion would likely affect only
nonessential systems due to the prioritization of work schedules.

Other scenarios might include a possible but presently unforeseen failure of key
supplier or customer business processes or systems. This situation could
conceivably persist for some months after the millennium transition and could
lead to possible revenue losses. GTE's present assessment of its key suppliers
and customers does not indicate that this scenario is likely.

To date, GTE has not encountered any conditions requiring tactical contingency
planning to its existing Year 2000 program; however, contingency planning for
business and network operations and customer contact during 1999 and 2000 is
ongoing.

GTE is bolstering its normal business continuity planning to address potential
Year 2000 interruptions. In addition, GTE's disaster preparedness recovery teams
are including procedures and activities for a "multi-regional" Year 2000
contingency, if it occurs. GTE is also developing its plans with respect to
possible occurrences immediately before, during, and after the millennium
transition. Under consideration are: "follow-the-sun" time-zone




20
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GTE CORPORATION AND SUBSIDIARIES


Management's Discussion and Analysis of Financial Condition
And Results of Operations - Continued


impact analysis; coordination with other (non-PSTN) telecommunications
providers; a Year 2000 "war room" operation to provide high priority recovery
support, plans for key personnel availability, command structures and
contingency traffic routing; and plans for round-the-clock, on-call repair
teams.


CAUTIONARY STATEMENT CONCERNING FORWARD-LOOKING STATEMENTS

Information contained in this Management's Discussion and Analysis with respect
to expected financial results and future events and trends is forward-looking,
based on the Company's estimates and assumptions and is subject to risks and
uncertainties. For those statements, the Company claims the protection of the
safe harbor for forward-looking statements contained in the Private Securities
Litigation Reform Act of 1995.

The following important factors could affect the future results of the Company
and could cause those results to differ materially from those expressed in the
forward-looking statements: (1) materially adverse changes in economic
conditions in the markets served by the Company or by companies in which GTE has
substantial investments; (2) material changes in available technology; (3) the
final resolution of federal, state and local regulatory initiatives and
proceedings, and judicial review of those initiatives and proceedings pertaining
to, among other matters, the terms of interconnection, access charges, universal
service, unbundled network elements and resale rates; (4) the extent, timing,
success and overall effects of competition from others in the local telephone
and intraLATA toll service markets; and (5) the success and expense of our
remediation efforts and those of our suppliers, customers and all
interconnecting carriers in achieving Year 2000 compliance. In addition, GTE
has embarked on a major initiative to expand its service capability in the data
communication and enhanced services segments of the telecommunications
marketplace and to provide a bundle of products and services both in and outside
of its traditional service territories utilizing the Company's CLEC. While GTE
management believes that it will be successful in implementing these new
initiatives, there are uncertainties associated with its ability to grow to the
levels targeted and its ability to do so within the planned timeframes or
investment levels.






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PART II. OTHER INFORMATION

GTE CORPORATION AND SUBSIDIARIES


Item 6. Exhibits and Reports on Form 8-K.

(a) Exhibits required by Item 601 of Regulation S-K.

10-1 Material Contracts - Form of Executive Severance
Agreement between GTE Service Corporation and each of
William P. Barr, Kent B. Foster, J. Randall
MacDonald, Michael T. Masin and Charles R. Lee

10-2 Material Contracts - Form of Executive Severance
Agreement between GTE Service Corporation and each of
James A. Attwood, Jr., Mary Beth Bardin, Daniel P.
O'Brien and Paul R. Shuell

10-3 Material Contracts - Employment Agreement between GTE
Service Corporation and J. Randall MacDonald

11 Statement re: Calculation of Earnings per Common
Share

12 Statement re: Calculation of the Consolidated Ratio
of Earnings to Fixed Charges

27 Financial Data Schedule

(b) The Company filed a report on Form 8-K dated July 27, 1998
under Item 5, "Other Events", and Item 7, "Financial
Statements and Exhibits." No financial statements were
included with this report.









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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.


GTE Corporation
----------------------------------
(Registrant)

Date: November 13, 1998 /s/ Paul R. Shuell
----------------------- ----------------------------------
Paul R. Shuell
Vice President and Controller



Date: November 13, 1998 /s/ Marianne Drost
----------------------- ----------------------------------
Marianne Drost
Secretary














23
25




EXHIBIT INDEX


<TABLE>
<CAPTION>
Exhibit
Number Description
------ -----------
<S> <C>
10-1 Material Contracts - Form of Executive Severance
Agreement between GTE Service Corporation and each of
William P. Barr, Kent B. Foster, J. Randall
MacDonald, Michael T. Masin and Charles R. Lee

10-2 Material Contracts - Form of Executive Severance
Agreement between GTE Service Corporation and each of
James A. Attwood, Jr., Mary Beth Bardin, Daniel P.
O'Brien and Paul R. Shuell

10-3 Material Contracts - Employment Agreement between GTE
Service Corporation and J. Randall MacDonald

11 Statement re: Calculation of Earnings per Common
Share

12 Statements re: Calculation of the Consolidated Ratio
of Earnings to Fixed Charges

27 Financial Data Schedule

</TABLE>