Regency Centers
REG
#1609
Rank
$13.30 B
Marketcap
$72.29
Share price
0.43%
Change (1 day)
2.57%
Change (1 year)
Regency Centers Corporation is an American real estate investment (REIT) trust that operates of shopping centers.

Regency Centers - 10-Q quarterly report FY


Text size:
FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

(Mark One)

(x) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended June 30, 1996

OR

( ) TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from ________ to _________

Commission file number: 1-12298


REGENCY REALTY CORPORATION

State or other jurisdiction of (I.R.S. Employer
incorporation or organization Identification No.)

Florida 59-3191743

REGENCY REALTY CORPORATION
121 West Forsyth Street
Suite 200
Jacksonville, Florida 32202
(904) 356-7000


Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days. Yes X No ____

APPLICABLE ONLY TO REGISTRANTS INVOLVED IN BANKRUPTCY
PROCEEDINGS DURING THE PRECEDING FIVE YEARS:

Indicate by check mark whether the registrant has filed all documents
and reports required to be filed by Section 12, 13 or 15(d) of the Securities
Exchange Act of 1934 subsequent to the distribution of securities under a plan
confirmed by a court.
Yes ____ No ____

(APPLICABLE ONLY TO CORPORATE REGISTRANTS)

Indicate the number of shares outstanding of each of the registrant's
classes of common stock, as of the latest practicable date. As of August 14,
1996, there were 7,882,683 shares outstanding of the registrant's common stock.
Part I.  Financial Information

Item 1. Financial Statements


REGENCY REALTY CORPORATION
Consolidated Balance Sheets


June 30, December 31,
1996 1995
---- ----

Assets
Real estate rental property, at cost ........... $ 291,818,923 278,731,167
Less: accumulated depreciation .............. 21,982,528 18,631,310
------------- -------------
Real estate rental property, net .......... 269,836,395 260,099,857

Construction in progress ....................... 6,323,528 0
Investment in unconsolidated real
estate partnerships .......................... 1,209,883 315,389
------------- -------------
Total investments in real estate, net ..... 277,369,806 260,415,246

Cash and cash equivalents ...................... 6,167,003 3,401,701
Accounts receivable, net of allowance for
uncollectible accounts of $405,361
and $474,019 at June 30, 1996 and
December 31, 1995, respectively .............. 1,956,072 2,620,763
Deferred costs, less accumulated amortization
of $3,024,573 and $2,547,765 at June 30,
1996 and December 31, 1995, respectively ..... 3,973,378 3,598,011
Other assets ................................... 1,328,752 969,676
------------- -------------
$ 290,795,011 271,005,397
============= =============


Liabilities and Stockholders' Equity
Mortgage loans payable ......................... 99,243,786 93,277,273
Revolving line of credit ....................... 38,857,256 22,339,803
Tenant security and escrow deposits ............ 1,031,712 976,515
Accrued expenses ............................... 2,354,089 936,695
Accounts payable and other liabilities ......... 2,901,819 6,468,537
------------- -------------
Total liabilities ......................... 144,388,662 123,998,823
------------- -------------

Convertible operating partnerships units ....... 168,467 0

Stockholders' Equity
Preferred stock -
10,000,000 shares authorized:
Series A 8% cumulative convertible,
1,916 shares issued and outstanding at
December 31, 1995 ......................... 0 1,916,268
Common stock $.01 par value per share:
25,000,000 shares authorized; 6,943,735
and 6,728,723 shares issued and outstanding
at June 30, 1996 and December 31, 1995,
respectively .............................. 69,441 67,287
Special common stock -
10,000,000 shares authorized:
Class B $.01 par value per share, 2,500,000
shares issued and outstanding at June 30,
1996 and December 31, 1995, respectively .. 25,000 25,000
Additional paid in capital .................. 159,162,745 155,221,241
Distributions in excess of net income ....... (9,849,215) (8,073,188)
Stock loans ................................. (3,170,089) (2,150,034)
------------- -------------
Total stockholders' equity ................ 146,237,882 147,006,574
------------- -------------
$ 290,795,011 271,005,397
============= =============

See accompanying notes to consolidated financial statements.
REGENCY REALTY CORPORATION
Consolidated Statements of Operations


For the Three Month
Period Ended
June 30, 1996 June 30, 1995
------------ -------------

Real estate operation revenues:
Minimum rent ................................. $ 8,097,696 6,111,373
Percentage rent .............................. 233,840 159,970
Recoveries from tenants ...................... 1,670,257 1,222,089
Other recoveries and income .................. 140,635 111,611
Leasing and brokerage ........................ 669,731 287,263
Management fees .............................. 139,754 209,208
------------ ------------
Total real estate operation revenues ....... 10,951,913 8,101,514
------------ ------------

Real estate operation expenses:
Depreciation and amortization ................ 2,020,658 1,554,127
Operating and maintenance .................... 1,757,117 1,322,072
General and administrative ................... 1,338,320 1,023,037
Real estate taxes ............................ 991,792 697,249
------------ ------------
Total real estate operation expenses ...... 6,107,887 4,596,485
------------ ------------

Interest expense (income):
Interest expense ............................. 2,385,573 2,207,201
Interest income .............................. (170,461) (108,165)
----------- ------------
Net interest expense ...................... 2,215,112 2,099,036
----------- ------------

Net income ................................ 2,628,914 1,405,993

Preferred stock dividends ...................... 32,171 93,208
----------- ------------

Net income for common stockholders ............. $ 2,596,743 1,312,785
=========== ============

Net income per common share outstanding ........ $ 0.26 0.20
=========== ============

Weighted average common shares outstanding ..... 9,849,738 6,496,237
============ ============


See accompanying notes to consolidated financial statements
REGENCY REALTY CORPORATION
Consolidated Statements of Operations


For the Six Month
Period Ended
June 30, 1996 June 30, 1995
------------- -------------

Real estate operation revenues:
Minimum rent ................................. $ 16,001,151 12,006,137
Percentage rent .............................. 423,720 316,821
Recoveries from tenants ...................... 3,283,459 2,383,422
Other recoveries and income .................. 224,819 254,733
Leasing and brokerage ........................ 1,243,816 546,321
Management fees .............................. 276,686 456,793
------------ ------------
Total real estate operation revenues ....... 21,453,651 15,964,227
------------ ------------

Real estate operation expenses:
Depreciation and amortization ................ 3,905,109 3,053,763
Operating and maintenance .................... 3,459,652 2,657,276
General and administrative ................... 2,603,640 2,059,103
Real estate taxes ............................ 1,911,857 1,345,645
------------ ------------
Total real estate operation expenses ...... 11,880,258 9,115,787
------------ ------------

Interest expense (income):
Interest expense ............................. 4,630,378 4,191,753
Interest income .............................. (287,178) (205,540)
------------ ------------
Net interest expense ...................... 4,343,200 3,986,213
------------ ------------

Net income ................................ 5,230,193 2,862,227

Preferred stock dividends ...................... 57,721 208,183
------------ ------------

Net income for common stockholders ............. $ 5,172,472 2,654,044
============ ============

Net income per common share outstanding ........ $ 0.53 0.41
============ ============

Weighted average common shares outstanding ..... 9,817,812 6,482,144
============ ============


See accompanying notes to consolidated financial statements.
REGENCY REALTY CORPORATION
Consolidated Statements of Cash Flows
For the Six Months Ended June 30, 1996 and 1995


1996 1995
---- ----

Cash flows from operating activities:
Net income ...................................... $ 5,230,193 2,862,227

Adjustments to reconcile net income
to net cash provided by operating
activities:
Depreciation and amortization ................... 3,905,109 3,053,763
Equity in income of unconsolidated
real estate partnership investments ............ (21,345) (10,251)
Changes in assets and liabilities:
Decrease in accounts receivable .............. 664,691 890,093
(Increase) in deferred leasing commissions ... (244,959) (176,298)
(increase) in other assets ................... (436,158) (386,436)
Increase in tenants' security
and escrow deposits ........................ 55,197 45,909
Increase in accrued expenses ................. 1,671,882 1,117,584
(Decrease) increase in accounts payable
and other liabilities ...................... (2,559,384) 76,553
------------ ------------
Net cash provided by operating activities ... 8,265,226 7,473,144
------------ ------------
Cash flows from investing activities:
Investment in real estate ....................... (11,796,039) (12,122,170)
Investment in unconsolidated
real estate partnership ....................... (881,308) 0
Capital expenditures ............................ (1,291,717) (1,068,216)
Construction in progress ........................ (6,323,528) (1,692,804)
Distribution received from unconsolidated
real estate partnership investment ............ 8,160 0
------------ ------------
Net cash used in investing .................. (20,284,432) (14,883,190)
------------ ------------
Cash flows from financing activities:
Dividends paid in cash .......................... (7,262,093) (5,367,061)
Proceeds (repayments) from revolving
line of credit, net ............................ 16,517,453 (13,539,955)
Proceeds from mortgage loans payable ............ 3,918,750 25,400,000
Net proceeds from construction loans ............ 2,435,743 2,764,425
Principal payments on mortgage loans payable .... (387,981) (112,164)
Issuance of convertible operating
partnership units .............................. 169,852 0
Payment of loan closing costs ................... (607,216) (181,338)
------------ ------------

Net cash provided by financing activities ... 14,784,508 8,963,907
------------ ------------

Net increase in cash and cash equivalents ... 2,765,302 1,553,861
------------ ------------

Cash and cash equivalents at beginning of period .. 3,401,701 2,860,837
------------ ------------

Cash and cash equivalents at end of period ........ $ 6,167,003 4,414,698
============ ============

See accompanying notes to consolidated financial statements.
REGENCY REALTY CORPORATION

Notes to Consolidated Financial Statements

1. The Company

Regency Realty Corporation (the Company) was incorporated in the State
of Florida for the purpose of managing, leasing, brokering, acquiring,
and developing shopping centers. At June 30, 1996, the Company owned 35
shopping centers and 4 office complexes in four states in the
southeastern United States. The Company also provides management,
leasing, brokerage and development services for real estate not owned by
the Company (third parties). The Company commenced operations effective
with the completion of its initial public offering on November 5, 1993.

The accompanying consolidated financial statements include the accounts
of Regency Realty Group, Inc. (the "Management Company"), it's wholly
owned or majority owned shopping centers and office complexes and its
joint ventures. All significant intercompany balances and transactions
have been eliminated.

These financial statements should be read in conjunction with the
financial statements and notes thereto included in the Company's Form
10-K filed with the Securities and Exchange Commission on March 19,
1996. Certain amounts for 1995 have been reclassified to conform to the
presentation adopted in 1996.

2. Basis of Presentation

The accompanying interim unaudited financial statements have been
prepared pursuant to the rules and regulations of the Securities and
Exchange Commission, and reflect all adjustments which are of a normal
recurring nature, and in the opinion of management, are necessary to
properly state the results of operations and financial position. Certain
information and footnote disclosures normally included in financial
statements prepared in accordance with generally accepted accounting
principles have been condensed or omitted pursuant to such rules and
regulations, although management believes that the disclosures are
adequate to make the information presented not misleading.

3. Acquisition and Development

Through June 30, 1996, the Company has completed the acquisition of
three shopping centers and one parcel of land for development of a new
shopping center. These properties are 100% owned unless noted otherwise
and are summarized as follows:

Date Acquired Company
Shopping Center Location Year Built by the Company GLA

Parkway Station Warner Robbins, GA 1983/1987 02-28-96 94,290
Welleby Plaza Sunrise, FL 1982 05-31-96 109,949
Ocean East Mall (1) Stuart, FL 01-31-96 104,772
South Monroe (2) Tallahassee, FL 03-21-96 80,440

(1) Redevelopment project to be completed in 1997. The Company
acquired a 25% interest.
(2) New shopping center development to be completed in 1997.

4. Secured Line of Credit

The Company closed on a $75 million unsecured acquisition and development
revolving line of credit on May 17, 1996. The initial proceeds were used
to pay off the a secured line of credit and will provide financing for
new acquisition and development activity. The interest rate is Libor +
162.5 basis points with interest only for two years, and if then
terminated, becomes a two year term loan maturing in May, 2000 with
principal due in seven equal quarterly installments. However, the
borrower may request a one year extension of the interest only revolving
period annually, in May of each year beginning in May 1997.


5. Subsequent Event

One June 11, 1996, the Company entered into a Stock Purchase Agreement
(the "Agreement") with Security Capital U. S. Realty and Security Capital
Holdings S.A. (collectively, "US Realty"). Under the agreement, the
Company will sell an aggregate of 7,499,400 shares of Common Stock to
U.S. Realty at a price of $17.625 per share for an aggregate purchase
price of up to $132,176,925. At the initial closing on July 10, 1996, the
Company sold 934,400 shares to US Realty for a total purchase price of
$16,468,000. Not later than December 1, 1996 (the "Second Closing") and
June 1, 1997 ("Subsequent Closings"), the Company may sell 2,717,400
shares at the Second Closing for a total of $47,894,175, and up to
3,847,600 shares at Subsequent Closings for a total of $67,813,950. The
second and subsequent closings are subject to approval by the Company's
shareholders at the Special Meeting of Shareholders to be held September
10, 1996.
Item 2.  Management's Discussion and Analysis of Financial Condition and
and Results of Operation


The following discussion should be read in conjunction with the
accompanying Consolidated Financial Statements and Notes thereto of Regency
Realty Corporation (the "Company") appearing elsewhere in this Form 10-Q.

Business

The Company's principal business is owning, managing, and developing
neighborhood and community shopping centers in Florida and the Southeast. At
June 30, 1996 the Company owned and managed 35 shopping centers and 4 suburban
office buildings. Of the total 39 properties owned, 28 are located in Florida,
and 29 are anchored by supermarkets. The Company's three largest tenants in
order by number of store locations are Publix Supermarkets (13), Winn-Dixie
Stores (7), and Wal-Mart (7).

Acquisition and Development

During 1996, the Company acquired two shopping centers (the "1996
Acquisitions") for $11.8 million for a total of 204,239 square feet. The Company
also acquired a parcel of land to begin development of a new shopping center,
and entered into a joint venture to redevelop an existing shopping center. Total
cost at completion of these two development projects will be $12.2 million and
are expected to be completed during the second quarter of 1997.

During 1995, the Company acquired five shopping centers and completed the
development or expanded four shopping centers for a total cost of $62 million
(the "1995 Acquisitions") of which approximately $12.1 million were closed
during the six months ended June 30, 1995.

Liquidity and Capital Resources

The Company's total indebtedness at June 30, 1996 was $138 million, of
which $94 million or 68% bears a fixed rate of interest averaging 7.55%. Based
upon the Company's total market capitalization (debt and equity) at June 30,
1996 of $346.6 million (the stock price was $21.00 per share and the total
shares and common stock equivalents outstanding were 9,928,530), the Company's
debt tp total market capitalization ratio was 39.8%.

The Company funded the 1995 Acquisitions from borrowings on its line of
credit (the "Line"), origination of new mortgage loans, and the proceeds from a
$50 million private placement (the "Private Placement"). The Private Placement
was completed on December 20, 1995 by issuing 2,500,000 shares of non-voting
Class B common stock to a single investor. The Class B common shares are
convertible into 2,975,468 shares of common stock beginning on the third
anniversary of the issuance date subject to limitations that the holder may not
beneficially own more than 4.9% of the Company's outstanding common stock except
in certain circumstances.

On May 17, 1996, the Company obtained an unsecured $75 million revolving
line of credit from Wells Fargo National Bank ("Wells Line") with an interest
rate of Libor plus 1.625%. The proceeds were used to pay off the balance of the
Line, and will be used to finance future acquisition and development activity.
The two shopping centers purchased in 1996 were financed by proceeds from a
mortgage loan and the Wells Line.

The Company's principal demands for liquidity are dividends to
stockholders, the operations, maintenance and improvement of real estate, and
scheduled interest and principal payments. The Company paid common and preferred
dividends of $7.3 million and $5.4 million to its stockholders during 1996 and
1995, respectively. The percentage of funds from operations paid out in cash
dividends, or "dividend payout ratio", was 82.7% and 86.7% during the six months
ended June 30, 1996 and 1995, respectively. In January 1996, the Company
increased its quarterly common dividend to $.405 per share or $1.62 annually. As
a result of the Private Placement, the Company has outstanding 2,500,000 shares
of Class B common with a current annual dividend rate of $1.9845 ($1.6674 on a
converted common stock basis). Accordingly, dividends paid by the Company during
1996 have increased substantially over 1995 due to the common stock dividend
increase and the Private Placement.

During 1996 and 1995, the Company's net cash used in investing activities
was $20.3 million and $14.9 million, respectively, related to real estate
acquisitions, leasing and renewal activity, and building improvements. The
Company invested approximately $1.3 million and $1.1 million for improvements to
its properties as of June 30, 1996 and 1995, respectively. The Company
anticipates that cash provided by operating activities, unused amounts under the
Wells Line, and cash reserves are adequate to meet liquidity requirements. At
June 30, 1996, the Company has cash of $6.2 million of which $1.8 million was
restricted.

The Company has made an election to be taxed, and is operating so as to
qualify, as a Real Estate Investment Trust ("REIT") for Federal income tax
purposes, and accordingly has paid no Federal income tax subsequent to its IPO
in 1993. While the Company intends to continue to pay dividends to its
stockholders, the Company will reserve such amounts of cash flow as it considers
necessary for the proper maintenance and improvement of its real estate, while
still maintaining its qualification as a REIT.

The Company's real estate portfolio grew substantially during 1995 as a
result of the acquisitions and developments discussed above. The Company expects
to continue this level of growth during 1996 and intends to meet the related
capital requirements, principally for the acquisition or development of new
properties, from borrowings on the Wells Line, new mortgage loans and from
additional public or private equity offerings. Because such acquisition and
development activities are discretionary in nature, they are not expected to
burden the Company's capital resources currently available for liquidity
requirements.

Results of Operations

Comparison of Three Months Ended June 30, 1996 to 1995

Total real estate operation revenues increased $2.8 million, or 35.2%, to
$10.9 million for the three months ended June 30, 1996 as compared to $8.1
million for the comparable period in 1995. The increase in revenue was primarily
attributable to a $2.0 million increase in minimum rent. The Company experienced
this growth primarily as a result of its 1996 and 1995 Acquisitions which
contributed approximately $1.56 million of additional minimum rent in the three
month period ended June 30, 1996. At June 30, 1996, the real estate portfolio
was 95.8% leased compared to 94.8% at June 30, 1995. Average rents per sf were
$8.54 and $8.25 at June 30, 1996 and 1995, respectively. The increase is due
primarily from the 1996 and 1995 Acquisitions which had higher average rents
than the average of the portfolio prior to the 1995 Acquisitions. Revenues from
property management, leasing, brokerage, and development services provided on
properties not owned by the Company were $.81 million vs. $.50 million for the
period ending June 30, 1996 and 1995, respectively.

Total real estate operation expenses increased $1.5 million for the three
months ended June 30, 1996, or 32.9%, to $6.1 million as compared to $4.6
million for the comparable period in 1995. Operating, maintenance and real
estate taxes increased $.73 million to $2.7 million or 36%. This increase was
primarily attributable to $.55 million in operating expenses associated with the
1996 and 1995 Acquisitions. General and administrative expense increased 31%
during 1996 to $1.3 million due to accruing higher amounts for performance based
deferred compensation that potentially could be earned. Performance based
compensation earned in 1995 was primarily accrued during the third and fourth
quarters of 1995 when the Company determined (primarily as a result of the
Private Placement) that such compensation could potentially be earned.
Depreciation and amortization was $2.0 million or 30% higher than 1995,
predominately a result of additional depreciation and amortization on the
Company's 1996 and 1995 Acquisitions.

Interest expense increased to $2.4 million in 1996 from $2.2 million in
1995 or 8% due primarily to increased average outstanding loan balances as a
result of the 1996 and 1995 Acquisitions. During the second quarter, preferred
stock dividends declined as a result of the full conversion of the remaining
Series A preferred stock into common stock.

Net income for common stockholders was $2.6 million or $.26 per share in
1996 vs. $1.3 million or $.20 per share in 1995. The increase is due primarily
to the 1996 and 1995 Acquisitions which contributed to a 35.2% increase in real
estate operation revenues, a 36% increase in operating, maintenance and real
estate taxes, a 30% increase in depreciation expense and an 8% increase in
interest expense.
Comparison of Six Months Ended June 30, 1996 to 1995

Total real estate operation revenues increased $5.5 million, or 34.4%, to
$21.4 million for the six months ended June 30, 1996 as compared to $15.9
million for the comparable period in 1995. The increase in revenue was primarily
attributable to a $3.9 million increase in minimum rent. The Company experienced
this growth primarily as a result of its 1996 and 1995 Acquisitions which
contributed approximately $3.2 million of additional minimum rent in the six
month period ended June 30, 1996. Revenues from property management, leasing,
brokerage, and development services provided on properties not owned by the
Company were $1.52 million vs. $1.0 million for the period ending June 30, 1996
and 1995, respectively.

Total real estate operation expenses increased $2.8 million for the six
months ended June 30, 1996, or 30%, to $11.9 million as compared to $9.1 million
for the comparable period in 1995. Operating, maintenance and real estate taxes
increased $1.4 million to $5.4 million or 34%. This increase was primarily
attributable to $1.1 million in operating expenses associated with the 1996 and
1995 Acquisitions. General and administrative expense increased 26% during 1996
to $2.6 for the reasons mentioned earlier. Depreciation and amortization was
$3.9 million or 27.9% higher than 1995, predominately a result of additional
depreciation and amortization on the Company's 1996 and 1995 Acquisitions.

Interest expense increased to $4.6 million in 1996 from $4.2 million in
1995 or 10.5% due primarily to increased average outstanding loan balances as a
result of the 1996 and 1995 Acquisitions. The preferred stock dividends declined
as a result of the full conversion of the remaining Series A preferred stock
into common stock at the end of the second quarter.

Net income for common stockholders was $5.2 million or $.53 per share in
1996 vs. $2.6 million or $.41 per share in 1995. The increase is due primarily
to the 1996 and 1995 Acquisitions which contributed to a 34.4% increase in real
estate operation revenues, a 34% increase in operating, maintenance and real
estate taxes, a 27.9% increase in depreciation expense and a 10.5% increase in
interest expense.

Funds from Operations

The Company considers funds from operations ("FFO") to be one measure of
REIT performance and defines it as net income (computed in accordance with
generally accepted accounting principles) excluding gains (or losses) from debt
restructuring and sales of property, adjusted for certain noncash amounts,
primarily depreciation and amortization, and after adjustments for
unconsolidated partnerships and joint ventures. Adjustments for unconsolidated
partnerships and joint ventures are calculated to reflect FFO on the same basis.
FFO as defined above has become a measure used by many industry analysts;
however, FFO should not be considered an alternative to net income as an
indication of the Company's performance or to cash flow as a measure of
liquidity determined in accordance with generally accepted accounting
principles.

FFO for the six months ended June 30, 1996 and 1995 are summarized in the
following table:
1996 1995
Net income for common stockholders $ 5,172 2,654
Add: non-cash amounts:
Real estate depreciation and
amortization 3,560 2,752
Common stock compensation:
Board of directors' fees and
401 (k) compensation 249 215
Long-term compensation plans 623 192
Straight-lining of rents charge 14 94
----- -----
Funds from operations $ 9,618 5,907
===== =====
Weighted average shares outstanding 9,818 6,482
===== =====
Funds from operations per share $ 0.98 0.91
===== =====
In May 1995 the  National  Association  of Real Estate  Investment  Trusts
(NAREIT) amended the definition of FFO and recommended the following changes to
become effective for fiscal years ending in 1996: (1) amortization of loan costs
and depreciation of office furniture and equipment should not be added back to
net income, (2) non-recurring gains (losses) should be excluded from FFO, and
(3) gains (losses) from the sale of undepreciated real estate considered to be
part of a company's recurring business may be included in FFO. The Company
modified its definition of FFO for these changes effective January 1, 1996 and
also has restated amounts reported for 1995 for comparison purposes.

Environmental Matters

The Company like others in the commercial real estate industry, is subject
to numerous environmental laws and regulations including the operation of dry
cleaning plants by tenants at several of its shopping centers. The Company
believes that these dry cleaners are operating in accordance with current laws
and regulations. Based on information presently available, no environmental
accruals were made and management believes that the ultimate disposition of
currently known matters will not have a material effect on the financial
position, liquidity, or operations of the Company.

Economic Conditions

A substantial number of the Company's long-term leases contain provisions
designed to mitigate the adverse impact of inflation on the Company's net
income. Such provisions include percentage rentals, rental escalation clauses
and reimbursements for common area maintenance, insurance, and real estate
taxes. In addition, 39% of the Company's leases have terms of five years or
less, which allows the Company the opportunity to increase rents upon lease
expiration. Approximately 39% of the Company's leases expire beyond 10 years and
are generally anchor tenants. Unfavorable economic conditions could result in
the inability of certain tenants to meet their lease obligations and otherwise
could adversely affect the Company's ability to attract and retain desirable
tenants. Recently, several national and regional retailers have publicized their
financial difficulties and several have filed for protection under the
bankruptcy laws. National or regional tenants of which the Company has leases
that have filed for bankruptcy protection are Pic N Pay Shoes ("PNP") and
Discovery Zone ("DZ"). Total annual rent from PNP is less than one percent of
total annual rent from all tenants, and all stores continue to operate and pay
rent. Total rent from DZ is less than one percent of total annual rent from all
tenants. The Company has two leases with DZ of which the store located at
Regency Square in Brandon has closed and the other remains open and has
guarantees extending to Blockbuster Entertainment. Regency Square, the Company's
only "Power Center" containing approximately 342,000 sf is currently 95%
occupied. The Company has had no other significant tenant bankruptcies.

At June 30, 1996 approximately 10%, 5% and 5% of the Company's total rent
is received from Publix, Winn-Dixie, and Wal-Mart, respectively (the "Three
Major Tenants"). In February, 1996, Wal-Mart closed its store located at The
Market Place in Alexander City, Alabama in order to relocate to a new larger
store nearby. Wal-Mart will continue to pay rent due under its lease at The
Market Place which expires in October, 2007. During 1995, the Company added a
new Winn-Dixie store to The Market Place. Although the Company considers the
financial condition and its relations with the Three Major Tenants to be very
solid, a significant downturn in business or the non-renewal of expiring leases
of the Three Major Tenants could adversely effect the Company. Management also
believes that the shopping centers are relatively well positioned to withstand
adverse economic conditions since they typically are anchored by supermarkets,
drug stores and discount department stores that offer day-to-day necessities
rather than luxury goods.
Part II.  Other Information

Item 1. Legal Proceedings

None

Item 4. Submission of Matters to a Vote of Security Holders

The annual meeting of shareholders was held on Tuesday, May 14, 1996 at
2:00 p.m. to elect three Class III Directors to serve for three year terms
expiring at the annual meeting of shareholders to be held in 1999 and until
their successors have been elected and qualified. Regarding this meeting votes
were cast as follows: 4,797,768 Common stock votes For and 304,118 votes
Abstained. Accordingly, the proposal passed.

Item 6. Exhibits and Reports on Form 8-K

1.

A report on Form 8-K was filed on June 28, 1996, reporting on a Stock
Purchase Agreement dated June 11, 1996 among the Company, Security Capital
Holdings S.A. and Security Capital U.S. Realty.
Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.

REGENCY REALTY CORPORATION

By:/s/ J. Christian Leavitt
J. Christian Leavitt
Vice President, Treasurer and Secretary

Date: August 14, 1996