Regency Centers
REG
#1608
Rank
$13.33 B
Marketcap
$72.49
Share price
0.71%
Change (1 day)
2.85%
Change (1 year)
Regency Centers Corporation is an American real estate investment (REIT) trust that operates of shopping centers.

Regency Centers - 10-Q quarterly report FY


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FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

(Mark One)

(x) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended September 30, 1996

OR

( ) TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from ________ to ___________

Commission file number: 1-12298


REGENCY REALTY CORPORATION
(Exact name of Registrant as specified in its charter)

FLORIDA 59-3191743
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No.)

121 West Forsyth Street
Suite 200
Jacksonville, Florida 32202
(Address of principal executive offices) (Zip code)

(904) 356-7000
(Registrant's telephone number including area code)

Not applicable
(Former name, former address, and former fiscal year,
if changed since last report)

Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days. Yes X No ____

APPLICABLE ONLY TO REGISTRANTS INVOLVED IN BANKRUPTCY
PROCEEDINGS DURING THE PRECEDING FIVE YEARS:

Indicate by check mark whether the registrant has filed all documents
and reports required to be filed by Section 12, 13 or 15(d) of the Securities
Exchange Act of 1934 subsequent to the distribution of securities under a plan
confirmed by a court. Yes ____ No ____

(APPLICABLE ONLY TO CORPORATE REGISTRANTS)

Indicate the number of shares outstanding of each of the registrant's
classes of common stock, as of the latest practicable date. As of November 14,
1996, there were 7,886,684 shares outstanding of the registrant's common stock.
Part I.  Financial Information

Item 1. Financial Statements

REGENCY REALTY CORPORATION
Consolidated Balance Sheets


September 30, December 31,
1996 1995
---- ----

Assets
Real estate rental property, at cost $ 332,175,327 278,731,167
Less: accumulated depreciation 23,871,345 18,631,310
----------- -----------
Real estate rental property, net 308,303,982 260,099,857

Construction in progress 10,344,554 0
Investment in unconsolidated real
estate partnerships 1,226,670 315,389
----------- -----------
Total investments in real estate, net 319,875,206 260,415,246

Cash and cash equivalents 15,039,661 3,401,701
Accounts receivable, net of allowance for
uncollectible accounts of $444,801
and $474,019 at September 30, 1996 and
December 31, 1995, respectively 3,061,427 2,620,763
Deferred costs, less accumulated amortization
of $2,408,262 and $1,660,662
at September 30, 1996 and
December 31, 1995, respectively 3,919,949 3,598,011
Other assets 2,141,159 969,676
----------- -----------
$ 344,037,402 271,005,397
=========== ===========

Liabilities and Stockholders' Equity
Mortgage loans payable 101,502,725 93,277,273
Revolving line of credit 71,301,185 22,339,803
Tenant security and escrow deposits 1,168,737 976,515
Accrued expenses 3,859,282 936,695
Accounts payable and other liabilities 4,144,499 6,468,537
----------- -----------
Total liabilities 181,976,428 123,998,823
----------- -----------

Convertible operating partnerships units 520,169 0

Stockholders' Equity
Preferred stock -
10,000,000 shares authorized:
Series A 8% cumulative convertible,
1,916 shares issued and outstanding at
December 31, 1995 0 1,916,268
Common stock $.01 par value per share:
25,000,000 shares authorized;
7,883,197 and 6,728,723 shares issued
and outstanding at September 30, 1996
and December 31, 1995, respectively 78,832 67,287
Special common stock -
10,000,000 shares authorized:
Class B $.01 par value per share,
2,500,000 shares issued and outstanding
at September 30, 1996 and
December 31, 1995, respectively 25,000 25,000
Additional paid in capital 175,713,697 155,221,241
Distributions in excess of net income (11,106,635) (8,073,188)
Stock loans (3,170,089) (2,150,034)
----------- -----------
Total stockholders' equity 161,540,805 147,006,574
----------- -----------
$ 344,037,402 271,005,397
=========== ===========

See accompanying notes to consolidated financial statements.
REGENCY REALTY CORPORATION
Consolidated Statements of Operations


For the Three Month
Period Ended
September 30, September 30,
1996 1995
---- ----

Real estate operation revenues:
Minimum rent $ 8,897,421 6,249,030
Percentage rent 175,065 162,437
Recoveries from tenants 1,806,339 1,230,583
Other recoveries and income 159,392 149,615
Leasing and brokerage 833,949 576,387
Management fees 157,478 201,425
---------- ----------
Total real estate operation revenues 12,029,644 8,569,477
---------- ----------
Real estate operation expenses:
Depreciation and amortization 2,202,859 1,611,973
Operating and maintenance 1,896,479 1,462,984
General and administrative 1,294,469 1,326,580
Real estate taxes 1,059,950 681,332
---------- ----------
Total real estate operation expenses 6,453,757 5,082,869
---------- ----------

Interest expense (income):
Interest expense 2,742,023 2,315,192
Interest income (191,408) (118,538)
---------- ----------
Net interest expense 2,550,615 2,196,654
---------- ----------

Net income 3,025,272 1,289,954

Preferred stock dividends 0 76,650
---------- ----------

Net income for common stockholders $ 3,025,272 1,213,304
========== ==========

Net income per common share outstanding $ 0.28 0.18
========== ==========

Weighted average common shares outstanding 10,802,711 6,610,532
========== ==========


See accompanying notes to consolidated financial statements.
REGENCY REALTY CORPORATION
Consolidated Statements of Operations


For the Nine Month
Period Ended
September 30, September 30,
1996 1995
---- ----

Real estate operation revenues:
Minimum rent $ 24,898,572 18,255,167
Percentage rent 598,785 479,258
Recoveries from tenants 5,089,798 3,614,005
Other recoveries and income 384,211 404,348
Leasing and brokerage 2,077,766 1,122,708
Management fees 434,163 658,218
---------- ----------
Total real estate operation revenues 33,483,295 24,533,704
---------- ----------
Real estate operation expenses:
Depreciation and amortization 6,107,968 4,665,736
Operating and maintenance 5,356,131 4,120,260
General and administrative 3,898,109 3,385,683
Real estate taxes 2,971,807 2,026,977
---------- ----------
Total real estate operation expenses 18,334,015 14,198,656
---------- ----------
Interest expense (income):
Interest expense 7,372,401 6,506,945
Interest income (478,586) (324,078)
---------- ----------
Net interest expense 6,893,815 6,182,867
---------- ----------

Net income 8,255,465 4,152,181

Preferred stock dividends 57,721 284,833
---------- ----------

Net income for common stockholders $ 8,197,744 3,867,348
========== ==========

Net income per common share outstanding $ 0.81 0.59
========== ==========

Weighted average common shares outstanding 10,150,394 6,525,569
========== ==========


See accompanying notes to consolidated financial statements.
REGENCY REALTY CORPORATION
Consolidated Statements of Cash Flows
For the Nine Months Ended September 30, 1996 and 1995


1996 1995
---- ----

Cash flows from operating activities:
Net income $ 8,170,465 4,152,181

Adjustments to reconcile net income
to net cash provided by operating
activities:
Depreciation and amortization 6,107,968 4,665,736
Equity in income of unconsolidated
real estate partnership investments (38,132) (11,423)
Changes in assets and liabilities:
(Increase)decrease in accounts receivable (440,663) 866,657
(Increase) in deferred leasing commissions (377,021) (354,436)
(increase) in other assets (1,291,818) (996,188)
Increase in tenants' security
and escrow deposits 192,222 71,003
Increase in accrued expenses 3,177,075 1,757,984
(Decrease) increase in accounts payable
and other liabilities (1,225,161) 98,489
----------- -----------
Net cash provided by operating activities 14,274,935 10,250,003
----------- -----------

Cash flows from investing activities:
Investment in real estate (51,586,884) (10,957,528)
Investment in unconsolidated
real estate partnership (881,308) 0
Capital expenditures (1,857,276) (1,243,787)
Construction in progress (10,259,554) (2,037,675)
Distribution received from unconsolidated
real estate partnership investment 8,160 0
----------- ------------
Net cash used in investing (64,576,862) (14,238,990)
----------- -----------

Cash flows from financing activities:
Dividends paid in cash (11,548,562) (8,070,729)
Proceeds (repayments) from revolving
line of credit, net 48,961,382 (12,736,629)
Proceeds from mortgage loans payable 3,918,750 27,635,098
Net proceeds from construction loans 4,900,576 13,413
Principal payments on mortgage loans payable (593,875) (256,180)
Issuance of convertible operating
partnership units 525,331 0
Proceeds from common stock issuance 16,468,800 0
Payment of loan closing costs (692,515) (269,988)
----------- ------------
Net cash provided by financing activities 61,939,887 6,314,985
----------- ------------

Net increase in cash and cash equivalents 11,637,960 2,325,998
----------- ------------

Cash and cash equivalents at beginning of period 3,401,701 2,860,837
----------- ------------

Cash and cash equivalents at end of period $ 15,039,661 5,186,835
=========== ============


See accompanying notes to consolidated financial statements.
REGENCY REALTY CORPORATION

Notes to Consolidated Financial Statements

1. The Company

Regency Realty Corporation (the Company) was incorporated in the State of
Florida for the purpose of managing, leasing, brokering, acquiring, and
developing shopping centers. At September 30, 1996, the Company owned 39
shopping centers and 4 office complexes in five states in the southeastern
United States. The Company also provides management, leasing, brokerage
and development services for real estate not owned by the Company (third
parties). The Company commenced operations effective with the completion
of its initial public offering on November 5, 1993.

The accompanying consolidated financial statements include the accounts of
Regency Realty Group, Inc. (the "Management Company"), it's wholly owned
or majority owned shopping centers and office complexes and its joint
ventures. All significant intercompany balances and transactions have been
eliminated.

These financial statements should be read in conjunction with the
financial statements and notes thereto included in the Company's Form 10-K
filed with the Securities and Exchange Commission on March 19, 1996.
Certain amounts for 1995 have been reclassified to conform to the
presentation adopted in 1996.

2. Basis of Presentation

The accompanying interim unaudited financial statements have been prepared
pursuant to the rules and regulations of the Securities and Exchange
Commission, and reflect all adjustments which are of a normal recurring
nature, and in the opinion of management, are necessary to properly state
the results of operations and financial position. Certain information and
footnote disclosures normally included in financial statements prepared in
accordance with generally accepted accounting principles have been
condensed or omitted pursuant to such rules and regulations, although
management believes that the disclosures are adequate to make the
information presented not misleading.

3. Acquisition and Development

Through September 30, 1996, the Company has completed the acquisition of
seven shopping centers and one parcel of land for development of a new
shopping center. These properties are 100% owned unless noted otherwise
and are summarized as follows:

Date Acquired Company
Shopping Center Location Year Built by the Company GLA

Parkway Station Warner Robbins, GA 1983/1987 02-28-96 94,290
Welleby Plaza Sunrise, FL 1982 05-31-96 109,949
Union Square S.C. Monroe, N.C. 1989 07-16-96 97,191
City View S.C. Charlotte, N.C. 1993 07-16-96 77,550
Palm Harbour Palm Coast, FL 1978/1991 08-01-96 159,369
Sandy Plains Village Atlanta, GA 1979/1990 08-09-96 168,513
Ocean East Mall (1) Stuart, FL - 01-31-96 104,772
South Monroe (2) Tallahassee, FL - 03-21-96 80,440

(1) Redevelopment project to be completed in 1997. The
Company acquired a 25% interest.
(2) New shopping center development to be completed in 1997.
4.    Secured Line of Credit

The Company closed on a $75 million unsecured acquisition and development
revolving line of credit (the "Wells Line") on May 17, 1996. The initial
proceeds were used to pay off an existing secured line of credit. The Line will
be used to finance future real estate acquisitions and developments. The
interest rate is Libor + 162.5 basis points with interest only for two years,
and if then terminated, becomes a two year term loan maturing in May, 2000 with
principal due in seven equal quarterly installments. However, the borrower may
request a one year extension of the interest only revolving period annually in
May of each year beginning in 1997. On September 16, 1996 the credit agreement
was amended to increase the commitment amount to $90 million.

5. Sale of Common Stock

On June 11, 1996, the Company entered into a Stock Purchase Agreement (the
"Agreement") with Security Capital U. S. Realty and Security Capital Holdings
S.A. (collectively, "US Realty"). Under the agreement, the Company will sell an
aggregate of 7,499,400 shares of Common Stock to U.S. Realty at a price of
$17.625 per share for an aggregate purchase price of up to $132,176,925. At the
initial closing on July 10, 1996, the Company sold 934,400 shares to US Realty
for a total purchase price of $16,468,800. Not later than December 1, 1996 (the
"Second Closing") and June 1, 1997 ("Subsequent Closings"), the Company may sell
2,717,400 shares at the Second Closing for a total of $47,894,175, and up to
3,847,600 shares at Subsequent Closings for a total of $67,813,950.
Item 2.  Management's Discussion and Analysis of Financial Condition and Results
of Operation

The following discussion should be read in conjunction with the
accompanying Consolidated Financial Statements and Notes thereto of Regency
Realty Corporation (the "Company") appearing elsewhere in this Form 10-Q.

Business

The Company's principal business is owning, managing, and developing
neighborhood and community shopping centers in Florida and the Southeast. At
September 30, 1996 the Company owned and managed 39 shopping centers and 4
suburban office buildings. Of the total 43 properties owned, 29 are located in
Florida, and 33 are anchored by supermarkets. The Company's three largest
tenants in order by number of store locations are Publix Supermarkets (14),
Winn-Dixie Stores (8), and Wal-Mart (5).

Acquisition and Development

During 1996, the Company has acquired six shopping centers (the "1996
Acquisitions") for $51.7 million (including certain necessary building
improvements) for a total of 706,862 square feet. The Company also acquired a
parcel of land to begin development of a new shopping center, and entered into a
joint venture to redevelop an existing shopping center. Total cost at completion
of these two development projects will be $12.3 million and are expected to be
completed during the second quarter of 1997.

During 1995, the Company acquired five shopping centers and completed
the development or expanded four shopping centers for a total cost of $62
million (the "1995 Acquisitions") of which approximately $9.1 million were
closed during the nine months ended September 30, 1995.

Liquidity and Capital Resources

The Company's total indebtedness at September 30, 1996 was $173 million,
of which $94 million or 55% bears a fixed rate of interest averaging 7.55%.
Based upon the Company's total market capitalization (debt and equity) at
September 30, 1996 of $416.4 million (the stock price was $22.375 per share and
the total shares and common stock equivalents outstanding were 10,888,507), the
Company's debt to total market capitalization ratio was 41.5%.

The Company funded the 1995 Acquisitions from borrowings on its line of
credit (the "Line"), origination of new mortgage loans, and the proceeds from a
$50 million private placement (the "Private Placement"). The Private Placement
was completed on December 20, 1995 by issuing 2,500,000 shares of non-voting
Class B common stock to a single investor. The Class B common shares are
convertible into 2,975,468 shares of common stock beginning on the third
anniversary of the issuance date subject to limitations that the holder may not
beneficially own more than 4.9% of the Company's outstanding common stock except
in certain circumstances.

On May 17, 1996, the Company obtained an unsecured $75 million revolving
line of credit from Wells Fargo National Bank ("Wells Line") with an interest
rate of Libor plus 1.625%. The proceeds were used to pay off the balance of the
Line, and will be used to finance future acquisition and development activity.
On September 16, 1996 the Wells Line credit agreement was amended to increase
the revolving line to $90 million.

On June 11, 1996, the Company entered into a Stock Purchase Agreement (the
"Agreement") with Security Capital U. S. Realty and Security Capital Holdings
S.A. (collectively, "US Realty"). Under the agreement, the Company will sell an
aggregate of 7,499,400 shares of Common Stock to U.S. Realty at a price of
$17.625 per share for an aggregate purchase price of up to $132,176,925. At the
initial closing on July 10, 1996, the Company sold 934,400 shares to US Realty
for a total purchase price of $16,468,800 which was used to paydown the Wells
Line. Not later than December 1, 1996 (the "Second Closing") and June 1, 1997
("Subsequent Closings"), the Company may sell 2,717,400 shares at the Second
Closing for a total of $47,894,175, and up to 3,847,600 shares at Subsequent
Closings for a total of $67,813,950. Proceeds from the sale of common stock at
the Second and Subsequent Closings will be used to reduce the balance of the
Wells Line.
The  Company's   principal   demands  for  liquidity  are  dividends  to
stockholders, the operations, maintenance and improvement of real estate, and
scheduled interest and principal payments. The Company paid common and preferred
dividends of $11.5 million and $8.0 million to its stockholders during 1996 and
1995, respectively. The percentage of funds from operations paid out in cash
dividends, or "dividend payout ratio", was 81.7% and 85.9% during the nine
months ended September 30, 1996 and 1995, respectively. In January 1996, the
Company increased its quarterly common dividend to $.405 per share or $1.62
annually. As a result of the Private Placement, the Company has outstanding
2,500,000 shares of Class B common with a current annual dividend rate of
$1.9845 ($1.6674 on a converted common stock basis). Accordingly, dividends paid
by the Company during 1996 have increased substantially over 1995 due to the
common stock dividend increase and the Private Placement.

During 1996 and 1995, the Company's net cash used in investing
activities was $64.6 million and $14.2 million, respectively, related primarily
to real estate acquisitions, construction and building improvements. The Company
invested approximately $1.9 million and $1.2 million for improvements to its
properties as of September 30, 1996 and 1995, respectively. The Company
anticipates that cash provided by operating activities, unused amounts under the
Wells Line, and cash reserves are adequate to meet liquidity requirements. At
September 30, 1996, the Company had cash of $15 million of which $4.8 million
was restricted and $8.4 million was funded from the Wells Line for an
acquisition to close on October 1, 1996.

The Company has made an election to be taxed, and is operating so as to
qualify, as a Real Estate Investment Trust ("REIT") for Federal income tax
purposes, and accordingly has paid no Federal income tax subsequent to its IPO
in 1993. While the Company intends to continue to pay dividends to its
stockholders, the Company will reserve such amounts of cash flow as it considers
necessary for the proper maintenance and improvement of its real estate, while
still maintaining its qualification as a REIT.

The Company's real estate portfolio has grown substantially during 1996
and 1995 as a result of the acquisitions and developments discussed above. The
Company expects to continue this level of growth in the future and intends to
meet the related capital requirements, principally for the acquisition or
development of new properties, from borrowings on the Wells Line, new mortgage
loans and from additional public or private equity offerings. Because such
acquisition and development activities are discretionary in nature, they are not
expected to burden the Company's capital resources currently available for
liquidity requirements.

Results of Operations

Comparison of Three Months Ended September 30, 1996 to 1995

Total real estate operation revenues increased $3.5 million, or 40%, to
$12 million for the three months ended September 30, 1996 as compared to $8.6
million for the comparable period in 1995. The increase in revenue was primarily
attributable to a $2.6 million increase in minimum rent. The Company experienced
this growth primarily as a result of its 1996 and fourth quarter 1995
Acquisitions which contributed approximately $2.44 million of additional minimum
rent in the three month period ended September 30, 1996. At September 30, 1996,
the real estate portfolio was 94.8% leased compared to 95.2% at September 30,
1995. Average rents per sf were $8.58 and $8.30 at September 30, 1996 and 1995,
respectively. The increase is due primarily from the 1996 Acquisitions which had
higher average rents than the average of the portfolio prior to the 1995
Acquisitions. Revenues from property management, leasing, brokerage, and
development services provided on properties not owned by the Company were $.99
million vs. $.78 million for the three month period ending September 30, 1996
and 1995, respectively.

Total real estate operation expenses increased $1.4 million for the
three months ended September 30, 1996, or 27%, to $6.5 million as compared to
$5.1 million for the comparable period in 1995. Operating, maintenance and real
estate taxes increased $.81 million to $2.9 million or 38%. This increase was
primarily attributable to $.76 million in operating expenses associated with the
1996 and fourth quarter 1995 Acquisitions. General and administrative expenses
decreased 2% during 1996 to $1.3 million. Depreciation and amortization was $2.2
million or 37% higher than 1995, predominately a result of additional
depreciation and amortization on the Company's 1996 and fourth quarter 1995
Acquisitions.
Interest expense  increased to $2.7 million in 1996 from $2.3 million in
1995 or 18% due primarily to increased average outstanding loan balances as a
result of the 1996 and 1995 Acquisitions. There were no preferred stock
dividends in the third quarter as a result of the full conversion of the
remaining Series A preferred stock into common stock on June 29, 1996.

Net income for common stockholders was $3 million or $.28 per share in
1996 vs. $1.2 million or $.18 per share in 1995. The increase is due primarily
to the 1996 and 1995 Acquisitions which contributed to a 40% increase in real
estate operation revenues, a 38% increase in operating, maintenance and real
estate taxes, a 37% increase in depreciation expense and an 18% increase in
interest expense.

Comparison of Nine Months Ended September 30, 1996 to 1995

Total real estate operation revenues increased $8.9 million, or 36%, to
$33.5 million for the nine months ended September 30, 1996 as compared to $24.5
million for the comparable period in 1995. The increase in revenue was primarily
attributable to a $6.6 million increase in minimum rent. The Company experienced
this growth primarily as a result of its 1996 and 1995 Acquisitions which
contributed approximately $5.7 million of additional minimum rent in the nine
month period ended September 30, 1996. Revenues from property management,
leasing, brokerage, and development services provided on properties not owned by
the Company were $2.5 million vs. $1.8 million for the period ending September
30, 1996 and 1995, respectively.

Total real estate operation expenses increased $4.1 million for the nine
months ended September 30, 1996, or 29%, to $18.3 million as compared to $14.2
million for the comparable period in 1995. Operating, maintenance and real
estate taxes increased $2.2 million to $8.3 million or 35%. This increase was
primarily attributable to $1.8 million in operating expenses associated with the
1996 and 1995 Acquisitions. General and administrative expense increased 15%
during 1996 to $3.9 million due to accruing higher amounts for performance based
deferred compensation that potentially could be earned. Depreciation and
amortization was $6.1 million or 31% higher than 1995, predominately a result of
additional depreciation and amortization on the Company's 1996 and fourth
quarter 1995 Acquisitions.

Interest expense increased to $7.4 million in 1996 from $6.5 million in
1995 or 13% due primarily to increased average outstanding loan balances as a
result of the 1996 and 1995 Acquisitions. The preferred stock dividends declined
as a result of the full conversion of the remaining Series A preferred stock
into common stock at the end of the second quarter.

Net income for common stockholders was $8.2 million or $.81 per share in
1996 vs. $3.9 million or $.59 per share in 1995. The increase is due primarily
to the 1996 and 1995 Acquisitions which contributed to a 36% increase in real
estate operation revenues, a 35% increase in operating, maintenance and real
estate taxes, a 31% increase in depreciation expense and a 13% increase in
interest expense.

Funds from Operations

The Company considers funds from operations ("FFO") to be one measure of
REIT performance and defines it as net income (computed in accordance with
generally accepted accounting principles) excluding gains (or losses) from debt
restructuring and sales of property, adjusted for certain noncash amounts,
primarily depreciation and amortization, and after adjustments for
unconsolidated partnerships and joint ventures. Adjustments for unconsolidated
partnerships and joint ventures are calculated to reflect FFO on the same basis.
FFO as defined above has become a measure used by many industry analysts;
however, FFO should not be considered an alternative to net income as an
indication of the Company's performance or to cash flow as a measure of
liquidity determined in accordance with generally accepted accounting
principles.
FFO for the nine months ended September 30, 1996 and 1995 are summarized
in the following table:
1996 1995
---- ----
Net income for common stockholders $ 8,198 3,867
Add: non-cash amounts:
Real estate depreciation and amortization 5,557 4,216
Common stock compensation:
Board of directors' fees and
401 (k) compensation 362 333
Long-term compensation plans 955 435
Straight-lining of rents charge 21 147
------ -----
Funds from operations $ 15,093 8,998
Weighted average shares outstanding 10,150 6,526
====== =====
Funds from operations per share $ 1.49 1.38
====== =====

In May 1995 the National Association of Real Estate Investment Trusts
(NAREIT) amended the definition of FFO and recommended the following changes to
become effective for fiscal years ending in 1996: (1) amortization of loan costs
and depreciation of office furniture and equipment should not be added back to
net income, (2) non-recurring gains (losses) should be excluded from FFO, and
(3) gains (losses) from the sale of undepreciated real estate considered to be
part of a company's recurring business may be included in FFO. The Company
modified its definition of FFO for these changes effective January 1, 1996 and
also has restated amounts reported for 1995 for comparison purposes.

Environmental Matters

The Company like others in the commercial real estate industry, is
subject to numerous environmental laws and regulations including the operation
of dry cleaning plants by tenants at several of its shopping centers. The
Company believes that these dry cleaners are operating in accordance with
current laws and regulations. Based on information presently available, no
environmental accruals were made and management believes that the ultimate
disposition of currently known matters will not have a material effect on the
financial position, liquidity, or operations of the Company.

Economic Conditions

A substantial number of the Company's long-term leases contain
provisions designed to mitigate the adverse impact of inflation on the Company's
net income. Such provisions include percentage rentals, rental escalation
clauses and reimbursements for common area maintenance, insurance, and real
estate taxes. In addition, 41% of the Company's leases have terms of five years
or less, which allows the Company the opportunity to increase rents upon lease
expiration. Approximately 43% of the Company's leases expire beyond 10 years and
are generally anchor tenants. Unfavorable economic conditions could result in
the inability of certain tenants to meet their lease obligations and otherwise
could adversely affect the Company's ability to attract and retain desirable
tenants. Recently, several national and regional retailers have publicized their
financial difficulties and several have filed for protection under the
bankruptcy laws. National or regional tenants of which the Company has leases
that have filed for bankruptcy protection are Pic N Pay Shoes ("PNP") and
Discovery Zone ("DZ"). Total annual rent from PNP is less than one percent of
total annual rent from all tenants, and all stores continue to operate and pay
rent. Total rent from DZ is less than one percent of total annual rent from all
tenants. The Company has two leases with DZ of which the store located at
Regency Square in Brandon has closed and the other remains open and has
guarantees extending to Blockbuster Entertainment. Regency Square, the Company's
only "Power Center" containing approximately 342,000 sf is currently 94%
occupied. The Company has had no other significant tenant bankruptcies.

At September 30, 1996 approximately 9%, 5% and 4% of the Company's total
rent is received from Publix, Winn-Dixie, and Wal-Mart, respectively (the "Three
Major Tenants"). In February, 1996, Wal-Mart closed its store located at The
Marketplace in Alexander City, Alabama in order to relocate to a new larger
store nearby. Wal-Mart will continue to pay rent due under its lease at The
Marketplace which expires in October, 2007. During 1995, the Company added a new
Winn-Dixie store to The Marketplace. Although the Company considers the
financial condition and its relations with the Three Major Tenants to be very
solid, a significant downturn in business or the non-renewal of expiring leases
of the Three Major Tenants could adversely effect the Company. Management also
believes that the shopping centers are relatively well positioned to withstand
adverse economic conditions since they typically are anchored by supermarkets,
drug stores and discount department stores that offer day-to-day necessities
rather than luxury goods.
Part II.  Other Information

Item 1. Legal Proceedings

None

Item 4. Submission of Matters to a Vote of Security Holders

A Special Meeting of Shareholders was held on Tuesday, September 10,
1996 to vote on Proposal 1 to approve a Stock Purchase Agreement with Security
Capital U. S. Realty and Security Capital Holdings S.A. (together, "U.S.
Realty"), to invest a total of up to approximately $132 million in Regency
Realty Corporation (the "Company") and Proposal 2 to approve and adopt the
Amendment to the Charter to expressly authorize US Realty to acquire up to 45%
of the outstanding Common Stock, on a fully diluted basis, to permit individuals
who are treated as owning shares of Company capital stock as a result of the
ownership of shares by US Realty and its affiliates to own up to 9.8% of the
Company's outstanding capital stock and to make certain other modifications to
facilitate the Company's continued qualification as a domestically controlled
REIT for Federal income tax purposes.

Proposal 1 received 6,856,404 votes FOR, 25,477 AGAINST and 25,483 ABSTAIN.
Proposal 2 received 6,863,751 votes FOR, 19,652 AGAINST and 23,961 ABSTAIN.
Total votes received 6,907,364.
Item 5. Other Information

Acquisition of Asset

Regency Realty Corporation (the "Company") acquired 100% fee simple
interests in two shopping centers, Sandy Plains Village and Tequesta Shoppes.
Sandy Plains Village was acquired on August 9, 1996 for $13,302,000 and Tequesta
Shoppes was acquired on October 1, 1996 for $8,398,600. Both acquisitions were
funded from the Company's Wells Line. Sandy Plains contains approximately
168,513 SF and Tequesta Shoppes contains approximately 109,766 SF. The combined
purchase price represents approximately 8% of the Company's total assets as of
December 31,1995.

A) Pro Forma Financial Information:
Regency Realty Corporation:

Pro Forma Condensed Consolidated Balance Sheet
as of September 30, 1996 (Unaudited).

Pro Forma Condensed Statements of Operations
for the Nine Month Period ended September 30, 1996
and the year ended December 31, 1995 (Unaudited).

B) Statements of Revenue and Certain Expenses

Sandy Plains Village
Independent Auditors' Report
Statement of Revenues and Certain Expenses
for the year ended December 31, 1995
Tequesta Shoppes
Independent Auditors' Report
Statement of Revenues and Certain Expenses
for the year ended December 31, 1995
REGENCY REALTY CORPORATION

Pro Forma Condensed Consolidated Balance Sheet
September 30, 1996
(Unaudited)
(in thousands)


The following unaudited pro forma consolidated balance sheet is based upon
the historical consolidated balance sheet of the Company as of September 30,
1996 and as if the Company had acquired the Acquisition Properties as of that
date. This pro forma consolidated balance sheet should be read in conjunction
with the Company's financial statements included in this Form 10-Q, and the pro
forma consolidated statement of operations of the Company and notes thereto
included elsewhere herein.

The unaudited pro forma consolidated balance sheet is not necessarily
indicative of what the actual financial position of the Company would have been
at September 30, 1996, nor does it purport to represent the future financial
position of the Company.


<TABLE>
<CAPTION>

Regency Regency
Realty Realty
Corporation Acquisition Corporation
Assets Historical Properties Pro Forma
<S> <C> <C> <C>

Real estate rental property, at cost, less
accumulated depreciation $ 319,875 8,399 (a) 328,274
Cash and cash equivalents 15,040 (8,399) (b) 6,641
Deferred costs, accounts
receivable, and other assets 9,122 - 9,122
------------ ------------- -------------
$ 344,037 0 344,037
============ ============= =============

Liabilities and Stockholders' Equity
Liabilities:
Mortgage loans payable 101,503 - 101,503
Unsecured line of credit 71,301 - 71,301
Accounts payable and other liabilities 9,172 - 9,172
------------ ------------- -------------
Total liabilities 181,976 0 181,976
------------ ------------- -------------



Convertible operating partnership units 520 - 520
------------ ------------- -------------

Stockholders' equity:
Common stock $.01 par value per share 79 - 79
Class B common stock 25 - 25
Additional paid in capital 175,714 - 175,714
Distributions in excess of net income (11,107) - (11,107)
Executive officer stock loans (3,170) - (3,170)
------------ ------------- -------------
Total stockholders' equity 161,541 0 161,541
------------ ------------- -------------

$ 344,037 0 344,037
============ ============= =============
</TABLE>


See accompanying notes to unaudited pro forma condensed consolidated balance
sheet.
REGENCY REALTY CORPORATION

Notes to Pro Forma Condensed Consolidated Balance Sheet

Septeber 30, 1996
(Unaudited)


(a) Represents the aggregate purchase price of Tequesta Shoppes only. Sandy
Plains Village was acquired on August 9, 1996 for a purchase price of
$13,302 and is included in the historical balance sheet as of
September 30, 1996.


(b) The Company borrowed 100% of the purchase price of Tequesta Shoppes on the
unsecured line of credit on September 30, 1996, and accordingly, the drawn
amount was deposited into the Company's cash account. The Company
subsequently acquired Tequesta Shoppes on October 1, 1996.
REGENCY REALTY CORPORATION

Pro Forma Consolidated Statements of Operations
For the Nine Month Period ended September 30, 1996
and the Year Ended December 31, 1995
Unaudited
(in thousands, except per share data)

The following unaudited pro forma consolidated statements of operations are
based upon the historical consolidated statements of operations for the nine
months ended September 30, 1996 and the year ended December 31, 1995 and are
presented as if the Company had acquired the Acquisition Properties as of these
dates. These pro forma consolidated statements of operations should be read in
conjunction with the Company's financial statements for the quarter ended
September 30, 1996, the pro forma consolidated balance sheet of the Company, and
the Statements of Revenue and Certain Expenses of the Acquisition Properties and
notes thereto included elsewhere herein.

The unaudited pro forma consolidated statements of operations are not
necessarily indicative of what the actual results of the Company would have been
assuming the transactions had been completed as set forth above, nor does it
purport to represent the Company's results of operations in future periods.

<TABLE>
<CAPTION>

For the Nine Months Ended September 30, 1996
-------------------------------------------------------
Regency Regency
Realty Realty
Corporation Acquisition Pro Forma Corporation
Historical Properties Adjustments Pro Forma
(a)
<S> <C> <C> <C> <C>
Real estate operation revenues:
Minimum rent $ 24,898 1,517 0 26,415
Percentage rent 599 0 0 599
Recoveries from tenants and other charges 5,474 391 0 5,865
Leasing and brokerage 2,078 0 0 2,078
Management fees 434 0 0 434
------------- ------------- ------------- -------------
Total real estate operation revenues 33,483 1,908 0 35,391
------------- ------------- ------------- -------------

Real estate operation expenses:
Depreciation and amortization 6,108 0 274 (b) 6,382
Operating and maintenance 5,356 368 0 5,724
General and administrative 3,898 0 0 3,898
Real estate taxes 2,972 190 0 3,162
------------- ------------- ------------- -------------
Total real estate operation expenses 18,334 558 274 19,166
------------- ------------- ------------- -------------

Interest expense (income):
Interest expense 7,372 0 1,040 (c) 8,412
Interest income (479) 0 0 (479)
------------- ------------- ------------- -------------
Net interest expense 6,893 0 1,040 7,933
------------- ------------- ------------- -------------

Net income 8,256 1,350 (1,314) 8,292

Preferred stock dividends 58 0 0 58
------------- ------------- ------------- -------------

Net income for common stockholders $ 8,198 1,350 (1,314) 8,234
============= ============= ============= =============

Net income for common stockholders $ 0.81 0.81
============= =============

Weighted average common shares outstanding 10,150 10,150
============= =============
</TABLE>

See accompanying notes to unaudited pro forma statement of operations.
REGENCY REALTY CORPORATION

Pro Forma Consolidated Statement of Operations (Continued)
Unaudited
(in thousands, except per share data)


<TABLE>
<CAPTION>


For the Year Ended December 31, 1995
---------------------------------------------------------
Regency Regency
Realty Realty
Corporation Acquisition Pro Forma Corporation
Historical Properties Adjustments Pro Forma
(a)
<S> <C> <C> <C> <C>

Real estate operation revenues:
Minimum rent $ 25,044 2,076 0 27,120
Percentage rent 673 0 0 673
Recoveries from tenants and other charges 5,842 532 0 6,374
Leasing and brokerage 1,639 0 0 1,639
Management fees 787 0 0 787
------------- ------------- ------------- -------------
Total real estate operation revenues 33,985 2,608 0 36,593
------------- ------------- ------------- -------------

Real estate operation expenses:
Depreciation and amortization 6,436 0 423 (b) 6,859
Operating and maintenance 5,683 465 0 6,148
General and administrative 4,894 0 0 4,894
Real estate taxes 3,001 265 0 3,266
------------- ------------- ------------- -------------
Total real estate operation expenses 20,014 730 423 21,167
------------- ------------- ------------- -------------

Interest expense (income):
Interest expense 8,840 0 1,606 (c) 10,446
Interest income (454) 0 0 (454)
------------- ------------- ------------- -------------
Net interest expense 8,386 0 1,606 9,992
------------- ------------- ------------- -------------

Net income 5,585 1,878 (2,029) 5,434

Preferred stock dividends 591 0 0 591
------------- ------------- ------------- -------------

Net income for common stockholders $ 4,994 1,878 (2,029) 4,843
============= ============= ============= =============

Net income for common stockholders $ 0.75 0.73
============= =============

Weighted average common shares outstanding 6,630 6,630
============= =============
</TABLE>

See accompanying notes to unaudited pro forma statement of operations.
REGENCY REALTY CORPORATION

Notes to Pro Forma Consolidated Statements of Operations
For the Nine Month Period Ended September 30, 1996 and
the Year Ended December 31, 1995
Unaudited
(in thousands, except per share data)


(a) Reflects revenues and certain expenses of the Acquisition Properties for
the periods ended as follows:
<TABLE>
<CAPTION>

For the nine months ended September 30, 1996
-------------------------------------------------------------
Minimum Tenant Operating & Real
Shopping Center Rents Recoveries Maintenance Estate Taxes
--------------- ----- ---------- ----------- ------------
<S> <C> <C> <C> <C>

Sandy Plains Village (note 1) $ 870 99 153 72
Tequesta Shoppes 647 292 215 118
------------- ------------- ------------- -------------
$ 1,517 391 368 190
============= ============= ============= =============
<FN>

Note 1: Sandy Plains was acquired on August 9, 1996 and accordingly
1996 amounts are for the period from January 1, 1996 thru August 8,
1996.
</FN>
</TABLE>

<TABLE>
<CAPTION>
For the year ended December 31, 1995
-------------------------------------------------------------
Minimum Tenant Operating & Real
Shopping Center Rents Recoveries Maintenance Estate Taxes
--------------- ----- ---------- ----------- ------------
<S> <C> <C> <C> <C>

Sandy Plains Village $ 1,267 223 215 109
Tequesta Shoppes 809 309 250 156
------------- ------------- ------------- -------------
$ 2,076 532 465 265
============= ============= ============= =============

<FN>

(b) Depreciation expense is based upon the costs allocated to the buildings
acquired with a useful life equal to forty years.

</FN>
</TABLE>

<TABLE>
<CAPTION>
For the year ended December 31, 1995
-------------------------------------------------------------
Building Annual
Shopping Center Cost Year Built Useful Life Depreciation
--------------- ---- ---------- ----------- ------------
<S> <C> <C> <C> <C>

Sandy Plains Village $ 10,376 1982 40 259
Tequesta Shoppes 6,551 1986 40 164
-------------
Annual depreciation expense adjustment $ 423
=============

Sandy Springs depreciation expense from January 1, 1996 to August 9,
1996, the date of acquisition 151
Tequesta Shoppes depreciation expense from January 1, 1996 to
September 30, 1996 123
-------------
September 30, 1996 depreciation expense adjustment $ 274
=============
</TABLE>



(c) To reflect interest expense on the Wells Line of credit for amounts
borrowed to acquire Tequesta Shoppes and Sandy Plains Village in the amount of
$21,701 at an average interest rate of 7.4%. Interest
Expense

Annual interest expense adjustment $ 1,606
=============





Nine months interest expense on Tequesta Shoppes and interest expense
on Sandy Plains Village for the period from January 1, 1996 to
August 9, 1996, the date of acquisition.
$ 1,040
=============
Independent Auditors' Report




The Board of Directors
Regency Realty Corporation:

We have audited the accompanying statement of revenues and certain expenses
(defined as being gross income less operating costs and expenses, exclusive of
expenses not directly related to the operation of the property) of Sandy Plains
Village for the year ended December 31, 1995. This financial statement is the
responsibility of management. Our responsibility is to express an opinion on
this statement of revenues and certain expenses based on our audit.

We conducted our audit in accordance with generally accepted auditing standards.
Those standards require that we plan and perform the audit to obtain reasonable
assurance about whether the statement of revenues and certain expenses is free
of material misstatement. An audit includes examining, on a test basis, evidence
supporting the amounts and disclosures in the statement of revenues and certain
expenses. An audit also includes assessing the accounting principles used and
significant estimates made by management, as well as evaluating the overall
presentation of the statement of revenues and certain expenses. We believe that
our audit provides a reasonable basis for our opinion.

The accompanying statement of revenues and certain expenses of Sandy Plains
Village was prepared for the purposes of complying with the rules and
regulations of the Securities and Exchange Commission for inclusion in the Form
8-K of Regency Realty Corporation and excludes material amounts, described in
note 1 to the statement of revenues and certain expenses, that would not be
comparable to those resulting from the proposed future operations of the
property.

In our opinion, the statement of revenues and certain expenses referred to above
presents fairly, in all material respects, the revenue and certain expenses (as
defined above) of Sandy Plains Village for the year ended December 31, 1995, in
conformity with generally accepted accounting principles.




KPMG Peat Marwick LLP
Certified Public Accountants



Jacksonville, Florida
August 21, 1996
SANDY PLAINS VILLAGE

Statement of Revenues and Certain Expenses

Year ended December 31, 1995





Real estate operation revenues:
Minimum rent $ 1,262,332
Percentage rent 4,626
Recoveries from tena 222,684
---------
1,489,642
---------
Real estate operation expenses:
Operating and maintenance 157,062
Management fees 54,627
Real estate taxes 108,666
General and administrative 2,835
---------
323,190
---------
Revenues in excess of certain expenses $ 1,166,452
=========





















See accompanying notes to statement of revenues and certain expenses.
SANDY PLAINS VILLAGE

Notes to Statement of Revenues and Certain Expenses

Year ended December, 31, 1995






1. Basis of Presentation

The statement of revenues and certain expenses relates to the operation of
a 168,513 square foot shopping center (the "Property") located in Atlanta,
Georgia.

The Property's records are maintained on the cash basis which is used for
Federal income tax reporting purposes. Adjustments have been made to
present the accompanying financial statement on the accrual basis of
accounting in conformity with generally accepted accounting principles.

Subsequent to December 31, 1995, the Property was acquired by Regency
Realty Corporation (RRC) in a transaction accounted for as a purchase. All
operations of the Property will be included in the consolidated financial
statements of RRC beginning at the acquisition date.

The accompanying financial statement is not representative of the actual
operations for the period presented as certain expenses, which may not be
comparable to the expenses expected to be incurred by RRC in the proposed
future operation of the Property, have been excluded. RRC is not aware of
any material factors relating to the Property that would cause the
reported financial information not to be necessarily indicative of future
operating results. Costs not directly related to the operation of the
Property have been excluded, and consist of interest, depreciation,
professional fees, and various other non operating expenses.


2. Operating Leases

During 1995, one tenant paid minimum rent that exceeded 10% of the total
minimum rent earned by the Property. The tenant, and the minimum rent
paid, are as follows:


Kroger Supermarkets $ 525,084
=========
SANDY PLAINS VILLAGE

Notes to Statement of Revenues and Certain Expenses

Year ended December, 31, 1995






2. Operating Leases, continued

The Property is leased to tenants under operating leases with expiration
dates extending to the year 2010. Future minimum rent under noncancelable
operating, excluding tenant reimbursements of operating expenses and
excluding additional contingent rentals based on tenants' sales volume, as
of December 31, 1995 are as follows:


Year ending December 31, Amount

1996 $ 1,417,657
1997 1,467,446
1998 1,192,708
1999 1,110,105
2000 957,307
=========
Independent Auditors' Report




The Board of Directors
Regency Realty Corporation:

We have audited the accompanying statement of revenues and certain expenses
(defined as being gross income less operating costs and expenses, exclusive of
expenses not directly related to the operation of the property) of The Tequesta
Shoppes for the year ended December 31, 1995. This financial statement is the
responsibility of management. Our responsibility is to express an opinion on
this statement of revenues and certain expenses based on our audit.

We conducted our audit in accordance with generally accepted auditing standards.
Those standards require that we plan and perform the audit to obtain reasonable
assurance about whether the statement of revenues and certain expenses is free
of material misstatement. An audit includes examining, on a test basis, evidence
supporting the amounts and disclosures in the statement of revenues and certain
expenses. An audit also includes assessing the accounting principles used and
significant estimates made by management, as well as evaluating the overall
presentation of the statement of revenues and certain expenses. We believe that
our audit provides a reasonable basis for our opinion.

The accompanying statement of revenues and certain expenses of The Tequesta
Shoppes was prepared for the purposes of complying with the rules and
regulations of the Securities and Exchange Commission for inclusion in the Form
10-Q of Regency Realty Corporation and excludes material amounts, described in
note 1 to the statement of revenues and certain expenses, that would not be
comparable to those resulting from the proposed future operations of the
property.

In our opinion, the statement of revenues and certain expenses referred to above
presents fairly, in all material respects, the revenue and certain expenses (as
defined above) of The Tequesta Shoppes for the year ended December 31, 1995, in
conformity with generally accepted accounting principles.




KPMG Peat Marwick LLP
Certified Public Accountants



Jacksonville, Florida
October 9, 1996
THE TEQUESTA SHOPPES

Statement of Revenues and Certain Expenses

Year ended December 31, 1995





Real estate operation revenues:
Minimum rent $ 803,220
Percentage rent 6,392
Recoveries from tenants 308,812
---------
1,118,424
---------
Real estate operation expenses:
Operating and maintenance 179,466
Management fees 63,602
Real estate taxes 156,108
General and administrative 7,422
---------
406,598
---------

Revenues in excess of certain expenses $ 711,826
=========





















See accompanying notes to statement of revenues and certain expenses.
THE TEQUESTA SHOPPES

Notes to Statement of Revenues and Certain Expenses

Year ended December, 31, 1995






1. Basis of Presentation

The statement of revenues and certain expenses relates to the operation of
a 109,766 square foot shopping center (the "Property") located in
Tequesta, Florida.

The Property's records are maintained on the modified cash basis which is
used for Federal income tax reporting purposes. Adjustments have been made
to present the accompanying financial statement on the accrual basis of
accounting in conformity with generally accepted accounting principles.

Subsequent to December 31, 1995, the Property was acquired by Regency
Realty Corporation (RRC) in a transaction accounted for as a purchase. All
operations of the Property will be included in the consolidated financial
statements of RRC beginning at the acquisition date.

The accompanying financial statement is not representative of the actual
operations for the period presented as certain expenses, which may not be
comparable to the expenses expected to be incurred by RRC in the proposed
future operation of the Property, have been excluded. RRC is not aware of
any material factors relating to the Property that would cause the
reported financial information not to be necessarily indicative of future
operating results. Costs not directly related to the operation of the
Property have been excluded, and consist of interest, depreciation,
professional fees, and various other non operating expenses.


2. Operating Leases

During 1995, two tenants paid minimum rent that exceeded 10% of the total
minimum rent earned by the Property. The tenants, and the minimum rent
paid, are as follows:


Publix Supermarkets $ 224,842
Walgreens 143,000
---------

$ 367,842
=========
THE TEQUESTA SHOPPES

Notes to Statement of Revenues and Certain Expenses

Year ended December, 31, 1995






2. Operating Leases, continued

The Property is leased to tenants under operating leases with expiration
dates extending to the year 2026. Future minimum rent under noncancelable
operating leases, excluding tenant reimbursements of operating expenses
and excluding additional contingent rentals based on tenants' sales
volume, as of December 31, 1995 are as follows:


Year ending December 31, Amount

1996 $ 864,483
1997 844,203
1998 830,321
1999 711,695
2000 616,330

Independent Auditors' Report
Item  6.       Exhibits and Reports on Form 8-K

(c) Exhibits:

3. Articles of Incorporation

Restated Articles of Incorporation of Regency Realty Corporation
as amended to date.

4. See exhibit 3 for provisions of the restated Articles of
Incorporation of Regency Realty Corporation defining rights of security
holders.

10. Material Contracts

(a) Purchase and Sale Agreement dated July 8, 1996, between VF Sandy Plains
Associates, L.P., a Georgia limited partnership as ("Seller") and RRC
Acquisitions, Inc., a Florida corporation and wholly-owned subsidiary of the
Company as ("Buyer"), relating to the acquisition of Sandy Plains Village.

(b) Purchase and Sale Agreement dated July 24, 1996 between CIGNA Real
Estate Fund S, L.P., a Connecticut limited partnership as ("Seller") and RRC
Acquisitions, Inc., a Florida corporation and wholly-owned subsidiary of the
Company as ("Buyer"), relating to the acquisition of University Collection.

(c) Purchase and Sale Agreement dated August 9, 1996 between Sterling
Tequesta/Trails L.P., a Florida limited partnership as ("Seller") and RRC
Acquisitions, Inc. a Florida corporation and wholly-owned subsidiary of the
Company as ("Buyer"), relating to the acquisition of Tequesta Shoppes.

(d) First Amendment to Credit Agreement dated as of July 18, 1996 by and
among Regency Realty Corporation as ("Borrower"), each of the Lenders signatory
hereto as ("Lenders"), and Wells Fargo Realty Advisors Funding, Inc., as
("Agent")

(e) Second Amendment to Credit Agreement dated as of September 16, 1996 by
and among Regency Realty Corporation as ("Borrower"), each of the Guarantors
signatory hereto as ("Guarantors"), each of the Lenders signatory hereto as
("Lenders), and Wells Fargo Realty Advisors Funding, Inc., individually ("Wells
Fargo") and as Agent ("Agent").

(f) Form of Employment Agreement entered into with the following:

i) Bruce M. Johnson
ii) Robert C. Gillander, Jr.
iii) James D. Thompson
iv) Richard E. Cook
v) A. Chester Skinner, III
vi) J. Christian Leavitt
vii) Robert L. Miller, Jr.
SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.

REGENCY REALTY CORPORATION

November 14, 1996 By: \s\ J. Christian Leavitt
Date -----------------------------
J. Christian Leavitt,
Vice President and Treasurer