Oxford Industries
OXM
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Oxford Industries - 10-Q quarterly report FY


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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 10-Q

[ X ] Quarterly Report Pursuant To Section 13 or 15(d) of
The Securities Exchange Act of 1934

For the quarterly period ended March 1, 1996
-------------
OR
[ ] Transition Report Pursuant To Section 13 or 15(d) of
The Securities Exchange Act of 1934

For the transition period from to
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Commission File Number 1-4365
------

OXFORD INDUSTRIES, INC.
-----------------------
(Exact name of registrant as specified in its charter)

Georgia 58-0831862
- ------------------------------- -----------------------------
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification Number)

222 Piedmont Avenue, N.E., Atlanta, Georgia 30308
---------------------------------------------------
(Address of principal executive offices)
(Zip Code)

(404) 659-2424
--------------
(Registrant's telephone number, including area code)

Not Applicable
--------------
(Former name, former address and former fiscal year, if changed since last
report.)

Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to
such filing requirements for the past 90 days.
Yes X No
------- ------
Indicate the number of shares outstanding of each of the issuer's classes of
common stock, as of the latest practicable date.

Number of shares outstanding
Title of each class as of April 8, 1996
- --------------------------- ----------------------------
Common Stock, $1 par value 8,801,321
PART I.  FINANCIAL INFORMATION

Item 1. Financial Statements.
- ------------------------------

OXFORD INDUSTRIES, INC.
CONSOLIDATED STATEMENT OF EARNINGS
NINE MONTHS AND QUARTERS ENDED MARCH 1, 1996 AND MARCH 3, 1995
(UNAUDITED)
Nine Months Ended Quarter Ended
------------------------- --------------------------
$ in thousands except March 1, March 3, March 1, March 3,
per share amounts 1996 1995 1996 1995
-------------------- ------------ ------------ ------------ ------------
Net Sales $514,920 $510,572 $138,600 $153,101
-------- -------- -------- --------

Costs and Expenses:
Cost of Goods Sold 428,488 416,442 116,135 127,952
Selling, General and
Administrative 75,547 70,016 24,633 21,098
Provision for
environmental
remediation 4,500 - - -
Interest 4,916 2,715 1,199 1,010
-------- -------- -------- --------
Total Costs and Expenses 513,451 489,173 141,967 150,060
-------- -------- -------- --------
Earnings (Loss) Before
Income Taxes 1,469 21,399 (3,367) 3,041

Income Taxes 588 8,652 (1,347) 1,217
-------- -------- -------- --------
Net Earnings (Loss) $ 881 $12,747 $(2,020) $1,824
======== ======== ======== ========
Net Earnings (Loss)
Per Common Share $ .10 $1.47 $(0.23) $0.21
===== ===== ====== =====
Average Number of Shares
Outstanding 8,731,074 8,663,153 8,779,344 8,678,243
========= ========= ========= =========
Dividends Per Share $0.60 $0.56 $0.20 $0.20
===== ====== ===== =====

See notes to consolidated financial statements.
OXFORD INDUSTRIES, INC.
CONSOLIDATED BALANCE SHEETS
MARCH 1, 1996, JUNE 2, 1995 AND MARCH 3, 1995
(UNAUDITED EXCEPT FOR JUNE 2, 1995)

March 1, June 2, March 3,
$ in thousands 1996 1995 1995
- -------------- ------------ ----------- -----------
Assets
- ------
Current Assets:
Cash $ 2,408 $ 2,225 $ 3,851
Receivables 89,201 83,962 104,079
Inventories:
Finished Goods 79,844 96,013 73,018
Work in Process 18,190 31,014 29,706
Fabric, Trim & Supplies 31,472 42,951 34,748
-------- -------- --------
129,506 169,978 137,472
Prepaid expenses 16,378 13,023 9,493
-------- -------- --------
Total Current Assets 237,493 269,188 254,895

Property, Plant & Equipment 38,865 38,650 35,203
Other Assets 6,505 1,190 1,262
-------- -------- --------
$282,863 $309,028 $291,360
======== ======== ========
Liabilities and Stockholders' Equity
- ------------------------------------
Current Liabilities:
Notes Payable $ 36,000 $ 43,500 $ 67,000
Trade Accounts Payable 32,600 54,331 43,743
Accrued Compensation 6,938 8,235 10,042
Other Accrued Expenses 16,968 13,039 12,387
Dividends Payable 1,760 1,739 1,737
Current maturities of
long-term debt 4,625 4,732 4,932
-------- -------- --------
Total Current Liabilities 98,891 125,576 139,841

Long-Term Debt,
less current maturities 46,230 47,011 10,996

Non-Current liabilities 4,500 - -
Deferred Income Taxes 3,868 3,862 4,134

Stockholders' Equity:
Common Stock 8,801 8,694 8,686
Additional paid-in capital 8,180 7,020 6,928
Retained Earnings 112,393 116,865 120,775
-------- -------- --------
Total Stockholders' Equity 129,374 132,579 136,389
-------- -------- --------
$282,863 $309,028 $291,360
======== ======== ========
See notes to consolidated financial statements.
OXFORD INDUSTRIES, INC.
CONSOLIDATED STATEMENTS OF CASH FLOWS
NINE MONTHS ENDED MARCH 1, 1996 AND MARCH 3, 1995
(UNAUDITED)
Nine Months Ended
------------------------------
March 1, March 3,
$ in thousands 1996 1995
- -------------- ------------------------------
Cash Flows From Operating Activities
- ------------------------------------
Net earnings $ 881 $ 12,747
Adjustments to reconcile net earnings to
net cash provided by operating activities:
Depreciation and amortization 6,185 5,644
Loss (gain) on sale of property, plant
and equipment 9 (1,065)
Changes in working capital:
Receivables (3,076) (28,914)
Inventories 42,839 (23,007)
Prepaid expenses (1,720) 2,909
Trade accounts payable (21,873) (1,280)
Accrued expenses and other current liabilities 2,462 (2,235)
Non-current liabilities 4,500 -
Deferred income taxes 6 404
Other noncurrent assets (1,330) 207
Net cash flows provided by (used in) ----------- ---------
operating activities 28,883 (34,590)

Cash Flows From Investing Activities
- ------------------------------------
Acquisitions (11,488) -
Proceeds from sale of business 1,273 -
Purchase of property, plant and equipment (7,002) (8,569)
Proceeds from sale of property, plant and
and equipment 973 2,008
-------- ----------
Net cash used in investing activities (16,244) (6,561)

Cash Flows From Financing Activities
- ------------------------------------
Short-term borrowings (7,500) 47,500
Payments on long-term debt (888) (1,812)
Proceeds from exercise of stock options 1,157 760
Dividends on common stock (5,225) (4,673)
Net cash (used in) provided by ------- -------
financing activities (12,456) 41,775

Net change in Cash and Cash Equivalents 183 624
Cash and Cash equivalents at Beginning of Period 2,225 3,227
-------- --------
Cash and Cash Equivalents at End of Period $ 2,408 $ 3,851
======== ========
Supplemental Disclosure of Cash Flow Information
- ------------------------------------------------
Cash paid for:
Interest $ 4,926 $ 2,635
Income taxes 1,628 10,378

See notes to consolidated financial statements.
OXFORD INDUSTRIES, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
NINE MONTHS AND QUARTERS ENDED MARCH 1, 1996
AND MARCH 3, 1995
(UNAUDITED)

1. The foregoing unaudited consolidated financial statements reflect
all adjustments which are, in the opinion of management, necessary
to a fair statement of the results for the interim periods. All
such adjustments are of a normal recurring nature. The results for
interim periods are not necessarily indicative of results to be
expected for the year.

2. The financial information presented herein should be read in
conjunction with the consolidated financial statements included in
the Registrant's Annual Report on Form 10-K for the fiscal year
ended June 2, 1995.

3. The Company is involved in certain legal matters primarily arising
in the normal course of business. In the opinion of management,
the Company's liability under any of these matters would not
materially affect its financial condition or results of operations.

4. The Company discovered a past unauthorized disposal of a substance
believed to be dry cleaning fluid on one of its properties. The
Company believes that remedial action will be required, including
continued investigation, monitoring and treatment of ground water
and soil. Based on advice from its environmental experts, the
Company has provided $4,500,000 for this remediation, in the first
quarter of the current fiscal year.
Item 2 Management's Discussion and Analysis of Financial
---------------------------------------------------------
Condition and Results of Operations
-----------------------------------

Results of Operations
- ----------------------

NET SALES
Net Sales for the third quarter of the 1996 fiscal year,
which ended March 1, 1996, decreased by 9.5% from net sales for
the third quarter of the previous year. Net sales for the first
nine months of the current year increased 0.9% from net sales for
the same period of the prior year. Mens Shirt Group sales
declined. Increased sales in Tommy Hilfiger Dress Shirts,
Polo for Boys, Tommy Hilfiger Golf and Ely & Walker did not
quite offset the decline in private label shirts. Tailored
Clothing sales declined due to weakness in the private label
sector. Mens Slacks sales increased due to continued success of
the Everpress wrinkle-free product. The Womenswear sales
decline was due primarily to the restructuring of the RENNY
division and the divestiture of B.J. Designs.

The Company continued to strengthen strategic alliances with
its larger, more financially stable customers. Sales to the
Company's fifty largest customers continued to outpace the
Company's overall sales performance.

The Company experienced an overall net sales unit volume
decrease of 16.2% while experiencing an average 7.8% increase in
the average sales price per unit during the third quarter of the
current year. For the first nine months of the current year, the
Company experienced a 0.7% decrease in overall net sales unit
volume while incurring a 1.5% increase in the average sales price
per unit.

COST OF GOODS SOLD
Cost of goods sold as a percentage of net sales was 83.8%
for the third quarter of the current year and 83.6% for the third
quarter of the previous year. For the first nine months of the
current year, cost of goods sold as a percentage of net sales was
83.2% compared to 81.6% for the same period in the prior year.
The most significant event during the quarter was the Company's
decision to end its Savane brand and Process 2000 licensing
agreements with Farah and to discontinue the wet processing of
wrinkle-free shirts. The difficulties associated with wet
processing wrinkle-free shirts have not been resolved to a level
of satisfaction which would warrant continuation of this product
line. The Company will complete its obligations to Farah when it
completes shipping the Fall 1996 season. The Company closed the
Vidalia, GA wet processing facility in the current quarter and
will close the Juarez, Mexico facility upon completion of
production in June-July, 1996. Future wrinkle-free shirts will
be made from pre-cured or post-cured fabrics treated at the
fabric mill. During the third quarter, the Company provided
amounts for the anticipated cost and expenses associated with
this exit.
The Company continued its inventory reduction plan in the
third quarter. Even though sales declined approximately
$14,501,000, modest gains were still achieved in inventory
reduction. The production curtailment associated with this
inventory reduction negatively impacted manufacturing
efficiencies and overhead absorption.

SELLING, GENERAL AND ADMINISTRATIVE EXPENSES
Selling, general and administrative expenses increased by
16.8% to $24,633,000 in the third quarter of fiscal 1996 from
$21,098,000 in the same period of fiscal 1995. Selling, general
and administrative expenses (excluding the environmental charge
taken in the first quarter) increased by 7.9% to $75,547,000 in
the first nine months of fiscal 1996 from $70,016,000 in the same
period of fiscal 1995. As a percentage of net sales, selling,
general and administrative expenses increased to 17.8% for the
third quarter of fiscal 1996 from 13.8% for the third quarter of
the prior year and increased to 14.7% for the first nine months
of the current year from 13.7% for the first nine months of the
prior year. Included in selling, general and administrative
expenses are start-up cost for the Tommy Hilfiger Golf line which
began shipments in the second fiscal quarter, costs associated
with the continued expansion and rengineering of two distribution
centers and amounts provided for exiting wrinkle-free wet
processing as described previously.

INTEREST EXPENSE
Net interest expense as a percentage of net sales increased
to 0.9% in the third quarter of the current year from 0.7% in the
third quarter of the previous year, and increased to 1.0% for the
first nine months of fiscal 1996 from 0.5% for the same period in
the prior year. This increase was due to an increase in average
short-term borrowing and long-term debt from the same periods in
the prior year.

INCOME TAXES
The Company's effective income tax rate was 40.0% in fiscal
1996 for both the third quarter and the first nine months, and
40.0% for the third quarter and 40.4% for the first nine months
of fiscal 1995.

FUTURE OPERATING RESULTS
The Company expects that the apparel business environment
will continue to show few signs of improving in the near term.
The Company continues to be impacted by increased foreign
competition and fierce competition at retail which doesn't permit
the passing on of cost increases. The Company expects fourth
quarter sales to be flat when compared to last year's fourth
quarter. The Company expects to return to profitability in the
fourth quarter without the adverse effects of wet processing;
however, profitability in the fourth quarter will not be as high
as in some recent years.

LIQUIDITY AND CAPITAL RESOURCES
- ------------------------------
OPERATING ACTIVITIES
Operating activities generated $28,883,000 during the first
nine months of the current year and used $34,590,000 in the first
nine months of the previous year.  The primary factors
contributing to this change were a smaller increase in
receivables and a decrease in inventory offset by a decrease in
net earnings and a larger decrease in trade accounts payable as
compared to the first nine month of the prior year.

The decrease in the accounts receivable balance in the
current year from the prior year was primarily due to the
decreased sales in the current quarter. The decrease in
inventory in the current year from the prior year was the result
of planned inventory control mentioned above achieved through
production curtailment. The reduction in trade accounts payable
in the current year from the prior year was due to the inventory
reduction.

INVESTING ACTIVITIES
Investing activities used $16,244,000 during the first nine
months of the current year and used $6,561,000 in the first nine
months of the prior year. The primary factors contributing to
the increase in the current year were the acquisition of Ely &
Walker in the first quarter and Confecciones Monzini, S.A.
located in Tegucigalpa, Honduras in the current quarter. Monzini
produces approximately 72,000 dozen dress shirts per year and
became a part of the Mens Shirt Group. During the second
quarter, the Company completed the sale of its Los Angeles based
B.J. Design Concepts division. B.J. Design Concepts was the
Company's smallest stand-alone operating division with annual
sales of approximately $20,000,000.

FINANCING ACTIVITIES
Financing activities used $12,456,000 in the first nine
months of fiscal 1996 and generated $41,775,000 in the first nine
months of fiscal 1995. The primary factor contributing to this
change was the reduction of short-term borrowing due to the
operating and investing activities described above.
Due to the exercise of employee stock options, a net of
113,490 shares of the Company's common stock have been issued
during the nine months ended March 1, 1996 and no shares have
been issued from March 1, 1996 through April 8, 1996.

WORKING CAPITAL
Working capital increased from $115,054,000 at the end of
the third quarter of fiscal 1995 to $143,612,000 at the end of
the 1995 fiscal year and decreased to $138,602,000 at the end of
the third quarter of fiscal 1996. The ratio of current assets to
current liabilities was 1.8 at the end of the third quarter of
the 1995 fiscal year, 2.1 at the end of the 1995 fiscal year and
2.4 at the end of the third quarter of the 1996 fiscal year.

FUTURE LIQUIDITY AND CAPITAL RESOURCES

The Company believes it has the ability to generate cash
and/or has available borrowing capacity to meet its foreseeable
needs. The sources of funds primarily include funds provided by
operations and short-term borrowings. The uses of funds
primarily include working capital requirements, capital
expenditures, acquisitions, dividends and repayment of long-term
debt. The Company regularly utilizes committed bank lines of
credit and other uncommitted bank resources to meet working
capital requirements. On March 1, 1996, the Company had
available for its use lines of credit with several lenders
aggregating $50,000,000. The Company has agreed to pay
commitment fees for these available lines of credit. At March 1,
1996 $50,000,000 was in use under these lines. Of the
$50,000,000, $40,000,000 is long term. In addition, the Company
has $178,000,000 in uncommitted lines of credit, of which
$88,000,000 is reserved exclusively for letters of credit. The
Company pays no commitment fees for these available lines of
credit. At March 1, 1996, $26,000,000 was in use under these
lines of credit. Maximum short-term borrowings from all sources
during the first nine months of the current year were
$125,500,000. The Company anticipates continued use and
availability of both committed and uncommitted short-term
borrowing resources as working capital needs may require.

The Company considers possible acquisitions of apparel-related businesses
that are compatible with its long-term strategies. There are no present
plans to sell securities or enter into off-balance sheet financing
arrangements.

ADDITIONAL INFORMATION

For additional information concerning the Company's
operations, cash flows, liquidity and capital resources, this
analysis should be read in conjunction with the Consolidated
Financial statements and the Notes to Consolidated Financial
statements contained in the Company's Annual Report for fiscal
1995.
PART II.  OTHER INFORMATION

Item 6. Exhibits and Reports on Form 8-K.
- -------------------------------------------
(a) Exhibits.
--------
10(j) Amendment dated December 1, 1995 to Note Agreement
between the Company and SunTrust of Georgia.
Incorporated by reference to the Company's Form
10-K for fiscal year ended June 2, 1995.

11 Statement re computation of per share earnings.

27 Financial Data Schedule


(b) Reports on Form 8-K.
--------------------
The Registrant did not file any reports on Form
8-K during the quarter ended March 1, 1996.
SIGNATURES

Pursuant to the requirements of the Securities Exchange Act
of 1934, the Registrant has duly caused this report to be signed
on its behalf by the undersigned thereunto duly authorized.


OXFORD INDUSTRIES, INC.
-----------------------
(Registrant)






/s/Ben B. Blount, Jr.
---------------------
Date: April 12, 1996 Ben B. Blount Jr.
--------------- Chief Financial Officer