Upstart (UPST) - Total debt

Total debt on the balance sheet as of December 2025 : $1.85 Billion USD

According to Upstart's latest financial reports the company's total debt is $1.85 Billion USD. A company’s total debt is the sum of all current and non-current debts.

Upstart - Total debt on balance sheet (from 2019 to 2025)

Total debt by year

Year	Total debt	Change
2025-12-31	$1.85 B	27.39%
2024-12-31	$1.45 B	31.71%
2023-12-31	$1.10 B	1.43%
2022-12-31	$1.08 B	36.62%
2021-12-31	$0.79 B	869.8%
2020-12-31	$82.05 M	-39.52%
2019-12-31	$0.13 B	5.86%
2018-12-31	$0.12 B

Total debt for similar companies or competitors

Company	Total debt/th>	differencediff.	Country
Qifu Technology QFIN	$0.88 B	-51.97%	🇨🇳 China
Rocket Companies RKT	$9.76 B	427.53%	🇺🇸 USA

What is the market capitalization of a company?

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In most cases it can be easily calculated by multiplying the share price with the amount of outstanding shares.

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