Target
TGT
#503
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Target - 10-Q quarterly report FY


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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549


FORM 10-Q




QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934.

For the quarterly period ended May 3, 1997



Commission file number 1-6049





Dayton Hudson Corporation
- --------------------------------------------------------------------------------
(Exact name of registrant as specified in its charter)


Minnesota 41-0215170
- --------------------------------------------------------------------------------
(State of incorporation or organization) (I.R.S. Employer Identification No.)


777 Nicollet Mall Minneapolis, Minnesota 55402 - 2055
- --------------------------------------------------------------------------------
(Address of principal executive offices) (Zip Code)


Registrant's telephone number, including area code (612) 370-6948
- --------------------------------------------------------------------------------


None
- --------------------------------------------------------------------------------
Former name, former address and former fiscal year, if changed since last
report.



The registrant (1) has filed all reports required to be filed by Section 13 or
15(d) of the Securities Exchange Act of 1934 during the preceding 12 months and
(2) has been subject to such filing requirements for the past 90 days.

The number of shares outstanding of common stock as of May 3, 1997 was
217,659,121.
DAYTON HUDSON CORPORATION AND SUBSIDIARIES

TABLE OF CONTENTS



PAGE
NO.
PART I FINANCIAL INFORMATION:
ITEM 1 - FINANCIAL STATEMENTS

Condensed Consolidated Results of Operations for the Three 1
Months and Twelve Months ended May 3, 1997 and May 4, 1996

Condensed Consolidated Statements of Financial Position at 2
May 3, 1997, February 1, 1997 and May 4, 1996

Condensed Consolidated Statements of Cash Flows for the 3
Three Months ended May 3, 1997 and May 4, 1996

Notes to Condensed Consolidated Financial Statements 4-5

ITEM 2 - MANAGEMENT'S DISCUSSION AND ANALYSIS OF OPERATIONS 6-9
AND FINANCIAL CONDITION


PART II OTHER INFORMATION:

ITEM 4 - SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS 10

ITEM 6 - EXHIBITS AND REPORTS ON FORM 8-K 11

Signatures 12

Exhibit Index 13
PART I. FINANCIAL INFORMATION



<TABLE>
<CAPTION>
CONDENSED CONSOLIDATED Dayton Hudson Corporation
RESULTS OF OPERATIONS and Subsidiaries


(Millions of Dollars, Except Per Share Data) Three Months Ended Twelve Months Ended
- -------------------------------------------------------------------------------------------------------------------
MAY 3, May 4, MAY 3, May 4,
(Unaudited) 1997 1996 1997 1996*
- -------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
REVENUES $ 5,889 $ 5,380 $ 25,879 $ 24,139
COSTS AND EXPENSES
Cost of retail sales, buying and occupancy 4,253 3,949 18,932 17,972
Selling, publicity and administrative 1,034 983 4,340 4,137
Depreciation and amortization 170 157 663 607
Interest expense, net 107 109 440 444
Taxes other than income taxes 117 112 450 426
Real estate repositioning charge - - 134 -
- -------------------------------------------------------------------------------------------------------------------
Total Costs and Expenses 5,681 5,310 24,959 23,586
- -------------------------------------------------------------------------------------------------------------------
Earnings Before Income Taxes and Extraordinary Charge 208 70 920 553
Provision for Income Taxes 82 28 363 211
- -------------------------------------------------------------------------------------------------------------------
NET EARNINGS BEFORE EXTRAORDINARY CHARGE $ 126 $ 42 $ 557 $ 342
Extraordinary Charge from Purchase and Redemption of Debt,
Net of Tax 21 1 31 1
- -------------------------------------------------------------------------------------------------------------------
NET EARNINGS 105 41 526 341
- -------------------------------------------------------------------------------------------------------------------
- -------------------------------------------------------------------------------------------------------------------
PRIMARY EARNINGS PER SHARE:
Earnings Before Extraordinary Charge $ .55 $ .17 $ 2.45 $ 1.48
Extraordinary Charge .10 - .14 -
- -------------------------------------------------------------------------------------------------------------------
PRIMARY EARNINGS PER SHARE $ .45 $ .17 $ 2.31 $ 1.48
- -------------------------------------------------------------------------------------------------------------------
FULLY DILUTED EARNINGS PER SHARE:
Earnings Before Extraordinary Charge $ .53 $ .16 $ 2.35 $ 1.42
Extraordinary Charge .09 - .13 -
- -------------------------------------------------------------------------------------------------------------------
FULLY DILUTED EARNINGS PER SHARE $ .44 $ .16 $ 2.22 $ 1.42
- -------------------------------------------------------------------------------------------------------------------
- -------------------------------------------------------------------------------------------------------------------
DIVIDENDS DECLARED PER COMMON SHARE $ .16 $ .15 $ .64 $ .59
AVERAGE COMMON SHARES OUTSTANDING (Millions):
Primary 219.8 217.8 219.2 217.2
Fully Diluted 231.7 230.3 230.9 229.6
- -------------------------------------------------------------------------------------------------------------------
- -------------------------------------------------------------------------------------------------------------------
* Consisted of 53 weeks.
</TABLE>

See accompanying Notes to Condensed Consolidated Financial Statements.


1
<TABLE>
<CAPTION>
CONDENSED CONSOLIDATED STATEMENTS Dayton Hudson Corporation
OF FINANCIAL POSITION and Subsidiaries

MAY 3, February 1, May 4,
(Millions of Dollars) 1997 1997* 1996
- ----------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
ASSETS (UNAUDITED) (Unaudited)
CURRENT ASSETS
Cash and cash equivalents $ 257 $ 201 $ 230
Accounts receivable 1,547 1,720 1,383
Merchandise inventories 3,330 3,031 3,175
Other 391 488 217
- ----------------------------------------------------------------------------------------------------
Total Current Assets 5,525 5,440 5,005
PROPERTY AND EQUIPMENT 10,593 10,469 10,389
Accumulated depreciation (3,042) (3,002) (3,006)
------ ------ ------
Property and Equipment, net 7,551 7,467 7,383
OTHER 491 482 397
- ----------------------------------------------------------------------------------------------------
TOTAL ASSETS $ 13,567 $13,389 $12,785
- ----------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------

LIABILITIES AND SHAREHOLDERS' INVESTMENT
CURRENT LIABILITIES
Current portion of long-term debt and notes payable $ 338 $ 233 $ 362
Accounts payable 2,356 2,528 2,080
Other 1,329 1,350 1,104
- ----------------------------------------------------------------------------------------------------
Total Current Liabilities 4,023 4,111 3,546
LONG-TERM DEBT 5,000 4,808 5,125
DEFERRED INCOME TAXES AND OTHER 623 630 628
CONVERTIBLE PREFERRED STOCK, NET 44 50 51
SHAREHOLDERS' INVESTMENT 3,877 3,790 3,435
- ----------------------------------------------------------------------------------------------------
TOTAL LIABILITIES AND SHAREHOLDERS' INVESTMENT $13,567 $ 13,389 $12,785
- ----------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------

COMMON SHARES OUTSTANDING (Millions) 217.7 217.2 216.3
- ----------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------
* Condensed from the audited financial statements.
</TABLE>

See accompanying Notes to Condensed Consolidated Financial Statements.


2
CONDENSED CONSOLIDATED                               Dayton Hudson Corporation
STATEMENTS OF CASH FLOWS and Subsidiaries

(Millions of Dollars) Three Months Ended
- ------------------------------------------------------------------------------
MAY 3, May 4,
(Unaudited) 1997 1996
- ------------------------------------------------------------------------------
OPERATING ACTIVITIES
Net earnings before extraordinary charge $ 126 $ 42
Reconciliation to cash flow:
Depreciation and amortization 169 157
Deferred tax provision (28) (28)
Other non-cash items affecting earnings (3) 44
Changes in operating accounts providing/(requiring) cash:
Accounts receivable 173 127
Merchandise inventories (300) (157)
Accounts payable (188) (167)
Other 23 73
- ------------------------------------------------------------------------------
Cash Flow (Required)/Provided by Operations (28) 91
- ------------------------------------------------------------------------------
- ------------------------------------------------------------------------------

INVESTING ACTIVITIES
Expenditures for property and equipment (254) (350)
Proceeds from disposals of property and equipment 102 -
- ------------------------------------------------------------------------------
Cash Flow Required for Investing Activities (152) (350)
- ------------------------------------------------------------------------------
Net Financing Requirements (180) (259)
- ------------------------------------------------------------------------------
- ------------------------------------------------------------------------------

FINANCING ACTIVITIES
Increase in notes payable, net 319 131
Additions to long-term debt - 300
Reductions of long-term debt (209) (85)
Sale of subsidiary preferred stock 160 -
Dividends paid (40) (37)
Other 6 5
- ------------------------------------------------------------------------------
Cash Flow Provided by Financing Activities 236 314
- ------------------------------------------------------------------------------
- ------------------------------------------------------------------------------

Net Increase in Cash and Cash Equivalents 56 55
Cash and Cash Equivalents at Beginning of Period 201 175
- ------------------------------------------------------------------------------

CASH AND CASH EQUIVALENTS AT END OF PERIOD $ 257 $ 230
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------

Amounts in this statement are presented on a cash basis and therefore may differ
from those shown elsewhere in this 10-Q report. Cash paid for income taxes was
$133 million and $95 million for the first three months of 1997 and 1996,
respectively. Cash paid for interest (including interest capitalized) in the
first three months of 1997 and 1996 was $89 million and $69 million,
respectively.

See accompanying Notes to Condensed Consolidated Financial Statements.


3
NOTES TO CONDENSED CONSOLIDATED                      Dayton Hudson Corporation
FINANCIAL STATEMENTS and Subsidiaries

ACCOUNTING POLICIES
The accompanying condensed consolidated financial statements should be read in
conjunction with the financial statement disclosures contained in our 1996
Annual Shareholders' Report throughout pages 23-34. As explained on page 33 of
the Annual Report, the same accounting policies are followed in preparing
quarterly financial data as are followed in preparing annual data. In the
opinion of management, all adjustments necessary for a fair presentation of
quarterly operating results are reflected herein and are of a normal, recurring
nature.

Due to the seasonal nature of the retail industry, earnings for periods which
exclude the holiday season are not necessarily indicative of the operating
results that may be expected for the full fiscal year.

PER SHARE DATA
References to earnings per share relate to fully diluted earnings per share.

In February 1997, the Financial Accounting Standards Board issued Statement No.
128, EARNINGS PER SHARE, which is required to be adopted at our fiscal year end.
At that time we will calculate "basic" and "diluted" earnings per share and
restate prior periods. The differences from primary and fully diluted earnings
per share will be immaterial.

LONG-TERM DEBT
During the first quarter of 1997, we repurchased $126 million of long-term debt
for $144 million. We also committed to repurchase an additional $126 million of
long-term debt for $140 million, which settled in the second quarter. The total
debt repurchased had an average rate of approximately 9.5% and an average
remaining maturity of 17 years. An extraordinary charge, net of tax, of $21
million ($.09 per share) for early extinguishment of debt was recorded related
to the transactions. The replacement of this debt with lower interest rate
financing is expected to result in future interest expense savings.

In first quarter 1997, Retail Properties, Inc., a subsidiary of the Corporation,
was formed as a real estate investment trust (REIT) and issued $160 million of
preferred stock with an effective financing cost of 7.9%. The net proceeds from
the offering were used for general corporate purposes. The subsidiary preferred
stock is included in Long-Term Debt in our Consolidated Statement of Financial
Position at May 3, 1997. The preferred stock may be redeemed if, as a result of
a change in tax laws, rules or regulations, certain tax attributes of the REIT
transaction are recharacterized.

REAL ESTATE REPOSITIONING
In first quarter 1997, Mervyn's exited the Florida and Georgia markets and
closed one other under performing store; and DSD closed one store. Exit costs
incurred in the quarter approximated $12 million and were charged against the
reserve established in fourth quarter 1996.


4
RECLASSIFICATIONS
Certain prior year amounts have been reclassified to conform to the current-year
presentation.

SUBSEQUENT EVENT

The Company has historically deducted for income tax purposes the inventory
shortage expense that it has accrued for book purposes, consistent with
industry practice. Effective with the Company's 1983 tax return, the
Internal Revenue Service (IRS) challenged the practice of deducting accrued
shortage not supported with a year-end physical inventory. On June 11, 1997,
the United States Tax Court returned a judgment on this issue in favor of the
IRS. The Company continues to believe strongly in its position and will seek
a review by the full Tax Court and/or an appeal to the U.S. 8th Circuit Court
of Appeals. In the event that the Company's efforts are unsuccessful, the
Corporation will owe $50 to $60 million in federal and state taxes and net
accrued interest. A portion of this potential liability is related to timing
differences and the remainder, if any, will be charged against existing
Company reserves. Accordingly, even in the event that the Company's efforts
are unsuccessful, no impact on the Company's results of operations is
expected.


5
MANAGEMENT'S DISCUSSION AND ANALYSIS
OF OPERATIONS AND FINANCIAL CONDITION
FIRST QUARTER 1997



ANALYSIS OF OPERATIONS

Our first quarter 1997 net earnings were $105 million, or $.44 per share,
compared with $41 million, or $.16 per share, for the same period last year.
First quarter 1997 and 1996 net earnings include extraordinary charges, net of
tax, related to the early extinguishment of debt of $21 million ($.09 per share)
and $1 million, respectively. The improvement in first quarter net earnings is
primarily due to strong sales and profit performance at Target, margin
improvement at Mervyn's and a major operating expense reduction initiative at
DSD.


The following table reflects the significant components of the year-over-year
change in our earnings per share:

First Quarter
-------------------------------------------------------------
1996 Earnings Per Share $.16

Changes in earnings per share due to:
Revenues .15
Gross margin rate .11
Operating expense rate .12
Start-up expense (.01)
Extraordinary charge from redemption of debt (.09)
-------------------------------------------------------------
1997 Earnings Per Share $.44
-------------------------------------------------------------
-------------------------------------------------------------

Strong growth at Target, our lowest margin and expense rate division, continues
to impact our business mix. As a result, the Corporation's overall revenue
growth and total operating expense rate were favorably affected, while the gross
margin rate was unfavorably affected. If the sales mix between divisions had
remained constant with first quarter 1996, the gross margin rate variance would
have been $.04 more favorable while the operating expense rate would have been
$.05 less favorable.

The overall gross margin rate favorability to prior year is the result of
improvement at Target and Mervyn's offset somewhat by higher markdowns at DSD
and Target's growing influence on the Corporation's overall margin structure.
The overall operating expense rate improvement reflects strong sales leveraging
and operating expense improvement at Target, as well as Target's increasing
influence on our expense rate structure, and DSD's significant operating expense
reduction initiative, partially offset by poor sales leveraging at Mervyn's and
DSD.


6
REVENUES
- --------

Total revenues increased 9% in the first quarter, while comparable-store
revenues (revenues from stores open longer than a year) rose 4%.

Revenues by business segment were as follows:

First Quarter Percentage Change
--------------------- -------------------
MAY 3, May 4, All Comparable
(Millions of Dollars) 1997 1996 Stores Stores
------ ------ ------ ----------
Target $4,254 $3,723 14% 6%
Mervyn's 946 967 (2) -
DSD 689 690 - (3)
------ ------ ------ ----------
Total $5,889 $5,380 9% 4%
------ ------ ------ ----------
------ ------ ------ ----------


Target's increase over the prior year reflects the strength of base-business
sales, new-store expansion and increased sales and credit revenues associated
with the continued growth of the Target Guest Card. Mervyn's and DSD were also
positively impacted by a year-over-year increase in credit revenues. Mervyn's
total revenues decreased 2% reflecting the closure of 25 stores while
comparable-store revenues were equal to first quarter last year. DSD's total
revenues were flat to last year while comparable-store revenues declined as DSD
continues to refine the execution of its merchandise strategy.

OPERATING PROFIT
- ----------------

Our first quarter 1997 operating profit increased 68% over the prior year.
Operating profit is LIFO earnings from operations before corporate expense,
interest and income taxes.

Operating profit by business segment was as follows:


Three Months Ended
----------------------------------
MAY 3, May 4, Percentage
(Millions of Dollars) 1997 1996 Increase
------ ------ ----------
Target $ 251 $ 133 88%
Mervyn's 51 39 30
DSD 35 28 26
------ ------ ------
Total $ 337 $ 200 68%
------ ------ ------
------ ------ ------


Operating profit reflects a reduction of credit revenues and a reduction of bad
debt expense related to the sale of securitized accounts receivable and, as of
January 1, 1997, the net effect of SFAS No. 125. For the three months ended May
3, 1997, the net impact on operating profit by business segment was a reduction
of $1 million for Target, an increase of $1 million for Mervyn's and no impact
for DSD. In first quarter 1996, the net operating profit reductions were $1
million, $3 million and $2 million for Target, Mervyn's and DSD, respectively.


7
TARGET'S first quarter operating profit increased 88% over the same period last
year, reflecting comparable-store revenue growth of 6%, as well as gross margin
rate and operating expense rate improvements. Its gross margin rate improved
primarily due to substantially better markup while the operating expense rate
was favorable due to strong sales leveraging and continued progress on Target's
multi-year effort to reduce operating expenses as a percentage of sales. Target
is on-track to realize $60 - $70 million in annualized cost savings identified
as part of its multi-year cost reduction program. For the balance of 1997,
Target's rate of operating profit growth is expected to slow somewhat as the
gross margin rate annualizes against the unusually strong improvements
experienced in the last four quarters. The operating expense rate should
continue to be favorable to last year, reflecting further progress on its
expense reduction program and favorable sales leveraging.

MERVYN'S operating profit increased 30% over first quarter last year. Its gross
margin rate increased over the prior year due to lower markdowns. Despite good
expense control, the operating expense rate was unfavorable to last year due to
poor sales leveraging and higher bad debt expense associated with higher credit
revenues. In 1997, despite lost revenue and profits from the previously
announced 25 to 35 store closings, Mervyn's is expected to continue to achieve
year-over-year operating profit growth through modest comparable-store revenue
growth and moderate gross margin rate favorability versus last year.

DSD'S first quarter operating profit increased 26% over the same period last
year as operating expense improvement was somewhat offset by gross margin
deterioration. The first quarter operating expense rate improved over last year
due to year-to-date savings associated with its $50 million operating expense
reduction initiative. The gross margin rate decreased reflecting higher
markdowns. DSD's 1997 operating profit is expected to be substantially better
than last year, reflecting modest gross margin rate favorability and continued
operating expense rate improvement.


Other Performance Factors
- -------------------------

The last-in, first-out (LIFO) provision, included in cost of retail sales, was
zero for both first quarter 1997 and 1996. The cumulative LIFO provision was
$86 million at May 3, 1997 and February 1, 1997, and $77 million at May 4, 1996.

Net interest expense for the quarter decreased $2 million over last year
reflecting savings from lower average debt balances. Annual interest expense
for 1997 is expected to be somewhat lower than 1996.

The estimated annual effective income tax rate for 1997 is 39.5%, unchanged from
the first quarter 1996 rate.


8
ANALYSIS OF FINANCIAL CONDITION

Our financial condition remains strong. The ratio of debt to total
capitalization attributable to our retail operations was 52% at the end of first
quarter 1997, compared with 56% a year ago and 50% at year end. Due to the
seasonality of our business, quarterly comparisons will fluctuate, but we expect
the ratio throughout 1997 to remain lower than last year.

At May 3, 1997, working capital was $1,502 million, up 3% compared with a year
ago. Accounts receivable declined 10% from year end, reflecting a typical
reduction from seasonally high levels. However, accounts receivable increased
12% from first quarter last year, primarily as a result of expansion of the
Target Guest Card. Compared with last year, merchandise inventories increased
approximately $155 million, or 5%, as a result of new store growth at Target,
partially offset by good inventory control at all divisions. The inventory
growth was more than fully funded by a $276 million, or 13%, increase in
accounts payable.

First quarter 1997 capital expenditures were $254 million, as expected; this
compares with $350 million for the same period a year ago. Approximately 83% of
these expenditures were made by Target, 5% by Mervyn's and 12% by DSD. Proceeds
of $102 million were received during the quarter from the disposal of property
and equipment, primarily from the sale of Mervyn's Florida and Georgia stores.

We continue to fund the growth in our business through a combination of debt,
securitization of accounts receivable and retained earnings. Our debt has
decreased $149 million compared with a year ago, while our shareholders'
investment has grown by $442 million.


STORE DATA

During the quarter, we opened 16 net new Target stores and 1 Mervyn's store. In
connection with the real estate repositioning initiated in fourth quarter 1996,
we closed 25 Mervyn's stores and one DSD store. At May 3, 1997, Target
operated 752 stores in 39 states, Mervyn's operated 276 stores in 15 states and
DSD operated 64 stores in nine states.

Retail square footage was as follows:

(In thousands, reflects total square MAY 3, February 1, May 4,
feet, less office, warehouse and 1997 1997 1996
vacant space)
-------------------------------------------------------------------------

Target 81,353 79,360 73,301
Mervyn's 22,424 24,518 24,281
DSD 13,995 14,111 13,870
-------------------------------------------------------------------------
Total 117,772 117,989 111,452
-------------------------------------------------------------------------
-------------------------------------------------------------------------


9
PART II. OTHER INFORMATION



ITEM 4 SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS


a) The Company held its Annual Shareholders' Meeting on May 21, 1997.

c) (1). The shareholders voted for four director nominees for three-year
terms. The vote was as follows:


Name of Candidate For Withheld
----------------- ----------- ---------
Betty Ruth Hollander 200,130,783 2,762,244
Richard M. Kovacevich 200,085,405 2,807,622
Solomon D. Trujillo 200,104,031 2,788,996
Robert J. Ulrich 199,817,198 3,075,829

There were no abstentions and no broker non-votes.

(2). The shareholders voted to approve the appointment of Ernst &
Young LLP as independent auditors of the Corporation. The vote
was 201,640,709 for, 488,282 against and 764,036 abstentions.
There were no broker non-votes.

(3). The shareholders voted to amend the Corporation's Long-Term
Incentive Plan of 1981 (the LTIP) for the purpose of permitting
the Corporation to continue deducting for federal tax purposes
certain compensation under the LTIP. The vote was 193,880,789
for, 7,433,939 against and 1,578,299 abstentions. There were no
broker non-votes.

(4). The shareholders voted to amend the Corporation's Executive
Incentive Plan (the EIP) for the purpose of permitting the
Corporation to continue deducting for federal tax purposes
certain compensation under the EIP. The vote was 193,235,212
for, 7,749,442 against and 1,908,373 abstentions. There were no
broker non-votes.


10
ITEM 6   EXHIBITS AND REPORTS ON FORM 8-K


a) Exhibits

(2). Not applicable

(4). Instruments defining the rights of security holders,
including indentures. Registrant agrees to furnish the
Commission on request copies of instruments with respect to
long-term debt.

(10). A. Agreement
B. Director Stock Option Plan of 1995 (as amended January
1, 1997)

(11). Statements re Computations of Per Share Earnings

(12). Statements re Computations of Ratios

(15). Not applicable

(18). Not applicable

(19). Not applicable

(22). Not applicable

(23). Not applicable

(24). Not applicable

(27). Financial Data Schedule

(99). Not applicable

b) Reports on form 8-K. Registrant did not file any reports on Form 8-K
during the quarter ended May 3, 1997.


11
SIGNATURES
----------


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

DAYTON HUDSON CORPORATION
Registrant




Date: June 17, 1997 By /s/ Douglas A. Scovanner
------------------------
Douglas A. Scovanner
Senior Vice President and
Chief Financial Officer



Date: June 17, 1997 By /s/ J.A. Bogdan
----------------------
JoAnn Bogdan
Controller and
Chief Accounting Officer


12
EXHIBIT INDEX
- -------------

(10). A. Agreement
B. Director Stock Option Plan of 1995 (as amended January 1, 1997)

(11). Statements re Computations of Per Share Earnings

(12). Statements re Computations of Ratios

(27). Financial Data Schedule


13