Soluna Holdings
SLNH
#9522
Rank
$81.43 M
Marketcap
$0.73
Share price
3.22%
Change (1 day)
58.93%
Change (1 year)

Soluna Holdings - 10-Q quarterly report FY


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SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D. C. 20549

FORM 10-Q

/X / Quarterly report pursuant to Section 13 or 15 (d) of the Securities

Exchange Act of 1934

For the quarterly period ended September 30, 2002

/ / Transition report pursuant to Section 13 or 15 (d) of the Securities

Exchange Act of 1934

For the period from to

Commission File Number 0-6890

MECHANICAL TECHNOLOGY INCORPORATED

(Exact name of registrant as specified in its charter)

New York

14-1462255

(State or other jurisdiction of incorporation or organization)

(I.R.S. Employer Identification No.)

431 New Karner Road, Albany, New York 12205

(Address of principal executive offices) (Zip Code)

(

518) 533-2200

Registrant's telephone number, including area code

Not Applicable

(Former name, former address and former fiscal year, if changed since last report)

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15 (d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes X No___

Class

Outstanding at November 13, 2002

Common stock, $1.00 Par Value

35,577,260 Shares

 

MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

INDEX

 

 

 

Part I - Financial Information

Page No.

  

Consolidated Balance Sheets - September 30, 2002, December 31, 2001 and September 30, 2001

3-4

  

Consolidated Statements of Operations - Three and nine months ended September 30, 2002 and 2001

5

  

Consolidated Statements of Shareholders' Equity - Nine months ended September 30, 2002 and 2001

6

  

Consolidated Statements of Cash Flows - Nine months ended September 30, 2002 and 2001

7

  

Notes to Consolidated Financial Statements

8-27

  

Management's Discussion and Analysis of Financial Condition and Results of Operations

28-43

  
  

Part II Other Information

 
  

Item 1 - Legal Proceedings

44

Item 6 - Exhibits and Reports on Form 8-K

45

  

Signatures

46

  

 

 

 

 

 

 

 

 

 

 

PART I FINANCIAL INFORMATION

MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

CONSOLIDATED BALANCE SHEETS

As of September 30, 2002 and December 31, 2001 (Unaudited) and

September 30, 2001 (Derived from audited financial statements)

(Dollars in thousands)

Sept. 30, 2002

Dec. 31,

2001

Sept. 30,

2001

Assets

   

Current Assets:

   

Cash and cash equivalents

$4,652

$4,127

$ 9,807

Restricted cash equivalents

1,001

14

78

Securities available for sale

2,073

5,734

6,704

Accounts receivable

1,003

902

586

Inventories

1,360

1,510

1,674

Notes receivable

-

25

250

Deferred income taxes

-

2,315

2,052

Prepaid expenses and other current assets

2,169

1,042

1,108

Total Current Assets

12,258

15,669

22,259

    

Derivative assets

11

194

220

Property, plant and equipment, net

1,553

1,548

1,581

Holdings, at equity

22,828

38,937

47,197

Total Assets

$36,650

$56,348

$71,257

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The accompanying notes are an integral part of the consolidated financial statements.

MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

CONSOLIDATED BALANCE SHEETS

As of September 30, 2002 and December 31, 2001 (Unaudited) and

September 30, 2001 (Derived from audited financial statements)

(Dollars in thousands, except share data)

 

Sept. 30,

2002

Dec. 31, 2001

Sept. 30,

2001

Liabilities and Shareholders' Equity

   
    

Current Liabilities:

   

Line of credit

$ 1,000

$ 1,000

$ 5,000

Accounts payable

406

643

807

Accrued liabilities

1,613

1,632

1,945

Accrued liabilities - related parties

220

101

3

Income taxes payable

206

28

25

Contingent obligation to common stock

warrant holders

-

-

288

Net liabilities of discontinued

operations

-

356

358

Total Current Liabilities

3,445

3,760

8,426

Long-Term Liabilities:

   

Deferred income taxes and other credits

173

4,406

8,453

Total Liabilities

3,618

8,166

16,879

    

Commitments and Contingencies

   

Minority interests

242

574

331

    

Shareholders' Equity:

   

Common stock, par value $1 per share,

authorized 75,000,000; issued

35,547,510 in September 2002 and

35,505,010 in December and September

2001

 

 

 

35,547

 

 

 

35,505

 

 

 

35,505

Paid-in-capital

67,560

67,045

65,103

Accumulated deficit

(70,288

)

(54,913)

(41,328

)

32,819

47,637

59,280

Accumulated Other Comprehensive Loss:

   

Unrealized loss on available for sale

securities, net of tax

-

-

(5,204)

    

Common stock in treasury, at cost,

20,250 shares

(29)

(29)

(29)

Total Shareholders' Equity

32,790

47,608

54,047

Total Liabilities and Shareholders'

Equity

$ 36,650

$ 56,348

$ 71,257

 

The accompanying notes are an integral part of the consolidated financial statements.

MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited)

(Dollars in thousands, except per share data)

Three months ended

Nine months ended

 

Sept. 30,

2002

Sept. 30,

2001

Sept. 30,

2002

Sept. 30,

2001

Revenue:

    

Product revenue

$ 1,018

$ 1,743

$ 3,203

$ 5,660

Funded research and development

489

-

1,046

-

Total revenue

1,507

1,743

4,249

5,660

Operating costs and expenses:

Cost of product revenue

453

663

1,703

2,435

Research and product development expenses:

Funded research and product development expenses

761

-

1,778

-

Unfunded research and product development expenses

1,095

1,124

3,213

3,238

Total research and product development expenses

1,856

1,124

4,991

3,238

Selling, general and administrative expenses

1,239

1,601

3,897

4,638

Operating loss

(2,041)

(1,645)

(6,342)

(4,651)

Interest expense

(12)

(192)

(36)

(1,253)

Loss on derivatives

(5)

(459)

(183)

(537)

Gain on derivatives, Company stock

-

922

-

922

Gain (loss) on sale of holdings

881

(2,171)

5,491

28,838

Impairment losses (Note 8)

(945)

-

(8,127)

-

Other (expense) income, net

(29

)

1,057

(16

)

(54

)

(Loss) income from continuing operations before income taxes, equity in holdings' losses and minority interest

 

(2,151)

 

(2,488)

 

(9,213)

 

23,265

Income tax benefit (expense)

163

1,917

2,024

(8,506)

Equity in holdings' losses, net of tax

(2,654)

(4,206)

(8,894)

(12,200)

Minority interest in losses of consolidated

subsidiary

100

123

329

123

(Loss) income from continuing operations

(4,542)

(4,654)

(15,754)

2,682

Income from discontinued operations, net of tax

379

-

379

-

(Loss) income before cumulative effects of change

in accounting principle

(4,163)

(4,654)

(15,375)

2,682

Cumulative effect of accounting change for

derivative financial instruments for

Company's own stock, net of tax

 

-

 

-

 

-

 

1,468

Net (loss) income

$(4,163)

$ (4,654)

$(15,375)

$ 4,150

(Loss) Earnings Per Share (Basic):

(Loss) income from continuing operations

$(.13)

$(.13)

$(.44)

$.08

Income from discontinued operations

.01

-

.01

-

Cumulative effect of accounting change for

derivative financial instruments for

Company's own stock

 

-

 

-

 

-

 

.04

(Loss) earnings per share

$(.12)

$(.13)

$(.43)

$.12

(Loss) Earnings Per Share (Diluted):

(Loss) income from continuing operations

$(.13)

$(.13)

$(.44)

$.07

Income from discontinued operations

.01

-

.01

-

Cumulative effect of accounting change for

derivative financial instruments for

Company's own stock

 

-

 

-

 

-

 

.04

(Loss) earnings per share

$(.12)

$(.13)

$(.43)

$.11

The accompanying notes are an integral part of the consolidated financial statements.

MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited)

(Dollars in thousands)

Nine months ended

COMMON STOCK

Sept. 30,

2002

Sept. 30,

2001

Balance, January 1

$ 35,505

$ 35,443

Issuance of shares - options

42

62

Balance, September 30

$ 35,547

$ 35,505

PAID-IN-CAPITAL

  

Balance, January 1

$ 67,045

$ 55,147

Issuance of shares - options

(2)

4

MTI MicroFuel Cell investment

(7)

1,163

Plug Power holding, net of taxes

636

8,329

SatCon holding, net of taxes

(150)

2,460

Compensatory stock options

38

38

Stock option exercises recognized differently for

financial reporting and tax purposes

-

169

Reclassification of common stock warrants from equity

to liability, net of tax

-

(2,207)

Balance, September 30

$ 67,560

$ 65,103

ACCUMULATED DEFICIT

  

Balance, January 1

$(54,913)

$(45,478)

Net (loss) income

(15,375)

4,150

Balance, September 30

$(70,288)

$(41,328)

ACCUMULATED OTHER COMPREHENSIVE LOSS:

UNREALIZED LOSS ON AVAILABLE FOR SALE SECURITIES, NET OF TAXES

 

 

Balance, January 1

$ -

$ 14,470

Change in unrealized loss on available for sale

securities, net of taxes

-

(19,674

)

Balance, September 30

$ -

$ (5,204)

TREASURY STOCK

  

Balance, January 1

$ (29)

$ (29)

Balance, September 30

$ (29)

$ (29)

SHAREHOLDERS' EQUITY

  

Balance, September 30

$ 32,790

$ 54,047

TOTAL COMPREHENSIVE (LOSS) INCOME:

  

Net (loss) income

$(15,375)

$ 4,150

Other comprehensive loss:

  

Change in unrealized loss on available for

sale securities, net of tax

-

(19,674)

Total comprehensive loss

$(15,375)

$(15,524)

 

The accompanying notes are an integral part of the consolidated financial statements.

 

 

 

 

 

 

MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited)

(Dollars in thousands

)

 

Nine months ended

 

Sept. 30,

2002

Sept. 30,

2001

Operating Activities

  

Net (loss) income excluding discontinued operations

$(15,754)

$ 4,150

Adjustments to reconcile net (loss) income excluding discontinued

  

operations to net cash used by continuing operations:

  

Cumulative effect of accounting change for derivative financial

instruments for Company's own stock, gross

-

(2,468)

Loss on derivatives

183

537

Gain on derivatives, Company stock

-

(922)

Stock dividend income

-

(827)

Capitalized interest

-

107

Impairment losses

8,127

-

Minority interest

(329)

(123)

Depreciation and amortization

407

1,641

Gain on sale of holdings

(5,491)

(28,838)

Equity in losses of equity holdings (gross)

8,872

18,832

Allowance for bad debts

-

(250)

Loss on disposal of fixed assets

16

4

Deferred income taxes and other credits

(1,918)

2,399

Stock option compensation

38

38

Changes in operating assets and liabilities:

Accounts receivable

(101)

347

Inventories

150

(264)

Prepaid expenses and other current assets

(1,170)

(208)

Accounts payable

(236)

249

Income taxes

178

16

Accrued liabilities - related parties

119

(3)

Accrued liabilities

(19)

94

Net cash used by continuing operations

(6,928

)

(5,489)

Discontinued Operations:

  

Income from discontinued operations, net of tax

379

-

Change in net liabilities/assets

(356

)

127

Net cash provided by discontinued operations

23

127

Net cash used by operating activities

(6,905)

(5,362

)

Investing Activities

  

Purchases of property, plant and equipment

(385)

(1,284)

Proceeds from sale of holdings

8,747

37,842

Net change in restricted cash equivalents

(987)

989

Principal payments from notes receivable

25

169

Net cash provided by investing activities

7,400

37,716

Financing Activities

  

Net proceeds from subsidiary stock issuance

-

867

Net payments under bank line-of-credit

-

(20,200)

Net payments under related party debt

-

(4,052)

Financing costs

-

(200)

Treasury stock purchase by subsidiary

(10)

-

Proceeds from stock option exercises

40

66

Net cash provided (used) by financing activities

30

(23,519)

Increase in cash and cash equivalents

525

8,835

Cash and cash equivalents - beginning of period

4,127

972

Cash and cash equivalents - end of period

$ 4,652

$ 9,807

The accompanying notes are an integral part of the consolidated financial statements.

MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

  1. Basis of Presentation
  2. In the opinion of management the accompanying unaudited consolidated financial statements have been prepared in accordance with the rules and regulations of the Securities and Exchange Commission and contain all adjustments, consisting of only normal, recurring adjustments, necessary for a fair presentation of results for such periods. The results for any interim period are not necessarily indicative of results for the full year. Certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been omitted. These consolidated financial statements should be read in conjunction with the financial statements and notes thereto for the fiscal year ended September 30, 2001.

    Change in Accounting for SatCon Technology Holding

    The Company's holdings in SatCon were accounted for on a one-quarter lag under the equity method of accounting from January 1, 2002 through July 1, 2002. On July 1, 2002, the Company determined that it no longer has the ability to exercise significant influence over the operating and financial policies of SatCon as a result of waiving the Company's right to nominate and recommend directors to SatCon's board and our reduction of ownership in SatCon and, therefore, has accounted for its investment in SatCon since July 1, 2002 using the fair value method as set forth in SFAS No. 115, "Accounting for Certain Debt and Equity Securities." The Company is no longer required to record its share of any losses from SatCon and the investment is carried at fair value and designated as available for sale and any unrealized holding gains or losses are to be included in stockholders' equity as a component of accumulated other comprehensive income (loss).

    As of September 30, 2002, the fair market value of SatCon's common stock was $1.34 per share. The Company's cost basis in its investment in SatCon's common stock was $2.02 per share. As of September 30, 2002, the Company believes the decline in market value represents an other than temporary decline and the Company recorded an impairment loss of $.668 million in its statement of operations.

    Additionally, the Company has warrants to purchase 100,000 shares of SatCon's common stock at an exercise price of $7.84 per share with expiration dates in October 2003 and January 2004. The Company accounts for these warrants in accordance with SFAS No. 133 and, therefore, records the warrants at their fair value and records any change in value in its statement of operations. As of September 30, 2002, the warrants to purchase SatCon common stock had a fair value of $11 thousand and are included in derivative assets on the accompanying balance sheet.

    MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

    1. Basis in Presentation (Continued)

    Change in Year-End

    On February 13, 2002, the Company changed its fiscal year-end from September 30 to December 31, effective with the calendar year beginning January 1, 2002. A three-month transition period from October 1, 2001 through December 31, 2001 (the "Transition Period") precedes the start of the 2002 fiscal year. "2001" refers to fiscal periods in the year ended September 30, 2001 and the Transition Period refers to the three months ended December 31, 2001. This new fiscal year makes the Company's annual and quarterly reporting periods consistent with those used by Plug Power Inc. ("Plug Power") and permits the Company to continue to account for its holdings in Plug Power on a timely basis.

    1. Significant Accounting Policies

    Revenue Recognition

    The Company recognizes revenue from product sales in accordance with Staff Accounting Bulletin (SAB) No. 101, "Revenue Recognition." Product revenue is recognized when there is persuasive evidence of an arrangement, delivery of the product to the customer or distributor has occurred, at which time title generally is passed to the customer or distributor, and the Company has determined that collection of a fixed fee is probable, all of which occur upon shipment of the product. If the product requires installation to be performed by the Company, all revenue related to the product is deferred and recognized upon the completion of the installation. The Company provides for a warranty reserve at the time the product revenue is recognized.

    The Company performs funded research and development for government agencies under cost reimbursement contracts, which generally require

    the Company to absorb up to 50% of the total costs incurred. Cost reimbursement contracts provide for the reimbursement of allowable costs. Such contracts require the Company to deliver research and tangible developments in fuel cell technology, and system design and prototype fuel cell systems for test and evaluation by the government agency. Revenues are recognized in proportion to the costs incurred.

    Included in accounts receivable are billed and unbilled work-in-progress on cost reimbursed government contracts. Total estimated cost to complete a contract in excess of the awarded contract amounts are charged to operations during the period such costs are estimated. While the Company's accounting for these contract costs are subject to audit by the sponsoring agency, in the opinion of management, no material adjustments are expected as a result of such audits. Cost of product revenue includes material, labor and overhead. Costs incurred in connection with funded research and development arrangements are included in funded research and product development expenses.

    MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

    1. Significant Accounting Policies (Continued)

    Derivative Accounting, Company Stock

    The Company accounts for derivatives potentially settled in the Company's own stock in accordance with Emerging Issues Task Force Issue EITF 00-19, "Accounting for Derivative Financial Instruments Indexed to, and Potentially Settled in, a Company's Own Stock." The Standard requires freestanding contracts that are settled in a company's own stock, including common stock warrants, to be designated as an equity instrument, asset or a liability. Under the provisions of EITF 00-19, a contract designated as an asset or a liability must be carried at fair value, with any changes in fair value recorded in the results of operations. A contract designated as

    an equity instrument must be included within equity, and no fair value adjustments are required. In accordance with EITF 00-19, the Company determined that outstanding warrants as of June 30, 2001 to purchase 300,000 shares of the Company's Common Stock issued to

    SatCon Technology Corporation should be designated as a liability. Effective June 30, 2001, the fair value of all such warrants were reclassified from equity to liabilities with subsequent changes in the fair value included in the results of operations.

    The classification of these warrants is reassessed periodically. As a result of the amendment to the SatCon warrant agreements on December 28, 2001, requiring the Company to settle the warrants, when

    exercised, in common stock, the warrants were reclassified from liability to equity and further changes in the fair value of the warrants are no longer reported in results of operations.

    Accounting for Goodwill and Other Intangible Assets

    Effective January 1, 2002, the Company adopted the provisions of SFAS

    No. 142, "Goodwill and Other Intangible Assets." This Statement affects the Company's treatment of goodwill and other intangible assets. The Statement requires that goodwill existing at the date of adoption be reviewed for possible impairment and that impairment tests be periodically repeated, with impaired assets written down to fair value. Additionally, existing goodwill and intangible assets must be assessed and classified within the Statement's criteria. Intangible assets with finite useful lives will continue to be amortized over those periods. Amortization of goodwill and intangible assets with indeterminable lives will cease.

    As a result of the adoption of the Statement, the Company will no longer amortize the goodwill associated with its equity holdings in SatCon. Subsequent to the adoption of SFAS No. 142, effective July 1, 2002, the Company no longer uses the equity method of accounting for its investment in SatCon (See Note 1).

     

    MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

    1. Significant Accounting Policies (Continued)

    The Company recorded expense related to the amortization of goodwill associated with its holdings in SatCon of $0 and $689 thousand and $0 and $2,066 thousand, respectively, during the three and nine months ended September 30, 2002 and September 30, 2001, respectively. The Company has no intangible assets.

    The Pro Forma effects of the Company adopting the provisions of SFAS No. 142 would be as follows:

     

    (Dollars in thousands, except

    per share data)

    Three months

    ended

    Sept. 30, 2002

    Three months

    ended

    Sept. 30, 2001

    Nine months

    ended

    Sept. 30, 2002

    Nine months

    ended

    Sept. 30, 2001

    Reported net (loss) income

    $(4,163)

    $(4,654)

    $(15,375)

    $ 4,150

    Add back goodwill amortization, net

    of taxes

    -

    414

    -

    1,206

    Adjusted net (loss) income

    $(4,163)

    $(4,240)

    $(15,375)

    $ 5,356

    Basic (Loss) Income Per Share:

        

    Reported net (loss) income

    $ (0.12)

    $ (0.13)

    $ ( 0.43)

    $ 0.12

    Goodwill amortization

    -

    0.01

    -

    0.03

    Adjusted (loss) income per share

    $ (0.12)

    $ (0.12)

    $ ( 0.43)

    $ 0.15

    Diluted (Loss) Income Per Share:

        

    Reported net (loss) income

    $ (0.12)

    $ (0.13)

    $ (0.43)

    $ 0.11

    Goodwill amortization

    -

    0.01

    -

    0.03

    Adjusted (loss) income per share

    $ (0.12)

    $ (0.12)

    $ (0.43)

    $ 0.14

    Accounting for Impairment or Disposal of Long-Lived Assets

    In August 2001, the FASB issued SFAS No. 144, "Accounting for the Impairment or Disposal of Long-Lived Assets," which supersedes SFAS No. 121, "Accounting for the Impairment of Long-Lived Assets and for Long-Lived Assets to be Disposed Of", and the accounting and reporting provisions of APB No. 30. This Statement addresses financial accounting and reporting for the impairment or disposal of long-lived assets and was adopted as of January 1, 2002. This Statement specifies how impairment will be measured and how impaired

    assets will be classified in the financial statements. The Company's adoption of this Statement did not have a material impact on the Company's financial statements.

    1. Reclassification

    Certain 2001 amounts have been reclassified to conform to the 2002 presentation.

    MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

    1. Contracts Receivable
      Included in accounts receivable are the following at:

    (Dollars in thousands)

    Sept. 30,

    2002

    Dec. 31,

    2001

    Sept.30,

    2001

    U.S. and State Government:

       

    Amount billed and billable

    $ 486

    $ 191

    $ -

    Retainage

    11

    -

    -

     

    $ 497

    $ 191

    $ -


    The balances billed but not paid by customers pursuant to retainage provisions in contracts are due upon completion of the contracts and acceptance by the customer. Based on the Company's experience, most retainage amounts are expected to be collected within the ensuing year.

    1. Inventories
    2. Inventories consist of the following at:

    (Dollars in thousands)

    Sept. 30,

    2002

    Dec. 31,

    2001

    Sept.30,

    2001

    Finished goods

    $ 313

    $ 342

    $ 272

    Work in process

    437

    479

    693

    Raw materials, components and assemblies

    610

    689

    709

     

    $1,360

    $1,510

    $1,674

  3. Holdings, at Equity
  4. The principal components of the Company's holdings, at equity consist of the following:

     

     

     

    Holding

     

    Recorded

    Book Value

    ($ in millions)

    Quoted

    Market Price

    per Nasdaq

    Calculated

    Market Value

    per Nasdaq

    ($ in millions)

     

     

    Ownership

     

     

    Shares

    September 30, 2002

         

    Plug Power Inc.

    $22.828

    $ 4.79

    $ 53.142

    21.81%

    11,094,315

    December 31, 2001

         

    Plug Power Inc.

    $32.177

    $ 8.74

    $104.830

    23.83%

    11,994,315

    SatCon Technology

    Corporation

    6.760

    $ 5.20

    6.760

    7.86%

    1,300,000

    Total

    $38.937

     

    $111.590

      

    September 30, 2001

         

    Plug Power Inc.

    $36.027

    $ 9.62

    $115.385

    23.9%

    11,994,315

    SatCon Technology Corporation

    11.170

    $ 4.86

    6.318

    8.05%

    1,300,000

    Total

    $47.197

     

    $121.703

      

     

    MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

    1. Holdings, at Equity (Continued)

    Summarized below is financial information for Plug Power and SatCon, as derived from published financial reports. Plug Power's fiscal year ends December 31 and SatCon's fiscal year ends September 30. The Company's holdings in SatCon were accounted for on a one-quarter lag until July 1, 2002 when the accounting for the SatCon holding was changed to fair value from the equity method (See Note 1).

     

    (Dollars in thousands)

     

    SatCon

    _______________________________________

    Plug Power

    ________________________________________

     

    Balance Sheet

    As of

    June 29,

    2002(1)

    As of

    Sept. 30,

    2001(2)

    As of

    June 30,

    2001(1)

    As of

    Sept. 30,

    2002(1)

    As of

    Dec. 31,

    2001(2)

    As of

    Sept. 30,

    2001(1)

    Current

    assets

    $25,046

    $42,466

    $44,802

    $ 75,394

    $100,565

    $111,212

    Non-current

    assets

    20,792

    26,310

    24,621

    44,253

    50,809

    53,607

    Current

    liabilities

    11,445

    12,842

    9,302

    8,974

    10,199

    7,737

    Non-current

    liabilities

    932

    1,423

    1,723

    6,018

    6,172

    6,534

    Stockholders'

    equity

    33,461

    54,511

    58,398

    104,655

    135,003

    150,548

     

    (Dollars in thousands)

     

    SatCon

    ______________________________

    Plug Power

    __________________________

    Three Months Ended

    Three Months Ended

    Results of

    Operations

    June 29,

    2002(1)

    June 30,

    2001(1)

    Sept. 30,

    2002(1)

    Sept. 30,

    2001(1)

    Gross revenues

    $ 11,754

    $ 10,640

    $ 2,994

    $ 920

    Gross profit (loss)

    1,994

    2,337

    (149)

    (1,489)

    Net loss before cumulative

    effect of changes in

    accounting principles

     

    (4,996)

     

    (3,538)

     

    (10,674)

     

    (18,708)

    Cumulative effect of changes

    in accounting principles

     

    -

     

    (1,087)

     

    -

     

    -

    Net loss

    (4,996)

    (4,625)

    (10,674)

    (18,708)

    Nine Months Ended

    Nine Months Ended

    Results of

    Operations

    June 29,

    2002(1)

    June 30,

    2001(1)

    Sept. 30,

    2002(1)

    Sept. 30,

    2001(1)

    Gross revenues

    $ 30,395

    $ 31,670

    $ 8,442

    $ 3,237

    Gross profit (loss)

    3,552

    6,788

    716

    (3,342)

    Net loss before cumulative

    effect of changes in

    accounting principles

     

    (15,389)

     

    (12,899)

     

    (34,499)

     

    (56,042)

    Cumulative effect of changes

    in accounting principles

    -

    (2,109)

    -

    -

    Net loss

    (15,389)

    (15,008)

    (34,499)

    (56,042)


    (1)

    derived from unaudited financial information

    (2)

    derived from audited financial statements

    MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

    1. Holdings, at Equity (Continued)

    Plug Power Inc.

    The following is a roll forward of the Company's accounting for holdings in Plug Power:

     

    (Dollars in thousands)

    Nine months

    ended

    Sept. 30, 2002

    Three months ended

    Dec. 31, 2001

    Twelve months ended

    Sept. 30, 2001

    Holdings balance, beginning of period

    $32,177

    $ 36,027

    $ 48,372

    Share of Plug Power losses, gross

    (7,762)

    (4,069)

    (22,101)

    Sale of shares

    (2,223)

    -

    (4,708)

    Equity adjustment for share of third-party

    investments in Plug Power which increased equity

    636

    219

    14,464

    Holdings balance, end of period

    $22,828

    $ 32,177

    $ 36,027

    There is no difference between the carrying value of the Company's holdings in Plug Power and its interest in the underlying equity at September 30, 2002, December 31, 2001 or September 30, 2001.

    SatCon Technology Corporation

    The following is a roll forward of the Company's accounting for holdings in SatCon:

     

    (Dollars in thousands)

    Nine months

    ended

    Sept. 30, 2002

    Three months ended

    Dec. 31, 2001

    Twelve months ended

    Sept. 30, 2001

    Holdings balance, beginning of period

    $ 6,760

    $11,170

    $ 15,984

    Share of SatCon losses on one-quarter lag,

    gross (A)

    (1,110)

    (727)

    (1,938)

    Sale of shares

    (832)

    -

    (4,296)

    Amortization of embedded difference between

    the Company's basis and calculated
    ownership of underlying equity, one-quarter
    lag (Note 2)

     

     

    -

     

     

    (688)

     

     

    (2,755)

    Impairment loss (Note 8)

    (2,475)

    (5,790)

    -

    Equity adjustment for other equity activity (A)

    (150)

    2,795

    4,175

    Transfer assets to available for sale securities on July 1, 2002

    (2,193)

    -

    -

    Holdings balance, end of period

    $ -

    $ 6,760

    $11,170

    The difference between the carrying value of the Company's holdings in SatCon and its interest in the underlying equity (on a one-quarter lag basis) during the periods the Company applied the equity method of accounting consists of the following:

      

    Dec. 31,

    Sept.30,

    (Dollars in thousands)

    2001

    2001

    Calculated ownership

     

    $ 4,285

    $ 4,704

    Embedded difference (goodwill) (Note 2)

     

    2,475

    6,466

    Carrying value of investment in SatCon at equity

     

    $ 6,760

    $11,170

    (A) The Company's holdings in SatCon were accounted for on a one-quarter lag (through SatCon's quarter ended June 29, 2002) until accounting for the holding was changed on July 1, 2002 to fair value from the equity method (See Note 1).

    MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

    1. Securities Available for Sale

    Securities available for sale are classified as current assets. Changes in net unrealized gains (losses) are charged to Other Comprehensive Income (Loss).

    The principal components of the Company's securities available for sale consist of the following:

     

     

     

    Security

    Recorded

    Book Value

    ($ in millions)

    Quoted Market

    Price

    Per Nasdaq

    Calculated

    Market Value per Nasdaq

    ($ in millions)

     

     

    Ownership

     

     

    Shares

    September 30, 2002

         

    SatCon

    $ 1.323

    $ 1.34

    $ 1.323

    5.9%

    987,500

    Beacon Power

    .750

    $ 0.17

    .750

    10.3%

    4,410,797

    Total

    $ 2.073

     

    $ 2.073

      

    December 31, 2001

         

    Beacon Power

    $ 5.734

    $ 1.30

    $ 5.734

    10.3%

    4,410,797

    September 30, 2001

         

    Beacon Power

    $ 6.704

    $ 1.52

    $ 6.704

    10.3%

    4,410,797

    Securities available for sale consist of Beacon Power and SatCon Technology common stock (as of July 1, 2002). The book basis roll forward of Beacon Power and SatCon Technology common stock is as follows:

    Beacon Power Corporation

    (Dollars in thousands)

    Sept. 30, 2002

    Dec.31,

    2001

    Sept.30,

    2001

    Capital contributions during 2000 - cash

    $ 6,050

    $ 6,050

    $ 6,050

    Cash-less warrant exercise during 2001

    8,500

    8,500

    8,500

    Stock received as pro rata distribution from

    SatCon during 2001

    827

    827

    827

    Impairment loss during the Transition Period

    ended December 31, 2001

    (9,643)

    (9,643)

    -

    Impairment loss during 2002 (Note 8)

    (4,984

    )

    -

    -

    Securities book basis

    750

    5,734

    15,377

    Fair value adjustment

    -

    -

    (8,673

    )

    Securities at market value

    $ 750

    $ 5,734

    $ 6,704

    SatCon Technology Corporation

    (Dollars in thousands)

     

    Holdings balance, beginning of period

    $ -

    Transfer asset from holdings, at equity on

    July 1, 2002

    2,193

    Sale of shares

    (202)

    Impairment loss (Note 8)

    (668)

    Securities book basis

    1,323

    Fair value adjustment

    -

    Securities at market value

    $ 1,323

     

    MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

    1. Impairment Losses

    The Company regularly reviews its holdings and securities available for sale to determine if any declines in value of those holdings are other than temporary. The Company assesses whether declines in the value of its holdings and securities in publicly traded companies, measured by comparison of the current market price of the securities to the carrying value of the Company's holdings and securities, are considered to be other than temporary based on factors that include (1) the length of time carrying value exceeds fair market value, (2) the Company's assessment of the financial condition and the near term prospects of the companies, and (3) the Company's intent with respect to the holdings and securities.

    The slowing economy has had a negative impact on the equity value of companies in the new energy sector. In light of these circumstances

    and based on the results of the reviews described above, the Company recorded other than temporary impairment charges with respect to its holdings in publicly traded companies. The pre-tax impairment losses were recorded as follows:

     

    For the three months ended

    For the nine months ended

    (Dollars in thousands)

    Sept. 30, 2002

    Sept. 30, 2001

    Sept. 30, 2002

    Sept. 30, 2001

    Holdings, at equity (SatCon), (Note 6)

    $ 57

    $ -

    $2,475

    $ -

    Securities available for sale (Beacon), (Note 7)

    220

    -

    4,984

    -

    Securities available for sale

    (SatCon), (Note 7)

    668

    -

    668

    -

     

    $945

    $ -

    $8,127

    $ -

    1. Income Taxes
    2. The Company's effective tax rates for the three and nine months ended September 30, 2002 and 2001 were as follows:

      For the three months

      ended

      Sept. 30, 2002 Sept. 30, 2001

      For the nine months

      ended

      Sept. 30, 2002 Sept. 30, 2001

      Tax rate

      (3.68)%

      (39.94)%

      (11.31)%

      41.65%

       

       

      MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

      NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

      1. Income Taxes (Continued)

      Income tax (benefit) expense consists of the following:

      (Dollars in thousands)

      For the three months

      ended

      Sept. 30, 2002 Sept. 30, 2001

      For the nine months

      ended

      Sept. 30, 2002 Sept. 30, 2001

      Continuing operations before

      equity in holdings' losses

          

      Federal

      $ -

      $ (81)

      $ (475)

      $ 459

      State

      (164)

      6

      391

      18

      Deferred

      1

      (1,842)

      (1,940

      )

      8,029

       

      (163)

      (1,917)

      (2,024

      )

      8,506

      Equity in holdings' losses

          

      Federal

      -

      -

      -

      -

      State

      -

      -

      -

      -

      Deferred

      -

      (1,259)

      22

      (6,632

      )
       

      -

      (1,259)

      22

      (6,632

      )

      Total continuing operations

      (163)

      (3,176)

      (2,002)

      1,874

      Change in accounting principle

          

      Federal

      -

      -

      -

      -

      State

      -

      -

      -

      -

      Deferred

      -

      -

      -

      1,000

      Total change in accounting

      principle

      -

      -

      -

      1,000

      Discontinued operations

        

       

      Federal

      -

      -

      -

      -

      State

      -

      -

      -

      -

      Deferred

      -

      -

      -

      -

      Total discontinued operations

      -

      -

      -

      -

      Total

      $ (163)

      $(3,176)

      $(2,002)

      $2,874

      Items charged (credited)

      directly to stockholders'

      equity:

          

      Increase in additional paid-

      in capital for equity

      holdings, warrants and

      options issued - Deferred

       

       

      $ -

       

       

      $ 5,920

       

       

      $ -

       

       

      $ 7,193

      Increase in unrealized loss

      on available for sale

      securities - Deferred

       

      -

      (8,321)

       

      -

       

      (13,116)

      Expenses for employee stock

      options recognized

      differently for financial

      reporting/tax purposes -

      Federal

       

       

      -

       

       

       

      -

       

       

       

      -

       

       

      (169)

      Decrease in additional paid-

      in-capital for change in

      accounting for derivative

      financial instruments for

      Company's own stock

       

       

       

      -

       

       

      -

       

       

      -

       

       

      (1,471)

       

      $ -

      $(2,401)

      $ -

      $ (7,563)

       

      MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

      NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

      1. Income Taxes (Continued)

      The deferred tax assets and liabilities consist of the following tax effects relating to temporary differences and carryforwards:

       

      (Dollars in thousands)

      Sept. 30,

      2002

      Dec. 31,

      2001

      Sept. 30,

      2001

      Current deferred tax assets:

         

      Loss provisions for discontinued operations

      $ -

      $ 142

      $ 143

      Bad debt reserve

      264

      277

      277

      Inventory valuation

      55

      27

      27

      Inventory capitalization

      12

      12

      12

      Securities available for sale

      5,599

      1,344

      956

      Vacation pay

      101

      94

      78

      Warranty and other sale obligations

      40

      33

      29

      Stock options

      252

      237

      232

      Contingent liability warrant holders

      -

      -

      115

      Other reserves and accruals

      103

      149

      183

       

      6,426

      2,315

      2,052

      Valuation allowance

      (6,426

      )

      -

      -

      Net current deferred tax assets

      $ -

      $ 2,315

      $ 2,052

      Net operating loss

      $ 4,970

      $ 3,117

      $ 2,360

      Property, plant and equipment

      (82)

      (82)

      (82)

      Holdings, at equity

      (4,888)

      (7,314)

      (10,618)

      Derivatives

      (4)

      (78)

      (88)

      Other

      239

      201

      201

      Research and development tax credit

      459

      459

      459

      Alternative minimum tax credit

      150

      609

      609

       

      844

      (3,088)

      (7,159)

      Valuation allowance

      (844)

      (1,144)

      (1,144)

      Other credits

      (173

      )

      (174

      )

      (150)

      Noncurrent net deferred tax liabilities

      and other credits

      $ (173)

      $(4,406)

      $(8,453)

      The valuation allowance at September 30, 2002 is $7.270 million and at September 30, 2001 was $1.144 million. During the quarter ended September 30, 2002, the valuation allowance was increased through the statement of operations by $2.459 million and decreased by $.015 million through paid-in-capital, for a net increase of $2.444 million. Year to date in 2002, the valuation allowance was increased through the statement of operations by $6.280 million and decreased by $.154 million through paid-in-capital, for a net increase of $6.126 million. The Company determined that based on the "start up" nature of its micro fuel cell operations, which continues to generate losses, and the reduced built-in gain associated with its Plug Power holdings, it was more likely than not that the ultimate recognition of deferred tax assets would not be realized.

      1. Debt
      2. As of September 30, 2002, the Company had a $10 million Credit Agreement with KeyBank, N.A. dated as of August 10, 2001 ("the $10 million Credit Agreement"). As of September 30, 2002, the Company had $1 million outstanding under this line of credit.

         

        MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

        1. Debt (Continued)

        As of September 30, 2002, the market value of Plug Power common stock fell below $7 per share to $4.79 per share, therefore no credit is currently available under this line of credit. In accordance with the $10 million Credit Agreement, the Company deposited $1 million into its debt service fund to cover the outstanding debt balance.

        1. Earnings Per Share

        The amounts used in computing earnings per share ("EPS") and the effect on income and the weighted average number of shares of potentially dilutive securities are as follows:

         

        For the three months

        ended

        For the nine months

        Ended

        (Dollars in thousands)

        Sept. 30,

        2002

        Sept. 30,

        2001

        Sept. 30,

        2002

        Sept. 30,

        2001

        (Loss) income from continuing

        operations

        $(4,542)

        $(4,654)

        $(15,754)

        $2,682

        Basic EPS:

            

        Common shares outstanding,

        beginning of period

        35,527,260

        35,484,760

        35,484,760

        35,422,335

        Weighted average common shares

        issued during the period

        -

        -

        29,582

        44,886

        Weighted average shares

        outstanding

        35,527,260

        35,484,760

        35,514,342

        35,467,221

        (Loss) income per weighted

        average share

        $ (0.13)

        $ (0.13)

        $ (0.44)

        $ 0.08

        Diluted EPS:

        Common shares outstanding,

        beginning of period

        35,527,260

        35,484,760

        35,484,760

        35,422,335

        Weighted average common shares

        issued during the period

        -

        -

        29,582

        44,886

        Weighted average number of

        options

        -

        -

        -

        1,360,341

        Weighted average number of

        warrants

        -

        -

        -

        -

        Weighted average shares

        outstanding

        35,527,260

        35,484,760

        35,514,342

        36,827,562

        (Loss) income per weighted

        average share

        $ (0.13)

        $ (0.13)

        $ (0.44)

        $ 0.07

        For the three and nine months ended September 30, 2002, options to purchase 3,399,025 shares of common stock at prices ranging from $.54 to $21.92 per share and warrants to purchase 300,000 shares of common stock at $12.56 per share were outstanding but were not included in the computations of EPS-assuming dilution because the Company incurred losses during these periods and inclusion would be anti-dilutive.

        For the three months ended September 30, 2001, options to purchase 3,182,900 shares of common stock at prices ranging from $.54 to $21.92 per share and warrants to purchase 300,000 shares of common stock at $12.56 per share were outstanding but were not included in the computations of EPS-assuming dilution because the Company incurred losses during these periods and inclusion would be antidilutive.

        MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

        1. Equity in Holdings' Losses, Net of Tax
        2. Equity in holdings' losses, net of tax, for holdings accounted for under the equity method is as follows:

           

          For the three months ended

          For the nine months ended

          (Dollars in thousands)

          Sept. 30,

          2002

          Sept. 30, 2001

          Sept. 30, 2002

          Sept. 30, 2001

          Plug Power

          $(2,327)

          $(3,452)

          $(7,807)

          $ (9,818)

          SatCona

          (327)

          (754

          )

          (1,087

          )

          (2,382

          )
           

          $(2,654)

          $(4,206)

          $(8,894)

          $(12,200)

          a

          Includes goodwill amortization as

          follows (See Note 2):

          $ -

          $ 689

          $ -

          $ 2,066

        3. Sale of Holdings
        4. The Company sold shares of the following holdings and recognized gains and proceeds as follows:

           

          For the three months ended

          For the nine months ended

          (Dollars in thousands, except shares)

          Sept. 30,

          2002

          Sept. 30, 2001

          Sept. 30,

          2002

          Sept. 30, 2001

          Plug Power

              

          Shares sold

          300,000

          -

          900,000

          1,710,000

          Proceeds

          $ 1,631

          -

          $ 7,707

          $35,717

          Gain on sales

          $ 952

          -

          $ 5,485

          $31,009

          SatCon

          Shares sold

          100,000

          500,000

          312,500

          500,000

          Proceeds

          $ 130

          $ 2,125

          $ 1,040

          $ 2,125

          (Loss) gain on sales

          $ (71)

          $(2,171)

          $ 6

          $(2,171)

          Total net gain (loss) on sales

          $ 881

          $(2,171)

          $ 5,491

          $28,838

        5. Cash Flows - Supplemental Information

        (Dollars in thousands)

        Nine months ended

        Sept. 30,

         

        2002

        2001

        Non-cash Investing and Financing Activities:

          

        Additional holdings and paid-in-capital resulting from other investors' investments in Plug Power Inc.

        $ 636

        $13,882

        Change in holdings and paid-in-capital resulting from other equity activity in SatCon Technology Corporation

        (150)

        4,099

        Additional paid-in-capital resulting from stock option exercises treated differently for financial reporting and tax purposes

         

        -

         

        169

        Contingent obligation to common stock warrant holders

        -

        1,210

        Additional investment and paid-in-capital resulting from other

        investors' capital transactions in MTI MicroFuel Cells Inc.

        (7)

        1,163

        Prepaid material in exchange for investment in subsidiary

        -

        750

        1. Segment Information

        The Company operates in two business segments, New Energy and Test and Measurement Instrumentation. The New Energy segment is currently

        MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

        1. Segment Information (Continued)

        focused on commercializing direct methanol micro fuel cells. The

        Test and Measurement Instrumentation segment develops, manufactures, markets and services sensing instruments and computer-based balancing systems for aircraft engines.

        The Company evaluates performance based on profit or loss from operations before income taxes, accounting changes, unusual items and interest income and expense. Inter-segment sales are not significant.

        Summarized financial information concerning the Company's reportable segments is shown in the following table. The "Other" column

        includes corporate related items and items like income taxes or unusual items, which are not allocated to reportable segments. The

        "Reconciling Items" column includes minority interest in consolidated subsidiary and income tax allocation to equity in holdings' losses. In addition, segments' noncash items include any depreciation and amortization in reported profit or loss. The New Energy segment figures include the Company's activities related to micro fuel cell

        operations, the Company's holdings in Plug Power, SatCon and Beacon Power and the results of the Company's equity method of accounting for certain holdings. As of July 1, 2002, SatCon holdings are accounted for based on fair value. SatCon results were accounted for on a one-quarter lag except for sale of stock which was affected as of the date of sale. The results for Plug Power and SatCon are derived from their published quarterly and annual financial statements.

        (Dollars in thousands)

        Three months ended Sept. 30, 2002

         

        New Energy

        Test and Measurement Instrumentation

        Other

        Reconciling Items

        Consolidated Totals

        Product revenue

        $ -

        $1,018

        $ -

        $ -

        $ 1,018

        Funded research and

        development revenue

        489

        -

        -

        -

        489

        Research and product

        development expenses

        1,627

        229

        -

        -

        1,856

        Selling, general and

        administrative expenses

        410

        442

        387

        -

        1,239

        Equity in holdings' losses

        (2,654)

        -

        -

        -

        (2,654)

        Impairment losses

        (945)

        -

        -

        -

        (945)

        Segment (loss) profit

        (4,185)

        (30)

        (48)

        100

        (4,163)

        Total assets

        27,066

        2,095

        7,489

        -

        36,650

        Holdings, at equity

        22,828

        -

        -

        -

        22,828

        Securities available for sale

        2,073

        -

        -

        -

        2,073

        Capital expenditures

        143

        4

        12

        -

        159

        Depreciation and amortization

        55

        36

        50

        -

        141

         

         

        MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

        1. Segment Information (Continued)

        (Dollars in thousands)

        Three months ended Sept. 30, 2001

         

        New Energy

        Test and Measurement Instrumentation

        Other

        Reconciling Items

        Consolidated Totals

        Product revenue

        $ -

        $ 1,743

        $ -

        $ -

        $ 1,743

        Funded research and

        development revenue

        -

        -

        -

        -

        -

        Research and product

        development expenses

        779

        345

        -

        -

        1,124

        Selling, general and

        administrative expenses

        1,046

        477

        78

        -

        1,601

        Equity in holdings' losses

        (5,465)

        -

        -

        1,259

        (4,206)

        Segment (loss) profit

        (9,924)

        196

        4,951

        123

        (4,654)

        Total assets

        56,305

        2,596

        12,356

        -

        71,257

        Holdings, at equity

        47,197

        -

        -

        -

        47,197

        Securities available for sale

        6,704

        -

        -

        -

        6,704

        Capital expenditures

        222

        2

        230

        -

        454

        Depreciation and amortization

        28

        42

        44

        -

        114

        (Dollars in thousands)

        Nine months ended Sept. 30, 2002

         

        New Energy

        Test and Measurement Instrumentation

        Other

        Reconciling Items

        Consolidated Totals

        Product revenue

        $ -

        $ 3,203

        $ -

        $ -

        $ 3,203

        Funded research and

        development revenue

        1,046

        -

        -

        -

        1,046

        Research and product

        development expenses

        4,239

        752

        -

        -

        4,991

        Selling, general and

        administrative expenses

        1,554

        1,361

        982

        -

        3,897

        Equity in holdings' losses

        (8,872)

        -

        -

        (22)

        (8,894)

        Impairment losses

        (8,127)

        -

        -

        -

        (8,127)

        Segment (loss) profit

        (16,520)

        (700)

        1,516

        329

        (15,375)

        Total assets

        27,066

        2,095

        7,489

        -

        36,650

        Holdings, at equity

        22,828

        -

        -

        -

        22,828

        Securities available for sale

        2,073

        -

        -

        -

        2,073

        Capital expenditures

        283

        10

        92

        -

        385

        Depreciation and amortization

        153

        108

        146

        -

        407

        (Dollars in thousands)

        Nine months ended Sept. 30, 2001

         

        New Energy

        Test and Measurement Instrumentation

        Other

        Reconciling Items

        Consolidated Totals

        Product revenue

        $ -

        $ 5,660

        $ -

        $ -

        $ 5,660

        Funded research and

        development revenue

        -

        -

        -

        -

        -

        Research and product

        development expenses

        2,221

        1,017

        -

        -

        3,238

        Selling, general and

        administrative expenses

        2,382

        1,432

        824

        -

        4,638

        Equity in holdings' losses

        (18,832)

        -

        -

        6,632

        (12,200)

        Segment profit (loss)

        7,303

        590

        (3,866)

        123

        4,150

        Total assets

        56,305

        2,596

        12,356

        -

        71,257

        Holdings, at equity

        47,197

        -

        -

        -

        47,197

        Securities available for sale

        6,704

        -

        -

        -

        6,704

        Capital expenditures

        684

        30

        570

        -

        1,284

        Depreciation and amortization

        53

        127

        1,461

        -

        1,641

         

        MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

        1. Segment Information (Continued)

        The following table presents the details of "Other" segment (loss) profit:

        Three months ended

        Nine months ended

        (Dollars in thousands)

        Sept. 30,

        2002

        Sept. 30,

        2001

        Sept. 30,

        2002

        Sept. 30,

        2001

        Corporate and Other Income (Expenses):

        Depreciation and amortization

        $ (50)

        $ (44)

        $ (146)

        $(1,461)

        Interest expense

        (12)

        (192)

        (36)

        (1,253)

        Interest income

        25

        214

        75

        346

        Income from discontinued operations,

            

        net of tax

        379

        -

        379

        -

        Change in accounting principle,

        net of tax

        -

        1,468

        -

        1,468

        Income tax benefit (expense)

        163

        3,176

        2,002

        (1,874)

        Other (expense) income, net

        (553)

        329

        (758)

        (1,092)

        Total (expense) income

        $ (48)

        $4,951

        $ 1,516

        $(3,866)

        1. Related Party Transactions
        2. During the nine months ended September 30, 2002, First Albany Companies Inc. ("FAC") sold 662,705 shares of the Company's common stock in the public markets. FAC now owns 11,091,040 shares, approximately 31.22% of the Company's common stock.

          In July 2001, MTI MicroFuel Cells Inc. ("MTI Micro"), a subsidiary of the Company, entered into a Joint Venture Agreement with E.I. DuPont de Nemours and Company ("Dupont"), a minority shareholder in MTI Micro, to undertake a research and development program funded by the Advanced Technology Program of the National Institute of Standards and Technology ("NIST"). As the program administrator, MTI Micro submits all bills from Dupont to NIST for payment.

          In connection with NIST billings, as of September 30, 2002, the Company has a liability to Dupont for approximately $220 thousand. This liability is included in the financial statement line "Accrued liabilities - related parties."

          1. Subsequent Events

          Sales of Holdings

          From October 1 through November 12, 2002, the Company sold Plug Power and SatCon common stock as follows:

          (Dollars in thousands)

          Company

           

          Number of

          Shares Sold

          Net Proceeds

          from Sales

          Plug Power

          203,000

          $1,002

          SatCon

          213,900

          262

            

          $1,264

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

          1. Subsequent Events (Continued)

          NYSERDA Award

          On April 25, 2002, the Company announced that its subsidiary, MTI Micro, received an award of $500,000 from the New York State Energy Research and Development Authority (NYSERDA). The award, matched by a similar commitment from MTI Micro, will help fund a year-long research program to advance the development and commercialization of direct methanol micro fuel cell technology.

          The NYSERDA award will also augment and support a $9.3 million research and development program that is a joint effort of MTI Micro and DuPont. In August 2001, the two companies received an award of $4.6 million for the program from the Advanced Technology Program (ATP) of NIST.

          New Chairman and Chief Executive Officer

          On October 22, 2002, the Company announced that Dale W. Church was named Chairman and Chief Executive Officer of the Company, succeeding George C. McNamee who resigned his chairmanship and board seat. Further, William P. Acker will no longer serve as President of the Company in order to devote his time entirely as CEO and President of MTI Micro, the rapidly growing micro fuel cell subsidiary.

          U.S. Air Force Contract

          On October 31, 2002, MTI Instruments, a subsidiary of the Company, announced the award of a multi-year U.S. Air Force requirements contract to provide up to 53 PBS-4100 systems, 12 upgrade kits and 42 amplifiers. As part of the contract fulfillment to date, MTI Instruments has received orders for 14 PBS-4100 systems and related accessories totaling $800,000.

           

          Beacon Power Dividend Distribution

          On September 25, 2002, Beacon Power Corporation declared a dividend distribution of one Preferred Share Purchase Right on each outstanding share of Beacon common stock. Each Right will entitle shareholders to buy one one-hundredth of a share of a new series of preferred stock at an exercise price of $22.50.

          The Rights will be exercisable only if a person or group acquires 15% (30% in the case of Perseus Capital, L.L.C.) or more of Beacon's common stock or announces a tender offer the consummation of which would result in ownership by a person or group of 15% or more of the common stock.

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

          1. Subsequent Events (Continued)

          When the Rights first become exercisable, the Company will be entitled to buy from Beacon Power one one-hundredth of a share of a new series of Series A Junior Participating Preferred Stock at a purchase price of $22.50 or, at the option of the holder, a number of shares of Beacon common stock having an aggregate market value equal to twice the exercise price. If Beacon Power is involved in a merger or other business combination, or sells 50% or more of its assets or earning power, at any time after the Rights become exercisable, the Rights will be modified so as to entitle a holder to buy a number of shares of common stock or the acquiring company having a market value of twice the exercise price of each Right.Until ten days after the acquisition by a person or group of beneficial ownership of 15% (30% for Perseus) or more of Beacon Power's common stock, the Rights are redeemable for $0.01 per Right at the option of Beacon Power's Board of Directors.The dividend distribution of the Rights was scheduled for October 7, 2002, payable to shareholders of record on that date. The Rights will expire approximately ten years later on September 30, 2012. The Rights distribution is not taxable to shareholders.

          Based on the description of the transaction above, the Company will receive Rights to purchase the equivalent of 44,108 shares of Series A Junior Participating Preferred Stock at $22.50 per share.

          1. Effect of Recent Accounting Pronouncements

          In August 2001, the FASB issued SFAS No. 143, "Accounting for Asset Retirement Obligations." SFAS No. 143 requires the fair Effect of Recent Accounting Pronouncements value of a liability for an asset retirement obligation to be recognized in the period in which it is incurred if a reasonable estimate of fair value can be made. The associated asset retirement costs are capitalized as part of the carrying amount of the long-lived asset. SFAS No. 143 is effective for fiscal years beginning after June 15, 2002. The Company does not believe the adoption of this Statement will have a material impact on its financial statements.

          On July 30, 2002, the FASB issued SFAS No. 146, "Accounting for Costs Associated with Exit or Disposal Activities." This Statement requires companies to recognize costs associated with exit or disposal activities when they are incurred rather than at the date of a commitment to an exit or disposal plan. The provisions of this Statement are effective for exist or disposal activities that are initiated after December 31, 2002, with early application encouraged.

          The Company is in the process of reviewing the provisions of the new standard to determine its potential impact.

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

          1. Contingencies

          Our equity holdings and securities available for sale may constitute investment securities under the Investment Company Act. In general, a company may be deemed to be an investment company if it owns investment securities with a value exceeding 40% of its total assets, subject to certain exclusions and exemptions. Investment companies

          are subject to registration under, and compliance with, the Investment Company Act unless a particular exemption or safe harbor provision applies. If we were to be deemed an investment company, we would become subject to the requirements of the Investment Company Act. As a consequence, we would be prohibited from engaging in certain businesses or issuing certain securities, certain of our contracts might be voidable, and we might be subject to civil and criminal penalties for noncompliance.

          Until fiscal 2001, the Company qualified for a safe harbor exemption under the Investment Company Act based upon the level of ownership of shares of Plug Power and influence over its management or policies.

          However, since we sold some of our shares of Plug Power during fiscal 2001, this safe harbor exemption is no longer available.

          On December 3, 2001, we made an application to the Securities and Exchange Commission ("SEC") requesting that they either declare that we are not an investment company because we are primarily engaged in

          another business or exempt us from the provisions of the Investment Company Act for a period of time. This application is pending. If

          our application is not granted, we will have to find another safe harbor or exemption that we can qualify for or become an investment company subject to the regulations of the Investment Company Act.

          If we were deemed to be an investment company and could not find another safe harbor or exemption and failed to register as an investment company, the SEC could require us to sell our interests in

          Plug Power, SatCon and Beacon, until the value of our holdings is

          reduced below 40% of total assets. This could result in sales of our

          holdings in quantities of shares at depressed prices and we may never realize anticipated benefits from, or may incur losses on, these sales.

          Further, we may be unable to sell some holdings due to contractual or legal restrictions or the inability to locate a suitable buyer. Moreover, we may incur tax liabilities when selling assets.

          On September 9, 1998, Barbara Lawrence, the Lawrence Group, Inc.

          ("Lawrence"), and certain other Lawrence-related entities ("Plaintiffs") filed suit in the United States Bankruptcy Court for the Northern District of New York against First Albany Corporation, Mechanical Technology, Dale Church, Edward Dohring, Alan Goldberg,

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

          1. Contingencies (Continued)

          George McNamee, Beno Sternlicht, Marty Mastroianni (former President and Chief Operating Officer of the Company), and 33 other individuals ("Defendants") who purchased a total of 820,909 shares of the Company's stock from the Plaintiffs. The case concerns the Defendants' 1997 purchase of Mechanical Technology shares from the Plaintiffs at the price of $2.25 per share. FAC acted as Placement

          Agent for the Defendants in the negotiation and sale of the shares and in proceedings before the Bankruptcy Court for the Northern District of New York, which approved the sale in September 1997. Plaintiffs claim that the Defendants failed to disclose material inside information concerning Plug Power, LLC to the Plaintiffs and therefore the $2.25 per share purchase price was unfair. Plaintiffs are seeking damages of $5 million plus punitive damages and costs. In April 1999, Defendants filed a motion to dismiss the amended complaint, which was denied by the Bankruptcy Court. On appeal in October 2000, Plaintiffs' cause of action was dismissed by the United States District Court for the Northern District of New York. In November 2000, Plaintiffs filed an appeal of that dismissal with the United States Court of Appeals for the Second Circuit. In June 2002, the Second Circuit Court of Appeals reversed the District Court decision and remanded the case for further consideration. A motion to reconsider the decision of the Court of Appeals has been filed and is pending. The Company believes the claims have no merit and

          intends to defend them vigorously. The Company cannot predict the

          outcome of the claims nor reasonably estimate a range of possible loss given the current status of the litigation.

           

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          The following is management's discussion and analysis of certain significant factors, which have affected the Company's earnings during the periods included in the accompanying, consolidated statements of income.

          The Company is primarily engaged in the development of direct methanol micro fuel cells through its subsidiary MTI MicroFuel Cells, Inc. ("MTI Micro")and in the design and manufacturing of precision instrumentation through its subsidiary MTI Instruments, Inc. ("MTI Instruments"). Mechanical Technology also co-founded and retains a significant interest in Plug Power Inc. (NASDAQ: PLUG), a leading manufacturer of fuel cells. Mechanical Technology also has an interest in SatCon Technology Corporation (NASDAQ: SATC), which develops power electronics and energy management products, and Beacon Power Corporation (NASDAQ: BCON), which develops flywheel energy storage systems.

          MTI Micro is developing direct methanol fuel cells with the goal of commercialization in 2004. MTI Micro has a strategic partnership with DuPont, significant intellectual property in the micro fuel cell industry, an experienced leadership team comprised of seasoned business executives and successful entrepreneurs, and an industry leading team of researchers and scientists.

          MTI Instruments specializes in the design, manufacture and service of non-contact precision test and measurement equipment. MTI Instruments' three product groups provide a range of instrumentation devices for science, engineering and manufacturing: semiconductor systems, jet engine balancing systems and non-contact sensing instruments. Most recently, MTI Instruments has focused development efforts on measurement systems primarily for the semiconductor industry and is working on advancing wafer metrology systems to develop more multi-purpose devices. MTI Instruments' largest customers include industry leaders in the computer, electronic, semiconductor, automotive, aerospace, aircraft and bioengineering fields.

          From inception through September 30, 2002, the Company has incurred net losses of $70.3 million and expects to incur losses as it continues micro fuel cell product development and commercialization programs. The Company expects that losses will fluctuate from quarter to quarter and that such fluctuations may be substantial as a result of, among other factors, the number of prototypes produced, gains on sales of holdings and the operating results of MTI Instruments.

           

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          Critical Accounting Policies and Estimates

          The Company's discussion and analysis of its financial condition and results of operations are based upon the Company's consolidated financial statements, which have been prepared in accordance with accounting principles generally accepted in the United States of

          America. The preparation of these financial statements requires the Company to make estimates and judgments that affect the reported amounts of assets,

          liabilities, revenues and expenses, and related disclosure of assets and liabilities. On an on-going basis, the Company evaluates its estimates, including those related to revenue recognition, inventories, holdings and income taxes. The Company bases its estimates on historical experience and on various other assumptions that are believed to be reasonable under the circumstances, the results of which form the basis for making judgments about the carrying values of assets and liabilities that are not readily apparent from other sources. Actual results may differ from these estimates under different assumptions or

          conditions.

          The Company believes the following critical accounting policies affect its more significant judgments and estimates used in the preparation of its consolidated financial statements.

          Revenue Recognition. The Company recognizes revenue from product sales in accordance with Staff Accounting Bulletin (SAB) No. 101, "Revenue Recognition." Product revenue is recognized when there is persuasive evidence of an arrangement, the fee is fixed or determinable, delivery of the product to the customer has occurred and we have determined that collection of the fee is probable. Title to the product generally passes upon shipment of the product, as the products are shipped FOB shipping point. We provide for a warranty reserve at the time the product revenue is recognized.  We perform funded research and development and product development for government agencies under cost reimbursement contracts. Cost reimbursement contracts provide for the reimbursement of allowable costs. Revenue from reimbursement contracts is recognized as services are performed. In these contracts, we receive periodic progress payments and retain the rights to the intellectual property developed in gove rnment contracts. All payments made to the Company for work performed on contracts with agencies of the U.S. government are subject to audit and adjustment by the Department of Commerce. Adjustments are recognized in the period made. Any losses incurred in performing funded research and development projects are recognized as funded research and development expenses as incurred.

           

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          Critical Accounting Policies and Estimates (Continued)

          Inventory. The Company writes down its inventory for estimated obsolescence or

          unmarketable inventory equal to the difference between the cost of inventory and the estimated market value based upon assumptions about future demand and market conditions. If actual market conditions are less favorable than those projected by management, additional inventory write-downs may be required.

          Holdings. The Company holds minority interests in companies having operations or technology in areas within its strategic focus, all of which are publicly traded and have highly volatile share prices. The Company records a holding impairment charge when it believes a holding has experienced a decline in value that is other than temporary. Future adverse changes in market conditions or poor operating results of underlying holdings could result in significant losses and an inability to recover the carrying value of the holdings, thereby possibly requiring an impairment charge in the future.

          Income Taxes. As part of the process of preparing our consolidated financial statements, we are required to estimate our income taxes in each of the jurisdictions in which we operate. This process involves the estimation of our actual current tax exposure together with assessing temporary differences resulting from differing treatment of items for tax and accounting purposes. Included in this assessment is the determination of net operating loss carryforwards. These differences result in a net deferred tax asset. We must assess the likelihood that our deferred tax assets will be recovered from future taxable income and, to the extent that we believe that recovery is not likely, we must establish a valuation allowance.

          Significant management judgment is required in determining our provision for income taxes, our deferred tax assets and liabilities and any valuation allowance recorded against our net deferred tax assets. We recorded a valuation allowance due to uncertainties related to our ability to utilize certain net deferred tax assets, primarily consisting of built-in-losses on holdings and net operating losses and credits which may be carried forward, before they expire. In the event that actual results differ from these estimates or we adjust these estimates in future periods, we may need to adjust the recorded valuation allowance, which could materially impact our financial position and results of operations. The Company has recorded a full valuation allowance against its deferred tax assets of $7.270 million as of September 30, 2002, due to uncertainties related to its ability to utilize these assets. The valuation allowance is based on estimates of taxable income and the period over which its deferred asset s will be recoverable.

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          Results of Operations

          Change in Accounting for SatCon Technology Holding.

          The Company's holdings in SatCon were accounted for on a one-quarter lag under the equity method of accounting from January 1, 2002 through July 1, 2002. On July 1, 2002, the Company determined that it no longer has the ability to exercise significant influence over the operating and financial policies of SatCon as a result of waiving the Company's right to nominate and recommend directors to SatCon's board and our reduction of ownership in SatCon and, therefore, has accounted for its investment in SatCon since July 1, 2002 using the fair value method as set forth in SFAS No. 115, "Accounting for Certain Debt and Equity Securities." The Company is no longer required to record its share of any losses from SatCon and the investment is carried at fair value and designated as available for sale and any unrealized holding gains or losses are to be included in stockholders' equity as a component of accumulated other comprehensive income (loss).

          Change in Year-End. On February 13, 2002, the Company changed its fiscal year-end from September 30 to December 31, effective with the calendar year beginning January 1, 2002. A three-month transition period from October 1, 2001 through December 31, 2001 (the "Transition Period") precedes the start of the 2002 fiscal year. "2001" refers to fiscal periods in the year ended September 30, 2001 and the Transition Period refers to the three months ended December 31, 2001. This new fiscal year makes the Company's annual and quarterly reporting periods consistent with those used by Plug Power Inc. and permits the Company to continue to account for its holdings in Plug Power on a timely basis.

          Product Revenue.

          Product revenue at MTI Instruments for the three months ended September 30, 2002 totaled $1.018 million compared to $1.743 million for the same period in the prior year, a decrease of $.725 million, or 41.6%. This decrease is primarily the result of decreased sales to OEM and PBS customers of $.606 and $.137 million, respectively, partially offset by other product line increases of $.018 million. The OEM reduction reflects the downturn in the OEM markets served by MTI Instruments.

          Sales for the first nine months of 2002 versus the same period in 2001 have decreased by $2.457 million to $3.203 million in 2002 from $5.660 million in 2001, a 43.4% decrease. The nine month decrease is the result of decreased sales to OEM customers of $2.427 million, semiconductor customers of $.097 million and other net decreases in other product lines of $.042 million offset by increases to Fotonic Sensor customers of $.109 million.

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          Results of Operations (Continued)

          Funded Research and Development Revenue. Funded research and development revenue was $.489 million for the three months ended September 30, 2002. Funded research and development revenue for the first nine months of 2002 totaled $1.046 million. These amounts

          reflect billings and amounts to be billed under government contracts for the research and development of micro fuel cells for use in portable electronics.

          Cost of Product Revenue.

          Cost of product revenue for the three months ended September 30, 2002 decreased by $.210 million or 31.7% from $.663 million for the same period in the prior year to $.453 million. The decrease was primarily due to decreased sales. Gross profit from product revenue decreased to 55.5% of product revenue for the three months ended September 30, 2002 from 62% of product revenue for the same period in the prior year.

          Gross profits decreased for the three months ended September 30, 2002 due to higher overhead absorption resulting from decreased sales levels in 2002.

          Gross profit from product revenue decreased by 10.2% to 46.8% from 57.0% for the first nine months of 2002 versus the same period in 2001. The nine month change is the result of higher overhead absorption resulting from decreased sales levels.

          Funded Research and Product Development Expenses.

          Funded research and product development expenses were $.761 million for the three months ended September 30, 2002. Funded research and development expenses for the first nine months of 2002 totaled $1.778 million. The costs are attributable to funded research and product development expenses from government programs.

          Unfunded Research and Product Development Expenses.

          Unfunded research and product development expenses decreased by $.029 million or 2.6% to

          $1.095 million for the three months ended September 30, 2002 from $1.124 million for the same period in the prior year. This decrease reflects a $.116 million reduction in product development costs at MTI Instruments due to reduced spending on development projects reaching the product introduction phase and a $.087 million increase for MTI Micro.

          Unfunded research and development expenses for the first nine months of 2002 versus the same period in 2001 has remained stable at $3.213 million in 2002 and $3.238 million in 2001.

          Selling, General and Administrative Expenses.

          Selling, general and administrative expenses decreased $.362 million to $1.239 million for the three months ended September 30, 2002 as compared to $1.601

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          Results of Operations (Continued)

          million for the same period in the prior year, a 22.6% decrease.

          Selling, general and administrative expenses for the first nine months of 2002 totaled $3.897 million representing a 16% decrease from $4.638 million during the same period in 2001. This decrease is primarily the result of reduced expense for incentive compensation, since future incentives are expected to be in the form of stock options.

          Operating Loss. Operating loss increased $.396 million to an operating loss of $2.041 million for the three months ended

          September 30, 2002 as compared to $1.645 million for the same period in the prior year, a 24.1% increase. This loss increase results primarily from decreases in gross profits at MTI Instruments.

          The first nine months of 2002 resulted in an operating loss of $6.342 million, an increase of $1.691 million over the $4.651 million operating loss for the same period in 2001. This loss increase results primarily from decreases in gross profits at MTI Instruments.

          Derivative (Losses) Gains. The Company recorded gains of $0 million and $.922 million on derivative accounting for Company's own stock for the three months ended September 30, 2002 and 2001, respectively. The Company also recorded net losses of $.005 million and $.459 million on derivative accounting for the three months ended September 30, 2002 and 2001, respectively. Changes in derivative fair values, calculated using the Black-Scholes pricing model, are recorded on a quarterly basis.

          The first nine months of 2002 and 2001 included gains on derivative accounting for Company's own stock of $0 million and $.922 million, respectively, and net losses on derivative accounting of $.183 million and $.537 million, respectively.

          Gain (Loss) on Sale of Holdings. Results for the three months ended September 30, 2002 include a $.881 million gain on the sale of holdings compared to the same period in the prior year which included a $2.171 million loss.

          The first nine months of 2002 includes a $5.491 million gain on the sale of holdings compared to the same period in the prior year which included a gain of $28.838 million.

          Impairment Losses. For the three months ended September 30, 2002, the Company recorded a $.945 million charge for impairment losses for other than temporary decline in the value of certain available-for-sale securities ($.888 million) and equity method investments ($.057 million). For the nine months ended September 30, 2002, impairment

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          Results of Operations (Continued)

          charges totaled $8.127 million, $2.475 million related to equity method investments and $5.652 million for availability-for-sale securities.

          Interest Expense. Results during the three and nine months ended September 30, 2002 were affected by interest expense of $.012 million and $.036 million, respectively, compared to $.192 million and $1.253

          million, respectively, for the same periods in the prior year. The decrease in expense results from decreases in the amount of debt outstanding and prime interest rate.

          Equity in Holdings' Losses, Net of Tax. In the three and nine months ended September 30, 2002, the Company recorded a $2.654 million and

          $8.894 million loss, net of tax, respectively, from the recognition of the Company's proportionate share of losses in equity holdings compared to $4.206 million and $12.200 million, respectively, net of tax, for the comparable periods in the prior year.

          Equity in holdings' losses results from the Company's minority ownership in certain companies, which are accounted for under the equity method of accounting. Under the equity method of accounting,

          the Company's proportionate share of each company's operating losses and amortization of the Company's net excess investment over its equity in each company's net assets is included in equity in

          holdings' losses. As a result of adopting SFAS No. 142, "Goodwill and Other Intangible Assets," effective January 1, 2002, the Company no longer amortized the goodwill associated with its equity holdings in SatCon. Equity in holdings' losses for the three and nine months ended September 30, 2002 and 2001 includes the results from the Company's minority ownership in Plug Power and SatCon. Effective July 1, 2002, the Company accounts for its investment in SatCon using the fair value method as set forth in SFAS No. 115, "Accounting for Certain Debt and Equity Securities." The Company is no longer required to record its share of any losses from SatCon and the investment is carried at fair value and designated as available for sale, and any unrealized holding gains and losses are to be included in stockholders' equity as a component of accumulated other comprehensive income (loss). The Company expects Plug Power to continue to invest in development of their products and services, and to recognize operating losses, which will result in future charges recorded by the Company to reflect its proportionate share of such losses.

          Equity in holdings' losses includes a loss, before taxes, from Plug Power of $2.327 million and $7.762 million, respectively, for the three and nine months ended September 30, 2002 compared to $4.477 million and $15.119 million, respectively, for the three and nine

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          Results of Operations (Continued)

          months ended September 30, 2001. The decrease is a combination of Plug Power's reduction in net losses for 2002 compared to 2001 combined with the Company's decrease in ownership of Plug Power since 2001. Equity in holdings' losses, before taxes, for the three and nine months ended September 30, 2002 also includes our proportionate

          share of losses from SatCon of $.327 million and $1.110 million, respectively, compared to $.302 million and $1.647 million, respectively, for the three and nine months ended September 30, 2001;

          and embedded difference (the difference between the carrying value of the Company's holdings and its interest in the underlying equity) amortization of $0 and $0, respectively, for the three and nine months ended September 30, 2002 compared to $.689 million and $2.066 million, respectively, for the three and nine months ended September 30, 2001. SatCon was accounted for on a one-quarter lag until the accounting was changed to fair value from the equity method on July 1, 2002 and includes results of SatCon through June 29, 2002.

          Cumulative Effect of Change in Accounting Principle. On June 30, 2001, the Company began accounting for warrants to purchase the Company's common stock designated as a liability in accordance with EITF 00-19, "Accounting for Derivative Financial Instruments Indexed to, and Potentially Settled in, a Company's Own Stock," and, therefore, recorded a cumulative unrealized gain, net of tax, of $1.468 million.

          Income Tax (Benefit) Expense. The tax rates for the three and nine months ended September 30, 2002 are (3.68)% and (11.31)% compared to the rates for the three and nine months ended September 30, 2001 of (39.94)% and 41.65%. These tax rates are primarily due to losses generated by operations, offset by a full valuation reserve recorded against net deferred tax assets as of September 30, 2002. The valuation allowance at September 30, 2002 is $7.270 million and at September 30, 2001 was $1.144 million. During the quarter ended

          September 30, 2002, the valuation allowance was increased through the statement of operations by $2.459 million and decreased by $.015 million through paid-in-capital, for a net increase of $2.444 million. Year to date in 2002, the valuation allowance was increased through the statement of operations by $6.280 million and decreased by $.154 million through paid-in-capital, for a net increase of $6.126 million. The Company determined that based on the "start up" nature of its micro fuel cell operations, which continues to generate losses, and the reduced built-in gain associated with its Plug Power holdings, it was more likely than not that the ultimate recognition of deferred tax assets would not be realized.

          Further, as a result of ownership changes in 1996, the availability of net operating loss carryforwards to offset future taxable income will be limited pursuant to the Internal Revenue Code.

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          Financial Condition

          Inventory and accounts receivable (from product revenue) turnover ratios and their changes for the nine months ended September 30 are as

          follows:

           

          2002

          2001

          Change

          Inventory

          0.85

          1.41

          (0.56)

          Accounts receivable (for product revenues)

          5.88

          5.10

          .78

          The change in the inventory turnover ratio is the result of sales reduction and inventory levels for new semi-conductor products.

          The change in the accounts receivable turnover ratio is the result of the timing of sales.

          Inventories at September 30, 2002 of $1.360 million reflect inventory levels for MTI Instruments required to support expected sales levels in 2002.

          Working capital of $8.813 million at September 30, 2002 reflects a $3.096 million decrease from $11.909 million at December 31, 2001. This decrease reflects $6.905 million net cash used in operating

          activities offset by $8.747 million in proceeds from sale of holdings, a $4.984 million decrease in fair value of Beacon Power holdings and a $2.315 million decrease in deferred income tax assets.

          At September 30, 2002, cash and cash equivalents were $4.652 million versus $4.127 million at December 31, 2001. Net cash used by operating activities for the nine months ended September 30, 2002 amounted to $6.905 million, as compared to $5.362 million in the prior year. Accounts receivable increased due to the timing of sales during the quarter. Accounts receivable totaled $1.003 million as of September 30, 2002 as compared to $.902 million as of December 31, 2001, or an 11.2% increase.

          As of September 30, 2002, the Company had a $10 million Credit Agreement with KeyBank, N.A. dated as of August 10, 2001 ("the $10 million Credit Agreement"). As of September 30, 2002, the Company had $1 million outstanding under this line of credit. If the market value of Plug Power common stock falls below $8 per share the facility is reduced to $5 million and if the value falls below $7 per share the facility is reduced to zero.

          As of September 30, 2002, the market value of Plug Power common stock was $4.79 per share, therefore no credit is currently available under this line of credit. In accordance with the $10 million Credit Agreement, the Company deposited $1 million into its debt service fund to cover the outstanding debt balance.

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          Financial Condition (Continued)

          The $10 million Credit Agreement requires the Company to meet certain covenants, including maintenance of a debt service reserve account

          (equal to 3 months of interest payments on outstanding debt), minimum

          Plug Power share price and pledge additional collateral and maintain

          an additional collateral value, if required, based on the Plug Power share price falling below $10 per share. Additional collateral

          consisting of 500,000 shares of SatCon common stock was pledged in August 2001, when the market value of Plug Power common stock fell

          below $10 per share. The Company was in compliance with these covenants as of September 30, 2002.

          Capital spending during the first nine months of fiscal 2002 was $.385 million, a decrease from the comparable period in 2001 where capital spending totaled $1.284 million. Capital spending during fiscal 2002 included furniture, computers, software and laboratory equipment. Total additional capital spending during fiscal 2002 is

          expected to be approximately $.206 million for computers, furniture, facilities fit-up, laboratory and manufacturing equipment.

          The Company leases equipment, office and laboratory space under operating leases. Future minimum rental payments, as of September 30, 2002, under the operating leases with non-cancelable terms are as follows:

          (Dollars in

          Year Ending December 31, thousands)

          2002

          $ 114

          2003

          457

          2004

          451

          2005

          463

          2006

          389

          Thereafter

          921

          Total operating lease commitments

          $2,795

          The Company anticipates, barring unforeseen circumstances, that it will be able to meet the liquidity needs of its operations for the

          next year from current cash resources, government contract revenues, equity financings and sale of assets. However, there can be no assurance as to the future stock prices or performance of Plug Power, SatCon or Beacon, or that the Company will not require additional financing within this time frame or that any additional financing will be available to the Company on terms acceptable to the Company, if at all.

          On December 17, 2001 the Company entered into a plan under

          Rule 10b5-1 (the "Plan") pursuant to which the Company will sell shares of Plug Power. The Plan provides for the sale of, and the Company intends to sell, up to 1.2 million shares of Plug Power

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          Financial Condition (Continued)

          during calendar 2002 and up to 2 million shares of Plug Power during calendar 2003. As of September 30, 2002, 900,000 shares of Plug Power have been sold pursuant to the Plan. Under the terms of the Plan, the Company may terminate the Plan at any time.

          On April 25, 2002, the Company announced that its subsidiary, MTI Micro, received an award of $500,000 from the New York State Energy Research and Development Authority (NYSERDA). The award, matched by a similar commitment from MTI Micro, will help fund a yearlong research

          program to advance the development and commercialization of direct

          methanol micro fuel cell technology.

          The NYSERDA award will augment and support the $9.3 million research and development program that is a joint effort of MTI Micro and DuPont. The Company's share of the Advanced Technology Program

          ("ATP") awarded by the National Institute of Standards and Technology ("NIST") is $3.3 million. The Company began incurring costs under this program during December 2001. The award is to carry out a three-year, $9.3 million cost-shared program to research and develop a micro fuel cell for use in portable electronics.

          Proceeds from the sale of assets are subject to fluctuations in the market value of Plug Power, SatCon and Beacon as well as securities laws and other agreements detailed below.

          From October 1 through November 12, 2002, the Company sold Plug Power and SatCon common stock as follows:

          (Dollars in thousands)

          Company

          Number of

          Shares Sold

          Net Proceeds

          from Sales

          Plug Power

          203,000

          $1,002

          SatCon

          213,900

          262

            

          $1,264

          The future sale of holdings in Plug Power, SatCon and Beacon Power will generate taxable income or loss which is different from book income or loss due to the tax bases in these assets being significantly different from their book bases and the available

          net federal operating loss carryforwards available to offset income.

          Book and tax bases as of September 30, 2002 are as follows:

           

          Holdings

          Shares Held

          Average

          Book Basis

          Average

          Tax Basis

          Plug Power

          11,094,315

          $2.06

          $0.96

          SatCon

          987,500

          1.34

          7.06

          Beacon Power

          4,410,797

          .17

          2.06

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          Financial Condition (Continued)

          As of September 30, 2002, the Company has holdings in Plug Power, SatCon and Beacon Power securities. Plug Power and SatCon are currently traded on the Nasdaq National Market (NASDAQ: PLUG and SATC) and Beacon Power is traded on the Nasdaq Small Cap Market (NASDAQ: BCON). These securities are therefore subject to market conditions. When acquired, each of these securities was unregistered.

          On June 11, 2002, Beacon Power was delisted from the Nasdaq National Market System ("NMS") because it was consistently trading at less than $1.00 per share.

          On July 18, 2002, Beacon announced it had received approval from the Nasdaq Small Cap Market for the quotation of its shares. Beacon may become eligible to request a transfer back to the NMS if by March 10, 2003 it meets the closing bid price test by maintaining a $1 closing bid price for 30 consecutive trading days, and has maintained compliance with all other continued listing requirements on that market. If it does not achieve these tests, then

          thereafter, it may be listed on the NMS only if it meets all the normal criteria for initial inclusion in the NMS. Beacon can continue the quotation of its shares on the Small Cap Market until March 10, 2003. If it fails to meet the closing bid price test of $1.00 per share for at least ten consecutive trading days by March 10, 2003, then Beacon will no longer qualify to be quoted on the Small Cap Market, and would need to apply to be quoted on the Over the Counter Bulletin Board.

          In February 2000, SatCon registered the securities acquired by the Company on a Form S-3. The stock in Plug Power and Beacon Power are

          considered "restricted securities" as defined in Rule 144 and may be sold in the future without registration under the Securities Act

          subject to compliance with the provisions of Rule 144. Generally,

          restricted securities that have been owned for a period of at least one year may be sold immediately after an IPO, subject to the volume limitations of Rule 144. However, because of our ownership position and our appointment of directors to both Plug Power's and Beacon Power's Board of Directors, we are considered an "affiliate" of those

          companies and therefore are subject to the volume limitation of Rule 144, even if we have held the securities for two years or more.

          The Rule 144 limitations, as currently in effect, limit our sales of either Plug Power or Beacon Power stock within any three-month period

          to a number of shares that does not exceed the greater of 1% of the

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

          Financial Condition (Continued)

          then outstanding shares of common stock of the company, or the average weekly trading volume of the common stock during the four calendar weeks preceding the date on which notice of such sale is filed, subject to certain restrictions.

          As disclosed in Plug Power's Form 10-Q filed for the period ended September 30, 2002, Plug Power's cash requirements depend on numerous factors, including completion of its product development activities, ability to commercialize its fuel cell systems, market acceptance of its systems and other factors. Plug Power expects to devote

          substantial capital resources to continue its development programs directed at commercializing its fuel cell systems for worldwide use, hire and train its production staff, develop and expand its manufacturing capacity and production activities and expand its

          research and development activities. Plug Power expects to pursue the expansion of its operations through internal growth and strategic

          acquisitions and expects that such activities will be funded from existing cash and cash equivalents, issuance of additional equity or debt securities or additional borrowings subject to market and other conditions. The failure to raise the funds necessary to finance its

          future cash requirements or consummate future acquisitions could adversely affect its ability to pursue its strategy and could negatively affect its operations in future periods. Plug Power

          anticipates incurring substantial additional losses over at least the next several years and believes that its current cash, cash

          equivalents and marketable securities balances will provide sufficient capital to fund operations for at least the next twelve months.

          Plug Power has financed its operations through September 30, 2002, primarily from the sale of equity, which has provided cash in the

          amount of $292.8 million. As of September 30, 2002, Plug Power had unrestricted cash and cash equivalents and marketable securities totaling $66.0 million and working capital of $66.4 million. As a result of Plug Power's purchase of real estate in 1999, it has escrowed an additional $5.3 million in restricted cash to collateralize the debt assumed on the purchase. Since inception, net cash used in operating activities has been $179.6 million and cash used in investing activities has been $66.6 million, including our investments in marketable securities in the amount of $25.8 million.

          Market Risk

          Market risk represents the risk of changes in value of a financial instrument caused by fluctuations in interest rates and equity prices.

           

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          Market Risk (Continued)

          At September 30, 2002, the Company had variable rate debt totaling $1 million. Interest rate changes generally do not affect the fair

          market value of the debt but do impact future earnings and cash

          flows. The earnings and cash flow impact for the next year resulting from a one-percentage point increase in interest rates would be approximately $10 thousand, holding other variables (debt level) constant.

          The Company has performed a sensitivity analysis on its holdings of Plug Power, SatCon and Beacon Power common stock and its derivative financial instruments (warrants to purchase SatCon common stock).

          The sensitivity analysis presents the hypothetical change in fair value of our holdings held by the Company at September 30, 2002, which are sensitive to changes in interest rates. Market risk is estimated as the potential change in fair value resulting from an immediate hypothetical one-percentage point parallel shift in the yield curve. The fair values of the Company's holdings in marketable securities have been based on quoted market prices and its derivative financial instruments based on estimates using valuation techniques.

          The Company's holdings in Plug Power and SatCon (through July 1, 2002) are accounted for on the equity method, holdings in SatCon (effective July 1, 2002) and Beacon Power are accounted for at fair value, and derivative financial instruments are accounted for at estimated values. The fair market and estimated values, at September

          30, 2002, of the Company's holdings in these companies and

          derivatives and the calculated impact of a market price decrease of ten percent, is as follows:

          (Dollars

          in millions)

          Holdings/Derivatives

          Estimated Fair

          Market Value

          10% Market

          Decrease

          Plug Power

          $53.142

          $5.314

          SatCon

          1.323

          .132

          Beacon Power

          .750

          .075

          Derivatives

          .011

          .001

          New Accounting Pronouncements

          In August 2001, the FASB issued SFAS No. 143, "Accounting for Asset Retirement Obligations." SFAS No. 143 requires the fair value of a liability for an asset retirement obligation to be recognized in the period in which it is incurred if a reasonable estimate of fair value can be made. The associated asset retirement costs are capitalized as part of the carrying amount of the long-lived asset. SFAS No. 143 is effective for fiscal years beginning after June 15, 2002. The

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          New Accounting Pronouncements (Continued)

          Company does not believe the adoption of this Statement will have a material impact on its financial statements.

          On July 30, 2002, the FASB issued SFAS No. 146, "Accounting for Costs Associated with Exit or Disposal Activities." This Statement requires companies to recognize costs associated with exit or disposal activities when they are incurred rather than at the date of a commitment to an exit or disposal plan. The provisions of this Statement are effective for exist or disposal activities that are initiated after December 31, 2002, with early application encouraged.

          The Company is in the process of reviewing the provisions of the new standard to determine its potential impact.

          Statement Concerning Forward Looking Statements

          This Form 10-Q contains and incorporates forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities and Exchange Act of 1934. You can identify forward-looking statements through our use of the words

          "expect," "anticipate," "believe," "should," "could," "may," "will," and other similar words, whether in the negative or the affirmative. Statements containing these, or similar words, are our predictions, expectations, plans and intentions of what may occur in the future.

          All statements that are not historical fact should be deemed to be

          forward-looking statements. We believe it is important to

          communicate our future expectations to our investors; however, our

          actual results could different materially from the predictions, expectations, plans and intentions we have shared with our investors in such forward-looking statements. Such risks include, among others, 1) our continuing need to raise additional financing; 2) the risks

          inherent in the development of direct methanol micro fuel cells (DMFCs), including, among others, the risk that a) we are not successful in developing the technology, b) we do not develop the technology in time to take advantage of the market opportunity, c) DMFCs are not accepted by consumers, or fail to satisfy critical product requirements necessary to market a product, or d) we fail to develop necessary third-party relationships, or we fail to do so on terms or in a timeframe that is favorable to the Company, or those

          third-parties fail to timely deliver the technology, supplies, components or channel development activities necessary to support a

          DMFC product; 3) our dependence on the success of our portfolio companies particularly in light of recent market conditions; 4) infringement of intellectual property rights and licenses of the Company or others; 5) our inability to keep up with our competition,

          6) our history of losses; 7) the historical volatility of our stock price; 6) the risk we may become an inadvertent investment Company; 7) conflicts of interest between us, First Albany Companies Inc. and our portfolio companies; 8) and general market conditions.

          MECHANICAL TECHNOLOGY INCORPORATED AND SUBSIDIARIES

          MANAGEMENT'S DISCUSSION AND ANALYSIS

          OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

          Statement Concerning Forward Looking Statements (Continued)

          These and other risks are set forth in greater detail in the "Risk Factors" section of our Annual Report on Form 10-K, which is incorporated herein by reference. We do not intend to update any information in any forward-looking statements we make.

          PART II OTHER INFORMATION

          Item 1: Legal Proceedings

          At any point in time, the Company and its subsidiaries may be involved in various lawsuits or other legal proceedings; these could arise from the sale of products or services or from other matters relating to its regular business activities, compliance with various governmental regulations and requirements, or other transactions or circumstances. The Company does not believe there are any such proceedings presently pending, which could have a material adverse effect on the Company's financial condition except for the matters described in Note 17 of the Notes to Consolidated Financial Statements.

          On September 9, 1998, Barbara Lawrence, the Lawrence Group, Inc.

          ("Lawrence"), and certain other Lawrence-related entities ("Plaintiffs") filed suit in the United States Bankruptcy Court for the Northern District of New York against First Albany Corporation, Mechanical Technology, Dale Church, Edward Dohring, Alan Goldberg, George McNamee, Beno Sternlicht, Marty Mastroianni (former President and Chief Operating Officer of MTI), and 33 other individuals ("Defendants") who purchased a total of 820,909 shares of the Company's stock from the Plaintiffs. The case concerns the Defendants' 1997 purchase of Mechanical Technology shares from the Plaintiffs at the price of $2.25 per share. FAC acted as Placement Agent for the Defendants in the negotiation and sale of the shares and in proceedings before the Bankruptcy Court for the Northern

          District of New York, which approved the sale in September 1997. Plaintiffs claim that the Defendants failed to disclose material inside information concerning Plug Power, LLC to the Plaintiffs and therefore the $2.25 per share purchase price was unfair. Plaintiffs are seeking damages of $5 million plus punitive damages and costs. In April 1999, Defendants filed a motion to dismiss the amended complaint, which was denied by the Bankruptcy Court. On appeal in October 2000, Plaintiffs' cause of action was dismissed by the United States District Court for the Northern District of New York. In November 2000, Plaintiffs filed an appeal of that dismissal with the United States Court of Appeals for the Second Circuit. In June 2002, the Second Circuit Court of Appeals reversed the District Court decision and remanded the case for further consideration. A motion to reconsider the decision of the Court of Appeals has been filed and is pending. The Company believes the claims have no merit and

          intends to defend them vigorously. The Company cannot predict the

          outcome of the claims nor reasonably estimate a range of possible loss given the current status of the litigation.

           

           

           

          PART II OTHER INFORMATION

           

          Item 6. Exhibits and Reports on Form 8-K

          (a) Exhibits

           

          Exhibit No.

          Description

          99.17.1

          Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

            

          99.17.2

          Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

           

          (b) No reports on Form 8-K were filed during the quarter ended September 30, 2002. One report on Form 8-K was filed during the quarter ending December 31, 2002 regarding the announcement of Dale Church's appointment as Chairman and CEO of the Company, George C. McNamee's stepping down from the chairmanship and Board and that William Acker will no longer serve as President of the Company but will devote his energies to the Company's micro fuel cell subsidiary.

           

          SIGNATURE

          Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

           

          Mechanical Technology Incorporated

           

          11/14/02

          (Date)

          s/Dale W. Church

          ____

          Dale W. Church

          Chief Executive Officer

            

          11/14/02

          (Date)

          s/Cynthia A. Scheuer

          Cynthia A. Scheuer Vice President and Chief Financial Officer