AutoNation
AN
#2433
Rank
$7.47 B
Marketcap
$204.98
Share price
-1.01%
Change (1 day)
10.10%
Change (1 year)

AutoNation - 10-Q quarterly report FY


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1

SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 10-Q

(Mark One)

[X] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934

For the Quarterly Period Ended June 30, 2001

OR

[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934

For the Transition Period From _________ to ___________

COMMISSION FILE NUMBER: 1-13107

AUTONATION, INC.
(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

DELAWARE 73-1105145
(STATE OF INCORPORATION) (IRS EMPLOYER IDENTIFICATION NO.)

110 S.E. 6TH STREET
FT. LAUDERDALE, FLORIDA 33301
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)

REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE: (954) 769-6000

Indicate by check mark whether the registrant: (1) has filed all
reports required to be filed by Section 13 or 15(d) of the Securities Exchange
Act of 1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days. Yes [X] No[ ]

On August 6, 2001 the registrant had 332,528,215 outstanding shares of
common stock, par value $.01 per share.
2



AUTONATION, INC.

INDEX

PART I. FINANCIAL INFORMATION

Page
----
ITEM 1. FINANCIAL STATEMENTS

Unaudited Condensed Consolidated Balance Sheets as
of June 30, 2001 and December 31, 2000....................... 3

Unaudited Condensed Consolidated Income Statements
for the Three and Six Months Ended June 30, 2001 and 2000.... 4

Unaudited Condensed Consolidated Statement of Shareholders'
Equity for the Six Months Ended June 30, 2001................ 5

Unaudited Condensed Consolidated Statements of Cash Flows
for the Six Months Ended June 30, 2001 and 2000.............. 6

Notes to Unaudited Condensed Consolidated Financial Statements.. 7

ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION
AND RESULTS OF OPERATIONS.................................... 17

ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK...... 28



PART II. OTHER INFORMATION

ITEM 1. LEGAL PROCEEDINGS............................................... 29

ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS............. 30

ITEM 6. EXHIBITS AND REPORTS ON FORM 8-K................................ 30



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3




PART I. FINANCIAL INFORMATION

ITEM 1. FINANCIAL STATEMENTS

AUTONATION, INC.
UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS
(In millions, except share data)

<TABLE>
<CAPTION>

June 30, December 31,
2001 2000
---------- ------------
<S> <C> <C>
ASSETS
CURRENT ASSETS:
Cash and cash equivalents ............................. $ 26.1 $ 82.2
Receivables, net ...................................... 1,071.4 1,146.1
Inventory ............................................. 2,439.3 2,769.2
Other current assets .................................. 238.3 216.0
---------- ----------

Total Current Assets ............................ 3,775.1 4,213.5
INVESTMENTS............................................... 31.6 38.8
PROPERTY AND EQUIPMENT, NET .............................. 1,523.7 1,538.1
INTANGIBLE ASSETS, NET ................................... 2,866.9 2,920.2
OTHER ASSETS.............................................. 148.5 156.7
---------- ----------
$ 8,345.8 $ 8,867.3
========== ==========


LIABILITIES AND SHAREHOLDERS' EQUITY

CURRENT LIABILITIES:
Accounts payable ...................................... $ 141.7 $ 143.2
Accrued liabilities ................................... 399.5 453.0
Notes payable and current maturities of
long-term debt ...................................... 2,117.5 2,460.8
Other current liabilities ............................. 109.9 121.6
---------- ----------

Total Current Liabilities ....................... 2,768.6 3,178.6
LONG-TERM DEBT, NET OF CURRENT MATURITIES ................ 690.7 850.4
DEFERRED INCOME TAXES .................................... 885.0 877.2

OTHER LIABILITIES ........................................ 143.0 118.6
COMMITMENTS AND CONTINGENCIES
SHAREHOLDERS' EQUITY:
Preferred stock, par value $.01 per share;
5,000,000 shares authorized; none issued ........... -- --
Common stock, par value $.01 per share;
1,500,000,000 shares authorized;
475,613,197 and 475,559,195 shares
issued including shares held in
treasury, respectively ............................. 4.8 4.8
Additional paid-in capital ............................ 4,664.5 4,664.7
Retained earnings ..................................... 795.5 649.3
Accumulated other comprehensive income ................ .2 1.0
Treasury stock, at cost; 142,504,709 and
127,473,709 shares held, respectively .............. (1,606.5) (1,477.3)
---------- ----------

Total Shareholders' Equity ...................... 3,858.5 3,842.5
---------- ----------
$ 8,345.8 $ 8,867.3
========== ==========
</TABLE>

The accompanying notes are an integral part of these statements.



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AUTONATION, INC.
UNAUDITED CONDENSED CONSOLIDATED INCOME STATEMENTS
(In millions, except per share data)

<TABLE>
<CAPTION>

Three Months Ended Six Months Ended
June 30, June 30,
--------------------------- ----------------------------
2001 2000 2001 2000
--------- --------- --------- -----------
<S> <C> <C> <C> <C>
REVENUE .................................................. $ 4,942.1 $ 5,339.5 $ 9,829.1 $ 10,569.7
COST OF OPERATIONS ....................................... 4,186.8 4,555.5 8,336.0 9,033.6
--------- --------- --------- ----------

GROSS MARGIN ............................................. 755.3 784.0 1,493.1 1,536.1
SELLING, GENERAL AND ADMINISTRATIVE EXPENSES ............. 544.5 547.1 1,094.6 1,103.1
DEPRECIATION ............................................. 16.4 13.1 32.0 27.8
AMORTIZATION ............................................. 20.4 19.9 40.4 38.3
RESTRUCTURING AND IMPAIRMENT CHARGES, NET ................ 9.5 -- 8.7 --
OTHER GAINS .............................................. (19.0) -- (19.0) --
--------- --------- --------- ----------

OPERATING INCOME ......................................... 183.5 203.9 336.4 366.9

FLOORPLAN INTEREST EXPENSE ............................... (35.1) (51.5) (81.0) (99.0)
OTHER INTEREST EXPENSE ................................... (8.4) (10.4) (19.4) (22.4)
INTEREST INCOME .......................................... 2.2 4.9 3.6 8.7
OTHER INCOME (EXPENSE), NET .............................. (.7) 7.6 (.8) 3.8
--------- --------- --------- ----------

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES .... 141.5 154.5 238.8 258.0
PROVISION FOR INCOME TAXES ............................... 55.2 57.9 92.6 96.7
--------- --------- --------- ----------

INCOME FROM CONTINUING OPERATIONS ........................ 86.3 96.6 146.2 161.3
INCOME FROM DISCONTINUED OPERATIONS, NET OF INCOME TAXES . -- 4.2 -- 1.8
--------- --------- --------- ----------

NET INCOME ............................................... $ 86.3 $ 100.8 $ 146.2 $ 163.1
========= ========= ========= ==========

BASIC EARNINGS PER SHARE:
Continuing operations .............................. $ .26 $ .27 $ .43 $ .44
Discontinued operations ............................ -- .01 -- .01
--------- --------- --------- ----------

Net income ......................................... $ .26 $ .28 $ .43 .45
========= ========= ========= ==========

Weighted-average common shares outstanding ......... 334.7 361.1 339.3 364.2
========= ========= ========= ==========

DILUTED EARNINGS PER SHARE:
Continuing operations .............................. $ .26 $ .27 $ .43 $ .44
Discontinued operations ............................ -- .01 -- .01
--------- --------- --------- ----------

Net income ......................................... $ .26 $ .28 $ .43 $ .45
========= ========= ========= ==========

Weighted-average common shares outstanding ......... 337.0 361.3 340.7 364.4
========= ========= ========= ==========

</TABLE>





The accompanying notes are an integral part of these statements.



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AUTONATION, INC.
UNAUDITED CONDENSED CONSOLIDATED STATEMENT OF SHAREHOLDERS' EQUITY
(In millions)

<TABLE>
<CAPTION>

Accumulated
Additional Other
Common Paid-in Retained Comprehensive Treasury
Stock Capital Earnings Income (Loss) Stock Total
------ ----------- -------- -------------- ---------- ---------
<S> <C> <C> <C> <C> <C> <C>
BALANCE AT DECEMBER 31, 2000 ... $ 4.8 $4,664.7 $649.3 $1.0 $(1,477.3) $ 3,842.5
Purchases of treasury stock -- -- -- -- (129.2) (129.2)
Exercise of stock options
and warrants ............ -- .4 -- -- -- .4
Other comprehensive loss .. -- -- -- (.8) -- (.8)
Other ..................... -- (.6) -- -- -- (.6)
Net income ................ -- -- 146.2 -- -- 146.2
------ -------- ------ ---- --------- ---------

BALANCE AT JUNE 30, 2001 ....... $ 4.8 $4,664.5 $795.5 $ .2 $(1,606.5) $ 3,858.5
====== ======== ====== ==== ========= =========



</TABLE>





The accompanying notes are an integral part of these statements.



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AUTONATION, INC.
UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS
(In millions)

<TABLE>
<CAPTION>
Six Months Ended
June 30,
-------------------------
2001 2000
-------- --------
<S> <C> <C>
CASH PROVIDED BY OPERATING ACTIVITIES:
Net income .......................................... $ 146.2 $ 163.1
Adjustments to reconcile net income to net cash
provided by operating activities:
Depreciation and amortization .................... 72.4 66.1
Deferred income tax provision .................... 9.3 19.3
Non-cash restructuring and impairment charges, net 8.7 --
Other gains ...................................... (19.0) --
Gain on sale of marketable securities, net ....... (.2) (9.6)
Income from discontinued operations .............. -- (1.8)
Other ............................................ (2.3) .8
Changes in assets and liabilities, net of effects
from business combinations:
Receivables ................................ 39.3 (62.9)
Inventory .................................. 268.9 (72.2)
Other assets ............................... -- (43.8)
Accounts payable and accrued liabilities ... (24.8) (64.3)
Other liabilities .......................... (6.0) 95.4
-------- --------
492.5 90.1
-------- --------
CASH PROVIDED BY (USED IN) INVESTING ACTIVITIES:
Purchases of property and equipment ................. (52.8) (52.9)
Proceeds from sale of property and equipment
and assets held for sale ......................... 49.9 70.8
Funding of installment loan receivables, net of
collections ....................................... (345.1) (308.1)
Proceeds from sales of installment loan
receivables ...................................... 369.0 367.8
Sales of marketable securities ...................... .5 53.2
Cash used in business acquisitions, net of
cash acquired .................................... (33.2) (192.3)
Cash received from business divestitures ............ 61.2 27.7
Restricted cash deposits ............................ (20.3) (46.7)
Other ............................................... 3.4 (.3)
-------- --------
32.5 (80.8)
-------- --------
CASH PROVIDED BY (USED IN) FINANCING ACTIVITIES:
Net proceeds (payments) under vehicle inventory
financing facilities ............................. (298.9) 141.9
Net proceeds (payments) under revolving credit
facilities ........................................ (219.0) 196.0
Purchases of treasury stock ......................... (129.2) (106.9)
Net proceeds (payments) of notes payable and long-
term debt ........................................ 65.6 (95.2)
Other ............................................... .4 .7
-------- --------
(581.1) 136.5
-------- --------
CASH PROVIDED BY (USED IN) CONTINUING OPERATIONS ....... (56.1) 145.8
CASH USED IN DISCONTINUED OPERATIONS ................... -- (227.0)
-------- --------
DECREASE IN CASH AND CASH EQUIVALENTS .................. (56.1) (81.2)

CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD,
INCLUDING CASH AND CASH EQUIVALENTS OF
DISCONTINUED OPERATIONS OF $17.4 IN 2000 ............ 82.2 236.0
-------- --------
CASH AND CASH EQUIVALENTS AT END OF PERIOD ............. $ 26.1 $ 154.8
======== ========
</TABLE>

The accompanying notes are an integral part of these statements.



6
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AUTONATION, INC.
NOTES TO UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
(Tables in Millions, Except Per Share Data)

1. INTERIM FINANCIAL STATEMENTS

The accompanying unaudited condensed consolidated financial statements
include the accounts of AutoNation, Inc. and its subsidiaries (the "Company")
and have been prepared by the Company pursuant to the rules and regulations of
the Securities and Exchange Commission. All significant intercompany accounts
and transactions have been eliminated. Certain information related to the
Company's organization, significant accounting policies and footnote disclosures
normally included in financial statements prepared in accordance with generally
accepted accounting principles have been condensed or omitted. These unaudited
condensed consolidated financial statements reflect, in the opinion of
management, all material adjustments (which include only normal recurring
adjustments) necessary to fairly state, in all material respects, the financial
position and the results of operations for the periods presented and the
disclosures herein are adequate to make the information presented not misleading
in any material respect.

Operating results for interim periods are not necessarily indicative of
the results that can be expected for a full year. These interim financial
statements should be read in conjunction with the Company's audited consolidated
financial statements and notes thereto included in the Company's most recent
Annual Report on Form 10-K.

As discussed in Note 13, Discontinued Operations, the Company's former
automotive rental businesses, organized under ANC Rental Corporation ("ANC
Rental"), have been accounted for as discontinued operations in the accompanying
unaudited condensed consolidated financial statements and accordingly, the
operating results of ANC Rental for the periods prior to disposition have been
classified as discontinued operations in the accompanying unaudited condensed
consolidated financial statements presented.

In order to maintain consistency and comparability between periods
presented, certain amounts have been reclassified from the previously reported
financial statements to conform with the financial statement presentation of the
current period.

2. INVENTORY

Inventory consists of the following:

June 30, December 31,
2001 2000
-------- ------------

New vehicles................................. $1,960.5 $2,295.8
Used vehicles................................ 329.0 317.9
Parts, accessories and other................. 149.8 155.5
-------- --------
$2,439.3 $2,769.2
======== ========



7
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AUTONATION, INC.
NOTES TO UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
(Continued)

3. NOTES PAYABLE AND LONG-TERM DEBT

Notes payable and long-term debt consist of the following:

<TABLE>
<CAPTION>

June 30, December 31,
2001 2000
---------- ------------
<S> <C> <C>
Floorplan facilities.................................... $2,110.1 $2,454.0
Revolving credit facilities............................. 396.0 615.0
Other debt.............................................. 302.1 242.2
-------- --------
2,808.2 3,311.2
Less: current portion.................................. (2,117.5) (2,460.8)
-------- --------

Long-term debt, net of current maturities.......... $ 690.7 $ 850.4
======== ========
</TABLE>

The Company finances vehicle inventory through secured floorplan
facilities at a LIBOR-based rate of interest with manufacturers' captive finance
subsidiaries, as well as independent financial institutions. As of June 30,
2001, capacity was approximately $3.5 billion.

As of June 30, 2001, the Company had $396.0 million drawn under a
multi-year unsecured revolving credit facility which provided $1.0 billion of
financing and was scheduled to mature April 2002. This facility was repaid in
full and terminated on August 10, 2001. Another facility provided $250.0 million
of borrowing capacity until its termination on June 29, 2001. On August 10,
2001, the Company entered into two new senior secured revolving credit
facilities with aggregate capacity of $500.0 million. One facility is a 364-day
revolving credit facility which provides borrowings up to $200.0 million at a
LIBOR-based interest rate. The other facility provides borrowings up to $300.0
million at a LIBOR-based interest rate and has a five-year term. These
facilities are secured by a pledge of the capital stock of certain subsidiaries
of the Company and are guaranteed by substantially all of the Company's
subsidiaries.

On August 1, 2001, the Company sold $450.0 million of 9.0% senior
unsecured notes due August 1, 2008 at a price of 98.731% of face value. The
notes are guaranteed by substantially all of the Company's subsidiaries.

The Company used the net proceeds of the offering and borrowings under
the new revolving credit facilities to repay outstanding amounts under the $1.0
billion revolving credit facility and certain other debt and will use any
additional amounts drawn to finance capital expenditures, strategic
acquisitions, working capital and other general corporate purposes.

In June 2001, the Company entered into a mortgage facility with an
automotive manufacturer's captive finance subsidiary with an aggregate capacity
of $150.0 million. As of June 30, 2001, the amount outstanding under this
mortgage facility was $116.7 million and has been included in Other Debt above.
The facility has a ten-year term, bears interest at a LIBOR-based rate and is
secured by mortgages on certain of our dealerships' real property.

The Company's new credit facilities and the indenture for the Company's
senior notes contain numerous customary financial and operating covenants that
place certain restrictions on the Company, including with respect to the
Company's ability to incur additional indebtedness, to create liens or other
encumbrances, to make certain payments (including dividends and share
repurchases), acquisitions or investments, and to dispose of certain assets and
merge or consolidate with other entities. The new credit facilities and the
indenture also require the Company to meet certain customary financial ratios
and tests.



8
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AUTONATION, INC.
NOTES TO UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
(Continued)

4. SHAREHOLDERS' EQUITY

During the three months ended June 30, 2001, the Company repurchased
2.9 million shares of its common stock for an aggregate purchase price of $30.9
million. During the six months ended June 30, 2001, the Company repurchased 15.0
million shares of its common stock for an aggregate purchase price of $129.2
million. Through June 30, 2001, an aggregate of 142.7 million shares of common
stock have been acquired under the Company's share repurchase programs for an
aggregate purchase price of $1.61 billion, leaving $137.9 million available for
share repurchases under the program.

5. INCOME TAXES

Income taxes have been provided based upon the Company's anticipated
annual effective income tax rate.

Over the past four years, the Company has engaged in certain
transactions that are of a type that the Internal Revenue Service has recently
indicated it intends to challenge. A significant amount of the Company's
deferred tax liabilities relates to these transactions. The Company believes
that its tax returns appropriately reflect such transactions. However, at the
present time, the Company is unable to predict the outcome of any challenge if
the IRS determines to challenge the tax reporting of such transactions. An
unfavorable settlement or adverse resolution of these matters could have a
material adverse effect on the Company's financial condition, results of
operations, cash flows and assets.

6. EARNINGS PER SHARE

Basic earnings per share is computed by dividing net income by the
weighted-average number of common shares outstanding during the period. Diluted
earnings per share is based on the combined weighted-average number of common
shares and common share equivalents outstanding which include, where
appropriate, the assumed exercise or conversion of options and warrants.

The computation of weighted-average common and common equivalent shares
used in the calculation of basic and diluted earnings per share is shown below:


<TABLE>
<CAPTION>
Three Months Ended Six Months Ended
June 30, June 30,
----------------- ---------------------
2001 2000 2001 2000
------ ------ ------ -------
<S> <C> <C> <C> <C>
Weighted-average common shares outstanding used to
calculate basic earnings per share......................... 334.7 361.1 339.3 364.2
Effect of dilutive options and warrants...................... 2.3 .2 1.4 .2
----- ----- ----- -----
Weighted-average common and common equivalent shares used to
calculate diluted earnings per share....................... 337.0 361.3 340.7 364.4
===== ===== ===== =====
</TABLE>


At June 30, 2001 and 2000, the Company had approximately 54.4 million
and 42.5 million of stock options outstanding, respectively, of which 43.4
million and 42.2 million, respectively, have been excluded from the computation
of diluted earnings per share since they are anti-dilutive.



9
10
AUTONATION, INC.
NOTES TO UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
(Continued)

7. COMPREHENSIVE INCOME

Comprehensive income is as follows:
<TABLE>
<CAPTION>

Three Months Ended Six Months Ended
June 30, June 30,
------------------------- ----------------------
2001 2000 2001 2000
-------- -------- -------- --------
<S> <C> <C> <C> <C>
Net income.................................. $ 86.3 $ 100.8 $ 146.2 $ 163.1
Other comprehensive income(loss)............ (.2) 7.9 (.8) 4.0
------- ------- ------- -------

Comprehensive income........................ $ 86.1 $ 108.7 $ 145.4 $ 167.1
======= ======= ======= =======
</TABLE>


8. BUSINESS ACQUISITIONS AND DIVESTITURES

Businesses acquired through June 30, 2001 are accounted for under the
purchase method of accounting and are included in the unaudited condensed
consolidated financial statements from the date of acquisition.

During the six months ended June 30, 2001 and 2000, the Company
acquired various automotive retail businesses and paid approximately $27.0
million and $78.1 million, respectively, in cash for these acquisitions. During
the six months ended June 30, 2001 and 2000, the Company also paid approximately
$6.2 million and $114.2 million, respectively, in deferred purchase price for
certain prior year automotive retail acquisitions.

The preliminary purchase price allocations for business combinations
relating to continuing operations for the six months ended June 30, were as
follows:

<TABLE>
<CAPTION>

2001 2000
------ ------
<S> <C> <C>
Property and equipment....................................... $ 20.9 $ 2.1
Intangible and other assets.................................. 7.1 80.7
Working capital.............................................. .1 34.1
Debt assumed................................................. (1.4) (36.7)
Other........................................................ .3 (2.1)
------ ------
Cash used in acquisitions, net of cash acquired.............. $ 27.0 $ 78.1
====== ======
</TABLE>


In April 2001, the Company completed the sale of its Flemington dealer
group, resulting in the substantial completion of the Company's non-core
dealership divestiture plan. Net proceeds were $59.0 million, resulting in a
pre-tax gain of $19.1 million which was included in Other Gains in the
accompanying 2001 Unaudited Condensed Consolidated Income Statements. Revenue
for the operations disposed or to be disposed, including the Flemington dealer
group, was $132.6 million and $570.5 million during the six months ended June
30,2001 and 2000, respectively. Operating income for the operations disposed or
to be disposed was $.5 million and $16.5 million for the six months ended June
30, 2001 and 2000, respectively.



10
11

AUTONATION, INC.
NOTES TO UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
(Continued)

9. ASSET SECURITIZATIONS

The Company securitizes installment loan receivables through a $1.0
billion commercial paper warehouse facility with unrelated financial
institutions. During the six months ended June 30, 2001, the Company sold
installment loan finance receivables of $343.6 million under this program, net
of retained interests. The Company also securitizes installment loan receivables
through the issuance of asset-backed notes through a non-consolidated special
purpose entity under a $2.0 billion shelf registration statement. These
transactions typically result in the recording of a securization asset in the
form of an interest-only strip, which represents the present value of the
estimated future residual cash flows from securitized receivables. For the six
months ended June 30, 2001 and 2000, the Company recognized pre-tax
gains/(losses) of $6.0 million and $(.9) million, respectively, on the
securitization of installment loan receivables which has been included in
Revenue in the 2001 and 2000 Unaudited Condensed Consolidated Income Statements.

The key economic assumptions used in measuring the retained interests
and initial gains or losses at the date of securitization resulting from
securitizations completed during the six months ended June 30, 2001 were as
follows:

Description: Assumption (1)
------------ --------------

Voluntary prepayment speed (ABS)....................... 1.15%
Weighted-average life (in years)....................... 1.95
Expected credit losses (annual rate)................... 1.17%
Discount rate on residual cash flows (annual rate)..... 9.50%
Yield (annual interest rate on receivables)............ 11.00%
Variable rate to warehouse investors (annual rate)..... 5.28%

(1) The weighted-average rates for securitizations entered into during the
period for securitizations of loans with similar characteristics.


At June 30, 2001, the carrying value (current fair value) of the
interest-only strips was $71.5 million which is included in Receivables, net, in
the Unaudited Condensed Consolidated Balance Sheets, with a weighted-average
life of 1.53 years. At June 30, 2001, the sensitivity of the current fair value
of the residual cash flows to immediate 10 percent and 20 percent unfavorable
changes in assumptions are presented in the table below. These sensitivities are
hypothetical and should not be considered to be predictive of future
performance. As the figures indicate, the change in fair value based on a ten
percent variation in assumptions cannot necessarily be extrapolated because the
relationship of the change in assumption to the change in fair value may not be
linear. Also, in this table, the effect of a variation in a particular
assumption on the fair value of residual cash flows is calculated independently
from any change in another assumption. In reality, changes in one factor may
contribute to changes in another (for example, increases in market interest
rates may result in lower prepayments and increased credit losses), which might
magnify or counteract the sensitivities. Furthermore, the disclosed estimated
fair values should not be considered indicative of future earnings on these
assets. The current rate assumptions below reflect the expected performance of
the total loans securitized as of June 30, 2001.



11
12
AUTONATION, INC.
NOTES TO UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
(Continued)


<TABLE>
<CAPTION>
$ Effect On Interest-Only Strip Of
----------------------------------
Current 10% Change 20% Change
Rate Assumption in Assumption in Assumption
--------------- ------------- -------------

<S> <C> <C> <C>
Voluntary prepayment speed (ABS).................. 1.15% $2.5 $ 5.0
Expected credit losses (annual rate).............. 1.45% $2.5 $ 5.0
Discount rate on residual cash flows (annual rate).. 9.50% $1.0 $ 2.0
Variable rate to warehouse investors (annual rate).. 6.81% $8.3 $16.5

</TABLE>

As of June 30, 2001, the Company had expected static pool credit losses
on its total portfolio of 2.87%, which would have averaged to an annual rate of
1.42%.

10. DERIVATIVE FINANCIAL INSTRUMENTS

Effective January 1, 2001, the Company adopted the provisions of
Statement of Financial Accounting Standards No. 133, Accounting for Derivative
Instruments and Hedging Activities ("SFAS 133"), as amended. SFAS 133
establishes accounting and reporting standards requiring that every derivative
instrument (including certain derivative instruments embedded in other
contracts) be recorded in the balance sheet as either an asset or liability
measured at its fair value. SFAS 133 requires that changes in the derivative
instrument's fair value be recognized currently in earnings. The accounting for
the portion reported in earnings due to changes in fair value of the derivative
instrument depends on whether the derivative qualifies as a hedge. If the
derivative instrument does not qualify as a hedge, the gains or losses are
reported in earnings when they occur. Special accounting for qualifying hedges
allows a derivative instrument's gains and losses to offset related results on
the hedged item in earnings, to the extent effective, and requires that a
company formally document, designate, and assess the effectiveness of
transactions that receive hedge accounting.

The Company maintains an overall risk management strategy that utilizes
a variety of interest rate financial instruments to mitigate its exposure to
fluctuations caused by volatility in interest rates. The Company does not use
derivative financial instruments for trading purposes.

The Company has entered into certain interest rate derivative
transactions with certain financial institutions to manage the impact of
interest rate changes on securitized installment loan receivables. These
derivative transactions consist of a series of interest rate caps and floors at
the same strike price with an aggregate notional amount of $824.4 million
contractually maturing through 2007 which effectuate a variable to fixed rate
swap at a weighted average rate of 5.95%. In addition in 2001, the Company has
entered into a series of forward starting swaps with a maximum aggregate
notional amount of $124.5 million contractually maturing through 2007 which
effectuate a fixed to variable rate swap at a weighted average rate of 5.49%.
Variable rates on the underlying portfolio are indexed to the Commercial Paper
Nonfinancial rate.

The Company's derivative transactions do not meet the criteria for
hedge accounting under SFAS 133 since the derivative transactions are designed
to economically hedge the exposure of items remeasured with the changes in fair
value recorded in earnings.

The Company's retained interests in securitized installment loan
receivables are considered hybrid instruments under SFAS 133. Included in the
hybrid instrument is an embedded derivative instrument for the interest and
prepayment components of the risk of the securitized installment loan
receivables.


12
13


AUTONATION, INC.
NOTES TO UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
(Continued)

SFAS 133 requires that the Company's embedded derivative instrument be
separated from the host contract and carried at fair value. Because the Company
is not using the embedded derivative instrument as a hedging instrument, SFAS
133 requires that the Company report the embedded derivative instrument on its
balance sheet and changes in the fair value of the embedded derivative
instrument currently in earnings.

As of January 1, 2001, the Company recorded its embedded derivative
instrument and its caps and floors on its balance sheet which resulted in an
increase to assets and liabilities of approximately $14.3 million and an
immaterial effect to earnings.

The Company records the gains and losses from its embedded derivative
contracts and other derivatives as a component of revenue. The fair value of the
derivative contracts is included in other assets and other liabilities in the
accompanying unaudited condensed consolidated balance sheets, as applicable.

During the six months ended June 30, 2001, the Company recorded a net
loss of $.2 million representing the change in fair value of its embedded
derivative contracts offset by the change in fair value of its other derivative
instruments.

11. RESTRUCTURING AND IMPAIRMENT CHARGES, NET

During the fourth quarter of 1999, the Company approved a plan to
restructure certain of its operations. The restructuring plan was comprised of
the following major components: (1) exiting the used vehicle megastores
business; and (2) reducing the corporate workforce. The restructuring plan also
included divesting of certain non-core franchised dealerships. Approximately
2,000 positions were eliminated as a result of the restructuring plan of which
1,800 were megastore positions and 200 were corporate positions. These
restructuring activities resulted in pre-tax charges of $443.7 million in 1999.
These pre-tax charges included $286.9 million of asset impairment charges;
$103.3 million of reserves for residual value guarantees for closed lease
properties; $26.2 million of severance and other exit costs; and $27.3 million
of inventory related costs. The $286.9 million asset impairment charge consisted
of: $244.9 million of megastore and other property impairments; $26.6 million of
goodwill impairment reserves for the divestiture of certain non-core franchised
automotive dealerships; and $15.4 million of information systems impairments.

Closed megastores and other properties are being disposed of through
sales to third parties. Although these properties are being aggressively
marketed, their ultimate disposition will not likely be substantially completed
until late 2001.

The following summarizes the activity and remaining balance in the
Company's restructuring and impairment reserves for the six months ended June
30, 2001:


<TABLE>
<CAPTION>
Deductions
Balance Amounts Charged ------------------------ Balance
Reserve December 31, 2000 to Income Cash Non-cash June 30, 2001
- ------- ----------------- ----------------- ---------- -------- -------------
<S> <C> <C> <C> <C> <C>
Asset reserves:
Asset impairment........... $ 161.4 $ 4.3 $ -- $ (54.5) $ 111.2
Accrued liabilities:
Severance and other
exit costs.............. 1.2 .3 (.8) -- .7
Finance lease residual
value write-down........ -- 4.1 -- (4.1) --
--------- --------- ------ -------- ---------
$ 162.6 $ 8.7 $ (.8) $ (58.6) $ 111.9
========= ========= ======= ========= =========
</TABLE>



13
14

AUTONATION, INC.
NOTES TO UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
(Continued)

The following summarizes the components of the $8.7 million amount
charged to income during the six months ended June 30, 2001:



<TABLE>
<CAPTION>
Net Gain on Additional Impairment
Sold Properties Charges Other Total
--------------- --------------------- --------- -------------
<S> <C> <C> <C> <C>
Asset reserves:
Asset impairment......... $ (1.0) $ 5.3 $ -- $ 4.3
Accrued liabilities:
Severance and other
exit costs............ -- -- .3 .3
Finance lease residual
value write-down...... -- -- 4.1 4.1
-------- --------- ------- --------
$ (1.0) $ 5.3 $ 4.4 $ 8.7
======== ========= ======= ========
</TABLE>


During the three months ended June 30, 2001, the Company recognized an
additional impairment charge totaling $5.3 million based on the re-evaluation of
the fair value of certain properties. Additionally, the Company recognized an
impairment charge totaling $4.1 million associated with the deterioration in
residual values of finance lease receivables. The Company discontinued writing
finance leases in mid-1999 and the majority of the leases terminate in late
2001.

12. COMMITMENTS AND CONTINGENCIES

In October 2000, the California Department of Motor Vehicles
("California DMV") brought action against one of the Company's California
dealerships for alleged customer fraud as well as several other claims. In April
2001, the California DMV action and a related action by the State of California
were settled. As part of the settlement, the dealership closed its sales
operations for six days, agreed to provide restitution to certain customers in
the estimated amount of approximately $1.0 million and paid $1.1 million in
fines, penalties and costs. Three purported civil class actions and other
related lawsuits and claims have been filed or made against the dealership based
on the allegations underlying the California DMV case.

In an action filed in Florida state court in 1999, a wholly-owned
subsidiary of the Company was accused of violating among other things the
Florida Motor Vehicle Retail Sales Finance Act and the Florida Deceptive and
Unfair Trade Practices Act by allegedly failing to deliver executed copies of
retail installment contracts to customers of the Company's used vehicle
megastores. In October 2000, the court certified the class of customers on whose
behalf the action would proceed. In July 2001, Florida's Fourth District Court
of Appeals upheld the certification of the class.

Many of the Company's Texas dealerships have been named in three class
action suits brought against the Texas Automobile Dealer's Association ("TADA")
and new vehicle dealerships in Texas that are members of the TADA. The actions
allege, among other things, that since January 1994 Texas dealers deceived
customers with respect to a vehicle inventory tax and violated federal antitrust
and other laws as well. These cases are currently pending in Texas State courts
and federal district court.



14
15

AUTONATION, INC.
NOTES TO UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
(Continued)

The Company intends to vigorously defend itself and assert available
defenses with respect to each of the foregoing matters. Further, the Company has
certain insurance coverage and rights of indemnification with respect to certain
aspects of the foregoing matters. However, a settlement or an adverse resolution
of one or more of these matters may result in the payment of significant costs
and damages that could have a material adverse effect on the Company's business,
financial condition, results of operations and cash flows.

The Company is also a party to numerous other legal proceedings that
arose in the conduct of its business. The Company does not believe that the
ultimate resolution of these matters will have a material adverse effect on its
business, financial condition, results of operations or cash flows. However, the
results of these matters cannot be predicted with certainty and an unfavorable
resolution of one or more of these matters could have a material adverse effect
on its business, financial condition, results of operations and cash flows.

13. DISCONTINUED OPERATIONS

On June 30, 2000, the Company completed the tax-free spin-off of ANC
Rental. Accordingly, the operating results of ANC Rental have been classified as
discontinued operations for all periods presented in the accompanying unaudited
condensed consolidated financial statements. Income from discontinued operations
during the six months ended June 30, 2000 is net of previously estimated losses
of $22.1 million which were accrued in the fourth quarter of 1999 and additional
costs associated with the spin-off totaling $11.3 million recorded in the second
quarter of 2000.

In connection with the spin-off, the Company provides ANC Rental with
guarantees and credit enhancements with respect to certain financial and
performance obligations of ANC Rental, including acting as a guarantor under
certain motor vehicle and real property leases between ANC Rental and Mitsubishi
Motor Sales of America, Inc. The Company receives fees for providing these
guarantees commensurate with market rates. The Company also entered into
certain agreements with ANC Rental in connection with the spin-off, including a
separation and distribution agreement and a tax sharing agreement. ANC Rental
reported an aggregate net loss for 2000 of $2.0 million, including a net loss of
$44.0 million in the fourth quarter of 2000, and recently reported a net loss of
$56.6 million for the six months ended June 30, 2001. ANC Rental also announced
that it expects to report a substantial loss for the full year 2001.
Accordingly, a failure by ANC Rental to meet its obligations could have a
material adverse effect on the Company's business, financial condition,
consolidated results of operations and cash flows.



15
16
AUTONATION, INC.
NOTES TO UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
(Continued)

Selected statement of operations data for the Company's automotive
rental discontinued operations is as follows:

<TABLE>
<CAPTION>

Three Months Six Months
Ended Ended
June 30, 2000 June 30, 2000
------------- -------------
<S> <C> <C>
Revenue......................................... $ 910.6 $ 1,721.2
========= =========

Pre-tax income (loss)........................... $ 25.4 $ (14.8)
Provision (benefit) for
income taxes................................. 9.9 (5.8)
--------- ---------
Net income (loss)................................ 15.5 (9.0)
Loss on disposal of segment,
net of income taxes........................... (11.3) (11.3)
Previously estimated and accrued
losses, net of income taxes................... -- 22.1
--------- ---------
Income from discontinued operations,
net of income taxes........................... $ 4.2 $ 1.8
========= =========
</TABLE>


14. NEW ACCOUNTING PRONOUNCEMENTS

On June 30, 2001 the Financial Accounting Standards Board (FASB)
finalized and issued Statements of Financial Accounting Standards No. 141,
"Business Combinations" ("SFAS 141") and No. 142, "Goodwill and Other Intangible
Assets" ("SFAS 142").

SFAS 141 requires all business combinations initiated after June 30,
2001 to be accounted for using the purchase method, eliminating the pooling of
interests method.

SFAS 142, upon adoption, eliminates goodwill amortization over its
estimated useful life. However, goodwill will be subject to at least an annual
assessment for impairment by applying a fair-value based test. Additionally,
acquired intangible assets should be separately recognized if the benefit of the
intangible asset is obtained through contractual or other legal rights, or if
the intangible asset can be sold, transferred, licensed, rented, or exchanged,
regardless of the acquirer's intent to do so. Intangible assets with definitive
lives will need to be amortized over their useful lives.

The provisions of SFAS 142 apply immediately to all acquisitions
completed after June 30, 2001. Goodwill and intangible assets with indefinite
lives existing at June 30, 2001 will continue to be amortized until December 31,
2001. Effective January 1, 2002 such amortization will cease, as companies are
required to adopt the new rules on such date. By the end of the first quarter of
calendar year 2002, companies must begin to perform an impairment analysis of
intangible assets. Furthermore, companies must complete the first step of the
goodwill transition impairment test by June 30, 2002. Any impairment noted must
be recorded at the date of adoption restating first quarter results, if
necessary. Impairment charges, if any, that result from the application of the
above tests would be recorded as the cumulative effect of a change in accounting
principle in the first quarter of the year ending December 31, 2002.

The Company will not be able to determine the ultimate impact of these
proposed Statements on its consolidated financial statements until such time as
it applies their provisions. Amortization of goodwill for the year ended
December 31, 2000 was $73.7 million. Amortization for the three and six months
ended June 30, 2001 was $17.1 million and $34.1 million respectively. However,
this is not intended to be indicative of the expected impact on the Company's
future results of operations.



16
17



ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION
AND RESULTS OF OPERATIONS

The following discussion should be read in conjunction with the
unaudited condensed consolidated financial statements and notes thereto included
under Item 1. In addition, reference should be made to the Company's audited
consolidated financial statements and notes thereto and related Management's
Discussion and Analysis of Financial Condition and Results of Operations
included in the Company's most recent Annual Report on Form 10-K.

CONSOLIDATED RESULTS OF OPERATIONS

The following is a summary of the Company's consolidated results of
operations both in gross dollars and on a diluted per share basis for the
periods indicated (in millions, except per share data):


<TABLE>
<CAPTION>
Three Months Ended June 30, Six Months Ended June 30,
----------------------------------------- ------------------------------------------
2001 2000 2001 2000
------------------ ------------------- ------------------- -------------------
Diluted Diluted Diluted Diluted
Per Per Per Per
Gross Share Gross Share Gross Share Gross Share
------- ------- --------- ------ -------- ------- --------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
Income from continuing
operations ............. $ 86.3 $ .26 $ 96.6 $ .27 $ 146.2 $ .43 $ 161.3 $ .44
Income on automotive rental
discontinued operations -- -- 4.2 .01 -- -- 1.8 .01
------- -------- --------- ------- -------- -------- --------- -------
Net income ................ $ 86.3 $ .26 $ 100.8 $ .28 $ 146.2 $ .43 $ 163.1 $ .45
======= ======== ========= ======= ======== ======== ========= =======
</TABLE>


SAME STORE OPERATING DATA

Historical operating results include the results of acquired businesses
from the date of acquisition for acquisitions accounted for under the purchase
method of accounting. Due to the Company's expansion through acquisitions as
well as the impact of divestitures, year over year comparisons of reported
operating results do not necessarily provide a meaningful representation of
internal performance. Accordingly, presented below are operating results for the
three and six months ended June 30, 2001 and 2000 on a same store basis to
better represent internal performance.

The following table sets forth: (1) the components of same store
revenue, with component percentages of total revenue; (2) the components of same
store gross margin, with gross margin percentages of applicable same store
revenue; (3) same store selling, general and administrative expenses; (4) same
store performance; and (5) retail vehicle same store unit sales for the three
and six months ended June 30, ($ in millions):



17
18
<TABLE>
<CAPTION>

Three Months Ended June 30, Six Months Ended June 30,
------------------------------------ -------------------------------------
2001 % 2000 % 2001 % 2000 %
-------- ----- -------- ----- -------- ----- -------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
Revenue:
New vehicle............. $2,809.7 59.6 $3,097.1 61.3 $5,474.9 59.3 $6,087.9 61.2
Used vehicle............ 927.8 19.7 949.0 18.8 1,829.5 19.8 1,864.2 18.8
Parts and service....... 566.4 12.0 549.9 10.9 1,119.1 12.1 1,090.8 11.0
Finance and insurance... 115.3 2.4 105.7 2.1 218.9 2.4 206.0 2.1
Other................... 295.7 6.3 351.2 6.9 592.8 6.4 692.4 6.9
-------- ----- -------- ----- -------- ----- -------- -----
$4,714.9 100.0 $5,052.9 100.0 $9,235.2 100.0 $9,941.3 100.0
======== ===== ======== ===== ======== ===== ======== =====
Gross margin:
New vehicle............. $ 232.4 8.3 $ 263.4 8.5 $ 454.9 8.3 $ 512.0 8.4
Used vehicle............ 105.9 11.4 108.0 11.4 206.4 11.3 214.0 11.5
Parts and service....... 246.5 43.5 236.9 43.1 483.4 43.2 464.2 42.6
Finance and insurance... 115.3 100.0 105.7 100.0 218.9 100.0 206.0 100.0
Other................... 15.6 5.3 25.2 7.2 33.2 5.6 44.8 6.5
-------- -------- -------- --------
715.7 15.2 739.2 14.6 1,396.8 15.1 1,441.0 14.5

S,G&A - Store............... 485.9 10.3 478.7 9.5 952.3 10.3 948.4 9.5
-------- -------- -------- --------
Store performance........... $ 229.8 4.9 $ 260.5 5.1 $ 444.5 4.8 $ 492.6 5.0
======== ======== ======== ========

Retail vehicle unit sales:
New vehicle............. 107,000 122,000 208,000 241,000
Used vehicle............ 61,000 62,000 120,000 124,000
------- ------- ------- -------
168,000 184,000 328,000 365,000
======= ======= ======= =======
</TABLE>


Same store revenue was $4.71 billion for the three months ended June
30, 2001 compared to $5.05 billion for the three months ended June 30, 2000, a
decrease of 6.7%. Same store revenue was $9.24 billion for the six months ended
June 30, 2001 compared to $9.94 billion for the six months ended June 30, 2000,
a decrease of 7.1%. Same store gross margin was $715.7 million for the three
months ended June 30, 2001 compared to $739.2 million for the three months ended
June 30, 2000, a decrease of 3.2%. Same store gross margin was $1.40 billion for
the six months ended June 30, 2001 compared to $1.44 billion for the six months
ended June 30, 2000, a decrease of 3.1%. The primary components of same store
revenue and gross margin changes are described below.

New vehicle same store revenue decreased 9.3% to $2.81 billion during
the three months ended June 30, 2001 due to a unit volume decrease of 12.3%
partially offset by a 3.0% increase in prices. The increase in prices was due in
part to a change in product mix. New vehicle same store revenue decreased 10.1%
to $5.47 billion during the six months ended June 30, 2001 due to a unit volume
decrease of 13.7% partially offset by a 3.6% increase in prices. Primarily due
to the decline in volume, new vehicle same store gross margin decreased 11.8% to
$232.4 million for the three months ended June 30, 2001 and 11.2% to $454.9
million for the six months ended June 30, 2001. The Company's new vehicle sales
were impacted by the lower demand experienced in the overall automotive retail
industry this year, predominantly in the domestic product lines. The Company
continues to expect lower new vehicle demand for the remainder of 2001, which
will likely result in lower new vehicle revenue and gross margin.

Used vehicle same store revenue decreased 2.2% to $927.8 million during
the three months ended June 30, 2001 due to lower volume of 1.6% combined with a
slight decrease in price of .6%. Used vehicle same store revenue decreased 1.9%
to $1.83 billion during the six months ended June 30, 2001 due to lower volume
of 3.2% partially offset by a 1.3% increase in prices. Used vehicle same store
gross margin decreased 1.9% to $105.9 million




18
19

for the three months ended June 30, 2001 and 3.6% to $206.4 million for the six
months ended June 30, 2001.

Parts and service same store revenue increased 3.0% to $566.4 million
for the three months ended June 30, 2001 and 2.6% to $1.12 billion for the six
months ended June 30, 2001 driven by volume as well as price increases. Parts
and service same store gross margin increased 4.1% to $246.5 million for the
three months ended June 30, 2001 and 4.1% to $483.4 million for the six months
ended June 30, 2001, as a result of higher revenue coupled with margin expansion
of 40 and 60 basis points for the three and six months ended June 30, 2001,
respectively, as a result of the Company's efforts to increase pricing and
manage costs.

Finance and insurance same store revenue and gross margin increased
9.1% to $115.3 million for the three months ended June 30, 2001 and 6.3% to
$218.9 million for the six months ended June 30, 2001. The increase is primarily
due to a higher percentage of customers buying finance and insurance products as
well as increased pricing.

Same store other revenue decreased by 15.8% to $295.7 million for the
three months ended June 30, 2001 and 14.4% to $592.8 million for the six months
ended June 30, 2001. This revenue decrease primarily reflects a reduction in
wholesale revenues due to a decrease in the number of units wholesaled as
compared to 2000.

Same store gross margin as a percentage of same store total revenue was
15.2% and 15.1% for the three and six month periods ended June 30, 2001,
respectively. This represents a 60 basis point increase in the three and six
month periods ended June 30, 2001 primarily driven by a shift in revenue mix as
lower margin new vehicle revenue represented a smaller component of overall
revenue.

Same store selling, general and administrative expenses were $485.9
million or 10.3% of same store total revenue and $478.7 million or 9.5% of same
store total revenue for the three months ended June 30, 2001 and 2000,
respectively. Same store selling, general and administrative expenses were
$952.3 million or 10.3% of same store total revenue and $948.4 million or 9.5%
of same store total revenue for the six months ended June 30, 2001 and 2000,
respectively. The increase in same store selling, general and administrative
expenses as a percentage of same store sales is primarily due to the shift in
revenue mix as a function of lower new vehicle sales.

Same store performance margins were $229.8 million and $260.5 million
or as a percentage of same store total revenue 4.9% and 5.1% for the three
months ended June 30, 2001 and 2000, respectively. Same store performance
margins were $444.5 million and $492.6 million or as a percentage of same store
total revenue 4.8% and 5.0% for the six months ended June 30, 2001 and 2000,
respectively.



19
20

REPORTED OPERATING DATA

The following table sets forth the components of the Company's
operating results including revenue percentages of total revenue, the components
of gross margin and retail vehicle unit sales on a reported basis for the three
and six months ended June 30, ($ in millions):

<TABLE>
<CAPTION>
Three Months Ended June 30, Six Months Ended June 30,
------------------------------------- ------------------------------------
2001 % 2000 % 2001 % 2000 %
-------- ----- ------------ ----- -------- ----- ------------ ------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
Revenue:
New vehicle............... $ 2,941.2 59.5 $ 3,241.8 60.7 $ 5,808.9 59.1 $ 6,399.0 60.6
Used vehicle.............. 972.4 19.7 1,008.4 18.9 1,949.5 19.8 2,011.7 19.0
Parts and service......... 599.5 12.1 588.8 11.0 1,201.0 12.2 1,176.7 11.1
Finance and insurance..... 122.2 2.5 111.5 2.1 233.7 2.4 218.3 2.1
Other..................... 306.8 6.2 389.0 7.3 636.0 6.5 764.0 7.2
--------- ----- --------- ----- --------- ---- --------- -----
$ 4,942.1 100.0 $ 5,339.5 100.0 $ 9,829.1 100.0 $10,569.7 100.0
========= ===== ========= ===== ========= ===== ========= =====
Gross margin:
New vehicle............... $ 242.0 8.2 $ 275.5 8.5 $ 481.0 8.3 $ 536.4 8.4
Used vehicle.............. 111.8 11.5 114.9 11.4 219.2 11.2 231.3 11.5
Parts and service......... 260.3 43.4 253.8 43.1 518.1 43.1 500.9 42.6
Finance and insurance..... 122.2 100.0 111.5 100.0 233.7 100.0 218.3 100.0
Other..................... 19.0 6.2 28.3 7.3 41.1 6.5 49.2 6.4
--------- --------- --------- ---------
755.3 15.3 784.0 14.7 1,493.1 15.2 1,536.1 14.5
========= ========= ========= =========

S,G&A - Store................ 511.3 10.3 510.0 9.6 1,020.7 10.4 1,019.4 9.6
--------- --------- --------- ---------
Store performance............ 244.0 5.0 274.0 5.1 472.4 4.8 516.7 4.9

S,G&A - Corporate............ 33.2 0.8 37.1 0.7 73.9 0.8 83.7 0.7
Depreciation................. 16.4 0.3 13.1 0.2 32.0 0.3 27.8 0.3
Amortization................. 20.4 0.4 19.9 0.4 40.4 0.4 38.3 0.4
Restructuring & impairment
charges, net............. 9.5 0.2 -- -- 8.7 0.1 -- --
Other gains.................. (19.0) (0.4) -- -- (19.0) (0.2) -- --
-------- -------- --------- --------
Operating income............. $ 183.5 3.7 $ 203.9 3.8 $ 336.4 3.4 $ 366.9 3.5
======== ========= ========= ========

Retail vehicle unit sales:
New vehicle.............. 112,000 127,000 221,000 253,000
Used vehicle............. 64,000 67,000 129,000 134,000
------- ------- ------- -------
176,000 194,000 350,000 387,000
======= ======= ======= =======
</TABLE>


Total revenue was $4.94 billion for the three months ended June 30,
2001 compared to $5.34 billion for the three months ended June 30, 2000, a
decrease of 7.4%. Total revenue was $9.83 billion for the six months ended June
30, 2001 compared to $10.57 billion for the six months ended June 30, 2000, a
decrease of 7.0%. Total gross margin was $755.3 million for the three months
ended June 30, 2001 compared to $784.0 million for the three months ended June
30, 2000, a decrease of 3.7%. Total gross margin was $1.49 billion for the six
months ended June 30, 2001 compared to $1.54 billion for the six months ended
June 30, 2000, a decrease of 2.8%. The primary components of revenue and gross
margin changes are described below.



20
21

New vehicle revenue decreased 9.3% to $2.94 billion for the three
months ended June 30, 2001. New vehicle revenue decreased 9.2% to $5.81 billion
during the six months ended June 30, 2001. During the three and six month
periods ended June 30, 2001, the Company sold 112,000 and 221,000 new vehicles,
respectively, compared to 127,000 and 253,000 new vehicles for the comparable
periods in 2000. Consistent with the decline in volume, new vehicle gross margin
decreased 12.2% to $242.0 million for the three months ended June 30, 2001 and
10.3% to $481.0 million for the six months ended June 30, 2001.

Used vehicle revenue decreased 3.6% to $972.4 million during the three
months ended June 30, 2001. Used vehicle revenue decreased 3.1% to $1.95 billion
during the six months ended June 30, 2001. The decreases are a result of lower
volume in 2001. Used vehicle gross margin decreased 2.7% to $111.8 million for
the three months ended June 30, 2001 and 5.2% to $219.2 million for the six
months ended June 30, 2001.

Parts and service revenue increased 1.8% to $599.5 million during the
three months ended June 30, 2001 and 2.1% to $1.20 billion for the six months
ended June 30, 2001. Parts and service gross margin increased 2.6% to $260.3
million for the three months ended June 30, 2001 and 3.4% to $518.1 million for
the six months ended June 30, 2001. As a percentage of revenue, parts and
service gross margin increased 30 and 50 basis points for the three and six
months ended June 30, 2001, respectively.

Finance and insurance revenue and gross margin increased 9.6% to $122.2
million for the three months ended June 30, 2001 and 7.1% to $233.7 million for
the six months ended June 30, 2001.

Other revenue decreased 21.1% to $306.8 million during the three months
ended June 30, 2001. Other revenue decreased 16.8% during the six months ended
June 30, 2001.

Total gross margin as a percentage of total revenue was 15.3% and
15.2% for the three and six month periods ended June 30, 2001, respectively.
Total gross margins as a percentage of total revenue was 14.7% and 14.5% for the
three and six month periods ended June 30, 2000, respectively. This represents
60 and 70 basis point increases in the three and six month periods ended June
30, 2001, respectively.

Store level selling, general and administrative expenses were $511.3
million or 10.3% of total revenue and $510.0 million or 9.6% of total revenue
for the three months ended June 30, 2001 and 2000, respectively. Store level
selling, general and administrative expenses were $1.02 billion or 10.4% of
total revenue and $1.02 billion or 9.6% of total revenue for the six months
ended June 30, 2001 and 2000, respectively.

Store performance margins were $244.0 million and $274.0 million or as
a percentage of total revenue 5.0% and 5.1% for the three months ended June 30,
2001 and 2000, respectively. Store performance margins were $472.4 million and
$516.7 million or as a percentage of total revenue 4.8% and 4.9% for the six
months ended June 30, 2001 and 2000, respectively.

Corporate selling, general and administrative expenses decreased by
$3.9 million or 10.5% during the three months ended June 30, 2001 and $9.8
million or 11.7% during the six months ended June 30, 2001. The decrease is
primarily the result of the continued disposal of excess properties.



21
22

Depreciation and amortization were $36.8 million and $72.4 million for
the three and six months ended June 30, 2001 as compared to $33.0 million and
$66.1 million for the three and six months ended June 30, 2000, primarily as a
function of acquisitions closed during 2000.

Other gains of $19.0 million for the three and six months ended June
30, 2001 primarily represent the pre-tax gain from the sale of the Flemington
dealer group in April 2001.

DISCONTINUED BUSINESS SEGMENTS

On June 30, 2000, the Company completed the spin-off of its former
automotive rental businesses, which had been organized under ANC Rental
Corporation, by distributing 100% of ANC Rental's common stock to AutoNation's
stockholders as a tax-free dividend. As a result of the spin-off, AutoNation
stockholders received one share of ANC Rental common stock for every eight
shares of AutoNation common stock owned as of the June 16, 2000 record date. As
discussed in Note 13, Discontinued Operations, of the Notes to Unaudited
Condensed Consolidated Financial Statements, ANC Rental has been accounted for
as discontinued operations in the accompanying unaudited condensed consolidated
financial statements.

BUSINESS ACQUISITIONS AND DIVESTITURES

From 1996 through 1999, the Company aggressively expanded its
automotive retail operations through the acquisition of franchised automotive
dealerships. Since 1999, the Company has not completed and does not expect to
complete in 2001 acquisitions at the same pace as in the past. Future
acquisitions will primarily target single dealerships or small dealership groups
focused in key existing markets.

During the six months ended June 30, 2001, the Company acquired various
automotive retail businesses. The Company paid approximately $27.0 million in
cash for these acquisitions. During the six months ended June 30, 2001, the
Company also paid approximately $6.2 million in deferred purchase price for
certain prior year automotive retail acquisitions.

In April 2001, the Company completed the sale of its Flemington dealer
group which substantially completed its non-core dealership divestiture plan. In
the normal course of business, the Company will periodically divest of
dealerships that do not meet certain operational, financial, and strategic
criteria. Revenue for the operations disposed or to be disposed, including the
Flemington dealer group, was $132.6 million and $570.5 million during the six
months ended June 30, 2001 and 2000, respectively. Operating income for the
operations disposed or to be disposed was $.5 million and $16.5 million for the
six months ended June 30, 2001 and 2000, respectively.



22
23

RESTRUCTURING ACTIVITIES

During the fourth quarter of 1999, the Company approved a plan to
restructure certain of its operations. The restructuring plan was comprised of
the following major components: (1) exiting the used vehicle megastores
business; and (2) reducing the corporate workforce. The restructuring plan also
included divesting of certain non-core franchised dealerships. Approximately
2,000 positions were eliminated as a result of the restructuring plan of which
1,800 were megastore positions and 200 were corporate positions. These
restructuring activities resulted in pre-tax charges of $443.7 million in 1999.
These pre-tax charges included $286.9 million of asset impairment charges;
$103.3 million of reserves for residual value guarantees for closed lease
properties; $26.2 million of severance and other exit costs; and $27.3 million
of inventory related costs. The $286.9 million asset impairment charge consisted
of: $244.9 million of megastore and other property impairments; $26.6 million of
goodwill impairment reserves for the divestiture of certain non-core franchised
automotive dealerships; and $15.4 million of information systems impairments.

Closed megastores and other properties are being disposed of through
sales to third parties. Although these properties are being aggressively
marketed, their ultimate disposition will not likely be substantially completed
until late 2001.

The following summarizes the activity and remaining balance in the
Company's restructuring and impairment reserves for the six months ended June
30, 2001:

<TABLE>
<CAPTION>

Deductions
Balance Amounts Charged --------------------- Balance
Reserve December 31, 2000 to Income Cash Non-cash June 30, 2001
- ------- ----------------- ----------------- ---------- -------- -------------
<S> <C> <C> <C> <C> <C>
Asset reserves:
Asset impairment........... $ 161.4 $ 4.3 $ -- $ (54.5) $ 111.2
Accrued liabilities:
Severance and other
exit costs.............. 1.2 .3 (.8) -- .7
Finance lease residual
value write-down........ -- 4.1 -- (4.1) --
--------- --------- ------ -------- ---------
$ 162.6 $ 8.7 $ (.8) $ (58.6) $ 111.9
========= ========= ====== ======== =========
</TABLE>


The following summarizes the components of the $8.7 million amount
charged to income during the six months ended June 30, 2001:

<Table>
<Caption>
Net Gain on Additional Impairment
Sold Properties Charges Other Total
--------------- ---------------------- --------- -------------
<S> <C> <C> <C> <C>
Asset reserves:
Asset impairment......... $ (1.0) $ 5.3 $ -- $ 4.3
Accrued liabilities:
Severance and other
exit costs............ -- -- .3 .3
Finance lease residual
value write-down...... -- -- 4.1 4.1
-------- --------- ------- --------
$ (1.0) $ 5.3 $ 4.4 $ 8.7
======== ========= ======= ========
</TABLE>




23
24

During the three months ended June 30, 2001, the Company recognized an
additional impairment charge totaling $5.3 million based on the re-evaluation of
the fair value of certain properties. Additionally, the Company recognized an
impairment charge totaling $4.1 million associated with the deterioration in
residual values of finance lease receivables. The Company discontinued writing
finance leases in mid-1999 and the majority of the leases terminate in late
2001.

NON-OPERATING INCOME (EXPENSE)

FLOORPLAN INTEREST EXPENSE

Floorplan interest expense was $35.1 million and $81.0 million for the
three and six months ended June 30, 2001, respectively compared to $51.5 million
and $99.0 million for the three and six months ended June 30, 2000. The decrease
was due to lower floorplan debt associated with lower inventory levels as well
as reduced floorplan borrowing rates. The Company plans to maintain lower levels
of inventory which coupled with lower interest rates should result in decreased
floorplan interest expense this year.

OTHER INTEREST EXPENSE

Other interest expense was incurred primarily on borrowings under
revolving credit facilities. Other interest expense was $8.4 million and $19.4
million for the three and six months ended June 30, 2001, respectively, compared
to $10.4 million and $22.4 million for the three and six months ended June 30,
2000. The decrease was due to lower average borrowings as well as lower interest
rates.

INTEREST INCOME

Interest income was $2.2 million and $3.6 million for the three and six
months ended June 30, 2001, respectively compared to $4.9 million and $8.7
million for the three and six months ended June 30, 2000. The decrease is
primarily the result of lower average cash and investment balances.

INCOME TAXES

The provision for income taxes from continuing operations was $55.2
million and $92.6 million for the three and six months ended June 30, 2001,
respectively, compared to $57.9 million and $96.7 million for the three and six
months ended June 30, 2000. Income taxes have been provided based upon the
Company's anticipated annual effective income tax rate.



24
25

FINANCIAL CONDITION

At June 30, 2001, the Company had $26.1 million of unrestricted cash
and cash equivalents and $396.0 million drawn under a multi-year unsecured
revolving credit facility which provided $1.0 billion of financing and was
scheduled to mature April 2002. This facility was repaid in full and terminated
on August 10, 2001. Another facility provided $250.0 million of borrowing
capacity until its termination on June 29, 2001. On August 10, 2001, the Company
entered into two new senior secured revolving credit facilities with aggregate
capacity of $500.0 million. One facility is a 364-day revolving credit facility
which provides borrowings up to $200.0 million at a LIBOR-based interest rate.
The other facility provides borrowings up to $300.0 million at a LIBOR-based
interest rate and has a five-year term. These facilities are secured by a pledge
of the capital stock of certain subsidiaries of the Company and are guaranteed
by substantially all of the Company's subsidiaries.

On August 1, 2001, the Company sold $450.0 million of 9.0% senior
unsecured notes due August 1, 2008 at a price of 98.731% of face value. The
notes are guaranteed by substantially all of the Company's subsidiaries.

The Company used the net proceeds of the offering and borrowings under
the new revolving credit facilities to repay outstanding amounts under the $1.0
billion revolving credit facility and certain other debt and will use any
additional amounts to finance capital expenditures, strategic acquisitions,
working capital and other general corporate purposes.

In June 2001, the Company entered into a mortgage facility with an
automotive manufacturer's captive finance subsidiary with an aggregate capacity
of $150.0 million. As of June 30, 2001, the amount outstanding under this
mortgage facility was $116.7 million. The facility has a ten-year term, bears
interest at a LIBOR-based rate and is secured by mortgages on certain of our
dealerships' real property.

The Company finances vehicle inventory through secured financings,
primarily floorplan facilities, with manufacturers' captive finance
subsidiaries, as well as independent financial institutions. As of June 30 2001,
capacity was approximately $3.5 billion.

The Company securitizes installment loan receivables through a $1.0
billion commercial paper warehouse facility with unrelated financial
institutions. The warehouse facility has a renewable 364-day term and requires
an annual securitization transaction to reduce the net pool balance. During the
six months ended June 30, 2001, the Company sold installment loan receivables of
$343.6 million under this program, net of retained interests. At June 30, 2001,
$776.8 million was outstanding under this program, net of retained interests.

The Company also securitizes installment loan receivables through the
issuance of asset-backed notes through a non-consolidated special purpose entity
under a $2.0 billion shelf registration statement. During the six months ended
June 30, 2001, no additional asset-backed notes were issued. At June 30, 2001,
$785.1 million was outstanding under this program, net of retained interests.
Remaining capacity under this program at June 30 2001 was $521.5 million. The
Company is in the process of providing for up to $1.5 billion in additional
capacity through a subsequent shelf registration.

During the three months ended June 30, 2001, the Company repurchased
2.9 million shares of its common stock for an aggregate purchase price of $30.9
million. During the six months ended June 30, 2001, the Company repurchased 15.0
million shares of its common stock for an aggregate purchase price of $129.2
million. Through June 30, 2001, an aggregate of 142.7 million shares of common
stock have been acquired under the Company's share repurchase programs for an
aggregate purchase price of $1.61 billion, leaving approximately $137.9 million
available for share repurchases under the program. The Company




25
26
will evaluate future share repurchases based on such factors as the market price
of its common stock, the potential impact on its capital structure and the
expected return on competing uses of capital such as strategic dealership
acquisitions and capital investments. The Company's new financing arrangements
contain certain limitations on share repurchases. Such limitations, however, are
not expected to impact the share repurchases under the Company's existing share
repurchase program.

In connection with the ANC Rental spin-off, the Company agreed to
continue to provide ANC Rental with guarantees and credit enhancements with
respect to certain financial and other performance obligations of ANC Rental,
including acting as a guarantor under certain motor vehicle and real property
leases between ANC and Mitsubishi Motor Sales of America, Inc. The Company
receives fees for providing these guarantees commensurate with market rates.
The Company also entered into certain agreements with ANC Rental in connection
with the spin-off, including a separation and distribution agreement and a tax
sharing agreement. ANC Rental reported an aggregate net loss for 2000 of $2.0
million, including a net loss of $44.0 million in the fourth quarter of 2000,
and recently reported a net loss of $56.6 million for the six months ended June
30, 2001. ANC Rental also announced that it expects to report a substantial loss
for the full year of 2001. Accordingly, a failure by ANC Rental to meet its
obligations could have a material adverse effect on the Company's business,
financial condition, consolidated results of operations and cash flows.

At June 30, 2001 and December 31, 2000, the Company had $885.0 million
and $877.2 million, respectively, of net deferred tax liabilities. The Company
provides for deferred income taxes in its unaudited condensed consolidated
financial statements to show the effect of temporary differences between the
recognition of revenue and expenses for financial and income tax reporting
purposes and between the tax basis of assets and liabilities and their reported
amounts in the financial statements. Over the past four years, the Company has
engaged in certain transactions that are of a type that the Internal Revenue
Service has recently indicated it intends to challenge. A significant amount of
the Company's deferred tax liabilities related to these transactions. The
Company believes that its tax returns appropriately reflect such transactions.
At the present time, the Company is unable to predict the outcome of any
challenge if the IRS determines to challenge the tax reporting of such
transactions. An unfavorable settlement or adverse resolution of these matters
could have a material adverse effect on the Company's financial condition,
results of operations, cash flows and assets.

The Company believes that it has sufficient operating cash flow and
other financial resources available to meet its anticipated capital requirements
and obligations as they come due.

CASH FLOWS

Cash and cash equivalents decreased by $56.1 million and $81.2 million
during the six months ended June 30, 2001 and 2000, respectively. The major
components of these changes are discussed below.

CASH FLOWS FROM OPERATING ACTIVITIES

Cash provided by operating activities was $492.5 million and $90.1
million during the six months ended June 30, 2001 and 2000, respectively.

Cash flows from operating activities include purchases of vehicle
inventory which are separately financed through secured floorplan facilities.
Accordingly, the Company measures its operating cash flow including net
(payments)/proceeds under these secured vehicle financings which totaled
($298.9) million and $141.9 million during the six months ended June 30, 2001
and 2000, respectively. Including net (payments)/proceeds under these secured
vehicle financings, the Company generated operating cash flow of $193.6 million
and $232.0 million during the six months ended June 30, 2001 and 2000,
respectively.



26
27

CASH FLOWS FROM INVESTING ACTIVITIES

Cash flows from investing activities consist primarily of cash used for
capital additions, business acquisitions and divestitures, property
dispositions, net activity of installment loan receivables and other
transactions as further described below.

Capital expenditures were $52.8 million and $52.9 million during the
six months ended June 30, 2001 and 2000, respectively.

Funding of installment loan receivables, net of collections, totaled
$345.1 million and $308.1 million for the six months ended June 30, 2001 and
2000, respectively. Related proceeds from securitization of installment loan
contracts were $369.0 million and $367.8 million for the six months ended June
30, 2001 and 2000, respectively.

Cash used in business acquisitions was $33.2 million and $192.3 million
for the six months ended June 30, 2001 and 2000, respectively. The decrease in
cash used in business acquisitions was primarily due to the effect of a planned
reduction in acquisition activity for 2001.

The Company intends to finance capital expenditures, business
acquisitions and funding of installment loan receivables through cash flow from
operations, revolving credit facilities, asset-backed securitized facilities and
other financings.

CASH FLOWS FROM FINANCING ACTIVITIES

Cash flows from financing activities during the six months ended June
30, 2001 and 2000 consisted of revolving credit and vehicle floorplan financings
and payments, repayments of acquired debt and treasury stock purchases.

During the six months ended June 30, 2001 and 2000, the Company spent
approximately $129.2 million and $106.9 million, respectively, to repurchase
shares of common stock under the Company's Board approved share repurchase
programs.

SEASONALITY

The Company's operations generally experience higher volumes of vehicle
sales in the second and third quarters of each year in part due to consumer
buying trends and the introduction of new vehicle models. Also, demand for cars
and light trucks is generally lower during the winter months than in other
seasons, particularly in regions of the United States where dealerships may be
subject to harsh winters. Accordingly, the Company expects its revenue and
operating results to be generally lower in the first and fourth quarters as
compared to the second and third quarters.

FORWARD-LOOKING STATEMENTS

The Company's business, financial condition, results of operations,
cash flows and prospects, and the prevailing market price and performance of its
common stock, may be adversely affected by a number of factors, including the
matters discussed below. Certain statements and information set forth herein in
this Form 10-Q, as well as other written or oral statements made from time to
time by the Company or by its authorized officers on the Company's behalf,
constitute "forward-looking statements" within the meaning of the Federal
Private Securities Litigation Reform Act of 1995. The Company intends for its
forward-looking statements to be covered by the safe harbor provisions for
forward-looking statements contained in the Private Securities Litigation Reform
Act of 1995, and it sets forth this statement and these risk factors in order to
comply with such safe harbor provisions. It should be noted that the Company's
forward-looking statements speak only as of the date of this Form 10-Q or when
made and the Company undertakes no duty or obligation




27
28

to update or revise its forward-looking statements, whether as a result of new
information, future events or otherwise. Although the Company believes that the
expectations, plans, intentions and projections reflected in its forward-looking
statements are reasonable, such statements are subject to known and unknown
risks, uncertainties and other factors that may cause actual results,
performance or achievements to be materially different from any future results,
performance or achievements expressed or implied by the forward-looking
statements.

The risks, uncertainties and other factors that the Company's
stockholders and prospective investors should consider include, but are not
limited to, the following: the automotive retail industry is cyclical and is
highly sensitive to changing economic conditions; the Company is in the midst of
an industry and general economic slowdown that could materially adversely impact
its business; the Company is substantially dependent on vehicle manufacturers;
the Company is subject to restrictions imposed by vehicle manufacturers; the
Company is subject to extensive governmental regulation; the Company is subject
to numerous legal and administrative proceedings; the Company may be required to
perform under certain credit enhancements and guarantees with respect to ANC
Rental Corporation; the Company has engaged in certain transactions that may be
challenged by the IRS and may have a material adverse effect on our results of
operations, cash flows and assets; the Company faces significant competition in
the automotive retail industry; the Company needs substantial capital; the
Company may not be able to successfully execute its strategy; the Company may
have difficulty expanding through acquisitions of franchised automotive
dealerships in its key markets; the loss of key personnel could affect the
Company's operations; the Company is subject to residual value risk and consumer
credit risk in connection with its lease portfolio; the Company's new credit
facilities and senior notes contain numerous financial and operating covenants
that place certain restrictions on the Company; and the Company is also subject
to consumer credit risk in connection with its installment receivables
portfolio. Please refer to the Company's Annual Report on Form 10-K for the
fiscal year ended December 31, 2000, for additional discussion of the foregoing
risk factors.

ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

The following information about the Company's market sensitive
financial instruments constitutes a "forward-looking statement." The Company's
major market risk exposure is changing interest rates. The Company's policy is
to manage interest rate risk through the use of a combination of fixed and
floating rate debt and interest rate derivatives based upon market conditions.
The derivatives consist of interest rate swaps, caps and floors which are
entered into with a group of financial institutions with investment grade credit
ratings, thereby minimizing the risk of credit loss.

Reference is made to the Company's quantitative disclosures about
market risk as of December 31, 2000 included in the Company's Annual Report on
Form 10-K.

The Company uses interest rate swap agreements to manage the impact of
interest rate changes on borrowings under the Company's variable rate vehicle
inventory and revolving credit facilities. At June 30, 2001, the Company had no
derivatives hedging corporate debt with variable interest rate exposure.

The Company has entered into certain interest rate derivative
transactions with certain financial institutions to manage the impact of
interest rate changes on securitized installment loan receivables. These
derivative transactions consist of a series of interest rate caps and floors at
the same strike price with an aggregate notional amount of $824.4 million
contractually maturing through 2007, which effectuate a variable to fixed rate
swap at a weighted average rate of 5.95%. In addition in 2001, the Company has
entered into a series of forward starting swaps with a maximum aggregate
notional amount of $124.5 million contractually maturing through 2007 which
effectuate a fixed to variable rate swap at a weighted average rate of 5.49%.
Variable rates on the underlying portfolio are indexed to the Commercial Paper
Nonfinancial rate.




28
29

PART II. OTHER INFORMATION

ITEM 1. LEGAL PROCEEDINGS

In October 2000, the California Department of Motor Vehicles
("California DMV") brought action against one of the Company's California
dealerships for alleged customer fraud as well as several other claims. (This
matter was previously discussed in the Legal Proceedings section of the
Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2000
and the Company's Quarterly Report on Form 10-Q for the fiscal quarter ended
March 31, 2001.) In April 2001, the California DMV action and a related action
by the State of California were settled. As part of the settlement, the
dealership closed its sales operations for six days, agreed to provide
restitution to certain customers in the estimated amount of approximately $1.0
million and paid $1.1 million in fines, penalties and costs. Three purported
civil class actions and other related lawsuits and claims have been filed or
made against the dealership based on the allegations underlying the California
DMV case.

In an action filed in Florida state court in 1999, a wholly-owned
subsidiary of the Company was accused of violating among other things the
Florida Motor Vehicle Retail Sales Finance Act and the Florida Deceptive and
Unfair Trade Practices Act by allegedly failing to deliver executed copies of
retail installment contracts to customers of the Company's used vehicle
megastores. (This matter was previously discussed in the Legal Proceedings
section of the Company's Annual Report on Form 10-K for the fiscal year ended
December 31, 2000.) In October 2000, the court certified the class of customers
on whose behalf the action would proceed. In July 2001, Florida's Fourth
District Court of Appeals upheld the certification of the class.

The Company intends to vigorously defend itself and assert available
defenses with respect to each of the foregoing matters. Further, the Company has
certain insurance coverage and rights of indemnification with respect to certain
aspects of the foregoing matters. However, a settlement or an adverse resolution
of one or more of these matters may result in the payment of significant costs
and damages that could have a material adverse effect on the Company's business,
financial condition, results of operations and cash flows.

The Company is also a party to numerous other legal proceedings that
arose in the conduct of its business. The Company does not believe that the
ultimate resolution of these matters will have a material adverse effect on its
business, financial condition, results of operations or cash flows. However, the
results of these matters cannot be predicted with certainty and an unfavorable
resolution of one or more of these matters could have a material adverse effect
on its business, financial condition, results of operations and cash flows.



29
30

ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

At the Company's 2001 Annual Meeting of Stockholders on May 17, 2001,
the stockholders of the Company voted upon and elected the following directors
and approved and adopted the following proposal:

<TABLE>
<CAPTION>

(A) Director Nominee Votes Cast For Votes Withheld
---------------- -------------- --------------
<S> <C> <C>
H. Wayne Huizenga 310,289,405 4,085,845
Mike Jackson 311,489,492 2,885,758
Harris W. Hudson 312,714,246 1,661,004
Robert J. Brown 312,715,987 1,659,263
J.P. Bryan 312,721,749 1,653,501
Rick L. Burdick 312,726,312 1,648,938
Michael G. DeGroote 312,702,951 1,672,299
George D. Johnson, Jr. 312,717,449 1,657,801
John J. Melk 312,721,893 1,653,357
Irene B. Rosenfeld 312,706,033 1,669,217

(B) To ratify the appointment of Arthur Andersen LLP as the
Company's independent public accountants for 2001 (314,021,264
votes were cast for this matter, 237,578 votes were cast
against this matter, there were 116,558 abstentions and there
were no broker non-votes).
</Table>

ITEM 6. EXHIBITS AND REPORTS ON FORM 8-K

(a) Exhibits: None

(b) Reports on Form 8-K: None



30
31




SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant, AutoNation, Inc., has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized.

AUTONATION, INC.


By: /s/ Patricia A. McKay
-------------------------------------
Patricia A. McKay
Senior Vice President-Finance
(Principal Accounting Officer)

Date: August 14, 2001








31