Snap-on
SNA
#1198
Rank
$19.09 B
Marketcap
$366.11
Share price
-0.14%
Change (1 day)
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Change (1 year)
Snap-on Incorporated is an American designer, manufacturer and marketer of high-end tools and equipment for professional use in the transportation industry including the automotive, heavy duty, equipment, marine, aviation, and railroad industries.

Snap-on - 10-Q quarterly report FY


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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-Q


X QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
ACT OF 1934

For quarterly period ended March 31, 2001

Commission File Number 1-7724

Snap-on Incorporated
(Exact name of registrant as specified in its charter)


Delaware 39-0622040
(State or other jurisdiction of (I.R.S. Employer Identification No.)
incorporation or organization)


10801 Corporate Drive, Pleasant Prairie, Wisconsin 53158-1603
(Address of principal executive offices) (zip code)


Registrant's telephone number, including area code: (262) 656-5200


Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was
required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days. Yes [X] No [ ]


Indicate the number of shares outstanding of each of the registrant's classes of
common stock, as of the latest practicable date:

Class Outstanding at April 28, 2001
- -------------------------- -----------------------------
Common stock, $1 par value 57,798,503 shares
SNAP-ON INCORPORATED

INDEX

Page

Part I. Financial Information

Consolidated Statements of Earnings -
Thirteen Weeks Ended
March 31, 2001 and April 1, 2000 3

Consolidated Balance Sheets -
March 31, 2001 and December 30, 2000 4-5

Consolidated Statements of Cash Flows -
Thirteen Weeks Ended
March 31, 2001 and April 1, 2000 6

Notes to Consolidated Financial Statements 7-11

Management's Discussion and Analysis of
Financial Condition and Results of Operations 12-17

Part II. Other Information 18




2
PART I. FINANCIAL INFORMATION
Item 1: Financial Statements

SNAP-ON INCORPORATED
CONSOLIDATED STATEMENTS OF EARNINGS
(Amounts in millions except per share data)
(Unaudited)


Thirteen Weeks Ended
-------------------------
March 31, April 1,
2001 2000
--------- --------

Net sales $ 527.4 $ 544.3
Cost of goods sold (283.7) (295.4)
Operating expenses (202.5) (195.3)
Net finance income 12.1 11.7
Restructuring and other non-recurring
charges - (.4)
Interest expense (8.9) (10.3)
Other income (expense) - net 1.9 1.1
-------- --------
Earnings from continuing operations
before income taxes 46.3 55.7
Income taxes on earnings from continuing
operations 16.9 20.4
-------- --------
Earnings before cumulative effect of a change
in accounting principle 29.4 35.3
Cumulative effect of a change in accounting
principle for derivatives in 2001 (net of tax
of $1.6 million), and for pensions in 2000
(net of tax of $15.9 million) (2.5) 25.4
-------- --------
Net earnings $ 26.9 $ 60.7
======== ========

Net earnings per share - basic and diluted:
Earnings before cumulative effect of a change
in accounting principle $ .51 $ .60
Cumulative effect of a change in accounting
principle, net of tax (.05) .43
-------- --------
Net earnings per share $ .46 $ 1.03
======== ========

Weighted-average shares outstanding:
Basic 57.8 58.5
Effect of dilutive options .4 .2
-------- --------
Diluted 58.2 58.7
======== ========

Dividends declared per common share $ .24 $ .23
======== ========



See Notes to Consolidated Financial Statements.



3
SNAP-ON INCORPORATED
CONSOLIDATED BALANCE SHEETS
(Amounts in millions except share data)


March 31, December 30,
2001 2000
--------- ------------
(Unaudited)

ASSETS
Current Assets
Cash and cash equivalents $ 4.8 $ 6.1

Accounts receivable - net of allowances 631.0 644.5

Inventories
Finished stock 393.6 386.0
Work in process 45.3 45.1
Raw materials 84.5 79.7
Excess of current cost over LIFO cost (93.1) (91.9)
--------- ---------
Total inventory 430.3 418.9

Prepaid expenses and other assets 123.5 116.9
--------- ---------
Total current assets 1,189.6 1,186.4

Property and equipment
Land 23.5 24.3
Buildings and improvements 201.0 204.8
Machinery and equipment 477.5 477.2
--------- ---------
702.0 706.3
Accumulated depreciation (369.8) (361.2)
--------- ---------
Property and equipment - net 332.2 345.1

Deferred income tax benefits 33.2 33.0
Intangibles - net 405.8 424.6
Other assets 68.0 61.3
--------- ---------

Total assets $ 2,028.8 $ 2,050.4
========= =========



See Notes to Consolidated Financial Statements.



4
SNAP-ON INCORPORATED
CONSOLIDATED BALANCE SHEETS
(Amounts in millions except share data)


March 31, December 30,
2001 2000
--------- ------------
(Unaudited)


LIABILITIES AND SHAREHOLDERS' EQUITY
Current Liabilities
Accounts payable $ 169.8 $ 161.0
Notes payable and current maturities
of long-term debt 70.9 70.3
Accrued compensation 40.9 56.3
Dealer deposits 40.5 39.8
Deferred subscription revenue 46.9 44.9
Other accrued liabilities 159.9 165.7
--------- ---------
Total current liabilities 528.9 538.0

Long-term debt 475.9 473.0
Deferred income taxes 23.3 24.7
Retiree health care benefits 93.1 92.2
Pension liability 36.6 41.4
Other long-term liabilities 37.3 37.1
--------- ---------
Total liabilities 1,195.1 1,206.4
--------- ---------

SHAREHOLDERS' EQUITY
Preferred stock - authorized 15,000,000
shares of $1 par value; none outstanding - -
Common stock - authorized 250,000,000
shares of $1 par value; issued 66,801,354
and 66,789,090 shares 66.8 66.8
Additional paid-in capital 79.6 71.6
Retained earnings 1,064.3 1,051.3
Accumulated other comprehensive income (loss) (108.9) (87.2)
Grantor stock trust at fair market value -
6,405,950 and 6,443,033 shares (186.6) (179.6)
Treasury stock at cost - 2,613,435 and
2,523,435 shares (81.5) (78.9)
--------- ---------
Total shareholders' equity 833.7 844.0
--------- ---------

Total liabilities and shareholders'
equity $ 2,028.8 $ 2,050.4
========= =========



See Notes to Consolidated Financial Statements.



5
SNAP-ON INCORPORATED
CONSOLIDATED STATEMENTS OF CASH FLOWS
(Amounts in millions)
(Unaudited)

Thirteen Weeks Ended
------------------------
March 31, April 1,
2001 2000
--------- --------
OPERATING ACTIVITIES
Net earnings $ 26.9 $ 60.7
Adjustments to reconcile net earnings to net cash
provided (used) by operating activities:
Cumulative effect of a change in accounting
principle (net of tax) for derivatives in 2001
and for pensions in 2000 2.5 (25.4)
Depreciation 13.3 13.0
Amortization of intangibles 4.4 4.4
Deferred income tax provision 4.6 2.4
Gain on sale of assets (.4) -
Mark-to-market on cash flow hedges, net of tax (1.0) -
Restructuring and other non-recurring charges,
net of tax - .2
Changes in operating assets and liabilities,
net of effects of acquisitions:
(Increase) decrease in receivables 4.4 (26.3)
(Increase) decrease in inventories (23.5) (5.9)
(Increase) decrease in prepaid and other assets (17.3) (13.0)
Increase (decrease) in accounts payable 15.5 (17.4)
Increase (decrease) in accruals and other
liabilities (18.5) 1.5
-------- --------
Net cash provided (used) by operating activities 10.9 (5.8)

INVESTING ACTIVITIES
Capital expenditures (10.3) (9.5)
Acquisitions of businesses - net of cash
acquired (.9) (1.1)
Disposal of property and equipment 3.0 1.5
-------- --------
Net cash used in investing activities (8.2) (9.1)

FINANCING ACTIVITIES
Payment of long-term debt (2.1) -
Increase in long-term debt .5 3.2
Increase (decrease) in short-term borrowings -
net 13.5 22.0
Purchase of treasury stock (2.7) -
Proceeds from stock purchase and option plans 1.1 .5
Cash dividends paid (13.9) (13.5)
-------- --------
Net cash provided by (used in) financing
activities (3.6) 12.2

Effect of exchange rate changes on cash (.4) -
-------- --------

Increase (decrease) in cash and cash equivalents (1.3) (2.7)

Cash and cash equivalents at beginning of period 6.1 17.6
-------- --------

Cash and cash equivalents at end of period $ 4.8 $ 14.9
======== ========

Supplemental cash flow disclosures:
Cash paid for interest $ 7.2 $ 8.7
Cash paid for income taxes $ 1.6 $ 1.6


See Notes to Consolidated Financial Statements.


6
SNAP-ON INCORPORATED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


1. This report should be read in conjunction with the consolidated financial
statements and related notes included in Snap-on Incorporated's ("Snap-on")
Annual Report on Form 10-K for the year ended December 30, 2000.

In the opinion of management, all adjustments (consisting only of normal
recurring adjustments and adjustments related to restructuring and other
non-recurring charges) necessary to a fair statement of financial condition
and results of operations for the thirteen weeks ended March 31, 2001, have
been made. Management also believes that the results of operations for the
thirteen weeks ended March 31, 2001, are not necessarily indicative of the
results to be expected for the full year.

During the fourth quarter of 2000, Snap-on recorded a pre-tax gain of $41.3
million ($25.4 million after tax) for the cumulative effect of a change in
accounting principle for pensions that was retroactive to the first quarter
of 2000. Previously reported first quarter 2000 results have been restated
for both the cumulative effect and for a reduction in periodic pension
expense of $2.4 million pretax ($1.5 million after tax) as a result of this
change in accounting for pensions. Certain other prior-year amounts have
been reclassified to conform with the current-year presentation.

2. On December 31, 2000, the beginning of Snap-on's 2001 fiscal year, Snap-on
adopted Statement of Financial Accounting Standards ("SFAS") No. 133,
"Accounting for Derivative Instruments and Hedging Activities," as amended
by SFAS No. 138. These standards require that all derivative instruments be
reported in the consolidated financial statements at fair value. Changes in
the fair value of derivatives are to be recorded each period in earnings or
other comprehensive income (loss), depending on the type of hedged
transaction and whether the derivative is designated and effective as part
of a hedged transaction. Gains or losses on derivative instruments reported
in other comprehensive income (loss) must be reclassified as earnings in
the period in which earnings are affected by the underlying hedged item,
and the ineffective portion of all hedges must be recognized in earnings in
the current period.

In accordance with the provisions of SFAS No. 133, Snap-on recorded a
transition adjustment upon adoption to recognize its derivative instruments
at fair value, and to recognize the difference between the carrying values
and fair values of related hedged assets and liabilities. The effect of
this transition adjustment was to decrease reported net income in the
quarter by $2.5 million related to a hedge strategy that did not qualify
for hedge accounting under SFAS No. 133. Snap-on also recorded a transition
adjustment of $1.2 million, after tax, in accumulated other comprehensive
income (loss) to recognize previously deferred net gains on derivatives
designated as cash flow hedges that qualify for hedge accounting under SFAS
No. 133.




7
SNAP-ON INCORPORATED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (continued)

Snap-on uses derivative instruments to manage well-defined interest rate
and foreign currency exposures. Snap-on does not use derivative instruments
for trading purposes. The criteria used to determine if hedge accounting
treatment is appropriate are (i) the designation of the hedge to an
underlying exposure, (ii) whether or not overall risk is being reduced, and
(iii) if there is a correlation between the value of the derivative
instrument and the underlying obligation. Upon adoption of the new
derivative accounting requirements, on the date a derivative contract is
entered into, Snap-on designates the derivative as either a fair value
hedge, a cash flow hedge, a hedge of a net investment in a foreign
operation, or a natural hedging instrument whose change in fair value is
recognized as an economic hedge against changes in the values of the hedged
item.

Foreign Currency Derivative Instruments: Snap-on has operations in a number
of countries and has intercompany transactions among them and, as a result,
is exposed to changes in foreign currency exchange rates. Snap-on manages
most of these exposures on a consolidated basis, which allows for netting
of certain exposures to take advantage of any natural offsets. To the
extent the net exposures are hedged, forward exchange contracts are used.
Gains and/or losses on these foreign currency hedges are intended to offset
losses and/or gains on the hedged transaction in an effort to reduce the
earnings volatility resulting from fluctuating foreign currency exchange
rates. At March 31, 2001, Snap-on had net outstanding foreign exchange
forward contracts totaling $168.3 million comprised of $64.2 million in
euros, $54.7 million in British pounds, $27.9 million in Canadian dollars,
$13.6 million in Swedish krona and $7.9 million in other currencies.

Snap-on's forward exchange contracts are accounted for as cash flow hedges
of foreign-denominated intercompany payables or receivables where the
effective portion of the changes in fair value of the derivative is
recorded in other comprehensive income (loss). When the hedged item is
realized in income, the gain or loss included in accumulated other
comprehensive income (loss) is reclassified to income in the same financial
statement caption as the hedged item. In addition, both the fair value
changes excluded from Snap-on's effectiveness assessments and the
ineffective portion of the changes in the fair value of derivatives used as
cash flow hedges are reported in earnings as foreign exchange gain or loss,
which is included in other income (expense) when applicable. Forward points
on forward exchange contracts are recognized as interest expense.

Non-Derivative Instruments Designated in Hedging Relationships: Snap-on
uses non-U.S. dollar financing transactions as net investment hedges of
long-term investments in the corresponding foreign currency. Hedges that
meet the effectiveness requirements are accounted for under net investment
hedging rules. The effective portion of the fair value of derivatives used
as a net investment hedge of a foreign operation is recorded in accumulated
other comprehensive income (loss) as a cumulative translation adjustment.
The ineffective portion of the change in the fair value of a derivative or
non-derivative instrument designated as a net investment hedge is recorded
in earnings as foreign exchange gain or loss, which is included in other
income (expense) when applicable. At March 31, 2001, net gains of $6.0
million arising from effective hedges of net investments have been
reflected in the cumulative translation adjustment account as a component
of accumulated other comprehensive income (loss).



8
SNAP-ON INCORPORATED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (continued)

Interest Rate Swap Agreements: Snap-on enters into interest rate swap
agreements to manage interest costs and risks associated with changing
interest rates, specifically the future issuance of commercial paper.
Snap-on has interest rate swap agreements in place that effectively
exchange floating rate payments for fixed rate payments. Interest rate swap
agreements are accounted for as cash flow hedges. The differentials paid or
received on interest rate swap agreements are accrued and recognized as
adjustments to interest expense. The effective portion of the change in
fair value of the derivative is recorded in other comprehensive income
(loss), while any ineffective portion is recorded as an adjustment to
interest expense. The notional amount of interest rate swaps was $25.0
million at March 31, 2001.

For all derivatives qualifying for hedge accounting under SFAS No. 133, the
net accumulated derivative loss at March 31, 2001, was $1.0 million, after
tax, and is reflected in accumulated other comprehensive income (loss) on
the balance sheet. During the quarter ended March 31, 2001, $1.7 million of
accumulated net derivative gains were recognized that related to forecasted
transactions no longer considered probable of occurrence due to certain
changes in Snap-on's funding strategy. At March 31, 2001, the maximum
maturity date of any cash flow hedge is approximately four years. During
the next twelve months, Snap-on expects to reclassify into earnings net
losses from accumulated other comprehensive income (loss) of approximately
$0.3 million, after tax, at the time the underlying hedged transactions are
realized.

During the first quarter ended March 31, 2001, cash flow hedge
ineffectiveness was not material. Furthermore, there were no derivative
losses excluded from the assessment of effectiveness recorded in earnings.

3. Basic and diluted earnings per share were computed by dividing net earnings
by the corresponding weighted-average common shares outstanding for the
period. The dilutive effect of the potential exercise of outstanding
options to purchase shares of common stock is calculated using the treasury
stock method.

4. Total comprehensive income for the thirteen-week periods ended March 31,
2001, and April 1, 2000, was as follows:

March 31, April 1,
(Amounts in millions) 2001 2000
--------- --------

Net earnings $ 26.9 $ 60.7
Foreign currency translation (20.8) (2.9)
Change in fair value of derivative
instruments, net of tax (1.0) -
-------- --------
Total comprehensive income $ 5.1 $ 57.8
======== ========



9
SNAP-ON INCORPORATED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (continued)

5. In April 1996, Snap-on filed a complaint against SPX Corporation ("SPX")
alleging infringement of Snap-on's patents and asserting claims relating to
SPX's hiring of the former president of Sun Electric, a subsidiary of
Snap-on. SPX filed a counterclaim, alleging infringement of certain SPX
patents. Upon Snap-on's request for re-examination, the U.S. Patent and
Trademark Office initially rejected SPX's patents as invalid, but
reconfirmed them. Following the conclusion of discovery, the parties will
engage in an arbitration scheduled for the fall of 2001. The parties'
claims could involve multiple millions of dollars; however, it is not
possible at this time to assess the outcome of any of the claims.

Snap-on is involved in various legal matters that are being defended and
handled in the ordinary course of business and Snap-on maintains accruals
for such costs. Although it is not possible to predict the outcome of these
matters, management believes that the results will not have a material
impact on Snap-on's financial statements.

6. Snap-on has two reportable segments: the Snap-on Dealer Group and the
Commercial and Industrial Group. These segments are based on the
organization structure used by management for making operating and
investment decisions and for assessing performance. The Snap-on Dealer
Group consists of Snap-on's business operations serving the worldwide
franchised dealer van channel. The Commercial and Industrial Group consists
of the business operations serving the worldwide non-dealer tool and
equipment products businesses. These two segments derive revenues primarily
from the sale of tools and equipment.

Snap-on evaluates the performance of its operating segments based on
segment net sales and operating earnings. Snap-on defines operating
earnings for segment reporting purposes as Net Sales, less Cost of Goods
Sold and Operating Expenses, excluding restructuring and non-recurring
charges. Snap-on accounts for intersegment sales and transfers based
primarily on standard costs established between the segments. Snap-on
allocates shared service expenses to those segments that utilize the
services based on their percentage of revenues from external sources.




10
SNAP-ON INCORPORATED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (continued)

Financial data by segment:
Thirteen Weeks Ended
------------------------
March 31, April 1,
(Amounts in millions) 2001 2000
--------- --------

Net sales from external customers:
Snap-on Dealer Group $ 256.4 $ 264.3
Commercial and Industrial Group 271.0 280.0
--------- ---------
Total net sales $ 527.4 $ 544.3
========= =========

Intersegment sales:
Snap-on Dealer Group $ - $ -
Commercial and Industrial Group 92.9 90.7
--------- ---------
Total intersegment sales 92.9 90.7
Elimination of intersegment sales (92.9) (90.7)
--------- ---------
Total consolidated intersegment sales $ - $ -
========= =========

Earnings:
Snap-on Dealer Group $ 27.9 $ 33.9
Commercial and Industrial Group 13.3 19.7
--------- ---------
Segment operating earnings 41.2 53.6
Net finance income 12.1 11.7
Restructuring and other non-recurring charges - (.4)
Interest expense (8.9) (10.3)
Other income (expense) - net 1.9 1.1
--------- ---------
Total pre-tax earnings from continuing operations $ 46.3 $ 55.7
========= =========


As of
--------------------------
March 31, December 30,
2001 2000
--------- ------------

Assets:
Snap-on Dealer Group $ 812.1 $ 796.0
Commercial and Industrial Group 1,169.4 1,210.8
--------- ---------
Total from reportable segments 1,981.5 2,006.8
Financial Services 99.1 96.2
Elimination of intersegment receivables (51.8) (52.6)
--------- ---------
Total assets $ 2,028.8 $ 2,050.4
========= =========

11
SNAP-ON INCORPORATED
MANAGEMENT'S DISCUSSION AND ANALYSIS OF
FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Item 2: Management's Discussion and Analysis of Financial Condition and Results
of Operations

RESULTS OF OPERATIONS

Consolidated
- ------------

Net sales were $527.4 million for the first quarter of 2001, as compared to
$544.3 million in the prior-year period. The decrease in net sales resulted from
unfavorable currency translations and lower equipment sales that more than
offset modest volume improvements in the U.S. dealer and industrial sales
operations. Excluding the negative 3% impact from currency translation, organic
sales growth was flat in the first quarter of 2001, reflecting softer market
conditions. Snap-on defines organic sales growth as the change in year-over-year
base sales volumes, excluding the impact of acquisitions, divestitures and
currency translation.

Net earnings for the first quarter of 2001 were $29.4 million or $.51 per
diluted share, compared with $35.3 million or $.60 per diluted share in 2000,
excluding the cumulative effect of a change in accounting principle in both
years. The quarter-over-quarter decrease in earnings is primarily due to lower
sales and higher operating expenses as a result of unfavorable operating
leverage from lower sales, coupled with higher training and recruiting costs
associated with Snap-on's "More Feet on the Street" initiative and higher
energy-driven costs.

First quarter 2001 reported net earnings were $26.9 million or $.46 per diluted
share, compared with $60.7 million, or $1.03 per diluted share in 2000.
Snap-on's net earnings for the first quarter of 2001 included a net charge of
$2.5 million, or $.05 per share, for the cumulative effect of an accounting
change associated with Snap-on's adoption, on December 31, 2001, of Statement of
Financial Accounting Standards ("SFAS") No.133, "Accounting for Derivative
Instruments and Hedging Activities." Net earnings for the first quarter of 2000
included a net gain of $25.4 million, or $.43 per diluted share, for the
cumulative effect of a change in accounting principle for pensions. This change
occurred during the fourth quarter of 2000 and was retroactive to the first
quarter of 2000. Previously reported first quarter 2000 results have been
restated for both the cumulative effect and for a reduction in periodic pension
expense of $2.4 million pretax ($1.5 million after tax) as a result of this
change in accounting for pensions.

Gross profit for the first quarter of 2001 was $243.7 million, down 2.1% from
$248.9 million in the prior-year period. As a percentage of sales, gross profit
margin improved to 46.2% compared with 45.7% in the prior-year period. This
increase reflects improved profitability at Bahco and other European operations,
as well as benefits from cost controls and ongoing continuous improvement
efforts in North American manufacturing operations. These improvements were
partially offset by the margin erosion effect of having sourcing platforms
principally in strong currency countries, higher energy costs and lower
production utilization as a result of inventory reduction initiatives.



12
SNAP-ON INCORPORATED
MANAGEMENT'S DISCUSSION AND ANALYSIS OF
FINANCIAL CONDITION AND RESULTS OF OPERATIONS (continued)

Operating expenses for the first quarter of 2001 were $202.5 million or 38.4% of
sales, as compared to $195.3 million, or 35.9% of sales in the prior-year
period. The increase in operating expenses primarily reflects the unfavorable
operating leverage from lower sales volumes coupled with higher energy-driven
freight costs, increased training, development and recruitment costs related to
the acceleration of the More Feet on the Street program, and higher new product
development costs.

Segment Results
- ---------------

Snap-on Dealer Group

In the worldwide Snap-on Dealer Group segment, sales for the first quarter of
2001 decreased 3.0% over the prior-year period to $256.4 million, reflecting the
negative impact of currency translation and a slight volume decline in non-U.S.
dealer operations, partially offset by modest increases in U.S. dealer sales. In
dollar terms, European dealer sales decreased 9%, while Japan and Australia
sales declined 12%. Excluding currency translation effects, worldwide organic
sales decreased 1% in the first quarter of 2001, compared to the first quarter
of 2000. In the quarter, 72 net new dealers were added in the United States as
part of Snap-on's More Feet on the Street initiative designed to provide new
opportunities for dealers through second van options and to increase the dealer
base.

Segment earnings decreased 17.7% to $27.9 million in the first quarter of 2001,
as compared to the prior-year period. The decline in segment earnings was
primarily a result of foreign currency effects of having non-U.S. dealer
operations supplied by U.S. manufacturing facilities, as well as higher training
and recruiting costs related to the expansion of the dealer base.

Commercial and Industrial Group

In the Commercial and Industrial Group segment, sales for the first quarter
decreased 3.2% over the prior-year period to $271.0 million, reflecting the
unfavorable impact of currency translation and continued softness in the
diagnostics and equipment market. Excluding currency translation effects,
organic sales increased 1%. Sales at Bahco increased slightly in local
currencies in the quarter, and industrial sales were up compared with a weak
period a year ago. Equipment sales to new-vehicle dealerships under facilitation
agreements also grew slightly year over year.

Segment earnings in the Commercial and Industrial Group decreased 32.4% to $13.3
million in the first quarter of 2001, as compared to the prior-year period. The
decline in segment earnings was primarily a result of higher energy-driven
costs, investment in new product development and unfavorable operating leverage
from lower sales. Ongoing streamlining benefits at manufacturing facilities,
along with an improved operating margin at Bahco, had a positive impact on
segment earnings.



13
SNAP-ON INCORPORATED
MANAGEMENT'S DISCUSSION AND ANALYSIS OF
FINANCIAL CONDITION AND RESULTS OF OPERATIONS (continued)

Other
- -----

Net finance income was $12.1 million in the first quarter of 2001, as compared
with $11.7 million in the prior-year period. The increase in net finance income
is largely a result of growth in originations and a more favorable environment
for credit securitization, which more than offset the deferred income in the
year-ago period from the sale of extended-credit receivables associated with the
formation of the joint venture in 1999.

Interest expense decreased $1.4 million to $8.9 million in the first quarter of
2001 from $10.3 million in the prior-year period. The decrease in interest
expense was largely due to a $104.4 million reduction in total debt levels in
the first quarter of 2001 as compared to the prior-year period due to improved
working capital turnover and cash flow.

Other income (expense)-net was $1.9 million for the first quarter compared to
$1.1 million in the comparable 2000 period. This line item includes the impact
of all non-operating items such as interest income, minority interests, disposal
of fixed assets, exchange rate transaction and hedging gains and losses, and
other miscellaneous items.

Snap-on's effective tax rate was 36.5% in both the first quarter of 2001 and in
the comparable prior-year period.

FINANCIAL CONDITION

Cash and cash equivalents were $4.8 million at the end of the first quarter,
slightly down from $6.1 million at the end of 2000. Net cash provided by
operating activities improved $16.7 million as compared with the first quarter
of 2000, providing $10.9 million in the first quarter of 2001, versus a net cash
use of $5.8 million in the comparable prior-year period. The increase in cash
provided by operating activities reflects improved working capital turnover over
the prior-year period. Working capital decreased to $660.7 million in the first
quarter of 2001 from $779.2 million in the first quarter of 2000, reflecting the
operational focus on improved inventory turnover.

The total-debt-to-total-capital ratio at the end of the first quarter 2001 was
39.6% compared to 42.8% in the prior-year period, and was 39.2% at year-end
2000. Total debt levels from year-end 2000 increased $3.5 million, but were down
$104.4 million from the end of the first quarter of 2000. Total short-term and
long-term debt increased slightly to $546.8 million at the end of the first
quarter from $543.3 million at the end of 2000, reflecting the seasonal build-up
in working capital.

At March 31, 2001, Snap-on had $625 million of multi-currency revolving credit
facilities to support its commercial paper programs. In addition to its
revolving credit facilities, Snap-on has a $300 million shelf registration that
allows for the issuance from time to time of up to $300 million in unsecured
indebtedness. In October 1995, Snap-on issued $100 million of its notes pursuant
to this shelf registration. The notes, which mature in their entirety on October
1, 2005, require payment of interest on a semiannual basis at a rate of 6.625%.



14
SNAP-ON INCORPORATED
MANAGEMENT'S DISCUSSION AND ANALYSIS OF
FINANCIAL CONDITION AND RESULTS OF OPERATIONS (continued)

Accounts receivable at the end of the first quarter were $631.0 million, down
$13.5 million compared with year-end 2000, reflecting softening sales and
impacts of currency translation.

Inventories were seasonally up $11.4 million to $430.3 million at the end of the
first quarter from $418.9 million at the end of 2000, but down $27.4 million
from a year ago.

Capital expenditures were $10.3 million in the first quarter of 2001, compared
with $9.5 million in the comparable prior-year period. Expenditures represent
additional upgrades to computer systems and ongoing replacements and upgrades of
manufacturing and distribution facilities and equipment. For the full year 2001,
Snap-on anticipates capital expenditures will be in the range of $50 million to
$55 million, down from $57.6 million in 2000.

Snap-on believes it has sufficient sources of liquidity to support working
capital requirements, finance capital expenditures, make acquisitions,
repurchase common stock and pay dividends.

Share repurchase: Snap-on has undertaken stock repurchases from time to time to
prevent dilution created by shares issued for employee and dealer stock purchase
plans, stock options, and other corporate purposes, as well as to repurchase
shares when market conditions are favorable. During the first quarter of 2001,
Snap-on repurchased 90,000 shares of common stock for $2.7 million under its
previously announced share repurchase programs. At the end of the first quarter
of 2001, approximately $129 million of common stock is authorized and remains
available for repurchase. Since 1995, Snap-on has repurchased 9,679,583 shares
for $299.7 million.

Foreign currency: Snap-on operates in a number of countries and, as a result, is
exposed to changes in foreign currency exchange rates. Most of these exposures
are managed on a consolidated basis to take advantage of natural offsets. To the
extent that net exposures are hedged, forward contracts are used. Refer to Note
2 for a discussion of Snap-on's accounting policies for the use of derivative
instruments.

Euro conversion: On January 1, 1999, certain member countries of the European
Union established fixed conversion rates between their existing currencies
("legacy currencies") and one common currency - the euro. The euro trades on
currency exchanges and may be used in business transactions. Beginning in
January 2002, the new euro-denominated bills and coins will be used and legacy
currencies will be withdrawn from circulation. Snap-on's operating subsidiaries
have developed plans to address the systems and business issues affected by the
euro currency conversion. These issues include, among others, (i) the need to
adapt computer and other business systems and equipment to accommodate
euro-denominated transactions, and (ii) the competitive impact of cross-border
price transparency, which may affect pricing strategies. Snap-on does not expect
this conversion to have a material impact on its financial condition or results
of operations.



15
SNAP-ON INCORPORATED
MANAGEMENT'S DISCUSSION AND ANALYSIS OF
FINANCIAL CONDITION AND RESULTS OF OPERATIONS (continued)

Outlook: Snap-on continues to expect improving performance in the second half of
2001 and, as a result, solid performance for the year overall. Snap-on believes
that the core business is sound, although market conditions remain soft in the
second quarter. Snap-on's dealers are upbeat about business prospects and the
company plans to launch a number of exciting new products later in the year.
Additionally, targeted adjustments are being made to certain product line
operations to improve internal processes, reduce overhead and increase
operational responsiveness.

Safe Harbor: Statements in this document that are not historical facts,
including statements (i) that include the words "believes," "expects," "plans,"
or "estimates" or similar words with reference to Snap-on or its management;
(ii) specifically identified as forward-looking; or (iii) describing Snap-on's
or management's future outlook, plans, objectives or goals, are forward-looking
statements. Snap-on or its representatives may also make similar forward-looking
statements from time to time orally or in writing. Snap-on cautions the reader
that these statements are subject to risks, uncertainties or other factors that
could cause (and in some cases have caused) actual results to differ materially
from those described in any such statement. Those important factors include the
timing and progress with which Snap-on can continue to achieve higher
productivity and attain further cost reductions; Snap-on's ability to adapt to
management changes as part of the management succession process, to retain and
attract dealers, to integrate Bahco, and to withstand external negative factors
including changes in trade, monetary and fiscal policies, laws and regulations,
or other activities of governments or their agencies; and the absence of
significant changes in the current competitive environment, inflation, energy
supply or pricing, supplier disruptions, currency fluctuations or the material
worsening of economic and political situations around the world. These factors
may not constitute all factors that could cause actual results to differ
materially from those discussed in any forward-looking statement. Snap-on
operates in a continually changing business environment and new factors emerge
from time to time. Snap-on cannot predict such factors nor can it assess the
impact, if any, of such factors on Snap-on's financial position or its results
of operations. Accordingly, forward-looking statements should not be relied upon
as a prediction of actual results. Snap-on disclaims any responsibility to
update any forward-looking statement provided in this document.


Item 3: Quantitative and Qualitative Disclosures About Market Risk

Snap-on uses derivative instruments to manage well-defined interest rate and
foreign currency exposures and to limit the impact of interest rate and foreign
currency rate changes on earnings and cash flows. Snap-on does not use
derivative instruments for trading purposes.

Value at Risk: Snap-on utilizes a "Value-at-Risk" ("VAR") model to determine the
potential one-day loss in the fair value of its interest rate and foreign
exchange-sensitive financial instruments from adverse changes in market factors.
The VAR model estimates were made assuming normal market conditions and a 95%
confidence level. Snap-on's computations are based on the inter-relationships
among movements in various currencies and interest rates (variance/co-variance
technique). These inter-relationships were determined by observing interest rate
and foreign currency market changes over the preceding quarter.



16
SNAP-ON INCORPORATED
MANAGEMENT'S DISCUSSION AND ANALYSIS OF
FINANCIAL CONDITION AND RESULTS OF OPERATIONS (continued)

The estimated maximum potential one-day loss in fair value, calculated using the
VAR model, at March 31, 2001, was $0.3 million on interest-rate-sensitive
financial instruments, and $2.4 million on foreign-currency-sensitive financial
instruments.

The VAR model is a risk management tool and does not purport to represent actual
losses in fair value that will be incurred by Snap-on, nor does it consider the
potential effect of favorable changes in market factors.



17
PART II. OTHER INFORMATION


Item 6: Exhibits and Reports on Form 8-K


Item 6(a): Exhibits

(12) Computation of Ratio of Earnings to Fixed Charges


Item 6(b): Reports on Form 8-K Filed During the Reporting Period

There were no matters reported on Form 8-K during or subsequent to the first
quarter of 2001.




18
SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, Snap-on
Incorporated has duly caused this report to be signed on its behalf by the
undersigned duly authorized person.





SNAP-ON INCORPORATED




Date: May 10, 2001 /s/ D. S. Huml
------------ -------------------------------------------
D. S. HUML, Principal Financial Officer,
Senior Vice President - Finance, Chief
Financial Officer and Controller




19