Upstart (UPST) - P/B ratio

P/B ratio as of December 2025 : 6.21

According to Upstart's latest financial reports the company has a price-to-book ratio of 4.81544.
The price-to-book ratio is a way to measure how much the stock market thinks a company is worth compared to how much the company says its assets are worth on paper.

Upstart - P/B ratio (from 2020 to 2025)

P/B ratio by year

Year	P/B ratio	Change
2025-12-31	6.21	-36.6%
2024-12-31	9.79	79.03%
2023-12-31	5.47	239.85%
2022-12-31	1.61	-89.52%
2021-12-31	15.4	56.23%
2020-12-31	9.83
2019-12-31	N/A

P/B ratio for similar companies or competitors

Company	P/B ratio	P/B ratio differencediff.	Country
Qifu Technology QFIN	0.8091	-86.97%	🇨🇳 China
Rocket Companies RKT	6.17	-0.56%	🇺🇸 USA

What is the market capitalization of a company?

The market capitalization sometimes referred as Marketcap, is the value of a publicly listed company.
In most cases it can be easily calculated by multiplying the share price with the amount of outstanding shares.

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